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  • Annuities and Tax

    An annuity is simply a “series of payments made at equal intervals.” That means that your mortgage, insurance, savings, and pension are all annuities. Mostly what makes something an annuity is the regularity of the payments. But the kind of annuity we are talking about here is the kind of long-term investment where you pay into it over time, and then you collect payments from it over time – often for life.

    How Annuities Work

    Usually, the funds that are paid into the investment are tax-deferred until you start accepting annuity payments. The taxes you pay are only regular income taxes too, which means that you pay taxes on the income just like you would any other income you receive. However, you can purchase annuities with after-tax money too. If you do that, you don’t have to pay taxes when you receive it until you receive your principal back. All earnings from annuities are subject to ordinary income tax.

    Immediate Annuities

    The two types of annuities, immediate and deferred, both require you to pay ordinary income tax on your earnings. An immediate annuity is when you give the entire principal to the insurance company, and then they invest the money and set up equal payments to you for your whole life right away with no waiting.

    Deferred Annuities

    As mentioned above, you can also buy an annuity with after-tax money – in which case only a portion after your principal is taxable. The deferred annuity means that you may not receive payment for several years while you keep investing your money and let the money keep growing tax-deferred until retirement. After that, the rules are the same; you pay taxes on the income you receive from each payout.

    Ordinary Income Tax

    You only pay taxes on your earnings at the ordinary income tax rate. What’s really exciting about this is that once you retire, your income will go down as you won’t have income from working. You may then be receiving social security retirement, your annuity, and other investment payouts. But at least on the annuities, you’ll only pay ordinary income tax on your earnings.

    Annuities are a good idea if you believe you’re going to need a set income for life. You will pay ordinary income taxes on it and you don’t get a better deal than you’d get if it were considered capital gains, but you do get a safe investment that guarantees you money for life. It’s all dependent on what risk level you like to take on investments. And, as always, it’s a good idea to diversify your investments so that you have many options when you retire. As to how annuities are taxed in states versus the federal government in the USA, you will have to check with your state as it’s different in each one.

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  • Tips For Choosing An Eye Care Doctor

    Tips For Choosing An Eye Care Doctor

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    Taking care of your eyes is good as giving importance to your overall health. That is why choosing your eye care doctor is considered as an important health care decision. Remember that you will trust your sense of sight to this professional to help you maintain a clear vision for life. Here are some tips to remember so you can choose the best doctor to care for your eyes.

    You have to know the complete name of the doctor. This is important for you to check his record if he is really licensed by a state regulatory board. Search for the professional regulations website in your country. You can either search for his name on the database or ask a certification from the regulatory board as proof that this person is qualified to diagnose and treat various eye-related concerns. Take some time to research on his professional experience as well. Having a wealth of experience under his name speaks more of his credentials and credibility as an eye health care professional.

    Check out some printed and online resources. Did he receive any recognition for his outstanding practice for the past few years? Was he involved in anything that showcases expertise in his profession? Does he involve himself in any charity work together with other eye care professionals? This information will give you a hint on how active he is within the same community.

    Next is to know if this doctor offers wide range of services, especially the types of services you need. You would definitely be more comfortable going to that person for consultation if you know that you will have all that you need in just one place, thus saving more time and energy on your end as a patient.

    Then check for reviews from former patients through their websites or blogs. These are the people who had their first hand eye care experience with that ophthalmologist. Send an email and ask to meet with these people in person. Ask as many questions as you can and keep note of their answers and how they rate his expertise and service based from their personal experience.

    It is also worth to check if he has a website of his own. These professionals should have their own site as this also serves as their brand and identity online. Check the sites that link to his website. You can expand your research by scanning those online resources that links to him. These may be some of his other former patients or those who are also asking for more information about his expert services.

    As soon as you are armed with all the information that you need, then take time to go to his clinic. Do an ocular if you can. Was the entire place maintained neat and clean? How many patients were there during your visit? Check if they have modern eye care facilities and if they have friendly staff who patiently answers all your additional questions about this doctor’s products and services as well.

    These are just some of the important tips that you need to do in order to choose the best eye care doctor to take care of your vision. It may take weeks or months before you can zero in on one, but that’s fine. Remember that you will have him take care of your vision as long as you live, that is why you only have to settle for the best practitioner in your area.

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    Source by Wade Lockstock

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  • Drug Addicts and Drug Rehab Centers

    Drug Addicts and Drug Rehab Centers

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    Recently, people have come to know about Vermont for an absolute wrong reason. The teenagers and young people are getting addicted in quite an alarming rate there. Addiction does not only mean cannabis, cocaine or heroin they are getting addicted to painkillers, syrup and alcohol too. These young people do not understand that they are actually ruining their own life slowly. Addiction will damage their cerebral nervous and will create various troubles gradually. After a couple of years they will start getting hallucinations and mental disorders. It can lead them to death after that.

