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  • Basics of Money Management

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    Money plays an important part in our every day lives and making the most of what we have will help us live a life free of financial pressures. By learning some basic rules, you can make life easier for yourself and for those who depend on you. Here are my basic rules.

    Rule one. Don't borrow money for consumable goods. What are consumable goods? They are stuff that lose value over time. Stuff you want but can live without. Examples are electronics, subscriptions to magazines, auto mobiles etc.

    Rule two. Live within your means. In other words, spend less than you make. I know that may sound hard if you are on a tight budget but to just take easy credit when it is available to you is simply inviting financial disaster.

    Rule three. Become financially educated. This can only be done by reading all you can about the various investment options available to you. There is really no excuse for not being kept up to date with all of the financial news because there is so much information on financial matters available on and offline.

    Rule four. Diversify. A mistake that some investors have made in the past is to put all of their eggs in the one basket only to find that the company they invested their money in went bellyup. Prudent investors diversify. That is spread their money around in various companies to minimize their risk.

    Rule five. Keep good company. There are people about who have bad attitudes toward financial planning and money in general and if you spend too much time with these people there attitudes can affect your thinking.

    Rule six. Take responsibility for your own finances. Some people will ask others for advice just so that they have someone to blame if things do not work out for them. A financial advisor will tell you to do this or that but at the end of the day it is your money and you are the one who reaps the rewards when the markets are up or takes a hit when they are down.

    Rule seven. Take a long-term view of your investments. Investing your savings is a long-term game and in order to take advantage of the gains in the markets you have to take a hit sometimes which means not panicking when the markets are going down.

    Rule eight. Keep the big picture in mind. In other words have a target or goal in mind. Are you saving for a house deposit or your retirement?

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    Source by Robert Alan Stewart

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  • Social Entrepreneurship – Now is the Time

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    Social entrepreneurship is a major area of interest in many social and civic organizations and has a significant impact on many areas of society. During the past decade economic resources have become more difficult to acquire and society has continued to exhibit economic and cultural decline. Concurrently, communities are in need of initiatives that will enhance their financial viability and programs that will enhance the overall viability of the population.

    Social entrepreneurship initiatives are ventures that can serve as a method of increasing the social value of a community, organization or cause while enhancing the financial viability of a not-for-profit organization. With this being stated, social entrepreneurship has been defined in different ways by many different theorists. Gary McPherson, Executive Administrator of the Canada Centre for Social Entrepreneurship, states that social entrepreneurship involves various individuals working toward meeting social and economic goals simultaneously; while Bill Drayton, CEO of Ashoka, defines social entrepreneurship as a term coined to describe “individuals who combine the pragmatic and results oriented methods of a business entrepreneur with the goals of social reform.”

    A more basic definition of social entrepreneurship states that it is “the process of using entrepreneurial and business skills to create innovative approaches to social problems.” Therefore, it is a methodology that is presently being used to resolve community and societal concerns globally. Social entrepreneurship as an area of specialized entrepreneurship is not defined by the same titling in every culture. For example, in Latin America countries social entrepreneurship initiatives are referred to as “Micro Enterprise.” In India the same program would be identified as a “Social Mission.” Though termed differently in various regions, social entrepreneurship initiatives are being implemented to solve specific societal and community concerns by focusing on the needs and resource availability within specific geographic regions.

    Social Entrepreneurship in Education Throughout the United States, many top tertiary level academic institutions are enhancing their business programs by including a curriculum that caters to the study of social entrepreneurship. In 2003, the Center for Responsible Business was launched on the University of California Berkley Campus. This subsidiary of the Haas School of Business was implemented with the intent of training students to be more principled and socially responsible members of society through attending “the preeminent educational institution in area of Corporate Social Responsibility.” Stanford University also has established a Center for Social Innovation as a part of its graduate school of business. This center was founded with the mission to “build and strengthen the capacity of individuals and organizations to develop innovative solutions to social problems for a more just, sustainable and healthy world.”

    In 1993, Harvard Business School started its social enterprise program with its mission of “generating and sharing knowledge to help individuals and organizations to create social value in the not-for-profit, private and public sectors,” and the University of Miami has refocused its business school curriculum to include coursework in the areas of ethical-decision making, social entrepreneurship and community engagement with the primary focus being to expose students to various areas of civic engagement while concurrently teaching them leadership and team building skills.

