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Tag: Words

  • If You Want to Be Rich You Don’t Need Good Grades

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    Did you parents ever give you the advice that in order to become wealthy they need to study hard, get good grades so they can get a good job? I know I have heard this advice on many occasions from my parents. But the fact is that getting good grades no longer ensures that you will become wealthy. Even many doctors, who are often the ones with the best grades, are now struggling to earn a lot of money. If you want to get rich, without needing good grades, then read on.

    Something that they don’t teach you in school is that you banker never asks for your report card. If you go to your bank and ask for a loan, either for a business, property or some other investment, then your banker is not going to ask for your school report card. Your school report card has very little relevance on whether or not you will become rich. There are many highly educated people who are poor and struggling for money. There are also some very uneducated people who a millionaires and billionaires.

    Schools are developed to train people to look for a job, but this alone will not make you rich. Often it is the educated people with the highest paying jobs that have the most debt and are in the worst spot financially. You don’t need good grades in school to become rich, but you do need a good financial education. A lot of people leave school without the slightest financial education. Many leave deeply in debt from school fees and they spend their entire lives trying to get out of debt.

    Some very simple financial education can save you a lot of time and trouble and can make you rich a lot quicker. In fact someone with a lot of financial education, but not a lot of school smarts, is much more likely to become rich than someone with school smarts but now financial education.

    In school you are more intelligent if you can make finer distinctions. Let me give you an example. If you can distinguish a car from a truck then you have some intelligence. However, if you can distinguish a 1987 Ford Laser from a 1990 Ford Laser then that is a greater distinction. You are able to understand things in finer detail and are therefore more intelligent. In school you will also be taught that there is often more than one meaning to a word. For example, the word pound means many different things. It can mean money, in the form of English currency, it can refer to weight, it can refer to a lost dogs home or it can mean to hit with a force. The one word has multiple meanings.

    In finance, some words have different meanings. Only in finance one meaning will make you poor, and another meaning will make you rich. Neither meaning is right or wrong, just different, but they have very different outcomes.

    One of the most important words you will ever understand in finance is the term asset. Now your banker will tell you an asset is anything you own that is of monetary value. This includes you old golf clubs, your suits and your car. This is one correct meaning of the word asset, but it will make you poor. A better understanding of the word asset is something that generates you an income whether you work or not. To put it simply, if you stop working today an asset will continue to put money into your pocket. A liability is something that takes money out of your pocket whether you work or not.

    A lot of people are poor because they spend their time buying assets that are liabilities. They buy things of monetary value that cost them money to own. A car costs money to own every month. So although, according to the bank’s definition of an asset, they are acquiring an asset, they are becoming poorer. Rich people focus on spending their time and money to acquire assets that generate them income. It is these assets that make them rich, and it is the ability to define the difference between an asset and a liability that makes them financially intelligent.

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    Source by Ryan Mclean

    Views: 0

  • Department Administrator Interference in the Doctor-Patient Relationship

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    I contacted a resident doctor in Internal Medicine at a teaching hospital and asked if he would be interested in becoming my primary care physician (PCP). My note briefly described my background in health outcomes research and two of my prescription drugs. He wrote back that he would be honored to be my PCP, and came across as professional, humble, and sincere. A new doctor-patient relationship was formed, and I contacted my existing doctor’s office to arrange for my medical records to be transferred, which immediately informed that office that I must be dissatisfied and going to a new doctor. I also shared with the resident doctor confidential information from my medical records and a copy of one of my professional presentations at a health care conference.

    A department administrator then contacted me to say the resident doctors are not available every day of the week for clinic and are not even here when they do their ICU rotation. Also, the Internal Medicine department protocol would not allow the resident doctor to write me a drug prescription for off label use. Finally, she was concerned that in the past I have ordered and correctly interpreted my own blood tests. The administrator’s attitude reflects one of the chief complaints Americans have with the health care system: the system is coming at them and requiring them to get health services in some predefined structure to which the facility is accustomed but which eliminate any potential for individualized treatment according to individual patients’ needs.

    Apparently the administrator did not spend enough “careful consideration” to get her facts straight. I do not need to see my PCP daily or even monthly. My track record shows I saw my existing doctor once in a calendar year, and the prior doctor before him I saw once in a 15-month period. So the administrator based her decision on her own ignorance of the facts.

    She also misstated facts concerning off-label prescriptions for drugs by resident doctors. One of the drugs we are talking about is Clomiphene. Both a resident doctor and an attending faculty physician at the teaching hospital advised me that they would be willing to write me (off-label) prescriptions for this drug, and the attending physician did indeed phone in a prescription for one of the drugs at my request. Similarly, the Dept. of Obstetrics and Gynecology (OB-GYN) advised me that their doctors, both resident and attending, have prescribed Clomiphene to patients. Therefore, residents in Family Medicine and OB-GYN (both primary care departments) can write prescriptions for Clomiphene, but “protocol” prevents residents in Internal Medicine (also primary care) from writing off-label prescriptions. What kind of a cockamamie rule is that? What, the residents in Internal Medicine are too dumb or too naive to understand off-label benefits of medicines?