    There are some drugs that have different types of alcohol and substances present in it. If someone takes these drugs for longer, it can become really fatal. Initially these drugs create a strange state of mind that these addicts enjoy. Later, they start feeling irritated for everything. A clear withdrawal can be seen and they will start facing difficulties in every step then. You cannot really stop these people from taking the drugs. It will create an adverse effect on them. The experts will lower the intake of drugs and monitor the physical condition.

    If you see that someone close to you has become an addict, you must not say anything negative to him. You must talk to that person and convince him to visit any reputed Vermont drug rehab centers with you. The experts will then check everything and start monitoring everything. There is no harm in visiting a Vermont drug rehab center. You are doing it for the good reason and this is just a rehab not any prison. You must feel free and make the patient comfortable too. The doctors are helpful and they will surely explain every treatment procedure before doing anything. You need to have the faith on them.

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    Source by Lisa M. Centrino

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  • The Easiest and Hardest Part of Phone Sales

    The Easiest and Hardest Part of Phone Sales

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    The Ask. Yes … both the easiest and hardest part of the phone sale. Quite an interesting enigma, right? Yes again, but let's unpack this further. Phone selling is both an art and science and it follows a logical path (maybe a little nonlinear at times, but nonetheless there's an end goal). Depending on the solution you're offering to the prospect, there's usually a lead up to the Ask.

    Present the Purpose of the Call Clearly and Directly
    For starters, remember to accomplish (when and if possible) the goal of making the call. This can be to set up an appointment, to introduce yourself, your business, and product and / or service, or to speak with the Decision Maker. By stating the purpose of the call (and thus moving toward the goal of the call), you minimize wasting time with uninterested and unqualified prospects and you maximize your ability to make more calls, reach more people, and close more sales. Here's some great advice: it often helps (actually, the value of having this is more than I can put into words) to have a script available during the call just in case you get off track. Scripts aid you in staying focused and moving the call forward.

    Listen Prior to Making the Ask
    Unless you're a telemarketer and are intent on blasting your prospects with a "canned" message regardless of their responses, then by all means, spray on. OK, kidding aside, prior to making the Ask , listen … listen … listen. Here's the key in listening when conducting a sales call: don't, I repeat, don't answer the prospect in your head while they are talking. Don't do it. Here's why: you'll learn that by keeping your mind still and clear without interrupting the prospect in your head or verbally, you'll have given the prospect something that will often be reciprocated to you in full measure: "uninterrupted time for response" . Sounds weird … yes, but does it work? oh yes. I learned this technique from Stephen Schiffmann and it really works.

    Remember, plan the call (set a goal and use a script), initiate contact, state the purpose of your call directly and clearly, and listen. After listening both consciously and subconsciously, if and when appropriate, make the Ask .

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    Source by Pierre Pinkerton

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  • Combining Traditional Medicine With Natural Healing

    Combining Traditional Medicine With Natural Healing

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    Natural medicines made from herbs and plants have been around since the dawn of mankind. The advent of modern medicine has made natural healing less common. However, in recent decades, the interest in natural medicine has been revived. Bear in mind, it is important to work with your physician when you take natural medicines to avoid dangerous complications.

    Finding a Physician Who Is Knowledgeable in Natural Medicine

    Patients who are interested in natural medicine should find a general practitioner or family physician who is skilled with the type of natural medicine you are interested in. For example, those interested in traditional Chinese remedies should find a physician who knows enough about the remedies to be able to work with them in conjunction with their Western style of medicine. The physician does not necessarily need to practice the form of medicine, but they must understand its principles well enough to avoid prescribing a medication that will interact with your herbal medicines.

    Finding a Natural Healer

    Although there are many highly skilled, experienced natural healers, keep in mind that anyone can claim to be a natural healer. Very few natural forms of medicine are regulated by any sort of accrediting body or governed by a state licensing agency, which means that there are unscrupulous people claiming to be able to heal when in fact they cannot. Ask the healers detailed questions about where they received their training. Beware of those without medical training who claim to be self-taught. Their training may not be adequate to provide any helpful advice in the form of natural medicine that they claim to practice, and even worse, they may inadvertently cause harm through their lack of knowledge. Look for a healer that has completed an educational path or who has apprenticed with another healer. Then, ask for references.