    Tertiary level institutions, including Duke, which has established a Center for the Advancement of Social Entrepreneurship as part of its Fuqua School of Business, and Columbia University where the research initiative on social entrepreneurship is embedded in its school of business, have also made strides to enhance the study and education of those seeking to venture into areas of social entrepreneurship and social venture implementation. The Association to Advance Collegiate Schools of Business-International (AACSB – International) has identified over twenty-four tertiary level institutions that have included social entrepreneurship as a part of their business college and or business curriculums.

    With social entrepreneurship being perceived by many as a new way of stimulating social change, Idee Winfield believes that the implementation of community-focused service learning projects is the first step in exposing youth to the various attributes associated with social entrepreneurship. Through community involvement, youth will begin to visualize and experience the various social issues within their community and envision ways to solve these problems. Winfield states that social entrepreneurship should be promoted in primary and secondary education, and coursework should be adjusted to allow students to “see how abstract socially focused concepts can have real world applicability.” Jeffrey Soderborg, a member of the Kauffman Center for Entrepreneurial Leadership Clearinghouse on Entrepreneurship Education, is also an ardent proponent of social venture education who believes that social entrepreneurship would be more readily accepted if youth were exposed to information expounding the laurels of these initiatives during their primary and secondary academic years.

    As youth expand their horizons through the establishment of entrepreneurial efforts, knowledge and exposure to information about the process involved in the establishment of entrepreneurial business effectively plays a major role in the rate at which business entities are established. A study focusing on entrepreneurial interests among black youth ages 14 to 19 identified that 75% of the youth surveyed had interest in becoming entrepreneur. The study also found that these minority youth believed that more information about entrepreneurship should be presented through their schools. They also believed that entrepreneurs have a responsibility to reinvest in their community.

    Corporate Social Responsibility

    Personal values often serve as the justification for entrepreneurs to focus organizational efforts on socially focused ventures. The organizational decision to forgo pursuing financial gain with the intent of using the corporations’ profit resources to enhance a community is often referred to corporate social entrepreneurship. Corporate Social Entrepreneur (CSE) is a term used to describe corporate initiatives whose primary focus is to enhance a social concern and whose secondary focus is financial gain. The corporate social entrepreneur differs from the financial profit seeking entrepreneur in the area of decisions made that affect the community and environment in which their organization functions. Research identified that in corporate social entrepreneurship business acumen serves as a factor in the success or failure of social venture initiative implementation. Research identifies that success factors associated with the implementation of social responsibility initiatives were linked to whether the entrepreneur exhibits behavior that is moral, amoral or immoral.

    The amoral entrepreneur would pursue initiatives only if they were deemed acceptable by the organization as a whole. The immoral entrepreneur implements initiatives based on what can be potentially gained for self as well as for the stakeholders, while the moral entrepreneur would pursue social responsibility initiatives based on what was in the best interest of the organization. Individuals identified as corporate social entrepreneurs are individuals who are more active in community activities and are actively involved in social responsibility efforts. Corporate social entrepreneurs also are more likely to implement social responsibility initiatives based on an organization’s long term objectives.

    While many corporations are looking for ways to increase their social responsibility efforts, in some regions corporate responsibility efforts are not progressing. A policy paper, “Corporate Social Responsibility in Latin America and the Caribbean,” documented that corporate social responsibility activity in this region has “stalled.” The reason for stagnation in this region is “minimal government involvement” and the lack of “private sector involvement.” It was also identified that initiatives to implement programs focusing on social responsibility are often initiated outside of the market, and then subsequently not embraced by stakeholders who reside within this geographic region.

    Corporations are continually looking for ways to increase corporate advantage through their social responsibility efforts. While proponents of corporate social responsibility believe that corporations are obligated morally to engage in efforts to enhance social, community and environmental concerns, many stakeholders believe that social involvement should only be initiated if the efforts are going to strengthen the organization’s image, brand, moral or stock value. With this in mind, corporations have separated social issues into specific categories.

    These categories are social concerns that are general, social concerns that are value chain based and concerns that focus on social dimensions of competitive contrast. Generic social issues are identified as social concerns that do not directly affect the company’s operation and do not have an effect on a company’s competitive advantage. Corporations are least likely to get involved or invest in projects that focus in these areas because they will not receive a high value of return on their involvement. Value Chain Social Impact issues can significantly affect a company’s operation and can have an impact on the way a company conducts business. Corporations are more likely to be involved in value chain concerns, but only after conducting due diligence studies to ensure that a return on investment will be achieved over time.

