Tag: style

  • The Science of Getting Rich, by Wallace Delois Wattles – Preface

    THIS book is pragmatical, not philosophical; a practical manual, not a treatise upon theories. It is intended for the men and women whose most pressing need is for money; who wish to get rich first, and philosophize afterward. It is for those who have, so far, found neither the time, the means, nor the opportunity to go deeply into the study of metaphysics, but who want results and who are willing to take the conclusions of science as a basis for action, without going into all the processes by which those conclusions were reached.

    It is expected that the reader will take the fundamental statements upon faith, just as he would take statements concerning a law of electrical action if they were promulgated by a Marconi or an Edison; and, taking the statements upon faith, that he will prove their truth by acting upon them without fear or hesitation. Every man or woman who does this will certainly get rich; for the science herein applied is an exact science, and failure is impossible. For the benefit, however, of those who wish to investigate philosophical theories and so secure a logical basis for faith, I will here cite certain authorities.

    The monistic theory of the universe the theory that One is All, and that All is One; That one Substance manifests itself as the seeming many elements of the material world -is of Hindu origin, and has been gradually winning its way into the thought of the western world for two hundred years. It is the foundation of all the Oriental philosophies, and of those of Descartes, Spinoza, Leibnitz, Schopenhauer, Hegel, and Emerson.

    The reader who would dig to the philosophical foundations of this is advised to read Hegel and Emerson for himself.

    In writing this book I have sacrificed all other considerations to plainness and simplicity of style, so that all might understand. The plan of action laid down herein was deduced from the conclusions of philosophy; it has been thoroughly tested, and bears the supreme test of practical experiment; it works. If you wish to know how the conclusions were arrived at, read the writings of the authors mentioned above; and if you wish to reap the fruits of their philosophies in actual practice, read this book and do exactly as it tells you to do.

    –The Author

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  • TWELVE YEARS A SLAVE. NARRATIVE OF SOLOMON NORTHUP-CHAPTER I

    INTRODUCTORY—ANCESTRY—THE NORTHUP FAMILY—BIRTH AND PARENTAGE—MINTUS NORTHUP—MARRIAGE WITH ANNE HAMPTON—GOOD RESOLUTIONS—CHAMPLAIN CANAL—RAFTING EXCURSION TO CANADA—FARMING—THE VIOLIN—COOKING—REMOVAL TO SARATOGA—PARKER AND PERRY—SLAVES AND SLAVERY—THE CHILDREN—THE BEGINNING OF SORROW.

    Having been born a freeman, and for more than thirty years enjoyed the blessings of liberty in a free State—and having at the end of that time been kidnapped and sold into Slavery, where I remained, until happily rescued in the month of January, 1853, after a bondage of twelve years—it has been suggested that an account of my life and fortunes would not be uninteresting to the public.

    Since my return to liberty, I have not failed to perceive the increasing interest throughout the Northern States, in regard to the subject of Slavery. Works of fiction, professing to portray its features in their more pleasing as well as more repugnant aspects, have been circulated to an extent unprecedented, and, as I understand, have created a fruitful topic of comment and discussion.

    I can speak of Slavery only so far as it came under my own observation—only so far as I have known and experienced it in my own person. My object is, to give a candid and truthful statement of facts: to repeat the story of my life, without exaggeration, leaving it for others to determine, whether even the pages of fiction present a picture of more cruel wrong or a severer bondage.

    As far back as I have been able to ascertain, my ancestors on the paternal side were slaves in Rhode Island. They belonged to a family by the name of Northup, one of whom, removing to the State of New-York, settled at Hoosic, in Rensselaer county. He brought with him Mintus Northup, my father. On the death of this gentleman, which must have occurred some fifty years ago, my father became free, having been emancipated by a direction in his will.

    Henry B. Northup, Esq., of Sandy Hill, a distinguished counselor at law, and the man to whom, under Providence, I am indebted for my present liberty, and my return to the society of my wife and children, is a relative of the family in which my forefathers were thus held to service, and from which they took the name I bear. To this fact may be attributed the persevering interest he has taken in my behalf.

