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  • Smart Trading Options for Conservative Investors in 2018

    Smart Trading Options for Conservative Investors in 2018

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    When it comes to the stock trade for the conservative investor, there is no doubt we're talking about stock options. But, what exactly is a conservative approach to trading? And what techniques can the savvy investor utilize in 2018 to manage risk and ensure growth? We've outlined a few options that might be right up your alley:

    1. Covered Call Options

    The covered call is really the most conservative of options and some say it's even more conservative than purchasing the original stock. Frequently used within IRA accounts, the covered call can be approached by a conservative investor from two perspectives:

    • Generate Consistent Income: You can employ this strategy without selling shares of a business while still generating monthly or weekly income. This strategy is usually used to capitalize in the event that your stock price is projected to decrease or not show improvement within in the short-term.
    • Sell ​​Stocks at Premiums Selling stocks above the current price may be useful when you can stipulate the price on a stock with which you'd not be uncomfortable selling. This tactic is useful in getting a stock that you are not in a hurry to offer and the sale of the Call may eventually take the stock but at the cost that you establish when the option was sold by you.
    1. Use Puts as Insurance

    This is a strategy that can be used by you if you anticipate a reversal in a short-term stock price hike. Because you're interested in reaping the long-term benefits, you are interested in taking the short-term profits, therefore purchasing a Put will ensure that if the stock goes down in value, the value of the Put will go up. Furthermore, you can sell the Put at a greater cost than you paid for it and reap a gain while the price of the stock is declining.

    1. Secure Puts with Cash

    Another method of securing your interest in a long-term investment is to hold adequate capital in cash on a stock that may see a fall in price. Of course, you must understand the business you're investing in and set a pre-determined price for your stock Put, but this is a simple method to ensure your long-term investment is protected because when the stock does fall, you can close in on the stock Put price.

    As with any investment opportunity, the strategies for stock options are endless. Although the stock market is normally associated with short-term investments, conservative investors are starting to identify options for long-term investments within the stock exchange system that not only generate income, but add value to your portfolio with minimally involved risk.

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    Source by Chris Bouchard

    Views: 0

  • What You Need To Know About Passing A Drug Test

    What You Need To Know About Passing A Drug Test

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    Most professional athletes live with the reality that they can be required to take random drug tests to rule out the presence of prohibited substances. Testing also occurs in the workplace as employers try to ensure that their employees are complying with the rules. If you work in an environment where random tests are carried out, it helps to have some information on how to pass. The fact is that most people get into situations that can sometimes get them into trouble.

    Dealing with Random Tests

    If you know in advance that drug testing is scheduled, there are things that you can do to make sure that you come up clean. The problem comes up if you do not have prior notice. When you are notified that you are about to be examined, it may be necessary to take some remedial action. Trying to accomplish this without arousing suspicion can be difficult and it leaves you with limited options. Random examinations have led to people trying to come up with different ideas on how to pass one.

    Blood and Saliva Testing

    It is important to know the different methods that are often administered in the workplace and sporting events. The most common ones are Blood Testing, where blood is drawn before being sent to the lab to test for certain drugs and Saliva Drug Test, where the saliva is examined. The saliva test involves swabbing the inside cheek using a cotton swab and its simplicity makes it a favorite in the work environment. The testing can detect drug usage in the past few days.

    Urine and Hair Testing

    Urine drug testing or urinalysis involves the collection of urine that is then examined for temperature and creatinine levels. The urine test is usually validity or first screen check and it is often followed by additional procedure using a new sample. A Hair Follicle Drug Test involves examining strands of hair to determine if drugs are present in the body. Hair follicle testing is hard to fool because any signs of toxins remain in the hair for months due to slow hair growth.

    Detoxifying the system

    People try different methods to pass such tests and these include urine substitution and dilution. These methods are difficult to get away with especially when the procedure is random. One option that can work is the process of detoxifying the system. This will depend on how much time you have but it is the most reliable solution. If you have a small window of opportunity, there are detox products in the market that can prove to be very effective.

    There are different products that claim to be able to remove traces of drugs from the system. Research the options and get as much information as you can before using any products.

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    Source by Sila Rodney

    Views: 0

  • Types of Mental Health Services

    Types of Mental Health Services

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    In the last few years we have gained awareness of the various needs that individuals with mental health issues need in order to achieve overall well-being. Many times, we talk about the importance of medication, individual counseling, family counseling, and, socialization.