    Social issues that affect a company’s financial profitability or serve to enhance or increase a company’s competitive edge are likely to be areas that a company will invest in because of the direct impact that these initiatives will have on the company’s overall viability and stability. An example of a social dimension projects is General Electric’s investment in under-performing high schools throughout the country. General Electric believes that through investing financial and professional resources in under-performing high schools in areas where they have substantial financial investment, they are investing in enhancing a community, as well as directly increasing their future employment prospects.

    Whole Foods Market is an organization that has taken control of its social value position through purchasing products from local farmers. Also, Whole Foods maintains strict controls over all of the products produced and sold in all of its locations. They even have extended their social and ecological efforts through offsetting the use of in-store electricity with the installation of wind conversion generators, converting their trucks to operate on bio-fuel and trucking spoiled produce to regionally located compost sites. Though the investments in these technologies may be costly at the onset, the long term financial, civic and market exposure benefits far exceed any initial costs incurred.

    In the area of corporate philanthropy many corporations are at a loss. They continue to be involved in the conflict between philanthropic giving and investor requests for increased profits. For this reason many corporations engage in context-giving programs. Context-giving programs are programs that are defined as allotting resources to specific projects that will enhance the community while simultaneously enhancing the corporation.

    Examples of context-giving initiatives include the Cisco System Networking Academy, which trains computer network administrators and provides job opportunities to those who complete the program; the DreamWorks SKG film production program that trains low-income individuals in occupations that are needed in the film and entertainment industry; and American Express Travel and Tourism Academy which trains high school youth for careers in the hospitality and tourism industry. Corporations that invest in corporate-giving social venture programs are concurrently gaining positive return on their social investment, improving the economic climate of the communities where they are located and gaining positive exposure for their organizations.

    At times social ventures do not have the intended impact on the community. A study focusing on the impact of community focused business ventures found that businesses started with the intent of enhancing a community often lose focus by becoming focused on profitability and competition. Competition and self-focused motivators were identified to be factors that played an additional role in the impact and economic role that entrepreneurial ventures have in community settings.

    While many foundations, trusts and philanthropic organizations, accumulate and distribute resources with the intent of providing services to enhance specific community or social causes, many of these organizations are looking for ways to gain public exposure for their efforts. Organizations also attempt to leverage their gifting efforts through seeking not-for-profit organizations that are willing match the funding received. The success of funded programs is evaluated through performance outcomes and indicators, and through promoting the organization’s work through success stories provided by program clients. These methods are viable ways for funding agencies to acquire value and exposure through their philanthropic efforts and simultaneously continue their efforts to enhance the communities in which they invest.

    With the social philanthropic efforts of Warren Buffet and Bill Gates gaining a high degree of attention, and many leaders engaging in activities to promote social advocacy, corporations are seeking ways to also gain exposure with social entrepreneurship. Social entrepreneurship from the corporate perspective can be defined as corporate social initiatives used by a corporate entity as vehicle to show support for social causes. In recent years, many Fortune 500 companies have implemented social ventures with the intent of enhancing their corporate image through providing funding for various social causes.

    McDonald’s is one such company that has funded social causes for many years. McDonald’s primary social venture is the Ronald McDonald House Charities. The Ronald McDonald House provides lodging for the families of adolescents, ranging in age from birth to 18, who are receiving critical care for illness in communities that are away from their community of residence. The Ronald McDonald House allows families to reside in these temporary living facilities throughout the child’s period of treatment at no charge.

    The Federal Express Corporation also funds programs focused on the implementation of socially responsible programs. FedEx is a supporter of St. Jude’s Children’s Hospital and has been acknowledged by Reader’s Digest as one of “Americas Best Charity Minded Corporation.” Federal Express has also been recognized for providing funding for numerous community and civic organizations, including March of Dimes, Heart to Heart organization, an organization that focuses on delivering food and health resources globally, the United Way and the National Civil Rights Museum. These are just a few of the charitable initiatives that allow Federal Express to present itself as a socially conscious organization.

