Here are 5 steps that can help when you manage a financial shock.
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Your Investing Life™: Dealing with a financial shock
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Steps to Starting an Online Business
I have seen too many people attempt an online business without a well-researched plan. The results have been disastrous–major investments lost and business failures.
As a veteran of online marketing, I have witnessed both failures and successes online. For any of you who are considering a business online, the following article has been developed to help you avoid major pitfalls and navigate the best online opportunities for your business.
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Ten Steps to Effective Email Marketing
A successful email marketing campaign requires a diligent and thoughtful approach to the entire email marketing process. This white paper contains strategies and actionable steps to help B2B and B2C marketers deliver integrated and measurable email marketing campaigns in today’s quickly changing online landscape.
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Interior Minister, Aregbesola, Holds Meeting With Malami Over Prison Decongestion
Minister of Interior, Rauf Aregbesola, has held a gathering with the Attorney-General of the Federation, Abubakar Malami (SAN), on steps to be taken to make sure the decongestion of correctional centres (previously prisons) in Nigeria.
This is coming three days after inmates on the Kaduna Correctional Centre tried a jailbreak following the worldwide outbreak of Coronavirus.
The assembly was additionally attended by the Chief Judge of FCT, Justice I.U Bello.
“Minister of Interior, Ogbeni @raufaregbesola held a midnight assembly on the method and process to radically decongest @CorrectionsNg’s custodial centres with AGF and Minister of Justice, Abubakar Malami; Chief Judge of FCT, Justice I.U Bello and different authorities officers,” a tweet by the Ministry of Interior reads.
I held a midnight meeting on the process and procedure to radically decongest @CorrectionsNgâs custodial centres with Attorney General of the Federation and Minister of Justice, Abubakar Malami; Chief Judge of FCT, Justice I.U Bello and other government officials. pic.twitter.com/EsoisGTs38
— Rauf Aregbesola (@raufaregbesola) April 3, 2020
The minister has beforehand held comparable conferences to deliberate on the right way to handle the custodial centres.
Recall that 5 inmates on the Kirikiri Correctional Centre died of electrocution, which investigation by the Controller-General of the Nigeria Correctional Service, Ja’afaru Ahmed, revealed that the incident was attributable to overpopulation of the correctional centre.
Civil society organisations are additionally calling on the federal government to make sure the decongestion of correctional centres and police cells to include the unfold of the virus.
Currently, the nation has 74,127 inmates in 244 centres throughout the nation with 52,226 awaiting trial.
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5 Steps to the Most Influential Customer Communications: Create the Right Messaging First (Enhanced Rule 25 in “42 Rules of Product Marketing”)
Engaging your prospects with extra influential communications is a good way to improve the effectiveness of your advertising and gross sales efforts. This article exhibits you the way to outline and create the proper messaging, after which use it as a catalyst to interact prospects with the most influential content material and gross sales conversations, extra persistently, throughout extra contact factors.
This put up was first launched in “42 Rules of Product Marketing,” which was printed in March 2012. It?s full of nice recommendation from some of Silicon Valley?s finest thought leaders.
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Petri Dish Detention By Mohammed Ibraheem Zakzaky
The world is gripped in the Coronavirus reality and the immense panic and disruption it brings along with it. This virulent scourge has cut a path less trodden by viruses, as it infects and spreads with little regard for all the norms of red tape that has allowed the murder and official disappearance of many, including my six brothers. By the time it begins to execute those whose death sentences it has written and signed it is always 10 steps ahead on the paperwork. That is almost eight steps ahead of professionals like Buhari.
The virus is a near perfect beta of a doomsday virus. Even the most hard-line sceptics have ended up dumbfound by just how profoundly serious Covid-19 is as a survivalist organism that is here to accomplish its apocalyptic mission. Though many medical experts have since been pressured, pressed and forced to promise a vaccine and possible cure within the next few months to a year; the truth is that the threat is clearly unprecedented.
In my case I went to sleep in a world where my priority was to deliver food and medical aid to my parents in Kaduna Prison; only to wake up and realize that there was an even larger number of factors in play. I slept knowing full well that it was an uphill battle against the entire regime of Major-General-Buhari and his army of punitive henchmen; to all of a sudden be confronted by a Diablo ex-Machina; courtesy of the novel corona virus AKA Covid-19.
Now all visits to prison by anyone and everyone were effectively and strictly forbidden. I understood and reasoned that it was the proper measure to prevent contagion of this clearly deadly disease. The last thing I would want is to be a part of what makes my already sickly parents sicker; or worse.
In spite of the fact that I had completed all arrangements to have doctors visit both my parents in Kaduna Prison, in order to provide them with relief for their existing medical conditions due to age and a plethora of wounds they sustained during the attack and subsequent ransacking of our home by the Nigerian Army. All of which have all gone untreated during the past five years.
I still thought and reasoned that a quarantine of the entire area was the best measure possible in the short term, considering the existing circumstances. As a result of this I made all the necessary apologies to cancel appointments with all the doctors and hospitals, to ensure that the quarantine in Kaduna Prison will hold and be maintained. I then did all in my power to send masks, hand sanitizers, gloves, soap and vitamins. All in an effort to stay safe and keep everyone safe.