    Those are all of extreme importance when it comes to mental health but the one service that seems to be forgotten is care management. A lot of people attribute care management services to individuals who are aging or who have chronic medical conditions. Although, care management can be very helpful for those issues, we also see a huge need for intense care management for individuals who have a chronic mental illness and cannot get access to any services. It is not a secret that severe and persistent mental illness like schizophrenia, bi-polar disorder, and major depression can require intense care management and advocacy.

    Just as a refresher, the duties of a mental health care manager include:

    • Acting as a connector between the individual and the community resources
    • Advocating on behalf of the individual so that he or she gain access to needed quality services
    • Overseeing the care of an individual including medication management, doctors' appointments, therapy, psychiatric services, and anything else related to their care
    • Connecting the client's family to support services such as individual, family, or group counseling
    • Being an advocate if there is need for hospitalization to ensure the safety of the client and their family members
    • Facilitating access to needed benefits
    • Assisting the individual with navigating all the different services so that it does not become overwhelming for them
    • Crisis intervention
    • Alleviating family members of some stress regarding the care and wellbeing of their loved one
    • Coordinating for advanced planning for the individual
    • Connect individual with social services and programs
    • Any service that the person may need the care manager will make that connection.

    As professionals in the field of mental health, we see that families with loved ones living with a mental health condition often want an immediate and instant "fix" for their family member. It is important for them to keep in mind, that a mental illness is a lot like a physical illness that needs constant care. This is not to say that you cannot live a "normal" life with a mental illness however extra care is needed. In addition, as family members it is important to remember that you also have a vital role in the recovery of your loved one. The more involved you are, the more likely your loved is to recover.

    There is a lot of value in having a care manager involved in the care of your loved one with a mental illness. A care manager will initially do a full initial assessment of your loved one's needs and wishes and will explore what services can add value to the life their life. They will explore the physical, psychological, social, and emotional well-being of your family member and will assess for possible gaps that need to be filled. For example, your family member may be living with schizophrenia and has been in and out of the hospital while being non -compliant with medication. Once this happens we know that your loved ones has probably had many psychotic episodes resulting in severe impaired functioning. Therefore. he or she may need home care services to assist with activities of daily living such. However, every case is different some more severe than others.

    Another common case for care management is one that your adult child has recently been diagnosed with a mental illness and you as parents / family members do not even know where to start. In cases like this, the care manager steps in and coordinates for all initial care. When this occurs we often see a sense of relief in our family members as they often will say "I do not even know how I would have started this process without you". A care manager is also a huge support system for the individual as they now know that they have an advocate overseeing their needs and wishes.

    It is important to remember that living with a mental illness or having a family member with a mental illness is nothing to be ashamed of. In addition, the diagnosis of a mental illness does not mean that the person's life is over as many people mistakenly think. We have worked with many individuals and their families as they cope with diagnoses like schizophrenia, bipolar disorder, major depression, generalized anxiety disorder, agoraphobia, and many others. The beginning of the process is usually made up of what we like to call growing pains full of discomfort. It is important to note that many of our clients with these diagnoses live normal lives but are able to do so because they gained access to the resources in the community. One very important step is accepting the presence of this new diagnosis and what it may mean. Another important step is realizing that you may need the help of psychiatric and / or home care services. It is important to act as early as you can, as early intervention can lead to the best results.

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    Source by Tom Mike

    Views: 0

  • How To Outsell All Affiliate Marketers

    How To Outsell All Affiliate Marketers

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    If you do these things you will absolutely outsell other affiliate marketers, and put yourself in an authority position within every niche market you choose. I promise you. Because the truth is, if you want to make a lot of money in affiliate marketing, you can't be afraid to do some work and to go beyond what other affiliate marketers are doing.

    You need to stand out. You need to give people a clear reason to listen to you so they'll click on your links and purchase the products you recommend. The work you do now will undoubtedly pay off in the end. Once you're making $ 10ka month, you can be lazy. Now isn't the time. Right now, you need to do the upfront work that will set you up for long-term success.

    So, where should you begin? What are the absolute essential steps that you need to take to start making money while looking out for the future? I touched on it already, but keep reading and I'll jump into the trenches with you and show you exactly where you should start.