    Virgin Mobile has partnered with Youth Noise, a not-for-profit organization that brings youth together for networking and brainstorming opportunities, and Stand Up for Kids, the largest all volunteer not-for-profit organizations in the United States, to implement an initiative to expand its corporate social responsibility activities. The project involves recording artists donating ring tones to Virgin Mobile and through partnership agreements, 5% of the proceeds received through ring tone sales are donated to various “Virgin Mobile Charity Partners.” This initiative, established in June 2006, is being positioned to raise over $250,000 annually.

    For social ventures to gain global acceptance, corporations need to become involved in ventures that allow employees and consumers to see the social, community and external benefit of these ventures. This process is identified in countries south of the United States, where the concept of social responsibility is one that has been embraced by many but implemented by few. Many government organizations expect non-government, or private organizations to take responsibility for ensuring the stability and longevity of the resources throughout this region while the private sector is looking toward government agencies for intervention.

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    Source by Paul Van Putten

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  • How To Start a Wood Working Business From Your Garage

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    Starting a woodworking business from your home could be an excellent way to earn an income. With right business plan and woodworking training system you could reach your financial goals with little or no woodworking skills.

    As we all know financial times are tough in many areas of Canada and The USA. Their seems to be no stability working for various companies. Even if you employed the income you receive is poor. Consider starting a home based business that will create products that you can sell with very little effort. This home based business will be fun and easy to start.

    Consider starting a business constructing and selling wooden furniture. Many people are often interested in purchasing wooden furniture for their homes. Good quality wooden furniture always has a way of being sold. Home owners will pay top money for this type of furnishing. This type of furnishing looks good and gives the customer a product that indicates that their money was well spent.

    With proper business plan and correct construction method you might even be able to make money in your spare time building furniture and related products.

    Of course you will need a place to work such as your garage. You could even construct a shed in your backyard to start your woodworking business. Constructing a shed, made of wood, could be a way of starting your woodworking business. After successfully building a shed in your backyard you could have people paying you to build a shed in their backyard.

    There are a number of resources that will give you step-by-step instructions with regards to construction of various woodworking projects including numerous backyard shed plans. Types of sheds to consider are the pent roof shed and clerestory style shed.

    The pent roof style shed is simple to build. It is a mono roof shed, which consists of a one piece roof sloping in one direction. It can be attached to your house or barn, giving it increased structural strength

    The clerestory style shed ideal for use a place to work. The roof of this shed consists of row of windows which allows natural light to beam inside of the structure. Because of the roof its structure will mor complicated to build when compare with the pent roof style shed. However designs can be found on the internet that will help the construction process less problematic.

    This type of business will require that you purchase various tools if you do not already own them. Their a number hardware stores likely in your area that will help you purchasing the tools needed in starting your woodworking business. You will also likely be able to purchase used woodworking tools in good working order.

    Best Regards

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    Source by Paul Luciw

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  • Divorce Tips: How To Heal From A Divorce In One Therapy Session

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    Healing from a divorce does take time and people going through this process are apt to experience a range of emotions including sadness, guilt, anger, resentment, anxiety, frustration and depression.

    The good news is that therapy can expedite the healing process and help people to view the end of their marriage in a more positive manner.

    Some years ago, I developed a visualization technique based on Ericksonian Psychotherapy and Hypnosis and which seems to help many divorcing individuals to heal from their loss and to restore their overall well-being.

    A description of this technique appears below.

    Close your eyes and take a few deep breaths as you listen to my voice.

    Each time you breath in through your nose and out through your mouth. And every time you inhale you take in relaxation, peace and healing. And each time you exhale you let go of or diminish any pain, sadness or any negative or uncomfortable thought or unpleasant emotion.

    So, your breath becomes a powerful healing tool. You can use your breath to adjust your mood whenever you need to do so.

    And as you use your breathing to heal yourself, you may also discover that your mind can go back in time if you want it to do so.

    And as you go back in time…

    Do you remember when you were a little boy or a little girl?

    You may remember what you looked like back then or you may have seen photos videos of yourself from your childhood.

    You may also recall what the house you grew up in looked like.

    Now, when you were a child, you probably fell down while running or while riding your bicycle. And most likely, you bruised your knee or your elbow. And your arm or your leg probably bled what felt like a lot back then.

    Then your mom, dad or a neighbor came along and gave you a hug and comforted you.

    They washed out the wound and applied an antiseptic to the injury. This probably that stung a bit. When it was placed on your wound, you may have felt like you were going to have to feel a little worse before you could feel a little better.

