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  • What’s Your Personal Plan, For Healthy Living?

    What’s Your Personal Plan, For Healthy Living?

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    There is no such thing, as a magic formula, or a, one – step/ size – fits – all, approach, to healthy living. Some focus primarily on exercise, others on improving their diet, and, many discover, the best combination, or plan, for them. Are you, in a weight – range, where you are not, considered, obese, or extremely, underweight? Do you experience, any warning signs, or symptoms, which need to be addressed, before they become more serious, etc? With that in mind, this article will briefly, consider, examine, review, and discuss, a few things, to consider, in order to evaluate your personal needs, and proceed, towards healthier living.

    1. Consider your weight and BMI, or Body Mass Index: Are your weight, and BMI, or Body Mass Index, where they need to be? Are they within, normal limits, and, if not, why do you believe that’s so, and how might you best address this? Be careful, to avoid over – reacting, and resorting to some crash, or fad – diet, but, rather, consider, one of the variety of conventional diets, and choose one, which you believe, you will stick – to! For some, certain diets, which are well – known, are effective, but, only, if you, will stick to them, consistently. These often include a prepared meal plan, but, before opting for these, be certain, you will be willing, and able, to use them. If you don’t eat, or have an allergy, to certain foods, of food groups, choose wisely. Many have found success with low carbohydrate diets, because they focus on changing your eating habits, and focus, on maintaining these habits, for life.

    2. Exercise: Before embarking on any diet, or exercise program, discuss these plans, with your trusted, health professional, to be certain, you avoid any restrictions, or over – doing, and doing more harm! The key to this, is, whichever approach, you opt for, you are ready, willing, and able, to persist, and consistently follow your program, on a regular, planned basis.

    3. Water: Most of us, do not consume, enough water, for optimum health. Besides necessary, hydration, many studies have indicated, when we consume more water, we are often, less hungry, and, thus, eat less. However, this water consumption, will probably mean, more trips, to the rest room, so be prepared, and willing!

    4. A combination: Perhaps, you will be happier, and more successful, using some combination, of the available processes. Choose wisely, understand your needs, goals, and personal attitude, and avoid procrastination.

    These ideas are, a few of the possible approaches. Whether you choose, these, or others, determine, what you need, and are willing to do, and proceed, with true commitment!

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    Source by Richard Brody

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  • What’s a realistic rate of return to expect over the next decade for a balanced portfolio?

    What’s a realistic rate of return to expect over the next decade for a balanced portfolio?

    Vanguard Chief Global Economist Joe Davis shares what his team projects as a realistic return over the next decade for a balanced portfolio.
    What’s a realistic rate of return to expect over the next decade for a balanced portfolio?
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    https://investornews.vanguard/whats-a-realistic-rate-of-return-to-expect-over-the-next-decade-for-a-balanced-portfolio/

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  • March madness: What’s going to happen with Brexit? And are the U.S. and China about to make a deal?

    March madness: What’s going to happen with Brexit? And are the U.S. and China about to make a deal?

    Will the U.S.-China trade talks and possible Brexit scenarios impact U.S. investors?
    March madness: What’s going to happen with Brexit? And are the U.S. and China about to make a deal?
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    https://investornews.vanguard/march-madness-whats-going-to-happen-with-brexit-and-are-the-u-s-and-china-about-to-make-a-deal/

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  • What’s behind recent bond ETF discounts

    What’s behind recent bond ETF discounts

    Market volatility can lead to divergence between ETF market prices and net asset values. Our leaders explain why.
    What’s behind recent bond ETF discounts
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    https://investornews.vanguard/whats-behind-recent-bond-etf-discounts/

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  • U.S.-China trade: What happened, and what’s next

    U.S.-China trade: What happened, and what’s next

    Souring U.S.-China trade talks have dragged down global stock markets. Here’s what to expect.
    U.S.-China trade: What happened, and what’s next
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    https://investornews.vanguard/u-s-china-trade-what-happened-and-whats-next/

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  • What’s the best-performing ETF?

    What’s the best-performing ETF?

    Be careful buying an ETF based on its past performance, because the future could be as unpredictable as the weather.
    What’s the best-performing ETF?
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    https://investornews.vanguard/whats-the-best-performing-etf/

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  • What’s the Best Way to Make Money at the Dog Track?

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    Success at the dog track is measured by how much money you make. It’s as simple as that. If you walk out with less money than you walked in with, you have a problem. If you walk out with more money than you walked in with, on a regular basis, you’re a winner. Of course, we all have our losing days, but you need more winning days than losing ones.

    So, what’s the best way to make sure that your bankroll grows rather than shrinks? While there are a lot of different ways to handicap greyhounds, I think that there’s only one way for most people to get to where they can make money at the track almost every time they go. You do it by starting small and building up to making bigger bets.

    Your instinct might be to make big, complicated bets – wheeling and keying dogs in trifectas and superfectas. Unless you have very deep pockets, phenomenal luck and fantastic handicapping skills, you’ll lose your shirt. Instead, here’s the best way to win money and keep more of it at the dog track.

    Start with win bets. Find the best dog in a race and bet it to win. Use a good handicapping system and don’t bet too many bets on a program. Betting every race is the quickest way I know to empty your pockets and get discouraged. However, DO handicap every race. Play the ones you’re surest of and just watch the rest and see if your pick wins.

    No one can pick a winner in every race, I don’t care how good they are at picking dogs. On a program with 10 races, the average beginner should bet no more than 3-4 dogs. Do that until you’re hitting enough so that you’re ahead on almost every program. It’s very important to keep good, written records of your picks. No changing your mind after the race because you would have picked a dog. Be honest with yourself and keep track of your wins.