    Finally, I had planned for my resident PCP to order and interpret blood tests each time I visited him. The administrator could have learned that fact if she had bothered to call or write me before jumping to conclusions and interfering in my doctor-patient relationship. I strongly reject the Director’s paternalistic view of medicine in which she feels she has to protect resident doctors from patients who order or interpret their own blood tests. These resident doctors are young professionals who have completed their medical degrees; they don’t need paternalistic oversight from a department administrator telling them who they can and cannot invite to be patients.

    Apparently, an overwhelming number of patients who visit this teaching hospital’s doctors want to be told what to do and how to feel. I am the exact opposite; I take personal responsibility for and manage my own health, which is strongly advocated under health care reform. Having a more equal, collaborative relationship with my PCP works for me, and that seems to be the true reason for the administrator’s interference. Studies show that medical malpractice rates drop with a non-paternalistic model of health care services. That fact of reducing litigation risks is pushing more health care systems across the country to migrate to a non-paternalistic model.

    LEGAL ANALYSIS

    I. Formation of Doctor-Patient Relationship

    The first question to address is whether, based on this fact pattern, a doctor-patient relationship was formed. When I gave the Internal Medicine resident doctor confidential information on two off-label drugs that I take, that act would be analogous to a prospective client approaching a lawyer with facts about his case to see if the lawyer will assist him. Contacting a lawyer this way does not create an attorney-client relationship. However, the lawyer is under an ethical duty to protect the confidentiality of the information shared by the prospective client. Similarly, the resident doctor was under an ethical duty to keep the information I shared with him confidential.

    When a lawyer responds to a prospective client, “I agree to take your case,” or “I will be your lawyer,” or words to that effect, then an attorney-client relationship is created, and the protection afforded to the client’s information rises to the level of constitutionally protected attorney-client privilege. In this case, when the resident doctor responded that he would be honored to be my PCP, we have offer and acceptance forming a contract. The offer-acceptance could be construed as my offering to be his patient, which he accepted, or his offer to be my PCP, which I accepted.

    But offer and acceptance are only two of the three required elements to form a contract. The third essential element is exchange of consideration, expressed in Latin as the quid pro quo. In this case, there were several separate exchanges of consideration that complete the formation of a contract and thereby render it enforceable in a court of law. Consideration is defined as some act or some transfer of an item from one party to the other, for which the receiving party had no legal right to otherwise obtain that consideration. There is no requirement that the consideration have intrisinc value. For example, the transfer of a scrap piece of paper can constitute valid consideration that renders a contract binding and enforceable.

    The initial disclosure of confidential information from my health history amounts to sufficient consideration. Second, the fact that both I and the doctor each began pursuing scheduling an appointment for me to see him is also consideration: neither of us had a prior legal right entitling us to that action by the other person. Third, when we continued to correspond after offer and acceptance, with additional information being shared back and forth, further consideration was exchanged. My sending the resident doctor a copy of one of my professional presentations was a fourth example of consideration. Finally, my request that my medical records be transferred to the resident doctor’s clinic constituted an obvious legal detriment based on reliance rendering the contract enforceable.

    If a lawsuit were filed for enforcement of this contract, I am confident that the plaintiff would overcome any attempt to dismiss the lawsuit by the teaching hospital’s attorneys based on the absence of a contract. Defendant might attempt to argue that no contract could be formed, because the resident doctor is not licensed. According to the website http://medical-dictionary.thefreedictionary.com/resident+physician, a “resident physician is a graduate and licensed physician receiving training in a specialty, usually in a hospital.” The resident’s licensing status would not prevent the formation of an enforceable contract, as we have in this fact pattern, for treatment in the supervised residents’ clinic.

    In court, we would pose a series of questions: 1) Is the resident a graduate of a medical school? Yes! 2) Was our conversation focused on health care treatment? Yes! 3) Does the resident see other patients (whether supervised or unsupervised) in the resident clinic? Yes! 4) Are the resident’s services billed to the U.S. government and to private insurers as the services of a doctor (not a student or a doctor’s aide)? Yes! 5) Did we both use the term PCP in describing our relationship? Yes. 6) Did the resident undertake to assist me in obtaining a medical appointment to see him? Yes! With these answers, any court of law is going to recognize if it looks like a duck, swims like a duck, and quacks like a duck, then it is a duck. Therefore, the defendant’s argument on licensing will be viewed as a red herring and will fail. In a similar vein, courts have noted “it is axiomatic that a doctor-patient relationship may arise from, briefly exist, and be limited by the unique circumstances presented in a transfer situation.” Sterling v. Johns Hopkins Hosp., 145 Md. App. 161 (Md. Ct. Spec. App. 2002). It does not matter how long the doctor has been seeing patients or how brief the contact with any given patient, a doctor-patient relationship can be formed.

