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  • Astrological Combinations For Riches

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    There are various combinations for the riches in the horoscopes. Let us see which are the combinations for the big riches.

    A person born in a poor family having the following combination in the horoscope is sure to be a very rich person:-

    1. Jupiter is in the Quadrant in Cancer, Saggitarius or Pisces signs.

    2. Moon is in the 2nd, 8th, 10th or 11th house, in the sign of Taurus, Cancer, Saggitarius or Pisces signs.

    3. Mercury is in 2nd or 10th houses in the sign of Gemini or Virgo.

    4. Mars is in the 4th, 10th or 11th house in the sign of Capricorn.

    5. Venus is in the 2nd, 9th, 10th or 11th house in the sign of Taurus, Libra or Pisces.

    6. Saturn is in the 4th, 5th or 11th house in the sign of Acquarius or Libra.

    Saggitarius or Pisces

    If the Ascendent is Aries or cancer:- And the Sun is in the Ascendent, 3rd, 10th or 11th house and Saturn is in the 4th or 7th house in Libra,and Mercury and Venus are in 2nd house in Taurus then, the native is bound to be a very rich person.

    If the lord of Quadrent is in the Trine and Lord of Trine is in the Quadrent, or both are either in the

    Quadrant or in the Trine, the native is a very rich person.

    If a native has Cancer as his Ascendent and has Saturn in the 4th house (Libra), Mars in the 7th house

    (Capricorn), Sun in the 10th house (Aries), he is also very rich.

    Astrologically, in a horoscope the lord of 11th house is the main planet to give income.

    A person will become very rich, through share market or speculation, if saturn is positioned in the 11th house in signs Libra or Acquarius.

    If Saturn (in sign Libra), or Mercury (in sign Virgo) or Moon (in sign Taurus) is positioned in the 11th house, the native earns huge wealth through the manufacture of machineries.

    Besides, in a horoscope, the 2nd house is the house of wealth.

    If the 2nd house is positioned by Venus in Taurus or Pisces, the native, becomes very rich through the

    business of white commodities like Silver, Cotton, Cotton Mills, Sugar.

    In a horoscope, 5th house is the house of speculation. If the 5th house is positioned by the Sun (in the signs Aries or Leo) or Jupiter (in the sign Cancer or Saggitarius), the native will get the huge money from race course and/or lotteries.

    In a horocope the 10th house is the house of Karma,

    If Saturn is situated in the 10th house in the sign of Libra or Acquarius,the native becomes rich through the business of oils.

    In a horoscope, the 8th house is the 11th (house of gains) from the 10th house (house of Karma), which if positioned by planets Moon (in sign Taurus), Mercury (in sign Virgo), Jupiter (in sign Cancer) or Venus (in sign Pisces), the native earns through speculation.

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    Source by Shashi Sharma

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  • Investing 20,000 Dollars – Ways to Double it in a Month

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    $20,000 is a lot of money but $40,000 would be nicer, so let’s explore what you could invest that money in and consider possible scenarios that can double it in a month or less. This type of money is quite a decent amount of capital, however, it is not enough to buy real estate without taking out a loan. To double your money at any level is quite a feat, but as you will see, not impossible.

    First, a word about risk. All investors look at the downside or the risk profile of a potential investment before they even think to consider investing, no matter what the promised returns are. Risk is an important consideration and it would do us good to define the ideal risk free investment so we can picture better what to look for.

    First, when you hand over your money to another, that is the underlying cause and underpinning issue of risk. You have to trust and you have to hope that your money will be returned with the promised interest yield. When you hand over your money in most situations all you get is the evidence that your money is with them. You get no tangible collateral in exchange for that money.

    Consider a house on the other hand. A house, or any tangible item for that matter that has an existing liquid market, is a large piece of collateral and you have direct control over that asset in exchange for the money you paid. This means you can control the value to a degree and this is an important point.

    To double $20000 in under a month, you could look at a land investment. A paper re-hab, unlike a normal re-hab where you roll your sleeves up and paint a house, a paper re-hab is one where you fill in a few forms and immediately increase the value of land. For instance you could purchase a lot that is close to an industrial area and re-zone it industrial from residential. Providing there is a distinct shortage of industrial land in the area, you have just increased the value of that land tremendously. Or you could put in the paper work to split the block to subdivide. This would mean you have 2 lots almost worth the same as the original. This type of value manipulation is crucial to your risk profile and the ultimate level of returns.