    Purchasing Natural Remedies

    Most natural remedies, or the ingredients to make natural or herbal medicines, can be purchased at a natural foods store. However, it is important to ask the healer detailed questions before you make any purchases. Some herbs are made in several forms and strengths, and one form or strength may be less effective or even have a different effect than another. Even worse, because natural remedies are medications, patients can accidentally overdose on them. Before you make your purchase, read labels. Make sure that the remedy is the form and strength that you need. Do not substitute without consulting your natural healer.

    When to Consult a Physician

    The physician should always be consulted before beginning any natural medicine regimen. Always tell your physician about any natural remedies you are taking, and always tell your natural healer about any medicines you are taking. Natural remedies and medications can cause dangerous drug interactions that can cause serious health problems or even fatalities. Even supplements that sound harmless can have dangerous side effects or may render other medicines useless, or even worse, ramp up their effectiveness, causing an overdose.

    Finding Out More about Natural Medicine

    The best place to find out more about natural medicine is from someone who has had extensive training in the practice. However, the local library and some university or organization-run websites may also be credible sources of information about the natural medical tradition. However, patients should not put themselves on any natural supplement or medicine without consulting a physician and a natural healer, if one is available.

    Natural Medicine and Traditional Medicine

    Many people feel that they must choose between natural and clinical medicine. This is not the case. When used judiciously and safely, natural medicine may be a safe addition to, or even an alternative to, clinical medicines. In fact, in many cases, natural remedies may be even safer than their clinical counterparts.

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    Source by Serena Li

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  • Transforming Negative Emotions Into Positive Feelings and Actions Part 2

    Transforming Negative Emotions Into Positive Feelings and Actions Part 2

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    Techniques to Release, Overcome and Transform

    1.) Observe yourself having the emotion. Just become aware and watch yourself in the process. This de-fuses it and frees you from an emotional strangle-hold and escalation. It takes will and strong desire to do this and becomes easier with practice.

    2.) Choose an image, a personal symbol, to place in your mind to stop self as soon as you recognize a negative emotion happening. For example, a stop sign, 10 deep breaths, a Danger sign or whatever means ‘stop” to you.

    3.) Consciously lift and move your energy from your solar plexus (stomach) area to your heart. The emotional charge is in the stomach and when you relocate your focus to the heart, you calm down and can see what is best. You’ll become harmless to yourself and others as your center of love is activated and replaces the negative feeling. A better decision can then be made.

    Release the Emotion (A present Feeling or one from the past):

    1.) Stomp, pound a pillow, yell, run, cry; release the emotion from the body.

    2.) Image a shower of light pouring down on you and washing the painful emotion away.

    3.) Pull the plug on the emotion. Image it as a color going down a drain.

    4.) Journal, write your feelings down.

    5.) Art Therapy. Do a simple technique that releases the emotion by taking a sheet of paper and using crayons, markers or pastels to draw/scribble your feelings on the paper. Get them out on the paper; release them. Turn the paper and see this situation differently. Now, draw. A new perspective can harmonize the emotion you’re releasing.

    6.) We release emotions with intention to be rid of them, not to fuel the fire for more. Be sure to release with the desire to be free of them.

    Transforming Negative Emotions:

    1.) Change your energy field. Close your eyes and imagine the emotion as energy around you. What does it look like, what color, shape, form etc. does it take? Now allow it to change and smooth out, becoming transformed, harmonized, peaceful. What does it look and feel like now?

    2.) Change your perspective on the situation. Re-frame it in a way that’s positive/productive for you. Ask yourself, how this situation can help you. What is good about it? How are you growing from it? A positive attitude about something can help resolve it for you, even if it’s a difficult situation. A new mindset can change everything.

    3.) Ask self what the lesson you are learning from this situation is. Knowing the lesson helps transform the negative feeling and take on the mastery of the lesson you are in the process of learning.

    4.) Put a new and positive picture in your mind about the situation that is causing the hurtful emotion. Instead of dwelling on the painful scenario or the trauma incident or being yelled at or treated disrespectfully, replace it with one of yourself healed, happy, successful, determined to move on etc. Whatever feels great and counters the old feeling. Keep the new picture in place whenever the old feeling comes up. The mind and body respond quickly to pictures, so this will shift you fast.

    5.) Inner Listening. Get very quiet and go into the silence within. Allow your inner guide to bring you new insights, wisdom and solutions for healing and transformation.