    Selection of a PCP and other medical decisions are “core” private decisions. A fundamental tenet of privacy jurisprudence, as it has been applied to other types of personal matters, is that the individual most directly concerned is entitled to make and implement the protected decision autonomously and free from paternalistic government intrusion. See, e.g., Zablocki v. Redhail, 434 U.S. 374, 54 L. Ed. 2d 618, 98 S. Ct. 673 (1978) (decision to marry); Moore v. East Cleveland, 431 U.S. 494, 52 L. Ed. 2d 531, 97 S. Ct. 1932 (1977) (decision to live with extended family members); Griswold v. Connecticut, 381 U.S. 479, 14 L. Ed. 2d 510, 85 S. Ct. 1678 (1965)(reproductive choice). I would argue that the constitutional right to privacy also protects autonomy in selecting a PCP among a wide choice of available doctors, selecting which medications I want prescribed, and choosing what lab tests I want to order myself to monitor my health.

    In 2005, the Supreme Court of Arkansas provided the best statement in American jurisprudence on the elevated status of the doctor-patient relationship. The court noted the relationship of doctor-patient is unique. “The loss of this relationship, even temporarily, causes irreparable damage to the doctor and the patient. There is no adequate remedy at law because the loss is a loss of a one-time opportunity.” Baptist Health v. Murphy, 362 Ark. 506 (Ark. 2005)

    The court noted that the hospital had violated the Arkansas Department of Health rules and regulations for hospitals by failing to enforce policies that protected the doctor’s selection of patients and the patient’s choice of a physician. “We interpret this to mean that an otherwise qualified doctor must be granted access to his patient for the purpose of treating his patient, if that is what both the doctor and the patient want. Or, stated another way, a hospital cannot deny the services of a physician of the patient’s choice if the patient is already being seen by physicians at the hospital. Baptist Health v. Murphy, 362 Ark. 510-511 (Ark. 2005)

    Based on reading Baptist Health, I will now forward a copy of this article to the state Department of Health to determine whether the teaching hospital violated any of my state’s regulations requiring Tennessee-licensed medical centers to have policies or bylaws that respect the patient’s right to select his own physician. If so, then the teaching hospital is violating those regulations.

    II. Tennessee’s Tortious Interference Statute

    Tenn. Code Ann. § 47-50-109 is captioned, “Procurement of breach of contracts unlawful – Damages.” The administrator tortiously interfered in my doctor-patient relationship and prevented the resident doctor from performing his services under our contract. She therefore procured a breach of that contract. The administrator will argue that she was merely performing her duties, but that is no excuse for interfering in an existing doctor-patient relationship.

    Although Tennessee jurisprudence does not have a case on point, courts across the country have taken a dim view and expressed disapproval of employer interference in the doctor-patient relationship. For example, the U.S. Supreme Court stated, “The ethical objection has been that intervention by employer… makes a tripartite matter of the doctor-patient relation. Since the contract doctor owes his employment and looks for his pay to the employer… rather than to the patient, he serves two masters with conflicting interests.” United States v. Oregon State Medical Soc., 343 U.S. 326, 329 (U.S. 1952).

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    Source by Michael Guth

    Views: 0

  • Does Affiliate Marketing Still Work?

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    Affiliate marketers earn money by selling products created by other companies in exchange for a commission. But things online have become much more competitive than when affiliate marketing first started out nearly 20 years ago. Affiliate marketing is still a good way to make money online, but the rules have changed in recent years.

    Today’s successful online entrepreneurs have figured out how to make affiliate marketing work more effectively so their efforts bring the results they want. How do they do it?

    Make Affiliate Marketing Work For You

    The best way to make affiliate marketing work effectively is to increase the exposure of your affiliate links. These are the links that take your prospects to a sales page or website and which track sales back to you.

    Your Own Website

    One of the most important elements of affiliate marketing today is to have your own website or blog. This is where you produce content relevant to the products you want to sell. You can write general articles and provide links to suggested products at the end of the content. The most important things to remember are that everything you write should be the factual and the truth. This helps position you as an expert worth paying attention to.

    Building an Email Marketing List

    It can be challenging to build an email marketing list these days because people have such jammed inboxes. That being said, knowing your niche and your target audience are two of the best ways to come up with an incentive they will be keen to get and so will be happy to give you their contact information.

    Two good incentives would be an eBook or eCourse on a hot topic related to your niche. Think of the kinds of problems people have in your niche and create an information product which offers real solutions.