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    Source by Terry Hart

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  • Prophetic Declaration to Overcome Storms of Life in Your Marriage: Powerful Life Changing Prayers

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    If you are faced with problems in your marriage and business, it is only by divine intervention that you will overcome such problems.

    Bible Verses and Prayers to Encourage You As You Face The Battle of Life

    Psalm 23: 1-6 (KJV) "The Lord is my shepherd; I shall not want. He maketh me to lie down in green pastures: he leadeth me beside the still waters. He restoreth my soul: he leadeth me in the paths of righteousness for his name's sake. Yea, though I walk through the valley of the shadow of death, I will fear no evil: for thou art with me; thy rod and thy staff they comfort me. Thou preparest a table before me in the presence of mine enemies: thou anointest my head with oil; my cup runneth over. Surely goodness and mercy shall follow me all the days of my life: and I will dwell in the house of the Lord forever.

    Prayers to Encourage You As You Face The Battle of Life

    – Lord Eliminate the Spirit of always wanting to give up my Life in the Name of Jesus.

    – Give me a fresh breeze of release to lighten my load in Jesus Name.

    – Send the right people in my life to be a source of love, guidance and new opportunities.

    – Teach me your way and your will in Jesus Name

    – Speak to me Lord in a way that I would understand and obey in Jesus Name.

    – If nobody else in the whole world seems to care or believe in me, let me believe in myself.

    – I know there will be times when I doubt my own ability, I will be discouraged, on the verge of despair.

    – Don't let me give up, hang on to me. Fan the fires of my faith so that I will try even harder.

    – Give me even more faith in myself in Jesus Name.

    – I come boldly before your throne of grace.

    – Your word says that you give strength to the weary, so I ask that you would strengthen me Lord, for I am weary.

    – Bless me Lord with your presence, that my heart might be encouraged.

    – Help me remember your faithfulness and your love that I might stand in faith against the issues that face me.

    Prophetic Declaration over your marriage

    Bible says that the ear of the lord is not deaf nor his hand short that he does not hear us, but our iniquities have separated us from our God (paraphrased) Isaiah 59: 1. We therefore must first bring repentance over our past participation by thoughts words or deed our iniquities which would cause the Lord not to hear us.

    Prayer Points

    – I repent over every sin and wickedness in my marriage in the name of Jesus.

    – I turn way from everything in my life that gives Satan a foothold and legality in my marriage in the name of Jesus.

    – I repent of every ungodly confession I have made over my marriage in the name of Jesus.

    – I repent of every ungodly confession that is standing as a witness and testimony before you in the name of Jesus.

    – Father have mercy upon me in the name of Jesus.

    – Forgive me for wrong confessions, utterances, declarations, thoughts, actions, I have done which are speaking against me, before you in the name of Jesus.

    – I decree and declare that in my marriage shall receive and release the strength, honor, glory that marriage brings in Jesus name.

    – I decree and declare that in my marriage shall reflect the glory of God in Jesus name.

    – I decree and declare that two shall put to flight Ten thousand, that is my portion in my marriage in Jesus name.

    – I decree and declare that wicked patterns and cycles of marriages in my bloodline broken in the name of Jesus and by the voice of the blood of the lamb.

    – Every handwriting of wicked codes speaking against my marriage in be bloated out by the blood of Jesus.

    – I station Angels of defense along my marriage in Jesus name

    – Blood of Jesus surround my marriage in the name of Jesus.

    – I station the word of the Lord as a wall around my marriage, it shall not be like a city with no walls in Jesus name.

    – I decree and declare that I will have prophetic utterances over my marriage in Jesus name.

    – Blood of Jesus step into the foundation of my marriage and align it to the word of God in the name of Jesus

    – Blood of Jesus speak healing into my marriage in the name of Jesus.

    – Blood of Jesus speak restoration into my marriage in the name of Jesus.

    – Blood of Jesus speak love into my marriage in the name of Jesus.

    – Blood of Jesus speak joy into my marriage in the name of Jesus.

    – Blood of Jesus speak peace to my marriage in the name of Jesus.

    – Blood of Jesus speak harmony into my marriage in the name of Jesus.

    – Blood of Jesus speak unity into my marriage in the name of Jesus.

    – Blood of Jesus speak wisdom into my marriage in the name of Jesus.

    – Blood of Jesus speak understanding into my marriage in the name of Jesus.