    Keep a Steady Eye on Your Market

    If you want to make a ton of money in affiliate marketing, you absolutely must be fanatical about keeping tabs on your market so you can effectively position yourself in front of your target audience long before others do.

    In fact, the easiest way to make money in affiliate marketing is to have your system in place weeks before the launch ever happens. That way, you not only position yourself in the search engines (and in front of the line with subscribers) for when the big day comes, but you're given enough time to create content, value enhancers and bonus products that will draw customers to you, rather than the competition.

    When you subscribe to a JV or launch notification program, you'll receive emails and updates about upcoming product launches long before the information is made available to potential customers. In fact, many times, you'll find out about upcoming product launches long before the merchant even begins to contact their own affiliates!

    If you aren't sure where to begin, or who these developers are, you can join Muncheye, which is a launch notification system that will send you emails about upcoming launches.

    If you're interested in business and Internet marketing products, check out JVZoo.

    You'll need to apply for approval with each vendor, but typically it only takes a couple of hours to get approval. Then, you'll have immediate access to their JV promotional page where you'll be able to download swipe files, banners, ad copy, and more.

    Plus, you'll get to see their entire sales funnel and how you can earn more money through their back-end offers. There are countless other affiliate marketplaces online so run a Google search to find a few that offer products that you are interested in and then subscribe to their updates. The sooner you know of a product launch, the more prepared you will be; it's as simple as that.

    If you only start prepping your website and list within a few days of an upcoming launch you'll struggle to generate enough traffic through your affiliate links to make it worth your while. Instead, if you know of an upcoming launch weeks, even months ahead of time, you can set up a killer system that will maximize exposure, and of course, profits.

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    Source by James Savage

    Views: 0

  • The Importance of Business Systems

    The Importance of Business Systems

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    “If you can’t describe what you are doing as a process, you don’t know what you’re doing” – W. Edwards Deming (1900-1993)

    What are business systems?

    Business systems are documented procedures setting out how your organisation operates. They are processes, usually combining actions taken by people and some form of automated application, organised in such a way so as to meet a given set of business objectives. Such systems can generally take place without the business founder / owner’s direct action, over and over again, as efficiently as possible.

    Examples of processes may include how your staff should answer the telephone, how they take and pass on messages; the procedure for raising, approving, placing and receiving orders; the process for generating, checking and sending out client invoices, as well as receiving payments and following up on outstanding bills etc.

    Regardless of the size or type of your business, it is likely that you already have set procedures in place covering many functions within your organisation, which employees follow out of habit or as directed by their supervisor / manager.

    Business systems are the manual for your business; the “know-how” of any business that many business founders / owners usually hold in their head, and have not got round to putting onto paper.

    Why implement business systems?

    There are many reasons and just as many benefits for having established and documented systems in your business, some of which include the following:

    1. They provide a framework for your operations and an effective structure to support your business.

    2. They improve consistency: production, delivery, customer service, after-sales care etc.

    3. They improve results and/or productivity, because you and your employees don’t have to re-invent the wheel every time.

    4. They provide a better work environment for your employees, as an effective system will contribute to clarifying roles and responsibilities as well as providing staff with some guidelines to refer to.

    5. They ensure compliance with legislation, safety regulations or any other legal requirement specific to your type of business operations.

    6. They give your business the ability to expand and they facilitate business growth, as they will make your business more attractive to any potential investor or buyer.

    What system works best?

    Although there are similarities across many functions, such as Accounts, Human Resources, Sales, Stores, Logistics etc., unfortunately there is no one perfect, one size fits all system that works for all companies. Any system will need to integrate the company’s business objectives, its people and the way it provides its products or services.

    It is important to have a well-designed system, customised to your type of operation, and thought out by people at all levels within the organisation.

    Such a system will be more likely to be followed by all employees, because they have been involved in its design, and they understand the value that having a system in place brings to the quality of their work and the service they provide to customers.

    One point to keep in mind is that having great people working with poorly designed systems – or no systems – is likely to lead to an under-performing business. On the other hand, great systems without good people won’t work either, hence the additional benefit of involving employees in designing a system, or simply in documenting the processes they are following.

    Equally so, employees who have been trained in your business systems should also feel empowered enough so that they don’t feel they just have to follow a given script without using their head.

    For this reason, it is important to encourage feedback not just from your customers, but also from your employees and to use such comments to review and to continuously improve and develop your business systems.