    And then your caretaker applied a band aid or some gauze and tape that was just the right size to cover and protect your wound.

    This helped you to feel less pain, a bit safer and a bit more secure.

    The wound may have felt worse for the next day and for even a few more days or weeks.

    You probably had to change the band aid every day or so. And you may have to wash the injured spot frequently.

    But in time, the wound began to heal, even though you may have scratched it at times, like most kids do.

    And after the passage of a little some more time, a scab formed, all the bleeding stopped and the old skin was replaced with news softer but tougher new skin.

    After a little more time, the pain subsided almost completely. Though, you still had some good days and bad days with your wound.

    Now, the pain from some wounds may not ever go away one hundred per cent.

    Many of us have physical aches and pains that stay with us, but we push on in spite of them.

    But, luckily, sometimes healing eighty or ninety percent is sufficient for us to carry on to feel generally okay.

    As you can see, the mind heals from emotional losses and wounds in much the same way that it heals from physical injuries.

    So, if you or someone you love is struggling with a loss, think about the process of healing described in the metaphor.

    Perhaps it will to help to lessen your pain, allow you to heal and to move forward with your life with a more positive spirit.

    Give it a try. Interestingly, this same technique has been used by people who are dealing with the death of a loved one.

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    Source by Jay P. Granat, Ph.D.

    Views: 0

  • Boho Beach Style

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    Summer is defined by sun, sand and the water. People typically focus on their swimsuits and throw on a t-shirt and a pair of shorts on top and their outfit is brought down a level. It’s time to pay more attention to our bohemian-chic tunics as cover-ups for our bathing suits, making you look more stylish and draw attention as soon as you step out of your house.

    We can start with the basics: a tunic/kimono dress. An oversized poncho in a light shade or a shift/flowy dress lets the breeze right in, keeping you cool. The light shades are good to look for when shopping for oversized clothes, especially with the beach, in order not to drown you in the fabric and to avoid the ruthless sun. Light shades let the light shine through while complementing a nice tan. A yellow brings a happy aura around you while a light pink compliments your skin tone. For those who like to have less fabric, shift dresses are ideal; the shift style still allows for a chill vibe but is a bit more fitted to the body. Any shade of color goes well with boho shift dresses, but the ideal summer colors would be a bright blue or blazing orange, summer is all about bringing more color into your day, in contrast to the winter months. Flowy dresses are my preference, letting my skin breathe but not too baggy, simple and chic. Simply printed bohemian dresses add the extra touch to my outfit: hand painted flowers bordering the neckline and the hem of the dress are enough to finish off the outfit.

    Want to show off some of your new bathing suits while still covering up? Flowy sari pants are the way to go. Flowy pants never go out of style as they make your legs look like they go on for miles. Accent your bathing suit by bringing out the undertones or detailed colors with a complementary colored pant. A rich red pant coordinated with the small red detailing of your top brings out your tan and looks stunning along the water. Want to show your inner yogi? Wear the perfect bottoms that work for the lovers of yoga and the beach. Pants of lightweight recycled silk fabric with a cinched bottom and a bright pattern do amazing things for the transition from morning yoga to a beach day.

    No shirt, no shoes, no service? An embroidered tunic kurti is the perfect throw on dress for lounging around. Kurtis come in a variety of styles depending on your mood. Short white kurtis with colored embroidery continues the summer beach theme from the flowy pants. Vibrant colors give a new look and the white hand embroidered tunics are so comfortable and chill.

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    Source by Era Chandok

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  • My Wife Has No Time for Me! How to Take Control and Change This

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    We’re all well aware that each day only affords us a meagre twenty-four hours. When you factor in the time you spend working, traveling to and back to the office, sleeping, showering and eating, there isn’t a whole lot of time left for anything else. However, when you’re married you really do need to pencil in some time to spend with your spouse. It’s expected and beyond that, it’s crucial for a well balanced, happy and fulfilling partnership. That’s why it’s so alarming if you’re a man who has a wife with a schedule that doesn’t leave any time at all for you. If your wife is so busy that she can’t spend even a few moments with you per day, you need to help her find an opening here and there to connect with you. If you want your marriage to last, this needs to be at the top of your priority list.