I have now since been jolted out of the stupor of perceived safety by terrible news. There has been a violent incident inside Kaduna Prison, which has rendered my memory of the Zaria Massacre of 2015 raw. As the harrowing sounds of another rampage of gun fire was heard from Kaduna Prison, where my parents are currently being detained.
All my frantic calls to the Controller of Prisons and his deputy were not answered, as the sounds of gun fire continued to rage. All my efforts to learn what was really going on failed. I have however been able to learn a few things through the few answered calls. All of them agree on the following.
1. There has been a surge of Covid-19 symptomatic prisoners in Kaduna Prison.
2. Staff of the prison clinic have been avoiding three symptomatic prisoners particularly.
3. Three of them were removed and one was returned on Tuesday.
4. A number of Prisoners strongly objected to the re-introduction of the prisoners.
5. The prison staff tried to calm things down by trying to reason with them.
6. The Prison’s armed squad were then deployed, to supress an alleged prison break.
7. After a period of automatic fire in the air and on target, calm was restored.
8. The prisoners suspected of Covid-19 are among those reported shot and killed.
9. Bullet canisters were still littered all over the place 3 hours later.
10. Many of the Kaduna prison staff are visibly injured, some with serious injuries.
11. A significant number of the injured staff were seen walking around in blood-soaked uniforms.
12. So called normalcy has been enforced, and returned at an unknown cost.
The fact remains that the highly crowded, unsanitary conditions of Kaduna Prison remains a highly contagious environment, that is no place for my vulnerable mother and father, both of whom are above 50 years of age. Both of whom are un-healthy, both of whom are suffering from an unprecedented number of health issues that have remained untreated and unattended.
Due to a determination by the regime of Heil! Major-General Buhari and his now contagious Governor El-Rufai and their army of undertakers. It is unclear what is really going on at the site of all the intense gunfire that was heard in Kaduna Prison. Aside from the above stated facts, I can say no more.
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Felda defers deduction on settlers’ income until June
KUALA LUMPUR: The Federal Land Development Authority (Felda) is deferring deduction of its settlers’ income for repayment of crop and socio-economic loans for the month of April to June to help them cope with the situation brought about by the Covid-19 crisis.
Its general manager, Datuk Dr Othman Omar, said it would involve their harvest for the month of March to May, but would not involve deduction for Kedai D’Mart and the agency’s development and security department (JKKR).
“All setters automatically get it. There is no need for them to apply to the Felda management. The deferred deduction will be rescheduled after the postponement period is over. This initiative will benefit more than 92,000 settlers,” he said in a statement today.
Apart from that, Felda has taken proactive steps by setting up the community food centre to assist settlers having financial problems during these trying times.
The centre was set up following an initiative by the Settlers Consultancy Committee (JKPP) and the Settlers and Community Development Department, he added.
Any inquiry on the deferment of the deduction or other matters can be e-mailed to jkk@felda.net.my or Felda Facebook.
Othman said Felda is also offering the use of its hostels and other facilities as quarantine centres to help the government, especially the Ministry of Health (MOH), with its preparation in anticipating the increase in Covid-19 patients next month.
Besides the three hostels in Kuala Lumpur, Johor Bahru and Kuantan in Pahang, Felda also has three training centres (in Kuala Lumpur, Kerteh in Terengganu and Chini in Pahang) and four Felda Residence, at Tanjung Leman in Johor, Sugai Tekam in Pahang, Trolak in Perak and an Felda Sahabat in Sabah.
All these facilities are suitable for use as quarantine centres and can accommodate more than 1,500 people, he said, adding that Felda Sahabat has been activated as a quarantine centre that accommodates 52 patients. – Bernama
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Presidential Order Not Enforceable Without Legal Backing! By Femi Falana
Following the national broadcast of President Muhammadu Buhari on the COVID-19 pandemic on Sunday, some lawyers have questioned the constitutional validity of the restriction of locomotion of people in Abuja, Lagos and Ogun states. No doubt, the President is empowered to adopt any measures deemed fit to combat the dangerous disease but such measures have to be spelt out in a Regulation made pursuant to section 305 of the constitution or under the Quarantine Act. Otherwise the presidential order on restriction of movement in the affected areas cannot be enforced by the police.
Even though civil rule was restored in the country 21 years ago the psyche of the political class has not been demilitarised. Hence, decisions taken by rulers are required to be obeyed “with immediate effect” without any legal backing. But in Okafor v Governor of Lagos State (2016) LPELR-41066 (CA) the Court of Appeal called on all authorities to appreciate the need to govern the country under the rule of law. Thus, the directive of the Governor of Lagos State restricting the movement of citizens and residents during the state’s monthly environmental sanitation exercise was struck down because of its unconstitutionality. It was the unanimous view of their lordships that the arrest of appellant for flouting the order or directive of the governor was completely illegal. According to Georgewill , J.C.A.