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    Source by Cecile Scaros

    Views: 0

  • How Does ENERGY HEALING Help You Feel Better, Relieve Pain, and Assist Humans and Animals to Heal?

    How Does ENERGY HEALING Help You Feel Better, Relieve Pain, and Assist Humans and Animals to Heal?

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    We all live in overlapping fields of energies. These fields includes your physical body, your auric field (which consists of 6 additional bodies), electromagnetic fields that emanate from your organs and other body parts, and the energies of everyone and everything around us, including the earth.

    Since everything is energy, including your consciousness, you might wonder how healing can ever happen without paying attention to the energy aspects of your bodies.

    What Is Energy Healing?

    Energy Healing is any healing method which helps restore and maintain the energy systems of your bodies by working directly with the energy of your bodies.

    The term “energy healing” is used today for what has also been called “hands-on healing”, “spiritual healing”, “psychic healing”, and even “energy medicine.”

    In energy healing, a wide variety of techniques can be used. Whatever techniques are used, they directly address the energetic levels of your bodies.

    While tools such as stones and crystals, acupuncture needles, pendulums, singing bowls, and others can be part of a healing session, many practitioners use only their hands and their intention to facilitate a healing.

    Clean, pure, love-filled energy (life force, prana, chi, ki) is made available to the bodies, while inappropriate energies are assisted to leave the bodies.

    To be healthy and in balance, your energy must be able to flow freely, smoothly, and harmoniously.

    What Can Disrupt the Energy of Your Bodies

    Infection, injury, toxins, stress, too much or too little of any substance are all examples of events than can disrupt your bodies’ energies.

    When you’re sick, it’s because the flow of energies has been disrupted, causing some areas to be jammed up with too much energy while others areas are depleted. The disruption can come from accidents, infections, emotional traumas, and many other stressful situations.

    Several things can happen during an energy healing session to restore the smooth flow of energies. Here are some common examples.

    • Disorganized and chaotic energy patterns become organized and harmonious.
    • Blocked energy flows are unblocked.
    • Sluggish energy flows are restored to normal speed.
    • Depleted energy areas are assisted to regain a normal, healthy level of energy.
    • Excesses of certain types of energy are reduced to normal.
    • Disconnections between the spirit and body parts are reconnected.
    • Communication breakdowns between body parts are restored.
    • Energy that doesn’t belong is helped to leave the body.
    • Repair the physical body’s etheric blueprint (template).
    • Repair, balance, and harmonize the chakras.

    Some examples of energies helped to leave are:

    • viruses, fungus, bacteria.
    • memory patterns of old injuries.
    • memory patterns of weapons from this or past lives.
    • emotions that haven’t been fully expressed.

    These are just a few examples of what energy healing can address.

    What Do Energy Healers Do?

    Energy Facilitators support the body’s natural healing abilities.

    Energy Healers facilitate the healing process, which is done by the bodies themselves. An Energy Healer is more accurately described as an Energy Facilitator. They do not actually heal the body. The body must heal itself.

    The body, when functioning optimally, knows how to heal itself and how to restore balance. It wants to be in balance and harmony and good health.

    What Are Some Benefits of Energy Healing?

    Here are some of the benefits you may experience:

    • Relief from physical/emotional pain and other symptoms.
    • Feeling increased relaxation and calm.
    • A reduction in your stress level.
    • Feeling empowered to take charge of your healing process.
    • A sense that your physical body is stronger or more able to cope with life’s challenges.
    • A sense of well-being, comfort, integration, and wholeness.
    • Feeling more at home in your body.
    • Feeling more energized and more playful.
    • Feeling more balanced and more grounded.
    • Improved appetite; greater control over unwanted habits.
    • Increased interest in life.
    • Increased immune system function.
    • Faster or more complete healing from illness, injuries, or surgery.
    • A feeling of greater alignment with your I Am Presence.
    • An opening to receive more Divine Love.
    • A sense of greater connections with the Divine or with your I Am Presence.
    • A feeling of greater alignment with your spiritual path.

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    Source by Nedda Wittels

    Views: 0

  • Flexible Yoga for Backbone Pain Relief and Overall Health

    Flexible Yoga for Backbone Pain Relief and Overall Health

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    Are you above 40 and thinking that developing hip flexibility or spinal flexibility at this age will not be possible? If yes, then read on. Hitting 40 is not an excuse to deprive yourself of good health, stamina and joint-pain free life you really deserve. However, what is important is to understand and choose something that works. Flexible yoga, as the name suggests is what you can try for back and hip flexibility, which is what keeps your overall fitness in good shape.