    Sometime after my father’s liberation, he removed to the town of Minerva, Essex county, N. Y., where I was born, in the month of July, 1808. How long he remained in the latter place I have not the means of definitely ascertaining. From thence he removed to Granville, Washington county, near a place known as Slyborough, where, for some years, he labored on the farm of Clark Northup, also a relative of his old master; from thence he removed to the Alden farm, at Moss Street, a short distance north of the village of Sandy Hill; and from thence to the farm now owned by Russel Pratt, situated on the road leading from Fort Edward to Argyle, where he continued to reside until his death, which took place on the 22d day of November, 1829. He left a widow and two children—myself, and Joseph, an elder brother. The latter is still living in the county of Oswego, near the city of that name; my mother died during the period of my captivity.

    Though born a slave, and laboring under the disadvantages to which my unfortunate race is subjected, my father was a man respected for his industry and integrity, as many now living, who well remember him, are ready to testify. His whole life was passed in the peaceful pursuits of agriculture, never seeking employment in those more menial positions, which seem to be especially allotted to the children of Africa. Besides giving us an education surpassing that ordinarily bestowed upon children in our condition, he acquired, by his diligence and economy, a sufficient property qualification to entitle him to the right of suffrage. He was accustomed to speak to us of his early life; and although at all times cherishing the warmest emotions of kindness, and even of affection towards the family, in whose house he had been a bondsman, he nevertheless comprehended the system of Slavery, and dwelt with sorrow on the degradation of his race. He endeavored to imbue our minds with sentiments of morality, and to teach us to place our trust and confidence in Him who regards the humblest as well as the highest of his creatures. How often since that time has the recollection of his paternal counsels occurred to me, while lying in a slave hut in the distant and sickly regions of Louisiana, smarting with the undeserved wounds which an inhuman master had inflicted, and longing only for the grave which had covered him, to shield me also from the lash of the oppressor. In the church-yard at Sandy Hill, an humble stone marks the spot where he reposes, after having worthily performed the duties appertaining to the lowly sphere wherein God had appointed him to walk.

    Up to this period I had been principally engaged with my father in the labors of the farm. The leisure hours allowed me were generally either employed over my books, or playing on the violin—an amusement which was the ruling passion of my youth. It has also been the source of consolation since, affording pleasure to the simple beings with whom my lot was cast, and beguiling my own thoughts, for many hours, from the painful contemplation of my fate.

    On Christmas day, 1829, I was married to Anne Hampton, a colored girl then living in the vicinity of our residence. The ceremony was performed at Fort Edward, by Timothy Eddy, Esq., a magistrate of that town, and still a prominent citizen of the place. She had resided a long time at Sandy Hill, with Mr. Baird, proprietor of the Eagle Tavern, and also in the family of Rev. Alexander Proudfit, of Salem. This gentleman for many years had presided over the Presbyterian society at the latter place, and was widely distinguished for his learning and piety. Anne still holds in grateful remembrance the exceeding kindness and the excellent counsels of that good man. She is not able to determine the exact line of her descent, but the blood of three races mingles in her veins. It is difficult to tell whether the red, white, or black predominates. The union of them all, however, in her origin, has given her a singular but pleasing expression, such as is rarely to be seen. Though somewhat resembling, yet she cannot properly be styled a quadroon, a class to which, I have omitted to mention, my mother belonged.

    I had just now passed the period of my minority, having reached the age of twenty-one years in the month of July previous. Deprived of the advice and assistance of my father, with a wife dependent upon me for support, I resolved to enter upon a life of industry; and notwithstanding the obstacle of color, and the consciousness of my lowly state, indulged in pleasant dreams of a good time coming, when the possession of some humble habitation, with a few surrounding acres, should reward my labors, and bring me the means of happiness and comfort.

    From the time of my marriage to this day the love I have borne my wife has been sincere and unabated; and only those who have felt the glowing tenderness a father cherishes for his offspring, can appreciate my affection for the beloved children which have since been born to us. This much I deem appropriate and necessary to say, in order that those who read these pages, may comprehend the poignancy of those sufferings I have been doomed to bear.

    Immediately upon our marriage we commenced house-keeping, in the old yellow building then standing at the southern extremity of Fort Edward village, and which has since been transformed into a modern mansion, and lately occupied by Captain Lathrop. It is known as the Fort House. In this building the courts were sometime held after the organization of the county. It was also occupied by Burgoyne in 1777, being situated near the old Fort on the left bank of the Hudson.

    During the winter I was employed with others repairing the Champlain Canal, on that section over which William Van Nortwick was superintendent. David McEachron had the immediate charge of the men in whose company I labored. By the time the canal opened in the spring, I was enabled, from the savings of my wages, to purchase a pair of horses, and other things necessarily required in the business of navigation.