    Obviously, you are going to take it personally if your wife has no time for you. Early in your marriage, she made certain that she had time to devote just to you, yes? You two did things together that you likely miss now. Perhaps back then you took something like having a coffee together for granted. Now you’d give just about anything to have an hour alone with her. As much as you may want to blame her lack of interaction with you on her busy schedule, there’s probably an underlying reason why she has excuse after excuse for not spending time with you. In most cases where this happens, it’s because the wife has begun to feel emotionally detached from her husband. Instead of trying to make awkward small talk with him she’d rather avoid him.

    Your wife isn’t about to do anything on her own to change this. If she seems happy enough filling her days with things that keep her from you, it’s you who needs to alter the routine of your marriage. Start by telling your wife that you miss her and wish you two had more time together. Although this may not alter her schedule so that she makes time for you, it lets it be known that you’re not happy with the way things are and your goal is to share more of your life with her. Your statement about wanting to be with her more won’t go unnoticed by her even if she seems to ignore it or brush it aside.

    Many women are devoting a great deal of their time to things that have to do with running the household and being a mom. You’re part of that equation so why not pitch in so your wife has more time for you? You can ask her if there’s anything she’d like you to do but be prepared for her to say there isn’t. Many women have a bit of a control streak running through them and they like to tackle everything they possibly can just because they believe no one else has the ability to do it quite as well as they do. If this sounds like a dictionary description of your wife’s personality, take on some tasks on your own. Jump in and drive the kids to school or make dinner a few times a week. Show your wife that you want to be her domestic partner as well as her life partner. The time you spend doing things around the house or tending to the children will result in more free time for your wife and thus more time for her to be with you.

    A great way to solve the issue of a wife who has no time is to create a scenario in which she has no choice but to spend time with you. This almost sounds like it borders on forcing her to make time for you but don’t view it that way. Plan an evening out for the two of you and take care of all the details right down to arranging child care if necessary. Then surprise your wife with your thoughtful night out. She’ll see the effort you put in as a sign of your desire to be closer to her. It’s a great way to not only have some uninterrupted time with your wife but it will give you a chance to talk with her about what she’s feeling and that will only help when it comes to bridging any emotional distance she may be feeling.

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    Source by Gillian Reynolds

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  • The Age of The Information Entrepreneur

    The Age of The Information Entrepreneur

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    This has been changing rapidly, and now, an increasing number of entrepreneurs are starting to use e-books as a method of catapulting themselves into the limelight, using the option to become influencers, and gain a following through sharing of information. The ones who are quite savvy about how they do this, loop the system back and use their e-books as part of a sales funnel, whether it’s apparent or not.

    It used to be the case that the task of writing a book was tantamount to embarking on a long and arduous journey, that required long periods of time, great planning and dedication, an agent, the approval and acceptance of a publishing house, and more. This is no longer the case… Anyone who has wanted to write, can… and you can get your book published and ready to sell in less than 48 hours after it’s written. And no, it doesn’t take a great level of skill or any secret or specialised knowledge… I’ve done it, and have helped others do the same just by following a few simple steps, and using more simple steps have gotten books to #1 ranking spots – for some of them, without even a review to reassure buyers, (though I wouldn’t recommend this). So, if it’s that easy, why isn’t everyone doing it, and why aren’t all entrepreneurs who have published online have booming businesses?

    Well, in the answer lies what’s key… it’s not enough to simply write, what’s important is that you write content that others will find useful, and want to read, and more than that, essential for success is using that content in the right way. Let me expand…

    1) Whatever your entrepreneurial niche, learn what it is that people want to know more about.

    2) Write about this, keep it clear and simple… often short guides will get you further than long, complicated books.

    3) Publishing is easy, get your books on Amazon.

    4) Consider discounts and freebies… remember, it’s about exposure, publicity, and looping people back to you!

    5) Build up a database of everywhere you can promote your books. Take the time to research the social media groups, blogs etc. Ensure that they’re appropriate to your niche.

    6) Take the time to promote your discounts and freebies, and be honest and genuine about what your book delivers, and why people should get it.

    7) In your books, direct people to your website, subscriptions, other books etc.

    8) Always OFFER QUALITY & VALUE, and when you are looping people back to you, it should be to offer more value. Don’t use your books as a hook, only to steer people to an offer that isn’t worth the money or time they part with in exchange for it.

    9) The more quality and value you offer, the more repeat customers you’ll gather.