    Be Careful About What You Sell

    Don’t promote anything you would not use yourself or are not impressed by. You don’t want to get the reputation of being an affiliate who will pretty much sell any old rubbish just to get a commission. Rather, you want to show you’re in the know, with great deals on products that really work.

    Keywords In Your Content

    Keywords related to your niche will help drive free traffic via the search engines. Your keywords should be related to your topic or niche. They should be words that an ordinary person interested in your niche would search for. Keyword all media files such as images and videos as well.

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    Source by Jon Allo

    Views: 1

  • Heal Yourself With Water – The Water Cure

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    Most people have figured out by now that medicine does not cure disease. Medicine isn’t necessarily bad; it just isn’t necessary. Do not let your fear of disease make you forget that humanity wasn’t exactly dying off when pharmaceutical companies saw a financial opportunity and exploded onto the scene. You need to know the facts; then, if you still choose to be ill, it will truly be a “free choice,” and not one born of the absence of awareness.

    You are mostly water. You are made of cells (30-50 trillion of them); and they are mostly water. You need to replenish the water in your body in order to keep it fresh and clean, so that you can stay fresh and clean – healthy. Water cleans you, nourishes you, energizes you, cools you, lubricates you, supports and sustains you, and is truly most of what you are. And water is simply Hydrogen and Oxygen; both of which are atoms – which are simply Energy. You are Energy; but between pure Energy and the form you have currently assumed, there is water.

    When I say, “Water,” I do not mean to say, “Coca cola, Gatorade, Milk, Diet Coke, Orange juice, Beer, or any other liquid solution; these do not clean and support your body. These substances add chemicals to your body which alters the way you feel. Drinking water helps cleanse these chemicals and other toxins from your body returning you to your natural state of health – a state which most Americans have truly not seen since they were very, very young (if then!).

    It is estimated that most Americans are chronically dehydrated. How do you know if that’s you? If you don’t drink 2-3 liters of pure water each day (an estimated one-half your body weight, in ounces), you are most likely dehydrated. Even if you do, you may still be dehydrated depending on your weight and the amount of other solutions, salts, and sugars in your diet. You are mostly water; and good health is primarily predicated on the maintenance of your water level and the cleanliness, or purity, of the water in your body. If the water is heavily-laden with suspended materials, you are toxic. If you are toxic, you are sick, overweight, or on your way to both of these conditions. There are no other options; and there is no escaping this simple reality.

    “But I don’t like drinking plain water!” I hear it all the time; but what most people have been conditioned to Not Realize is that this statement is only an indicator light that you are addicted to the flavoring and chemicals in the beverages you do consume. In the absence of true awareness, what we LIKE is what we choose. If I told you that drinking coffee would make you explode, and then the guy next to you took a big drink of coffee and exploded, I bet you a dollar you’d put your coffee cup down. But what if it took 20-years for you to explode? Would you start drinking water instead of coffee today, or would you put it off hoping you could quit nineteen-years from now and be none the worse for wear?

    I know the things we drink taste good; and I’m not saying that they are “bad.” But there is an obvious effect from the chemicals in the things we drink; and you are definitely not doing yourself any favors by not drinking enough water. I am not necessarily trying to change anyone’s ways; but some of you do indeed want to feel better and have simply never been told anything other than what you’ve been told – none of which contained the answers to your problems, or you wouldn’t have them right now. If you want different, you must think and do different; and yet most people simply can not do this – and don’t even realize it.

    In the Declaration of Independence, there is a line which reads: “…and, accordingly, all experience has shewn, that mankind are more disposed to suffer, while evils are sufferable, than to right themselves by abolishing the forms to which they are accustomed.” I realize that words do not teach, and that you can lead a horse to water, but you can not make that horse drink water when it could have a Diet Coke instead; but maybe nobody ever told you what happens when you don’t drink enough water, so here goes…

    If you do not drink enough water, you could quickly experience any of the following, in any combination: Dyspeptic pain, Colitis pain, False Appendix pain (of course the surgery will be real…), Hiatus Hernia, Rheumatoid arthritis pain, Low back pain, Angina, Headaches (one of the first signs of dehydration), Stress, Depression, Asthma, Allergies, Excess body weight, High blood pressure, High cholesterol, Diabetes, Fainting, Insomnia, and many other serious and not-so-serious symptoms. If you have any of these symptoms or conditions, they could have been brought on by not drinking enough water; and some of them could be caused by the drugs you are taking for problems you could be drinking water to get rid of. Yes, there is a good chance you are treating “thirst” with prescription drugs that only “clog your filters” (liver and kidneys) and give you the added bonus of “side-effects” which could actually kill you. I’ll just have the water, please…

    The bottom line is that you are water and need to renew yourself daily. Failure to do so is typically the result of ignorance and addiction; one of which should have been remedied by the last paragraph. Chronic (constant/ongoing) cellular dehydration is a painful way to die prematurely of outward symptoms and manifestations which have, until recently, been thought to be diseases of “known” and unknown origins. Until you are properly hydrated and oxygenated, you have absolutely no way of knowing what is causing your pain and illness, regardless of what you have been told about your health up to this point. You are water. You have a choice. What kind of ending do you want for your story?