    Having hired several efficient hands to assist me, I entered into contracts for the transportation of large rafts of timber from Lake Champlain to Troy. Dyer Beckwith and a Mr. Bartemy, of Whitehall, accompanied me on several trips. During the season I became perfectly familiar with the art and mysteries of rafting—a knowledge which afterwards enabled me to render profitable service to a worthy master, and to astonish the simple-witted lumbermen on the banks of the Bayou Bœuf.

    In one of my voyages down Lake Champlain, I was induced to make a visit to Canada. Repairing to Montreal, I visited the cathedral and other places of interest in that city, from whence I continued my excursion to Kingston and other towns, obtaining a knowledge of localities, which was also of service to me afterwards, as will appear towards the close of this narrative.

    Having completed my contracts on the canal satisfactorily to myself and to my employer, and not wishing to remain idle, now that the navigation of the canal was again suspended, I entered into another contract with Medad Gunn, to cut a large quantity of wood. In this business I was engaged during the winter of 1831-32.

    With the return of spring, Anne and myself conceived the project of taking a farm in the neighborhood. I had been accustomed from earliest youth to agricultural labors, and it was an occupation congenial to my tastes. I accordingly entered into arrangements for a part of the old Alden farm, on which my father formerly resided. With one cow, one swine, a yoke of fine oxen I had lately purchased of Lewis Brown, in Hartford, and other personal property and effects, we proceeded to our new home in Kingsbury. That year I planted twenty-five acres of corn, sowed large fields of oats, and commenced farming upon as large a scale as my utmost means would permit. Anne was diligent about the house affairs, while I toiled laboriously in the field.

    On this place we continued to reside until 1834. In the winter season I had numerous calls to play on the violin. Wherever the young people assembled to dance, I was almost invariably there. Throughout the surrounding villages my fiddle was notorious. Anne, also, during her long residence at the Eagle Tavern, had become somewhat famous as a cook. During court weeks, and on public occasions, she was employed at high wages in the kitchen at Sherrill’s Coffee House.

    We always returned home from the performance of these services with money in our pockets; so that, with fiddling, cooking, and farming, we soon found ourselves in the possession of abundance, and, in fact, leading a happy and prosperous life. Well, indeed, would it have been for us had we remained on the farm at Kingsbury; but the time came when the next step was to be taken towards the cruel destiny that awaited me.

    In March, 1834, we removed to Saratoga Springs. We occupied a house belonging to Daniel O’Brien, on the north side of Washington street. At that time Isaac Taylor kept a large boarding house, known as Washington Hall, at the north end of Broadway. He employed me to drive a hack, in which capacity I worked for him two years. After this time I was generally employed through the visiting season, as also was Anne, in the United States Hotel, and other public houses of the place. In winter seasons I relied upon my violin, though during the construction of the Troy and Saratoga railroad, I performed many hard days’ labor upon it.

    I was in the habit, at Saratoga, of purchasing articles necessary for my family at the stores of Mr. Cephas Parker and Mr. William Perry, gentlemen towards whom, for many acts of kindness, I entertained feelings of strong regard. It was for this reason that, twelve years afterwards, I caused to be directed to them the letter, which is hereinafter inserted, and which was the means, in the hands of Mr. Northup, of my fortunate deliverance.

    While living at the United States Hotel, I frequently met with slaves, who had accompanied their masters from the South. They were always well dressed and well provided for, leading apparently an easy life, with but few of its ordinary troubles to perplex them. Many times they entered into conversation with me on the subject of Slavery. Almost uniformly I found they cherished a secret desire for liberty. Some of them expressed the most ardent anxiety to escape, and consulted me on the best method of effecting it. The fear of punishment, however, which they knew was certain to attend their re-capture and return, in all cases proved sufficient to deter them from the experiment. Having all my life breathed the free air of the North, and conscious that I possessed the same feelings and affections that find a place in the white man’s breast; conscious, moreover, of an intelligence equal to that of some men, at least, with a fairer skin, I was too ignorant, perhaps too independent, to conceive how any one could be content to live in the abject condition of a slave. I could not comprehend the justice of that law, or that religion, which upholds or recognizes the principle of Slavery; and never once, I am proud to say, did I fail to counsel any one who came to me, to watch his opportunity, and strike for freedom.