    10) Include snippets and tasters of your content on social media, blogs, forums etc.

    11) Repeat… remember, if you are choosing to be an influencer through information, you have to keep at it.

    And that’s it, in a nutshell! It is an era when anyone can be an author, so use your knowledge to your advantage!

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    Source by Noleen Mariappen

    Views: 0

  • My Husband Keeps Saying That He’s Going to Leave Me – Tips and Advice That May Help

    My Husband Keeps Saying That He’s Going to Leave Me – Tips and Advice That May Help

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    I recently heard from a wife who confided that every time that she and her husband disagreed or hit a rough patch in their marriage, the husband pulled out what the wife called the “leave card.” She told me: “every time things get rough, my husband says he’s going to leave. He’s packed his bags before, but he’s never actually left. Still, this hurts me and I’m getting tired of it. How can I make him see how old these threats are getting? At the same time, I’m afraid that someday soon, he’s actually going to follow through and walk out the door. I’m not sure what to do or how to handle this.”

    This type of correspondence is not all that uncommon. I hear many comments like this. And I can absolutely identify with these wives. This is a very difficult position to be in. It’s hard to move forward and to improve matters with the constant threat of him leaving hanging over your head. You can start to feel like you’re walking on eggshells or have to edit yourself or hold back in some way. So it’s very advisable to consider being proactive and addressing this before things deteriorate any more. I will discuss this more in the following article.

    Asking Him To Stop Constantly Making The Threats To Leave You And The Marriage: Admittedly, I don’t personally know this couple. But, from the little bit that the wife told me, two immediate facts jumped out and seemed most important. First, despite the husband’s repeated threats, he had not left. He was still there, repeating the same old things. This tells us that he’s either not 100% committed to leaving or he’s not yet reached the breaking point or place where it’s feasible or comfortable to move on.

    The second thing that was important was that the husband kept repeating the threats. Now, the wife was very frustrated with this, but one possibility was that the husband was repeating or accelerating his words because nothing was changing or improving and this was the only way that he knew to attempt to get the response that he wanted. Sometimes, people keep repeating the same patterns out of frustration. And, sometimes, they do this because they know no other way.

    But whatever the reason for this negative cycle, I felt that the wife might gain some ground if she approached this subject with both directness and empathy. It was going to be very hard for the two of them to get on the same page when he kept on retreating. So, the next time that he started with the “I’m just going to leave you,” talk, I felt that the wife should have asked him to sit down and talk about this for a minute.

    With a break in the action, the wife might consider telling the husband that they both knew that this was a path that they had been down many times before. And yet, nothing was really changing except that they were both getting frustrated with the same old course of events that never yielded the outcome that either of them really wanted. I suggested that the wife offer to make the husband a deal. She would genuinely listen to why he felt the way that he did and make a very honest effort to address and improve things if he would stop with threats to leave her every time things got tough.

    Understanding The Opportunity That Has Presented Itself And Taking Positive Action To Stop This Cycle: I understood why the wife doubted that she was in so great of a position, but I had to admit to her that there were some advantages that she did have. On an almost daily basis, I hear from wives who were either served divorce papers or who came home to an empty house missing a husband (because he left) with seemingly no warning whatsoever. These women would’ve loved to have had a warning period and a chance to fix things before this action was taken.

    So, while the wife was tired of all this, she had to admit that she still had a chance to make things better and to save the marriage. This was an advantage as was the fact that, despite all of his empty words and posturing, the husband was still there. Clearly, he wasn’t sure that he really wanted to leave, but he was sure that he wanted change that he wasn’t getting, which is why this cycle kept repeating itself.

    Once the wife was able to see this, she was willing to approach things differently. But, before she charged forward wanting to make drastic changes, I told her that it might be a good idea to focus on reconnecting. There was a lot of underlying resentment and anger and I felt that the changes and efforts might not last if they attempted to work things out while both people were still a little lukewarm to one another.

    Do you remember when you were first together and your issues were always little spats that passed over quickly? This is because you were deeply connected and didn’t want to allow for anything to derail that process. Sure, things change and people mature. But often, you’ll find that if you can get to a place where you feel genuine affection and empathy for your spouse, working out the remaining issues becomes so much easier and you’re much less likely to continue to hear the threats that neither one of you are listening to anymore anyway.

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    Source by Leslie Cane

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