    What is flexible yoga

    As mentioned in one of our previous posts that yoga is not just a set of asanas or postures, flexible yoga is also not just about physical suppleness. However, we’ll keep the topic limited to physical flexibility for now. The basic idea behind flexible yoga is to develop suppleness in muscles and joints by using the most suitable set of asanas. As your spine becomes more flexible, you start gaining more stamina and overall better health.

    Pashchimottasana to make your spine supple

    It goes without saying that yoga as a whole is highly effective to control and cure many muscle and mind related issues. However, people have their own preferences in terms of choosing the right types of yogic postures, which are effective depending on individual needs. Personally, I like Pashchimottanasa to make and keep my spine flexible.

    Yoga for spinal suppleness

    • Surya Namaskar-Sun Salutation (12-step sequence)
    • Chakrasana-Semi-circular pose
    • Bhujangasana-Cobra pose
    • Ustrasanana -Camel pose
    • Paschimottansana-Forward bend
    • Balasana-Child’s pose
    • Shashankasana-Rabbit pose
    • Halasana-Plough pose
    • Sun salutation-surya namaskar

    Developing flexibility easily

    There are various other postures and variations of the above mentioned poses. It all depends upon what suits you and fits into your hectic daily schedule. Starting with easy postures such as child’s pose or cat cow pose, which can be done immediately after waking up while you are still in bed, are highly effective for beginners. You can move on to tougher postures as your spine starts becoming flexible.

    Easy posture for spinal flexibility

    Stretching is highly effective for suppleness of spine, muscles and other associated organs. You can start your day with a few stretching exercises such as cat cow pose. This is the easiest way to start making your spine flexible in addition to kick-starting your day actively and relieving your neck or back pain, if any.

    Make your spine flexible effortlessly

    We have covered Bhujangasana previously, but there is also a simple variation of this pose, which can be also be highly effective in keeping your backbone flexible, digestive system strong and neck pain-free. Simply lie flat on your stomach and lift your head and torso supported by your elbows. You need not stretch fully like you do while performing full Bhujangasana.

    Natural Stretch -Benefits of semi-Bhujangasana

    • No special equipment, place or time recommended.
    • You can do this anytime except after meals
    • You can also read, write or watch TV if this posture
    • Keeps your digestive systems strong
    • Reduces big belly and helps in overall weight loss
    • Makes your spine supple without having to do specific set of exercises
    • Relieves and prevents neck and back pain
    • Relieves tiredness and fatigue immediately
    • Positive state of mind
    • Stretching in any form is one of the most effective ways to develop spinal flexiblity which is highly recommended for overall health.

    Stretching is one of the most effective ways to develop spinal flexiblity which is highly recommended for overall health.

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    Source by Felix Godwin

    Views: 0

  • Drug Use – Advantages and Disadvantages

    Drug Use – Advantages and Disadvantages

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    Rampant, often unchecked use of drugs is a malaise that has been plaguing our society, and especially our younger generation for quite some time. It has grown quickly from a psychological bad malaise, a bad habit to a dangerous social evil, and in many countries, invite strict punitive action. Countries across the world try to combat this evil using combination’s of public awareness regarding the evils of drug use, severe clampdowns on drug usage/trafficking and penal impositions. However, this is still not enough as drug trafficking has proliferated across social strata, and is not limited to isolated groups of the society. So why exactly is drug usage considered to be one of the most debilitating and potentially dangerous of social evils?

    One of the most primary reasons why consumption and business dealings on drugs are declared illegal internationally is because of the tremendous damage they cause to the human body. Drugs usually are of two kinds, and act as general nervous stimulants that can almost supercharge the brain and the nervous system for brief amounts of time. For that amount of time, the user has no sense of personal identity and this phase is usually described as a phase of euphoric detachment, while the user loses common consciousness. However, this effect is fleeting and does not last long. Drug-induced euphoria lasts for a very short time, usually culminating in sever hangovers and strains on the human body, which might manifest in physical and psychological reactions.