    I continued to reside at Saratoga until the spring of 1841. The flattering anticipations which, seven years before, had seduced us from the quiet farm-house, on the east side of the Hudson, had not been realized. Though always in comfortable circumstances, we had not prospered. The society and associations at that world-renowned watering place, were not calculated to preserve the simple habits of industry and economy to which I had been accustomed, but, on the contrary, to substitute others in their stead, tending to shiftlessness and extravagance.

    At this time we were the parents of three children—Elizabeth, Margaret, and Alonzo. Elizabeth, the eldest, was in her tenth year; Margaret was two years younger, and little Alonzo had just passed his fifth birth-day. They filled our house with gladness. Their young voices were music in our ears. Many an airy castle did their mother and myself build for the little innocents. When not at labor I was always walking with them, clad in their best attire, through the streets and groves of Saratoga. Their presence was my delight; and I clasped them to my bosom with as warm and tender love as if their clouded skins had been as white as snow.

    Thus far the history of my life presents nothing whatever unusual—nothing but the common hopes, and loves, and labors of an obscure colored man, making his humble progress in the world. But now I had reached a turning point in my existence—reached the threshold of unutterable wrong, and sorrow, and despair. Now had I approached within the shadow of the cloud, into the thick darkness whereof I was soon to disappear, thenceforward to be hidden from the eyes of all my kindred, and shut out from the sweet light of liberty, for many a weary year.

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  • Africa Safari – Choosing The Right One

    Google “Africa Safari” and one becomes completely overwhelmed by the hundreds of thousands of choices presented, page after page of safaris on offer by hundreds of tour operators. It is no easy task but with a little preparation, searching for the ideal Africa safari can be a success.

    Here are several essential points to consider ensuring you choose the right Africa safari;

    1. Where to Go

    If it is animals you are after the obvious choices are Kenya, Tanzania, Zambia, Botswana, Namibia or South Africa. If it is Gorilla trekking and African wildlife choose Uganda, Rwanda and Kenya. If it is culture try Mali, Burkina Faso and Ghana; if you are really looking to get off the beaten track try Cameroon and Gabon in Central Africa.

    East Africa: Uganda, Kenya and Tanzania offer a more “romantic” African safari; the roads, services and cultures are more authentic than the Southern African options.

    The most famous parks of the Serengeti, Ngorogoro Crater, Masai Mara and Queen Elizabeth are in this part of Africa. The tropical African coastline of Kenya and the world famous Spice Island of Zanzibar. Anyone after animals, culture and a few days of relaxation on tropical beaches; East Africa is the obvious choice.

    Southern Africa: Zambia, Botswana, Namibia and South Africa are far more western and comfortable than East African countries however they tend to lack the “real Africa” flair that we are accustomed.

    The most famous parks in this area are Chobe, Etosha, South Luangwa, Okavango Delta and Kruger; the famous Namib desert and Fish River Canyon to the wine region of Stellenbosch. Southern Africa offers a very different experience to East Africa.

    West Africa: Mali, Burkina Faso and Ghana if you are after culture and not bothered about wildlife. Mali is famous for Djenne, Timbuktu and Dogan Country; Burkina Faso is well known for its music scene and Ghana offers historical sites from the old slave trade years, tropical beaches and a few game parks with very few animals.

    Central Africa: Cameroon and Gabon is for the real adventure traveller. A safari through these countries will take you into a different world of tropical beaches, pygmies, bush meat markets, surfing hippos and thousands of low land gorillas. This part is far less travelled by the average tourist and can be difficult to find an English speaking tour.

    2. Level of Luxury

    5 star luxury accommodation to camping are all on offer in East Africa, Southern Africa and West Africa. Central Africa expect a minimum of 3-5 star accommodation.

    Upmarket accommodation options are endless however expect to pay hefty prices for 3-5 star accommodation. Facilities are excellent offering well stocked bar/restaurant, often swimming pools, hot showers, flushing toilets as well as the romantic African colonial style most tourist lodges and hotels have adopted.

    Campsites have changed immensely over the years. Gone are the days when there was no grass to pitch tents, cold showers (if water at all) and warm drinks in the fridge. Most campsites in East and Southern Africa are very well serviced and equipped boasting hot showers, flushing toilets, extensive bars and restaurants and good clean room accommodation to upgrade if camping does not take your fancy every night. Of course there is always the chance the power may go off and hot water may not last but overall campsites offer excellent value for money and all the amenities the average traveller desires.