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    Source by Pete Koerner

    Views: 0

  • What Can I Say To Make My Husband Understand The Pain That His Cheating Has Caused?

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    It’s very common from me to hear from wives who are struggling to explain to their husbands just how much his cheating or affair hurt them and caused them pain. But often, their husband doesn’t react in the way that they were hoping for and they are looking for a way to explain their feelings so that he actually understands them.

    I recently heard from a wife who said, in part: “I have repeatedly tried to explain to my husband the depth of and reasons for my pain after his infidelity, but he either doesn’t want to hear it or he’s not understanding what I’m saying. Sometimes, I pour my heart out to him and try to explain how he has hurt me and all I get is blank stare back or empty assurances that he really is trying. This is so frustrating to me because I need him to understand the extent of my pain so that I can have some reassurance that he’ll never cheat again. I want him to understand why I sometimes act in the way that I do because of what a grave mistake he has made. But part of me thinks that he’s unwilling or just incapable of hearing me. How can I explain my pain in a way that he’ll actually understand and be willing to listen?” I’ll address these concerns in the following article.

    Pick The Right Time And Know That, Once You Start Repeating Yourself, Your Words Lose Their Effectiveness: I hear from both wives who are faithful and husbands who are not on my blog and I can tell you that if you are constantly talking about your hurt and pain, eventually, even the most sincere husband will begin to tune you out. One reason for this is that no one wants to constantly be reminded of the pain that they have caused. And husbands will often want to place their focus on moving on while the wife wants to place her focus on understanding and digging a little deeper.

    This doesn’t necessarily mean that the husband doesn’t care about your pain or just doesn’t want to hear it. But, at least sometimes, he hears your words as accusations. He might constantly hear that his selfishness and weakness has hurt you deeply and this just isn’t a message that he wants to hear on a continual basis, day after day. Men will often give comments like “she constantly wants to tell me how much the infidelity has hurt her. I do believe and understand that and I’m sorry for it. But, do I really need or have to listen to what an awful person I am every single day? How many times does she need to explain where I went wrong or how awful I am before she will feel satisfied that she’s said it enough? I tell her I’m deeply sorry. I listen. But it doesn’t seem to be enough and we repeat this process constantly.”

    I’m not telling you this to imply that you can’t regularly discuss and try to work through the infidelity. I’m telling you this because I want you to understand the obstacles that are in your way and the dynamics that are at play here. If you really want your husband to listen and to take your words to heart, then sometimes you have to pick the right time and limit the message so that it has the maximum impact.

    Consider What Your Husband Is Actually Going To Hear Before You Say The Words: I alluded to this in the previous paragraph, but sometimes the message that your husband hears has more to do with your tone and your delivery than the words that you say. So you might say something like “your infidelity has hurt me deeply. It’s made me doubt your integrity and your love and commitment to me. It’s affected my self esteem and my level of trust. And I’m not sure when things are going to get any better.”

    But what he hears is often something more in line with: “your poor decision to cheat on me has ruined my life and will probably ruin our marriage. You are an awful, selfish person with very little impulse control. And your actions have caused me so much pain that I might not ever fully recover. Because of this, I am going to feel pain and resentment every time I look at you or even think of you. And, this is going to be our lot in life from this day on because I don’t anticipate any changes.”

    These examples might seem a little extreme, but they aren’t that far off from the comments that I hear. An unfaithful husband can hear a message that you never intended. And because of this, he is often somewhat resistant to that message. Of course, the wife will often take this to mean he isn’t listening or he just doesn’t care and so she will continue to repeat herself with more feeling. And of course, this just keeps the cycle going. She doesn’t feel heard and he feels beaten down and neither person is getting what they want or need.

    If you think about it, what you probably really want is to feel heard. You want for him to know, understand, (and even feel) your pain because if he does, he’s less likely to cheat again and more likely to show the remorse that so many of us really want and need. So, think about what’s most likely to accomplish this.

    You don’t want to come across as too accusatory or too despondent because unfortunately, these things will contribute to him feeling defensive and to tuning you out. Instead, you want to use “I” phrases so that it sounds as if you’re talking responsibility for your own feelings and you’re not just trying to lay on the blame or make him feel continuously guilty for the rest of his life. And, you want to choose the time when your message is most likely to be heard. You don’t want to try to explain yourself in the middle of a fight or when you’re main goal is to hurt him. I’ve found that the message is often more likely to be heard if you say it when things are going a little more positively and both people are calm.