    – Blood of Jesus speak knowledge into my marriage in the name of Jesus.

    – Blood of Jesus speak fruitfulness into my marriage in the name of Jesus.

    – I raise the banner and the standard of Christ and declare the Lordship of Jesus over my marriage in the name of Jesus.

    – I decree and declare that my marriage shall bear good fruits in Jesus name.

    – Every Spirit of barrenness is broken, and destroyed by the power of the blood of Jesus in my marriage in the name of Jesus.

    – Every pain In my marriage, balm of Gilead cleanse it, heal it Lord, in the name of Jesus.

    – Every bitterness In my marriage, balm of Gilead cleanse it, heal it Lord, in the name of Jesus.

    – Every anger In my marriage, balm of Gilead cleanse it, heal it Lord, in the name of Jesus.

    – Every unforgiveness In my marriage, balm of Gilead cleanse it, heal it Lord, in the name of Jesus.

    – Every sorrow In my marriage, balm of Gilead cleanse it, heal it Lord, in the name of Jesus.

    – I decree and declare that the scent of my marriage shall be a pleasing aroma in your sight Lord and in the body of Christ in the name of Jesus.

    – I decree and declare that springs of life from your fountain will come forth and water every dry area in my marriage in the name of Jesus.

    – Resurrection power of God rest upon every dead area in my marriage and resurrect it in Jesus name.

    – I decree and declare the Angel in charge of marriages shall walk with me in my marriage.

    – I release every goodness my marriage is to bring to my life in Jesus name.

    – let every stranger in my marriage be evicted in the name of Jesus.

    – Let the angel of the Lord pursue to destruction every stranger in my marriage in the name of Jesus.

    – Every ungodly voice over my marriage be silenced by the voice of the blood of Jesus.

    – Blood of Jesus blot out every wicked ordinance that is standing as a testimony against my marriage in the courtrooms of heaven in the name of Jesus

    – I station the Angel in charge of marriages at the gate of my marriage in the name of Jesus.

    – I stand in agreement with what the Angel in charge of marriages is confessing before the courts of heaven concerning my marriage in the name of Jesus.

    – I stand in agreement with what the blood of Jesus is speaking before the courtrooms of heaven concerning my marriage in the name of Jesus.

    – I stand in agreement with what Jesus the mediator is speaking before the courtrooms of heaven concerning my marriage.

    – Father I pray let my offerings and tithes stand as a testimony and a witness on behalf of my marriage in the courtrooms of heaven.

    – Father I pray arise and become a witness for me against every adulterer in my marriage in the name of Jesus.

    – I decree and declare that the bars of my marriage gates will be strengthened in the name of Jesus

    – I declare my marriage shall be restful, joyous, happy, full of the glory of God.

    – I station these words at the gates of my marriage in Jesus name.

    – I put the seal of the blood of Jesus on my marriage in the name of Jesus.

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    Source by Dr Olusola A Coker Ed.D

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  • A Look at the Difference Between Prosperity and Success

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    Is there actually any difference between a prosperous man and a successful or rich man? Or are they mere synonyms? If they are different which group should a Christian belong to? Which should reflect in a Christian? I would like to make an analysis with the Bible and on that base we could differentiate and draw a conclusion.

    “This book of the law shall not depart out of thy mouth; but thou shalt meditate therein day and night, that thou mayest observe to do according to all that is written therein: for then thou shall make thy way prosperous and then thou shall have good success.”

    Joshua 1:8(KJV)

    We could see it is God’s will that we be both prosperous and successful as we abide by his word daily. We could also say that prosperity is different from success or riches but they are related as the bible also made us to understand. What is then the difference between this two? Is it possible to be rich and not be prosperous or is it also possible for one to be prosperous and not rich? Who is a prosperous man? These questions would be answered from the Bible.

    “With God you will be both prosperous and you will have “good” success. But without God you can be only be successful”.

    In the book of Luke 16:19-31 Jesus gave us the parable of a rich (successful) man and a beggar called Lazarus. The man was successful, he had wealth but was not prosperous because his riches were not affecting the lives of the needy or the poor, his wealth was for him alone and for whom he dimmed fit. He was only a rich man.

    “And the Lord was with Joseph and he was a prosperous man; and he was in his master’s house. And his master saw that the Lord was with him and that the Lord made all that he did to prosper”.