    Drugs are generally hallucinogenic compounds that are primarily of two types, Organic and inorganic. Organic drugs are usually extracted from plants, and processed and consumed usually by burning them like tobacco. Inorganic compounds are much more difficult to obtain, as they are manufactured in pharmaceutical laboratories and are generally available in the form of tablets, pills and fluid solutions. Scientific studies have actually revealed that inorganic drugs/narcotic agents are more life-threatening and potentially debilitating in nature than their organic counterparts, even though prolonged drug use of either could result in serious consequences.

    It might be said that drug use is actually dependent on more than one conditions and criterion. There are, in reality, numerous reasons that increase the usage of drugs within a particular demographic cross-section. These reasons could range from social, psychological, economical or just out of biological dependency. One reason why sustained usage of drug is deemed so dangerous to life and health is that it creates a sense of dependency within the user, who feels habituated by the use of drugs. Irrespective of the original stimulus, the consumption of drug becomes the primary objective in these cases, and the user often goes to extreme lengths to maintain the habit of drug use.

    Presently, there are widespread efforts to contain if not eradicate drug use within a particular section of the society through governmental as well as non-governmental/individual efforts. General awareness, support groups, supportive rehabilitation centers and clinics that help drug abusers have now become popular, and much sought after to help individuals kick this habit.

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    Source by Efti Babu

    Views: 0

  • Why Sales Doesn’t Have to Be a Numbers Game

    Why Sales Doesn’t Have to Be a Numbers Game

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    Telling stories is a great teaching tool to use in many fields, especially sales. At one of our recent workshops on pain, a participant from a technology company shared a story about an experience he had at a big-box TV store. This person went in to the store to learn more about flat screen TVs, with no intention of buying. He just wanted more information so he could make an educated decision when it came time to buy a TV, and get the best deal online, not at a store.

    When our participant entered the store, he was greeted right away by a sales person, and before he knew it, the sales person was telling him all about the great features and benefits of each widescreen TV. The sales person never asked a single question about why he was visiting the store, or if he’d even been there before. The sales person was nice but never uncovered any pain. All he did was say, “Can I help you?”, and then proceeded to “spill his candy all over the lobby”, and give our participant all the ammunition he needed to go get his best deal online. The sales person never had a chance to close the deal.

    Far too often, salespeople try to spill their candy in the lobby for a living. They throw information and free advice and their own time and money and resources against a wall hoping some of it will stick. “If I go to enough networking events, if I make enough new prospecting calls, if I talk about my product enough, if I ask enough people if they need this for their business, and if I make enough cold calls, then I’ll be successful.”

    The numbers game is one way you can approach your career, but it requires a lot of work, and it often wastes a lot of time. On the other hand, the Sandler System is all about working smarter, not harder. Furthermore, if you combine the same tenacity and work smartly to uncover a prospect’s pain, you will become a Robo-Salesperson. Armed with new, effective questioning strategies and proven sales techniques, you will discover the prospects’ problems and deep-seated emotional needs, pains, and desires to find solutions (ones that you can provide). This will result in dramatically increasing your sales and reducing your work time and stress that goes with it.

    Another participant in our Sandler Sales program sells gauges to machine shops and other companies. This guy is very meticulous and had a phone prospecting system he followed diligently, but when he left messages, very few returned his calls. Sound familiar? Well, this guy enrolled in our advanced training program and he carefully tracked all his results. Here’s what he found:

    After the first year of learning the Sandler Sales System, his market of selling to machine shops experienced a 5% decline, however, his personal sales went up 28.6%. Since he worked on a straight commission, his personal income went up an equal amount. So, his income went from $93,000 up to $119,598. Our sales guy attributed this to learning how to leave an effective voicemail message, encouraging his prospects to call back, and it worked. After his second year in the Sandler course, his sales went up another 32.3% and his income increased to $158,228. Why? He became more effective at closing deals. In the first two years in the training program, he had boosted his commissions by 70%. The bottom line, none of his success would have happened without learning to uncover his prospects’ pain.

    By the way, if you’re one of those people who believe “you can’t teach on old dog new tricks,” check this out. This guy wasn’t a kid. He was about 50 years old when he started learning the Sandler way, and still made those drastic improvements. I’m happy to say that 14 years later, he continues to attend and take advantage of our President’s Club classes. This sales leader is committed to being at the forefront of his industry’s selling knowledge curve and providing for his family, himself, and his own retirement.

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    Source by Greg Nanigian

    Views: 0