    An Example Of What To Say To Express The Pain His Cheating Has Caused: An example would be something like: “if this is a good time, I’d like to briefly explain how much your infidelity has hurt me. I’m not doing this to punish you or to paint you as a horrible person. I love you and don’t think you’re an awful person, but I need to feel as though you care enough to hear me. And I need to know that you truly understand so that you will hesitate to cheat again. Having someone who you love more than anything betray you in this way is something that is more devastating and hurtful than I could have ever imagined. It calls into doubt things about your marriage and yourself that are just devastating. Can you even begin to put yourself in my shoes and imagine that the rolls were reversed? Because I need to know that you understand how much pain I’m in so that we can begin to move forward once and for all. I don’t intend to keep bringing this up, but before I move on, I need to know that you truly understand.”

    Phrasing like this is much more likely to get the response and the understanding that you are after. But you can only play this card so often before your husband begins to tune you out. So once you’ve laid your cards on the table, it’s best to begin to move forward so that your husband can see that you’re sincere about not using your words to continuously punish him.

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    Source by Katie Lersch

    Views: 0

  • Small Business Owner, What Happened To Your Initial Business Enthusiasm?

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    Starting a small business can be exhilarating, and it all starts with an idea. Oh yes, the idea grows and grows, and before you know it, that idea becomes so powerful that you can’t resist the thought of implementing it. So there you go, off to the races in full force!

    You started your business, but things didn’t go as well as you hoped, so your enthusiasm waned. How do you get that excitement back up and running?

    Following are five tips to help you get back on track and get excited again, but before you start, you’ll need a comfortable, quiet space, an alarm clock, a writing tablet, writing or coloring utensils, and most importantly, your original business plan (or ideas folder).

    (1) Pull out the original business plan you created some time back. Yes, the one you haven’t looked at for a while. This is the easy step, the next ones are harder to do.

    (2) Find a comfortable quiet space, set your alarm clock (on gentle sound) for forty-five minutes to an hour. Allow yourself to contemplate on your initial purpose of your business.

    (3) As you read each line of your original plan, focus on the words and ideas you wrote. Circle your main initial goal, the purpose of starting your business. What inspired you?

    (4) Allow yourself to feel that wonderful and strong emotion you felt when your idea first sprouted. Read and re-read your original plan. Can you feel it? Will you allow that enthusiastic smile to return? It just takes a few seconds!

    (5) Take a deep breath and on a piece of paper, jot down two action steps you will take within the next 24 hours, for example, reply to that email you’ve been putting off.

    The waning of enthusiasm is a common happenstance with many small business owners and may happen at any stage of their business operation. These waning of interest may last days, weeks, months, or even years. Best advice, take action once you’re aware of it.

    The steps above may look like simple steps, but sometimes that’s all a small business owner needs to get back on his or her feet. You’d be surprised at how far simple steps can take you once you get up and going again. That said, let’s get you up and running again, exhilarated, and growing with your original business purpose.

    So, there you go… It’s off to the races and back in full force!

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    Source by Krystalina Soash

    Views: 0

  • My Drug, My Bread And My Appetizer

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    Your love letters are my appetizer

    Your guffawing is my drug

    And you’re my daily bread chaser…

    Ha ha, you swear… I’m your ladybug,

    Who you’d always keep fuller,

    But now you swell…It’s you I brag!

    Gotcha! My appetizer, I grab you first

    Here are those words that you burst:

    MY LOVE

    I miss you, I miss you so much

    I cannot wait to be with you…

    And kiss you and hold you in my arms.

    I have so many love and hugs to give you

    My love for you and my feelings are present

    And it’s growing and glowing every day.

    Each day I would discover you,

    Each day you are different,

    Each day you are beautiful,

    Each day everything is all new…

    Each day my love for you would remain

    Very strong that I’d have it hard to contain!

    Each day I love you with all my heart!

    And I promise we will never be apart…

    Oh, I am sick of love for you

    Henceforth, today

    If you want to hurt me, you can…

    I am at your knees!

    I am your love on the altar of sacrifice.

    If you had ever had wished…

    You can tear my heart at every moment,

    And I am not afraid to love you,

    You are someone special and different…

    With you my scars have been healed

    And all my fears have vanished…

    I already know that I will share much with you,

    I already know I am going through a lot with you,

    I already know I will stay with you

    until the end of my days…

    My heart and my mind are wide open for you…

    Oh, my love is open at great day for you!

    I love you deeply…I believe in you

    Forever, with grace…

    Yes! Truly these words are MY APPETIZER

    Next you’d enhance my day with a booster…

    Because you’d let me eat you any time I’d plea

    Likewise you’d never ever want to leave me

    or look your way out, ‘coz with me you feel free

    Hahaha, we’d always find our days end with glee!