    Genesis 39:2-3(KJV)

    Joseph was a prosperous man but he was not rich materially at that time and because he was prosperous his master’s house was blessed. If you see a prosperous man, the blessing of the Lord in his life will radiate and affect the lives of others positively. Prosperity and success (riches) is not limited to material (Money) and tangible things, you could be rich in talents and so many other useful things but the fact still remains that you should affect lives. A prosperous life blesses the lives of other with what God has given him/her.

    “When riches or success are used to bless lives to the Glory of God it becomes prosperity”.

    Point 1

    Riches or success could be gotten from God or by man but prosperity is only from the Lord. For a man to be prosperous he must abide by God’s word Joshua 1:8. The bible said and the Lord was with Joseph and he prospered. Prosperity here should not be confused for influence.

    Point 2

    As Christians we should use whatever God has deposited in us to bless others. This is when we will be recognized as prosperous.

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    Source by Hanson Chidi Otuneme

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  • 5 Customer Survey Questions

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    Periodically, it makes sense to address your customer feedback mechanisms and receive some actionable, lived-experience insight into your operation’s strengths and weaknesses. Business leaders need to learn if the delivery of products, services, or other operational processes might be simplified. They need to know what customers would like to see more of. The smartest way to begin the customer feedback process is to decide what you want to know and what purpose that information will serve.

    Are you trying to develop new products or services, so that you’ll be able to give customers what they want before they know they want it? Or is business dwindling and you’re in damage control mode, attempting to win back customers? Some market research questions are best explored face-to-face with customers at a conference table with a leadership team member or two and maybe a front-line staff member present as well.

    Below are five draft survey questions for you to customize. Some apply to customers and others, to company leaders:

    1. What challenges or goals motivate customers to contact your business?

    2. What solutions to customer problems is your organization equipped to supply?

    3. What solutions are offered now? Might you add, re-tool, or drop any?

    4. What do customers most often hire you to provide or do?

    5. What do you (the business leaders) do next?

    Questions 1 and 4 pertain to customers. Questions 2, 3 and 5 refer to business strategy and should be addressed in-house, once you’ve spoken with two or more customers to figure out Questions 1 and 4.

    How you conduct the survey deserves some thought. It might be best for Solopreneurs and small business owners to convene a group interview that encourages comfortable and candid conversation. Larger companies might prefer to host a survey interview that’s facilitated by an outside market research firm.

    Question 1: What are the primary challenges facing (the customer’s) organization?

    Start with a “How are things going in your office?” question, or inquire about their next big project or objective (whether or not it would involve your organization). Find out what’s going on and let the customers talk.

    Questions 2 & 3: Which project or problem do you most want to take action on? How might that be done?

    Given your in-house expertise and resources and guided by the probability that the customer will contact your business to provide needed solutions, what additional customer projects might you be asked to take on (or what can you cleverly position your business to be hired to do)?

    Can your organization successfully deliver the desired outcomes of projects that are on your customers’ to-do lists? Can you discover how your customers are currently managing those challenges? Do your customers do business with any of your direct competitors? Do your customers have projects that are not getting resolved because s/he isn’t sure what to do, or there’s no budget to do the job?

    Question 4: Have our company’s solutions satisfactorily resolved customer needs or challenges?

    What projects have you been hired to do, or what products and services have been purchased by survey participants? What types of projects is your organization most often hired to do, or what are the best-selling products and services? How do customers feel about your company’s performance—is your ability to deliver services trusted and dependable? Do customers send referrals to your business? Does it seem that you could potentially receive more business from any of your customers?

    Question 5: What do you do next, based on customer responses?

    Here is the judgment call for you and your team. The success of the survey is in how you interpret the data received. What can your organization realistically do, based on the customer responses to Questions 1 and 4? Are there opportunities and strengths within your organization on which you might capitalize, as noted in questions 2, 3 and 5? What needs to be improved or discontinued?

    Within a week of the survey, tangibly thank your customers for participating. You may want to send a gift basket, or offer a 15% discount on their next order.

    Thanks for reading,

    Kim

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    Source by Kim L. Clark

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  • Rich Brother by Tobias Wolff

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    The Rich Brothers is a story of two brothers, their sibling rivalry and their contrast in everything including worldly success and failure. While Pete is rich and Donald is poor by the end of the story we are left wondering who among the two is actually rich in the real sense of the term.