    6.) Forgiveness means letting go. It doesn’t condone bad behavior, but lets the pain go. You and others have the right to make mistakes and grow. Forgive self if needed and forgive others. This doesn’t mean that you will choose to stay connected with anyone who harms you. It means you let go of the painful movie, get the lesson and move forward. You stop the images and negative emotions from their endless control over you. Restore your self- esteem if you’ve acted poorly and wish the other person well if they have. To clean yourself completely, do a systematic of forgiveness for everyone in your life. You will be rejuvenated. Forgive; let go and say goodbye to these emotions.

    7.) Change a gripe to a goal. If you regularly complain and feel negatively about something or someone, set a goal for yourself and be determined to accomplish it. For example, if you are jealous of someone who has a degree in art; stop it and find a way to get one for yourself. If you are short of money and angry at others who have it, stop it and chart your path, make a plan to increase your income. Things happen first in the mind, so begin to visualize yourself having what you want already now. Feel the joy of it and for 5 minutes several times a day, sit quietly and feel the emotions you would have if it were yours now. Soon you begin to believe you have it. In the Biology of belief, Bruce Lipton offers scientific proof that we get what we believe.

    8.) Thoughts and emotions are intimately connected in fact, inseparable. One leads to the other. What repetitive thoughts do you have that are hurting you? Are you taking charge of your negative thoughts and transforming them? Think the opposite of your negative thought as soon as you catch yourself having it. Correct yourself on a daily basis; over and over. Repetition of the new corrected thought forges a new brain pathway and pattern. Strong intention and follow through is necessary.

    Don’t let your mind wander all day without direction or self-monitoring. You can change your mind at any moment into a more positive state. Letting your thoughts run wild will take away your peace. Take charge of yourself and choose thoughts that will help you.

    9.) What belief about yourself do you want to change? Finances, relationships, self-concept, accomplishment of a specific goal; health, personal qualities etc. Beliefs that limit and cause pain keep your emotions at a painful level, and only you can change that.

    Taking Positive New Action

    1) Set clear boundaries. You decide what you will and won’t accept from people and act on it.

    2) Practice assertive communication with others. Tell them how you feel without blame or judgment; just how you feel. Stand up for self if needed.

    3) Be creative. Create something positive from your experience.

    For example, women who have been abused have set up women’s shelters around the country. People who grew up hungry have started programs to feed poor children.

    All of these techniques work. Practice and practice and you will see yourself and your life become fulfilled and beautiful. Be very patient with yourself, as this is hard work and takes a lot of self- control, intention and discipline. It’s a progressive unfolding of the highest part of self. Over time we blossom!

    Steps in Review:

    1.) Stop and control self.

    2.) Release the emotion

    3.) Transform the emotion

    4.) Take positive new action

    5.) Replace negative emotional reactions with spiritual actions and personal spiritual qualities.

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    Source by Carole Cravath

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  • Importance of MVRs and Drug Screening

    Importance of MVRs and Drug Screening

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    Why an MVR Check is Important

    Employee driving records can greatly help employers identify and mitigate risk liability in the workplace. Driving Records can help employers avoid risk of third party lawsuits, medical bills, and other costs associated with automobile accidents by an employee whose primary role or even incidental role includes driving on the job.

    An MVR check includes include license details such as state issued, status, expiration, suspensions, revocations, violations and sanctions. MVR Reports are easy to read and include standardized ACD violation codes.

    MVR Driving History mostly repeats itself. So, if a company runs an MVR check it would be able to predict the chances of any negative activity happening in the future. Moreover, insurance companies focus on several factors in determining auto insurance rates and their premiums are sometimes based on driving history records. If a company employs drivers with a negative driving history, it can be charged with higher premiums by the insurance company. Knowing about MVR driving records helps companies safeguard themselves from higher premiums.

    Driving Records should be checked at least annually; however, it is recommended to check them more frequently to proactively determine if there have been any changes to the driving record and to further reduce company liability.

    A real-time MVR ordering and monitoring system can provide companies with instant verification of their company drivers.

    Why Driver Drug Screening is Important

    Generally, all CDL drivers who operate commercial motor vehicles subject to the CDL requirements on public roads in the U.S. are performing safety-sensitive functions are subject to DOT drug and alcohol testing. This includes all full-time, part-time, intermittent, backup and international drivers. DOT truck drivers must undergo a drug screening test prior to their employment. This is to be done once per year, after any accident, and if there is a suspicion that a driver is taking drugs. Also, CDL drivers must be randomly tested throughout the year.

    DOT Drug Screening requires laboratory testing for the following five classes of drugs:

    • Marijuana
    • Cocaine
    • Opiates – opium and codeine derivatives
    • Amphetamines and methamphetamines
    • Phencyclidine – PCP.

    DOT alcohol tests identify alcohol concentration of 0.02 and greater.