    When you get to where you’re picking enough winners to make a profit on them on a regular basis, increase the amount of your win bets. That’s all there is to making a consistent profit at the track. Once you’ve mastered this, you can go on to quinielas, trifectas and even superfectas. But until you develop your handicapping skills, stick with small win bets on a few races. It’s very hard to do, but worth it in the long run.

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    Source by Eb Netr

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  • What’s The Difference Between Direct Sales And Network Marketing?

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    My purpose and commitment is to really help you understand and appreciate the MLM industry. One of the things you need to know when shopping for a business opportunity that is built on the multi-level marketing format, is not only how these businesses work but which one will compliment your skill set, personality and area of expertise.

    The Difference Between Direct Sales and Network Marketing

    Direct Sales and Network Marketing are both based on the multilevel marketing business model. MLM or Multilevel simply refers to the business structure in which the compensation plan is mapped out. The Direct selling and Network marketing vehicle is the actual distribution system or the way the products are dispersed.

    With Direct Selling, the emphasis is usually on direct, person-to person product distribution, which typically involves the independent sales representatives earning a commission from the products that they sell directly to the customers.

    The usual way of getting their products out to the masses or finding customers is by hosting product parties, trunk sales, booths and etc., by way of their circle of influence. Advancing in rank is dependent upon the volume of products sold.

    In some companies you can recruit other people to hosts parties in which they would be offered a discount on the products for hosting that party and also earn free products if they sell a certain amount of merchandise.

    This is important to know if happen to be a really good sales person or if you hate the thought of selling in this way, when choosing a mlm company.

    Some examples of Direct Selling companies are:

    Avon, Natura, Vorwerk, Herbalife and Mary Kay

    Now with Network Marketing, the emphasis is on team building. Building a team of partners who are in agreement to use the company products in their household as well as share products with others outside of their network.

    You are basically the customer as well as the business owner and you are able to sponsor, support and train others who want to build a business of their own. So the importance here is on building an organization of like minded individuals who use and move product within and outside their network.

    In network marketing, you also have the flexibility to host product parties or have a booth, etc., in order to promote your products if you so choose. You are the business owner, not just a sales representative so you have the power to run your business as you see fit.

    This model is a great if you love networking, team building and training others.

    Some examples of Network Marketing companies are:

    Sisel International, Vemma, Amway and Visulas.

    Some direct sales companies also incorporate the network marketing team building model as well depending on the compensation structure, so make sure to do your research.

    Understand that the purpose of both models is product distribution, but, it’s the way the distribution happens and the way you, the marketer, gets compensated, that makes the difference.

    On a side note, steer clear of companies that don’t have a product OR they have a limited product line that offers little to no value to the public.

    End the end, the difference between direct sales and network marketing is fairly minimal. Both serve as an opportunity for the ordinary individual to build their own business, delivering quality products to the masses in a less expensive and more personal way.

    By eliminating the middle men; expensive advertisers and merchandisers, the network marketer and direct seller can create residual/ passive income from home with less time, less money and less hassle than the traditional business model.

    So Tell Me…

    Have you ever owned a network marketing or direct sales business?

    What did you like or dislike about it?

    Did you find it too challenging? If so, tell me why.

    I would love to hear from you!

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    Source by April Ray

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  • Multi Level, Affiliate, Joint Venture, or Network Marketing: What’s the Difference?

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    Have you been online and noticed all the ads and “hoopla” about Multi Level Marketing, Affiliate Marketing, or Joint Venture (JV) Marketing and wondering what the difference is? These three terms alone are everywhere, especially when it comes to making revenue online, and are synonymous with the term Network Marketing, where we all “network” with each other to make sales conversions.

    There are many terms and confusing explanations. Here’s my view.

    Multi Level Marketing may also be called Direct Sales Companies. A few of these that come to mind are companies like, Amway, Mary Kay, thirty-one, and Tupperware. These companies build their businesses by recruiting sales associates, or independent consultants, to join the “team” under them.

    The associates in turn recruit others to sell the products, and recruit consultants likewise. Their commissions are paid on a tiered scale. The amount of your pay depends on the place you’re at in the company and how many recruits you have under you. The higher your level in the company the more percentage of commissions you take on your sales and on the associates under you.

    Some may get the MLM confused with a pyramid. Here’s the difference: MLM’s have a legitimate product to sell you, and have low enrollment fees; a pyramid has high enrollment fees, and does not have a product to sell you. Plus, pyramids are illegal.

    Affiliate Marketing brings to mind companies like Amazon, ClickBank, Google AdSense. These type of companies have established sites with vendors already in place, where you can sign up as an affiliate, promote vendor products and be compensated for it.

    Joint Venture products brings to mind companies like Dow Corning (Dow Chemicals and Corning), Sony Ericsson (Sony Corporation and Ericsson Mobile Phones). With JV marketing you are joining with a partner to develop and/or promote a product. Another term that is used is “co-venturing.” These companies share expenses, revenues and assets.

    Some say that MLM’s, Affiliate and JV Marketing are the same. I feel that there is a slight difference between the three. Again, here’s my view.

    To recap:

    • With MLM’s you are recruiting associates, or consultants under you, while selling products.
    • With Affiliate Marketing you are taking a product that has already been developed and are helping someone else promote it, while sharing commissions on the sold product.
    • With JV Marketing you are joining with a partner to develop, promote, and sell your product, while sharing expenses, revenues and assets.
    • These can all fall into Network Marketing because you can “network” with others to bring about your results.

    Whichever marketing strategy you use is all up to your individual preference and gifts. Now that you know the differences, find the ones you like, and start generating your revenue! There are more opportunities than you can imagine.

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    Source by BG Jenkins

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