    Pete, the older among the sibling is rich and successful. He exemplifies the American middle class dream – nice family life with a wife and two daughters, a house, a sailboat, and every other thing that money can buy you – of success that his hard work in real estate business could attain for him. Donald, the younger brother is just his opposite. He lives alone and survives out of painting houses. At times, he lives in a Berkeley ashram and lives in financial debt.

    Pete comes to rescue Donald out of his difficulties and donates him money right in the beginning of this story. The two are driving in a car when Pete gifts him $100. However, there is a subtle sub-text of sibling rivalry in the background during their childhood as also when they grow up. Donald for instance, reminds Pete how as a kid he wanted to kill him, to which Pete replies, “children always do such things”.

    Pete doesn’t bother to or perhaps doesn’t like to discuss his personal life with Donald, yet Donald asks him if he ever dreams of his younger brother. Pete, in fact has a recurring dream that he is blind and needs his brother’s assistance. Perhaps, the author has metaphorically hinted at the blindness inherent in material success and in need of genuine spiritual assistance from people like Donald.

    The story moves further even as we discover more contrasting characteristics of the two brothers. In comes a character Webster that tells them a mythic tale of his own dream experience involving goldmine and greed. Donald gives away $100 gifted to him by Pete. But Pete throws him out of the car on learning what he has done.

    Meanwhile, Pete ponders what would he answer his wife when she would ask him about his brother? Perhaps, he is not worried. Material wealth has blind his conscience; his sensitivity: “And in this way, smiling, nodding to the music, he went another mile or so and pretended that he was not already slowing down, that he was not going to turn back, that he would be able to drive on like this alone, and have the right answer when his wife stood before him in the doorway of his home and asked, Where is he? Where is your brother?”(Wolff 269)

    Wolff’s story parallels the biblical story of Cain and Abel. One brother is spiritual, God-oriented, helping and reaching out to others, while the other is materialistic, has least concern with God and can even go to the extent of trying to kill or hurt his brother. The contrast in the character of the two brother compels us to ask who is the rich brother? The one that has money or the one who lacks material wealth, but is endowed with human virtues? Who really needs whom? Does Donald really need money? If he really needed money, why would he give it away to Webster without a second thought? Pete can only pretend that he doesn’t need Donald. He can only pretend that he can go alone and will answer his acts toward his brother.

    The author through contradictory characters of the two brothers has tried to dig the real meaning of wealth. A person can remain unfulfilled despite all his wealth as shown through the metaphor of dream where Pete is blind and in need for assistance. Donald is pious, happy and harbors no grudge against Pete, and therefore, is quite capable of helping Pete learn how to be a good person.

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    Source by Ajit Kumar Jha

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  • Aromatherapy – Nature’s Fragrant Medicine

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    We all know how fragrances make us feel. Some aromas make us euphoric, others have a more soothing effect, and specific familiar smells can transport us back in time and bring on feelings of nostalgia. The psychological and emotional effects of fragrance and the extreme importance of our sense of smell are obvious. But, did you know these same fragrances can also be used to heal your body and create well-being in your life? Aromatherapy is a well-known technique amongst healers from all parts of the world and all civilizations.

    What do they know that you don’t?

    As with Color Therapy, Sound Healing, Crystal Healing, and Energy Therapy, the aim of Aromatherapy, within the scope of healing, is to activate the senses of the body. The goal is to eliminate the conditioned, logical, and analytical mind, thus activating the wonderful reality of “feeling” and experiencing life in it most empirical and purest form. It is in this empirical state, that we are able to break the illusions of separation and connect on a deeper level with the energies that surround us. Dr. Richard Gerber MD, author of Vibrational Medicine, tells us that one of the best ways we can change dysfunctional patterns in our energy bodies is to administer therapeutic doses of frequency-specific energy. We do this by using herbs, crystals, sound, and energy also called vibrational medicines.

    It is common knowledge and practice, that scent can affect physical and psychological changes in living beings. We experience it regularly in our daily lives. When we smell a fragrance, it triggers an immediate emotion or feeling, that makes us happy, excited, calm or even nostalgic. Aromatherapy, practiced throughout thousands of years, dating back to the ancient Egyptians and the Vedic culture of India, where plant extracts and medicinal plants are still widely used.