    3. Transport

    Transport through Africa varies from Fly-in safaris, 4×4 Land Cruiser/Mini Van to custom built Overland Safari Trucks.

    The most expensive but possibly practical way for those with a large budget and not much time is to fly from destination to destination. Most parks and major tourist attractions have air strips to cater for the fly-in safari traveller. Don’t expect to camp on these safaris; companies offering fly-in also offer 5 star lodge accommodation. The downsides to fly-in safaris are that you miss out on the local sites, sounds, smells and culture of a country. Not really exposing to the real Africa. These tours offer full luxury.

    Opting for 4×4 Land Cruiser or mini van is far cheaper than Fly-ins and offer anything from 5 star accommodation to camping safaris. Often group size is limited to 8-12 people per tour allowing for a small group feel without it being too overwhelming. These are popular safaris as they suit most budgets. These tours mostly stay in hotel/lodge accommodation with very little camping.

    Overland custom built safari trucks are the cheapest option. Most tours offered in safari trucks are camping with the exception of a couple who offer hotel/lodge accommodation. Travelling in a large safari truck gives you the best viewpoint enhancing your Africa experience. The vehicles are totally self-sufficient complete with camping equipment and extensive kitchen. Travelling as a group, anything from 13-25 people offers communal style living and is particularly popular with single travellers or older couples wanting the extra safety and security. These safaris often blend animal viewing, community projects with adventure activities, appealing to, but not limited, the 20-40 year old traveller. These tours are becoming more and more popular with the over 50s looking for the more adventurous style of travel. There is nothing like cooking on open fire, shopping at local markets and socialising with locals.

    4. Private or Group Safaris

    A number of companies offer tailor-made private safaris. For a price you can have your own vehicle, own tailor-made itinerary developed to your exact requirements and personal driver/guide. The options are not limited to lodge or camping but to what you desire. These options are popular with couples, honeymoon couples and business people with limited time and restricted travel dates.

    Group safaris can be very rewarding. Itineraries are developed to include the key highlights of each region/area and are cheaper than private tailor-made safaris. The biggest concern with travelling in a group is whether all parties will get along, in most cases all are likeminded individuals who want to see and experience Africa. Where things do go wrong is when clients are sold a safari which does not meet their expectations.

    5. Expectations and Level of Participation

    It is important to book a safari which meets expectations. If you are after the full pampering luxury safari than book the pampering luxury safari. Do not expect a luxury safari but book a participatory camping safari. Although it may be cheaper you will not be happy with the product and hence will damper your African experience. The great thing about Africa is it suits all expectations and budgets. Know what you want and expect; then look for a Company who provides that level of safari and service. At the end of the day you get what you pay for.

    Different safaris offer different levels of participation. The most expensive luxury safaris are hand-holding and pampering through to budget overland truck safari where it is expected that clients help out with the day to day running of the safari.

    If you want to participate in the day to day running of the safari, help cook and shop for fresh food for the group then book an Overland Truck safari. Most companies offer the services of a cook so client participation is limited to helping prepare meals rather than take responsibility for the final product. These safaris work on a client rota system so it may be that over a 3 week period you have to assist only 3-5 times; enough time to learn about bartering for fresh fruit and vegetables in local markets and how to cook on open fire. With the aid of an experienced safari cook the meals are often better than what the average person eats at home!

    There are a couple of Overland Truck Safari Operators where the shopping and cooking are entirely the groups’ responsibility. This can be a great way to fully capitalise on the Africa experience. Although rewarding, this can also be rather stressful particularly if you have never cooked for 20 people before let alone cook on open fire. Expect the meals to be a random mix from excellent to barely resembling edible.

    6. Budget

    How much you want to spend on your African safari will also dictate the type of safari you book. There are beliefs that as most African countries are developing, they are very cheap like Thailand. Think again, Africa is a lot more expensive than most realise. Ultimately the key places most safari operators visit does not differ between luxury fly-ins and overland truck safaris. Most operators offer itineraries which include the major parks and attractions; what differs is mode of transport, time spent in places and type of accommodation.