    Ah! MY BREAD, you’d give me all the nutrients I need

    As we breathe together with our true loving seed.

    When I drink you up MY DRUG, my master

    Like cocaine, Oh my… you got me so addicted

    I wouldn’t have a day without your dopey laughter

    You’re my heart-sore…you got me so captivated.

    “Yes, hear me all my dear Folks!

    Take delight in my Chef’ stroke…

    He’d bake faces- a wry face, a wince, a glower

    So that with him, I wouldn’t ever get bore

    Though I would try his glances to ignore

    Still here I am, I crave for him! Even I’d get sour

    With all of the sound of his freaky snore…

    Hehehe… Very strange! Because those lion’s roar

    Would only sound-like the jazz music I adore…

    And with it, never would give me a bit of a bother

    So funny…I’d sleep deeply sound and even soar…

    In the morning I would rush up to the platter

    When I’d hear the wake up call of a rooster

    But never from the clinch of my sweet and wild boar

    You bet, I’d yearn for him more… he’d pet me to endure…”

    Gosh! You spoil me with your French kiss

    With all of your love appetizer to taste…

    As much as I could have you all embraced

    You’re all mine to feel full and be blazed!

    You always give me the best of your all,

    All the fun and laughter that I needed

    My love, you’re my drug, and my soul

    You alone I would ever get me addicted…

    Every day with you is an awe-inspiring ball

    With all of your love recipes I would deserve,

    Oh, my daily bread you’re unique from them all,

    I would have you always loved and preserved…

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    Source by Abeille Amore

    Views: 0

  • Basics of Money Management

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    Money plays an important part in our every day lives and making the most of what we have will help us live a life free of financial pressures. By learning some basic rules, you can make life easier for yourself and for those who depend on you. Here are my basic rules.

    Rule one. Don't borrow money for consumable goods. What are consumable goods? They are stuff that lose value over time. Stuff you want but can live without. Examples are electronics, subscriptions to magazines, auto mobiles etc.

    Rule two. Live within your means. In other words, spend less than you make. I know that may sound hard if you are on a tight budget but to just take easy credit when it is available to you is simply inviting financial disaster.

    Rule three. Become financially educated. This can only be done by reading all you can about the various investment options available to you. There is really no excuse for not being kept up to date with all of the financial news because there is so much information on financial matters available on and offline.

    Rule four. Diversify. A mistake that some investors have made in the past is to put all of their eggs in the one basket only to find that the company they invested their money in went bellyup. Prudent investors diversify. That is spread their money around in various companies to minimize their risk.

    Rule five. Keep good company. There are people about who have bad attitudes toward financial planning and money in general and if you spend too much time with these people there attitudes can affect your thinking.

    Rule six. Take responsibility for your own finances. Some people will ask others for advice just so that they have someone to blame if things do not work out for them. A financial advisor will tell you to do this or that but at the end of the day it is your money and you are the one who reaps the rewards when the markets are up or takes a hit when they are down.

    Rule seven. Take a long-term view of your investments. Investing your savings is a long-term game and in order to take advantage of the gains in the markets you have to take a hit sometimes which means not panicking when the markets are going down.

    Rule eight. Keep the big picture in mind. In other words have a target or goal in mind. Are you saving for a house deposit or your retirement?

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    Source by Robert Alan Stewart

    Views: 0

  • How to Make Passive Income As an Affiliate Marketer

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    Searching for the perfect affiliate program

    1. Go for affiliate programs, which cover numerous niches. For instance, Amazon affiliate program covers just about all niches possible when it comes to eBooks, physical products and a lot more. On the other hand, you will find some places where you can sign up and they represent as the main affiliate for thousands of companies.
    1. Search for your favorite search engine and enter you niche and the affiliate program. For instance; singing + affiliate program. Then, you will be provided with some options in the singing niche.

    There are thousands of places marketers like you could be an affiliate, which includes online digital items at the same time places where you can sign up and get access to participate in private affiliate programs.

    So How can you Build Passive Income From Affiliate Marketing?

    The key here is very simple. Make a very simple yet a very efficient review product/website/group product. It is important that you learn some SEO and basic traffic generating technique.

    Does it work?

    With commitment, attitude and right training, expect that it will absolutely work for you. Remember that if this whole money-making thing is new to you, it is important that you do not distress yourself with making the website. For instance, if you have a business in a box-training, you could have your site up and running in just less than five minutes along with no skills or prior experience.

    Thus, let’s think that you have your own free site from a trusted and recommended source. Now, what are you going to do? Within the training you will talk more about the niche. You are aware that niche is the category, product, hobby and interest, etc. once you have a site about Golf umbrellas, then your niche would be Golf Umbrellas. Therefore, you could name your site something like Golfumbrellasforyou.com.