    The term Aromatherapy was coined in 1937, by a French perfumer and chemist by the name of Rene-Maurice Gatterfosee. Aromatherapy is the holistic science of utilizing naturally extracted essences from plants to balance, harmonize and promote the health of body, mind, and spirit. Through the knowledgeable and controlled use of essential oils, we are able to achieve physical, emotional health, and overall well-being. As with other holistic practices, Aromatherapy is always used to treat the “whole” person and not just the symptom or the disease.The application of essential oils is historically mentioned countless times and throughout diverse civilizations (Egyptians, Greeks, Romans etc.) for a variety of health-related applications. Today, there are thousands of studies on essential oils. We know that their effectiveness is accurately merited by their composition of very small molecules, that are able to penetrate deeply and quickly into our cells (Transdermal delivery).

    The sense of smell is the most neglected of all the senses in humans. This is surprising when we consider that seventy to seventy-five percent of what we perceive as taste, actually comes from our sense of smell. The neurons that sense the odor molecules, lie deep within the nasal cavity, in a patch of cells called the olfactory epithelium. To understand how odor is humanly perceived, it is important to know why the limbic system allows us to behave differently when experiencing different odors. The Limbic system is a complex system of nerves and networks in the brain, involving several areas near the edge of the cortex, related to our instinct and mood. It also controls our most basic emotions (fear, pleasure, anger) and drives (hunger, sex, dominance, care of offspring). A very important aspect of smell is that olfactory neurons make up the only sensory pathway, that is in direct contact with the brain. Because of the close connection to the limbic center, feelings and emotions can naturally be regulated, as well as memory.

    The application and uses of Aromatherapy in healing, obey the same Universal Law that everything vibrates at different and specific frequencies. Every atom in the universe has a specific vibratory or periodic motion. Most plants (and animals,) use enzymes to break down molecular components during their life processes. And, each of these enzymes has a unique crystalline form with a specific vibratory frequency. The vibrational frequency of an oil reflects the innate integrity of these elements and the intrinsic enzymes embodied within its substance.

    The process of using Aromatherapy in healing treatments is to apply plant-derived oils with the correct matching frequency. Therefore, allowing the physical body to absorb these energetic vibrations and bring the body back to a state of well-being and equilibrium. Essential oils do not resonate with the toxins in our bodies; neither, do they resonate with negative emotions. This incompatibility is what naturally helps remove toxins and toxic energy from our systems. Aromatherapy, energetically speaking, can help dislodge forgotten traumas by surfacing them in our consciousness. For, it is in a state of consciousness that we can face, deal with them, and let them go. The therapeutic properties of this method, create exceptional vibrational remedies, capable of healing or rebalancing the body/mind/soul/spirit. Essential oils can regularly be used in body oils for massage, facial/body lotions and oils, baths, inhalation, diffusion, and on the energy points on your body.

    It is fairly simple to integrate Aromatherapy into your daily life. You do not need to be a master of plants and herbs. Choose a few. Learn about their energetic properties. Smell each oil. How do they make you feel? Once you have narrowed down your list and hand chosen your favorites, here are some DIY ideas:

    • Place a few drops on a tissue and place it in the air vents in your car. Enjoy Aromatherapy anywhere you go. No need to schedule extra time to enjoy the benefits of essential oils.
    • You can mix your favorite oils with coconut or jojoba oil (my favorites) and use them instead of your regular perfume.
    • Mix your essential oil in distilled water. Then, using a spray bottle, spray it as an air freshener around the house. You can also spray it on your favorite pillows and throws.

    Be Creative! You Are Unique!

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    Source by Susan Vilanova

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  • Reverse Living Floor Planning – What Is It and Is It Right For You?

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    Traditional architecture found throughout the home building industry typically provides two-story homes with the main living space on the first floor and the sleeping quarters on the second floor. However, a popular alternative to this floor plan has evolved that has become known as reverse living. Read on with me as I explain reverse living and help you decide when a reverse floor plan may appropriate for you.

    In traditional two-story homes, active living space found in rooms such as the living room, kitchen, dining room, study and family room are found on the first floor. This arrangement provides ease of entry to and exit from the house during the normal course of the day, when homeowners and their families tend to make frequent and multiple trips into and out of their home and, in the process, want the convenience of a same-floor relationship between their indoor and outdoor living space. The more passive activity of sleep, typically occurring in the bedrooms, is relegated to the second floor, the least convenient level of the traditional two-story home.