“It is my view, that democracy thrives more on obeying and promoting the rule of law rather than the whims and caprices of the leaders against the lead. I find the conduct of the Respondent in not only persecuting the Appellant, yes that is what in my view it amounts to when a free citizen of this great country such as Citizen Faith Okafor, is put through the rigours of criminal process for an offence not prescribed in any written law but merely on the directive of the governor of the Lagos State. An action which if allowed to thrive in a democracy such as ours could confer on such office holders infinite, absolute and autocratic powers contrary to the clear provisions of the constitution of the land, to which both the leaders and the led are subject. I refuse to allow such autocratic, absolute and infinite powers to fester upon our nascent democracy.”
Lawyers who are saying that the law should be completely relegated to the background in combating the coronavirus pandemic reminds me of the dissenting judgment of Lord Atkins in the case of Liversidge v Anderson 1944 UKHL 1. While accusing his learned brethren of being “more executive minded than the executive”, his Lordship said inter alia:
“In England, amidst the clash of arms, the laws are not silent. They may be changed, but they speak the same language in war as in peace. It has always been one of the pillars of freedom, one of the principles of liberty for which on recent authority we are now fighting, that the judges are no respecters of persons, and stand between the subject and any attempted encroachments on his liberty by the executive, alert to see that any coercive action is justified in law.”
However. while the nation’s armed forces should be commended for making their medical facilities available to members of the public in the fight against the highly dangerous virus the plan to dispatch armed soldiers to the streets to enforce the COVID-19 guidelines should be shelved because it is illegal. For the umpteenth time, I am compelled to draw the attention of the military authorities to the case of Yussuf v Obasanjo (2005) 18 NWLR (Pt ) where Salami JCA (as he then was) held that “It is up to the police to protect our nascent democracy and not the military, otherwise the democracy might be wittingly or unwittingly militarized. This is not what the citizenry bargained for in wrestling power from the military in 1999. Conscious steps should be taken to civilianise the polity and thereby ensure the survival of and sustainance of democracy.”
In the same vein, in the celebrated case of All Progressive Congress v Peoples Democratic Party (2015) LPELR 24349 Aboki JCA held that the President lacks the power to call on the Armed Forces to restore law and order in any part of the federation without the approval of the National Assembly as provided in sections 217(2) and 218(4) of the constitution as amended. His Lordship reminded the Federal Government of its legal obligation “to confine the military to their demanding assignments especially in these trying times of insurgencies and encroachment into the country’s territories…”
Finally, just last week the satanic Boko Haram force was reported to have massacred 47 Nigerian troops and 92 Chadian soldiers in two separate attacks. In view of such enormous challenge our patriotic armed forces should concentrate efforts on the counter insurgency operations being carried out in the north east region while the police and allied security agencies are allowed to enforce the COVID-19 regulations and guidelines.
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Graphics Designer Demands Compensation After Ogun State ‘Stole’ COVID-19 Awareness Design
A graphic designer in Nigeria, Jeremiah Olatinwo, has demanded compensation from Ogun State Government for using his graphics design to create awareness about Coronavirus without his permission.
Olatinwo had designed an image to raise awareness on the virus and how to stay safe from it.
He used the ‘End COVID-19 WITH SWAG’ to launch a media campaign on steps Nigerians can take to curb the spread of the virus.
He was however, left distraught when the Ogun State Government placed its official crest on it and uploaded it on its official website.
In a chat with our correspondent, Olatinwo expressed anger at the action of the state government without reaching out to him.
He said, “As a social media enthusiast and digital marketing expert, I designed a media campaign themed ‘END COVID-19 WITH SWAG’ and it was widely accepted and distributed on social media.
“I got a call from a friend who saw and also shared my creative work that the Ogun State Government had plagiarised my concept – word for word, colour for colour without giving due credit.
“To my amazement, the design was up on all social media platforms of the Ogun State Government – Twitter, Instagram and Facebook.
“Due compensation is expected for the creative work and their plagiarism as the design got impressions on their page, people have seen it and some have done screenshot and shared on various platforms.”
He added that he attempted to reach out to the social media handler of the state government but was blocked.
Olatinwo tweeted the design on March 25 while the Ogun State Government tweeted the replica of the image three days later.
‘End COVID-19 with SWAG’ is a concept by me Jeremiah Olatinwo. I designed and uploaded on March 25… And @OGSGofficial plagiarised and posted today with the seal of the state. SOS pls @MBuhari @ProfOsinbajo @dabiodunMFR @who @billgates @realFemiOtedola @segalink @unilagnigeria pic.twitter.com/KKQNuBWcAI
— Jeremiah Olatinwo (@BrosJayNG) March 28, 2020
The image, which has now been deleted across the social media platform of the state government, was the same concept without little adjustment to Olatinwo’s design.
Efforts by our correspondent to get the comment of the Kunle Somorin, Chief Press Secretary to Ogun State governor, Dapo Abiodun, was not successful as he refused to respond to calls and text messages sent to his mobile number.
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There are constructive steps we can all take to fight the coronavirus
The new coronavirus is upending our lives, but simple actions can slow its spread, help our neighbours, foster a sense of togetherness and rejuvenate our immune systems
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