    Along with the training, it is better if you look forward a little. You should think about what your new site will look like. For instance, “Classic Golf umbrellas” as a section of the site, “Golf Umbrellas” for all gender for the next section, and more. In this way, you could plan on which keywords you will search for.

    How about the keywords?

    Keywords are the secret words, which only the keyword tools could tell. They are the words utilized by people in the Google Search. As an affiliate marketer your job is to know how many times every month someone searches for the phrases “What is the best golf umbrella” as a good example.

    With these steps on how to generate passive income, you should remember that it would take you some time and effort to achieve the best result. However, through commitment and passion in doing this, for sure you are not far from reaching that goal.

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    Source by Stephen Enis

    Views: 0

  • My Husband Says That I Am Too High Maintenance

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    Any complaint that causes your husband to disconnect from your marriage, to distance himself from you, or to consider a separation hurts. There is no scenario where this isn’t painful. But I suspect that it can feel a little more painful when the reason for his distance seems personal.

    What I mean by that is that sometimes, a man will be unhappy because of reasons that have to do with him. He may be having a midlife crisis. He may believe that marriage doesn’t suit his ideology. He may be having a personal crisis. I am not saying that these scenarios are not horribly painful. They are. But at least the wife has no reason to blame herself.

    And then there are the scenarios where things do feel personal. These are the instances where your husband is blaming the issues in the marriage on the wife. It could be something that she has done or something about her, about her actions, or about her personality that is the supposed problem.

    Here’s an example. A husband might tell his wife that being with her is “exhausting.” She might explain: “for the past three months or so, I have been noticing my husband acting distant and weird. I confronted him about it right away, but he denied that there was a problem. Then we were at a family gathering this weekend and it was held outside in 90 degree heat. Like everyone else, I said it was hot and wanted to leave after dinner because I felt sick. My husband got angry at me and said he was tired of dealing with my ‘high maintenance personality.’ As we were leaving, he said that being married to me is ‘exhausting’ and that he may want a separation because he can not stand living his life this way anymore. He says that nothing makes me happy and that I can’t just sit back and roll with the punches of life like a normal person. He says that I am spoiled. He says that he feels like he always has to pick up the slack. I admit that I am not as thick skinned as some when it comes to sitting in the heat all day, but that doesn’t make me a bad person. And he knew that when he married me. I told him that I could try to change and he said that people like me never change and that we are just not compatible. He says that I make him ‘feel tired’ and he doesn’t want to feel that way anymore. Where does that leave me? I don’t want to lose my husband. This really hurts my feelings and feels like a personal attack. But I could forgive it and move on if he would give me the chance. The problem is that he does not seem at all receptive to me right now.”

    I understand why you are hurt. These types of issues can feel, and sound, like a criticism. When someone tells you that you are ‘exhausting,’ that phrase makes it seem as if they no longer want to do the work to keep up with you. Of course it hurts.

    Understand The Context In Which The Comments Were Made: I think that your husband’s ‘fatigue’ might be due to the fact that the maintenance issue may have bothered him for a while, but he sat silent and said nothing – even when you asked him what was bothering him. So things built up until they exploded. His silence is not your fault. And things may have been easier now if he had addressed the problem much earlier – before he became so angry that he lashed out at you.

    Know That Context Doesn’t Mean That It Isn’t Time To Take Action: It’s normal to hope that this will blow over. And it may – for now. But any time a husband is uttering words that indicate he is tired of your marriage or thinks that there is a compatibility issue, you want to pay very close attention and you want to take action right away. I say this not to scare you, but from the concerned place of someone who was in a similar situation. I hoped for the problem to pass over, but I ultimately ending up separated. I think that I possibly could have avoided that fate by taking action at the first sign of trouble.

    Moving Forward Quickly: It’s unfortunate that your husband waited so long to share that this issue has been bothering him, but you can’t undo that at this point. What you can do, however, is be careful of what (and who) you are presenting to him moving forward. It doesn’t sound as if he has made definite plans to move out or to pursue a separation, which means that you may have some time to address this.

    Sit back and be really honest with yourself. Which of his concerns have some validity? What is he right about? Is this issue something that other friends and family members have expressed? If so, then there is nothing wrong with addressing it. Sometimes, it takes a painful situation to stimulate growth. If you take this and use it to move you forward so that you grow and improve in some way, then at least the pain will have been for something. At least you can use this as a stimulus to improve your marriage.

    If you are very honest and you find that his words do not have validity, then you may went to dig a little deeper. Sometimes, a husband will project another problem onto to what is obvious or handy. It may not have been the heat or your personality at all during that family gathering. But the situation might have given your husband an easy explanation. Sometimes, a husband can be frustrated and not quite sure why. That’s one more reason why it’s very important to be extremely observant right now – so that you are taking action on the items that are truly at issue.

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    Source by Leslie Cane

    Views: 0