    The simplest form of a reverse living floor plan is the reversal of the living space and the sleeping space within a two-story home. This relationship of indoor living to the outdoors environs shifts because of view corridors or outdoor amenities, for which a client seeks to maximize exposure during its living time. This type of floor plan is most common for homes situated to take advantage of scenic views created by mountains, hilltops, marshes, wildlife sanctuaries, rivers, stream, water expanses and urban skylines. By placing living space on the upper most level within the house, views are more easily captured or perhaps made visible when they might be partially or fully blocked on lower levels.

    Within a reverse living floor plan, bedrooms are relegated to the most inactive areas of the house. In some reverse living floor plans, the master bedroom may be included on the upper most level of the home, if the homeowner wants to appreciate the views in the privacy and serenity of its bedroom.

    Now, is a reverse living floor plan suited for you? It may be if your building lot is located on or proximate to beautiful landscapes or view corridors, whether crafted by man or nature, and you wish to enjoy those views to the fullest!

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    Source by Richard Wojewodzki

    Views: 0

  • Some Interesting Facts About Network Marketing

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    Home based enterprise is simply giving you and also me the chance to earn money from the comfort of our house. The Network marketing industry is responsible for producing the most amounts of millionaires ever. Now you should possibly think about that statement for a second. MLM industry has produced more Millionaires more that the financial industry, more than the pharmaceutical industry, much more than any industry that you could think of.

    Another interesting fact about multi-level marketing business; most wealthy people are endorsing the industry. This is why Personally, I really do not have the time of the day to welcome or entertain anyone that thinks Multi-level marketing is a gimmick. Is Donald Trump a scam? Is Robert Kiyosaki a gimmick? Is Bill Gates a scam? Is Bill Clinton a scam? I mean these are folks who at a particular time have endorsed Network marketing venture. I found it very interesting that the people calling home based enterprise multilevel marketing a scam are the penniless folks.

    Home based business network marketing is a business. Many folks fail and also are continually failing in this venture because they are not treating it as a venture. For the most part, many are brought inside the business by family as well as friends. And it is fairly cheap to get started in it. However, these have made many folks treat home based enterprise multilevel marketing as some kind of hobby thing. You need to treat this enterprise like a multimillion dollar business that it is. In the event you do not, you will fail at it.

    Network marketing is a business of leverage. This is actually the part that is confusing for most individuals. You can not get rich by yourself. The only reason you are going to get rich is by making other people rich. This is actually the same for any industry. Bill Gates plus Warren Buffet have produced more millionaires than some other folks. So if you think getting rich is a selfish affair, then you need to reprogram your mind. Home based enterprise multilevel marketing is exactly like that. You need to leverage other people’s effort plus have their interest also in heart.

    Home based network marketing is a business of marketing as the name implies. I know there is “Network” inside the name and that is very important especially with the individuals in your organization already. There is also “marketing” in the name. I wish many folks will understand this sometime. Just like any venture, you have to market your business. You can get the traditional ways of marketing your enterprise plus you can find the 21st century ways of doing this. The question is in the event you might do something more rapidly as a business owner why would you want to do it slower?

    The most import point that you have to understand about home based enterprise multi-level marketing is that many people is not going to get. As a matter of fact, when most people are agreeing with you about your ideas, then you’re likely doing something wrong. Many will still call MLM a gimmick despite all the evidences of the contrary. Multi-level marketing is a numbers game. Your job is to find the superstars quickly that are willing to make money with you as well as change their life too. Really do not put your emotion into this. Many will not get it.

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    Source by Shola O Abitogun

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  • The Best Final Expense Sales Presentation Ever

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    Arriving At The Prospects Home

    When I arrive at the house, I like to park in the driveway because that is where family parks and they are more likely to greet me. I look for the door that they use the most and I go and knock on their door (usually the back or side door). While waiting for them to come to door, I look down at my clipboard and pretend to read. I try not to make any eye contact until they open the door.

    When they open the door, I greet them as if they have been waiting for me all day long. “Mrs. Jones? My name is Joseph and the reason I’m stopping by today is because you recently sent this card in and it’s my job to bring you that information you requested. I’d really like to go over this with you, can I come in?”

    If they say yes, GREAT!!! I’m in! If they say it’s not a good time, then I will schedule an appointment with them for the next day. Now you are off to your next one. Some people will let you in and some people will make appointments with you, some won’t be home. (Always make sure you go back or call if they’re not there.) Of course, some will slam the door in your face… ha (fortunately, not usually.)

    At the end of the day, you should have made 3-4 presentations and scheduled 4-5 appointments. The point is, you are out there working and making money. I’ve honestly made $8000 in commission in one day!!! No joke.