    7. Time

    How much time you have also depends on the safari you will choose. However, the itinerary that includes the most may not be the best safari; consider and ask the operator/agent how much time is spent travelling versus time in places. Time and time again clients compare itineraries from one Company to another and choose the Company that include the most highlights only to realise on day 2 that in order to see all the highlights means breakfast at 5am every day and not arriving at the final destination until 8pm at night. Defeats the purpose of a holiday! Be realistic about what is achievable, the safari industry is very competitive hence operators cram as much into the itinerary as possible to make their product more attractive and saleable to potential clients.

    Look at a map of the countries you want to travel, Africa is a huge continent. Assume the road conditions are not up to Western standards hence don’t expect to cover 500kms stopping at several tourist sites in one day.

    8. All Inclusive Versus Pay-As-You-Go

    Choosing an all-inclusive versus pay-as-you-go has many pros and cons. Benefits of the all-inclusive means you only have to take enough money to pay for your visas and personal spending. The disadvantage is you may be paying for activities you have no interest i.e. forest walk or canoeing down the Zambezi.

    Pay-as-you-go offers flexibility in paying only for the activities you are interested in resulting in better value for money. The down side is deciding prior to embarking on your safari what activities you do and don’t want to partake. It is always best to overestimate what you may do while on safari ensuring you are not left short of money.

    10. Brochure Versus Booking Over the Internet

    Over the past 2-3 years there has been a trend away from brochures as more and more people are confident to book trips over the internet. Furthermore, as a society we are more conscious about wasting precious resources such as paper. Most websites have extensive information about safaris taking away the need for brochures. Further, responsible tour operators are leaning away from brochures as it is seen as contradictory to offer safaris that are focussed on saving the environment only to print thousands of brochures.

    11. Ask the Right Questions

    Before booking a safari firstly ask yourself (and be honest) about what type of safari you would love to do.

    Where do I want to go?

    What do I want to see and experience?

    How much time do I have?

    What do I expect?

    Do I want Private or group safari?

    How much do I want to spend?

    Do I want all inclusive or pay-as-you-go?

    What type of transport do I want?

    Once you have asked and answered these questions you can begin the search for an appropriate operator which meets you expectations.

    Once you have found several possible operators ask questions that relate to what you want from your safari. Hopefully this will identify the right operator for the Right Africa Safari.

    Choosing a safari in Africa can be daunting however if you know what you want, not only will you focus on Operators offering these requirements, your Africa safari will truly be an unbelievable amazing life changing experience.

    Deborah Thiele is Director of Africa Expedition Support, a safari Company based in East Africa. Deborah has worked in the travel industry for over 7 years in administrative, tour leading and crew training roles. She has travelled and worked in Africa, South America, the Middle East and the UK. As a Tour Leader she lead over 200 tours across 3 continents. Originally from Adelaide, Australia she now calls Africa home.

    Africa Expedition Support specialises in tailor-made, group and 4×4 guided self drive safaris. Deborah can be contacted either via http://www.AfricaExpeditionSupport.com or emailing info@AfricaExpeditionSupport.com. Please note that as this is Africa emails are sometimes lost in the system; if no response within 2 days please email again. Alternatively phone or text +254 725 459 063

    Article Source: http://EzineArticles.com/expert/Deborah_Thiele/131752

    Article Source: http://EzineArticles.com/946121

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  • THE NEWEST AFRICAN SPORT SIMPLY UNBELIEVABLE BLACK PANTHER STY

    https://www.youtube.com/watch?v=2LfPQAp0fgA

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  • A Frugal Lifestyle

    A Frugal Lifestyle

    The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from.

    But if you are guided with the right principles and reasons in deciding to live a frugal life, you would never go wrong.

    If you have decided to live frugally, no need to be worried of insults. Keep your head up high.  And keep your focus through these tips.

    1.    Eating Out – Having gimmicks with friends on a Friday night is fine if you do it once in a while. But this can be expensive if you add them up at the end of the month.

    2.    Clothing – Naturally, if you are the kind of person who adores signature and designer clothes, do not expect that there will be something left of your take home pay. Instead of being trendy, wear clothes that can easily be matched with your other clothes.

    3.    Own Home – If you are planning to move out and find a place to settle, do not be overwhelmed by the excitement, instead be practical. As a start, buy a smaller house or try other ways like rent-to-own, do-it-yourself arrangements, and owner financing.