    Making Appointments

    Rather then drive around all day, some people prefer to make appointments or hire someone to make appointments for them. Personally, I hired someone to do this for me. I schedule my appointments an hour and half apart. Usually it starts at 10:30am and ends at 7:30pm. I try to get 7 appointments a day, 4 days a week. I always make my appointments the day before because they forget if it’s more than one day away.

    Script for Setting Appointments Yourself

    Here is an appointment script you can use:

    Good Afternoon ____________, This is ____________

    I have in my hand, a pink card that you filled out and sent in requesting information on the Social Security Death Benefit Program.

    Now, my job is to get this information out to you.

    The address I have here is ___________________.

    Is that correct?

    Okay… Great!

    On the card ________, you wrote down that you were 65 and that your wife was 63… is that correct?

    Awesome, awesome…

    Let me ask you a question: are you (you guys) working, retired or receiving disability?

    Oh yeah, that’s good, that’s good… What time… do you/she/he get off work…

    chit chat…

    anyway, like I said, my job is to this information out to you and I can either get it out to you tomorrow at ______ or ______…

    which is best for you?

    Great…

    Do you have a pen and paper handy or do you have your calendar in front of you?

    I just want you to write down my first name… It’s Joseph. Last name Haworth, H-A….

    Now put down there ______am/pm on ___________day… that’s tomorrow.

    Well, I really appreciate your time, I look forward to meeting you and __________, at ______________am/pm _____day________.

    Have a great day.

    When you arrive at your appointment, smile BIG and assume you are getting in. Say you are there for the appointment and ask to come in. It’s easy to get in… most of them remember that you are coming.

    Presentation

    To put you at ease, I want you to know that I’m not a sales person at all. I’m the most passive, non pushy person you can imagine. There really is no trick to it. So relax your shoulders and have fun.

    Once you are in the door, you compliment their home, their yard, their dog, the smell of the house… you know… whatever! Just compliment. My favorite one is to mention how clean the house is. If it is really clean, it means they work really hard at it and they appreciate someone noticing. As I’m walking in the house, I look at the pictures and I either ask who is in the pictures before I sit down or I ask later. In any case, seniors love to share their pictures so make sure you ask about them.

    I’m always very casual and I do my best to avoid the sales presentation for about a half hour. I like to have them talk to me and tell me about themselves and their family and their problems etc. I honestly get sucked in. I’m right there, feeling their joy and pain and I’m concerned and interested. I don’t care about the insurance at that point. Eventually, you move to the presentation and by this time you are friends and this helps them listen and helps you know how to communicate to them. Here are the steps:

    1. You tell them why they received the card and what it’s about.

    2. You bring up the cost of a burial and the fact their family is going to have to pay $10,000.

    3. You find out why they sent the card in.

    4. Ask who their beneficiary is and if they have ever paid for a funeral (both these questions bring out emotion because they don’t want their kids to pay for the funeral and by asking if they have ever paid for one, this helps them remember the pain of paying all that money for a funeral.)

    5. Ask them what medications they take and what they are for. Then you ask how their overall health is. “Have you had any heart problems, or kidney, or liver or lung problems? If so, when?” You need to know when because most applications only care about the past 2 years or so.

    6. Now you know what they are going to be approved for and you can show them some prices. I usually write down 3 or 4 prices on the back of their lead card. I try to match what I think they can afford. Once I write them down, I go over the prices and then hand them the sheet. I say, “Now, Mrs. Jones, I want you to look over these three prices and you tell me which one is best for you?

    7. Before I give them the prices, I tell them about an immediate benefit and a graded benefit. The immediate benefit means that their family will get the full face amount if they died even after only one payment. The graded policy, however, makes them wait two years before they have full coverage. To find out which one they qualify for, I have to ask the questions on the application. (However, if you asked enough questions earlier, you already know….)

    8. Before I ask the immediate benefit questions, I ask them to pick out a price first. (This is called asking for the sale. You have to ask for the sale or you will not sell!!! Plain and simple). Knowing the price they will pay helps with the next step. When you know they qualify for immediate benefits, after you ask the appropriate questions (that you already know the answers to), you stand up and congratulate them.

    9. At that point, all you have to do is ask for their personal information. “Mrs. Jones, can I see your SSN and Drivers License”… the point is that you start writing the application.

    We hope you will join us to see the full presentation in print, audio and on video.

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    Source by Jody Haworth

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