    4.    Buying Your Own Car – Shy away from sports cars or SUVs. Just stick to your purpose of buying a car which is to transport you anywhere you need to go. Check out also program cars like a new car warranty. Maybe this is not just the best time to replace your car with a new one.

    5.    Shopping for Groceries – As much as possible do not go with items that are branded. Choose non-brands and try looking for items on the highest or lowest shelves for best prices. Grab the opportunity and shop during sales or use coupons.

    6.    Family Out – There are inexpensive ways to bond with your family and be entertained like going to libraries, local parks, malling, picnics, visit friends and local church.

    7.    Buying School Supplies – Stock school supplies at home and do not buy anything fancy.

    8.    Be contented with what you have and try to live within what you earn.

    9.    Plan your Child’s College Education – Teach them the ways to be independent and self-supporting by encouraging them to apply for scholarships and “on campus jobs”.

    10.    Be Aware of your Financial Limitations

    11.    Anticipate your Failures by Planning – Have always a budget plan so you would avoid impulsive buying.

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  • TAKE CHARGE OF YOUR FINANCES: TIPS ON BUDGETING

    TAKE CHARGE OF YOUR FINANCES: TIPS ON BUDGETING  

    With prices of commodities increasing day by day it is proper to make your very own strategic plan on maximizing your financial resources and making sure that every penny earned is well spent.

    Make your move on coordinating your finances and list of expenditures that may affect the way you use your income and empower you on your economic stability as a working individual.

    Your source of income, lifestyle, spending habits, current job and house location, cost of living, payables and loans determines your level of budgeting needs. Starting to take charge of your finances is one sure way of becoming successful in a field of self-fulfillment and success.

    The following tips and recommendations will provide you details on how you can help yourself manage your finances and assume a new outlook to become responsible in your spending.

    ط    Treat Math As Your Lifetime Partner – Do the entire math in your purchasing needs. Try to compare prices across your current location for the price of a range of grocery and household items you need in a day-to-day basis.

    Save as much as you can in an item you are trying to buy. Chinese businessmen exercise effective buying techniques. They save as much as they can and usually purchase in bulk to increase their revenue index on the item they plan on selling as well.

    ط    Gambling – Gambling tops the chart in making your life as chaotic as it could get. Gambling strips you off your finances and keeps you vulnerable from the threats of bankruptcy.

    ط    Know Your Wants and Needs – Limit your spending on something which you are not in dire need of. According to a recent study, luxuries are second to gambling in terms of the degree of money-stripping capability.

    ط    “Do Not Spend More Than you Earn” – Rags-To-Riches stories do not fail to mention this famous cliché. There is always truth to this phrase for you cannot live in a world where you consume more than what you can produce.

    ط    Keeping A List – Making your own budget list is vital to your success to becoming prudent. A wise buyer needs to consider the amount of a certain commodity and how will it impact his life as an individual.

    An unconscientious consumer would not care about what is being purchased as long as he or she has money to buy for them. Unless you are someone who has a considerable amount of wealth and income resources, you can not afford to disregard this recommendation and go ahead with your practice.

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  • Fashion

    Fashion is a popular style or practice, especially in clothing, footwear, accessories, makeup, body piercing, or furniture. Fashion is a distinctive and often habitual trend in the style in which a person dresses. It is the prevailing styles in behaviour and the newest creations of textile designers. The more technical term costume has become so linked to the term "fashion" that the use of the former has been relegated to special senses like fancy dress or masquerade wear, while "fashion" means clothing more generally, including the study of it. Although aspects of fashion can be feminine or masculine, some trends are androgynous

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  • Beauty Freebies: Is There Really Such a Thing?

    A number of different product manufacturers and stores regularly offer free product samples.  These free samples are also commonly referred to as freebies.  Freebies come in all different size, shapes, and styles and they tend to include a number of different products.  Those who just learn about freebies, possibly just like you, wonder if it is really possible to get beauty freebies?  It is and if you would like more information on how you can go about doing so, you will want to continue reading on.

    When it comes to getting beauty freebies, you will find that you have a number of different options.  For instance, beauty freebies are most commonly offered by the product manufacturer. To get these types of freebies, you often need the internet to do so. What you will want to do is perform a standard internet search with the name of a beauty product manufacturer that you like or one that you have just heard of.  If that manufacturer is offering free beauty product samples, there is good chance that the special offer would be outlined on the website’s main page.  Although this approach is nice, it can be time consuming and you aren’t guaranteed to always find beauty freebies.  That is why you may also want to explore your other options.

    Another way that you can go about finding beauty freebies that are available for requesting is by performing a standard internet search.  Instead of searching with the name of a popular beauty product manufacturer, you will want to search for free product sample websites or freebie websites. Individuals who just like requesting free product samples themselves often run these websites.  Many just like to share what they find.  On a free product sample website or a freebie website, you should be able to find information on how you can go about requesting a number of free beauty product samples. Be on the lookout for beauty freebies that require the payment of postage, as these offers are not truly free.

    Although the internet is one of the easiest ways to go about finding beauty freebies, you can also try visiting one of your local beauty supply stores.  It is not uncommon for a beauty supply store to offer free product samples on some of the beauty products that they carry for sale.  By offering beauty freebies of their most popular products, a beauty supply store stands a better chance of selling the full size version of the product as well.  Beauty supply stores are the best places to find beauty freebies locally, but it is also possible to occasionally find other retailers, like fashion stores or department stores, that also handout free product samples, including free beauty samples.

    If you aren’t already requesting beauty freebies, you may want to think about doing so.  In addition to getting something for free, you may find a great new product that you never would have otherwise tried.  As a reminder, you can usually find beauty freebies by visiting the online websites of product manufacturers, free product sample websites, as well as by visiting your local beauty supply stores.  Even if you are unable to find beauty freebies, you may be able to come across valuable moneysaving coupons that can be used on the beauty products that you may need or want to buy.

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  • Hobbies

    Go to http://afrocircle.com/lifestyle/hobby/

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  • Ways for Men over 60 to Deal with Erectile Dysfunction

    As a man gets older the ability to get and to maintain an erection can be harder. Some men find it just takes a bit more foreplay. They may also find they can’t get a second erection soon after like they once could. This is normal and most couples find it to be an issue they can easily deal with. They are still able to have a very satisfying sex life in spite of such minor issues.

    However, some males end up with what is know as erectile dysfunction. This can become a serious issue that affects the individual both mentally and physically. At first they may only have the problem once in a while. It can be embarrassing but couples can deal with it. The partner needs to be very encouraging and supportive so it won’t become a mental issue the next time sex is initiated.

    For other men though erectile dysfunction can end up being a very serious problem. It can result in them becoming angry or upset. It can also lead to depression as many men do associate their manhood with their ability to have sexual intercourse. There are many reasons why a man may suffer from erectile dysfunction when they are 60 or older.

    Medical concerns are the number one factor. Heart disease, high blood pressure, and even diabetes can all cause erectile dysfunction. Seeing a professional about what is going on is very important. They can help prescribe medications that can help with the issue. Sometimes it turns out to be the medications that you are on that make it hard to get an erection. The doctor can help to determine the cause and get the person back on track.

    Mentally a man can prevent himself from being able to get an erection. Issues about not being able to in the past can certainly cause a great deal of anxiety. Not feeling attractive or worrying about being able to perform can also be a problem. Talking to your partner about your fears can help to alleviate them.

    Changing lifestyle habits can really make a difference too. Some men over 60 aren’t able to get an erection due to heavily smoking or drinking. Working to get rid of these habits can help the issue of erectile dysfunction to take care of itself. Likewise, changing your diet and losing weight can be helpful as well.

    There are several reasons why males over 60 years of age may be experiencing erectile dysfunction. Yet it doesn’t have to mean the very end of your sexual lifestyle. There are ways to deal with it that can get you back on track again. Be willing to try different things in order to get to the bottom of your problem.

    One of the most frustrating things for men with erectile dysfunction is that it can take time to discover what is going to make a difference. You have to be willing to follow the doctor’s orders. You have to be open to trying a course of action for a couple of months and then exploring another one if that one wasn’t effective for you.

    Sex for men over 60 is still very important and it can be very fulfilling. Don’t be afraid to look at your lifestyle to see where you can make changes. Go to a doctor you can trust and you are comfortable with. This way you can share your feelings and discover what your options are for effectively dealing with erectile dysfunction.

    Some of the different treatments that a doctor can offer include various medications. With advances in technology there are also implants that are surgically placed inside of the penis. Counseling can be very effective when the doctor feels there may be a mental link to the erectile dysfunction. Exploring the various options can help you to be able to get and maintain an erection again like you did when you were younger.

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