    NOTE: Effective January 1, 2018, CDL drivers will be tested for four semi-synthetic opioids (i.e., hydrocodone, oxycodone, hydromorphone, oxymorphone). Some common names for these semi-synthetic opioids include OxyContin®, Percodan®, Percocet®, Vicodin®, Lortab®, Norco®, Dilaudid®, Exalgo®. In addition, they will no longer be tested for MDEA.

    When drivers take drugs, their motor skills suffer and their reaction times are severely hampered. This can be dangerous and lead to accidents. Proper Drug screening ensures that a company has healthy drivers on the road.

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    Source by CW Wade

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  • Using Sex Toys With a Bent Penis

    Using Sex Toys With a Bent Penis

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    More and more men (and couples) are incorporating sex toys into their sex play, and with good reason: sex toys can be fun and can add a new layer into someone’s sex life, especially if it has become a trifle routine. Some men, of course, are resistant to using sex toys, for a variety of reasons – worries that using sex toys makes them less of a “real man,” for example (which is far from the truth) or that there could be penis health issues from their use (generally not a problem if used properly). And many men with a bent penis assume that their excess curvature makes using sex toys unfeasible – but that is simply not the case.

    What kind of bent penis?

    It pays to define terms, especially one like “bent penis.” The fact is that, while many men have a perfectly straight penis when erect, many others sport an erection that offers some curvature. For some, there’s a graceful swoop up or a slight leaning to the left or right, or a small inclination downward. This can make the manhood even more aesthetically pleasing to some women, and as long as the curvature is not extreme or causes pain, then such a condition is not a problem.

    However, sometimes a man has a penis so bent that it does create issues. If the curvature is such that it impedes penetration or causes pain during sex – or even when simply in an erect state – then a man is usually diagnosed as having Peyronie’s disease.

    In Peyronie’s disease, the bent penis is typically the result of a build-up of scar tissue in the penis, often over a long period of time. This usually is the result of trauma to the penis. It can be a large trauma, such as being hit in the penis by a line-drive baseball. But it also can be the result of many episodes of small trauma, such as the penis being handling extremely roughly during partner sex and/or masturbation.

    Sex toys

    Because an extremely bent penis may make penetration difficult or impossible, many men assume that sex toys are off limits. In fact, many sex toys are still very much an option for a man with a bent penis.

    For example, penis rings can still be used, especially if he has found that maintaining erections is challenging. These rings constrict blood flow out of an erect penis, often enabling a man to stay firm for a longer period of time.

    In addition, penis extenders or sleeves may be a benefit to him and his partner. These are typically hollowed out silicone items in a phallic shape which fit over the penis. Some men find that these straighten out their bend somewhat (while they wear them at least) so that they can more successfully engage in penetration.

    In addition, Peyronie’s sometimes causes a loss of sensation in the penis, making ejaculation and orgasm more challenging. Using sex toys such as anal plugs, prostate massagers or dildos in the anus can stimulate the prostate, which often helps bring about ejaculation and orgasm in many men.

    As always, men should be certain to follow the directions when utilizing sex toys and to consult with a doctor if there is any reason why sex toys might pose an issue for an individual man.

    Whether they have a bent penis or not, men will enjoy sex toys even more if they keep the penis in good shape, which can be aided by regular use of an excellent penis health creme (health professionals recommend Man 1 Man Oil, which is clinically proven mild and safe for skin). Be sure that the selected crème is going to deliver a sufficient range of vitamins – especially vitamins A, B5, C, D and E. And the chosen crème should also include L-carnitine, an amino acid with neuroprotective properties which helps maintain proper penis sensitivity.

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    Source by John Dugan

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  • Created To Bond – Changes That Heal – Part I

    Created To Bond – Changes That Heal – Part I

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    Since God is a relational being and we were created in His image, we too are relational. We were created as relational beings and it does not matter who we are or what we may possess materially, we still need an emotional connection to other human beings. When we are outside of relationship, we lack the very essence that makes us who we are as a person. One of the most pervasive truths is that close connection with others is fundamental to our existence.

    It has been said that no man is an island. Every person on the earth is related to someone else through family, associations, employment, religion and a myriad of other ways. At our very core we are relational beings and must be connected in some ay to others. In order to survive we draw on the resources of others for things that we do not have within ourselves nor can provide for ourselves without the assistance of someone else.

    If we are to prosper and grow, we need to be connected to God and to one another. This connection fuels our transformation and causes us to blossom and bear fruit. Many times we find ourselves in a state of barrenness because we think that we can survive without other people. It is evidenced in some of our verbal expressions such as, “I can do it on my own; I don’t need you; I don’t need nobody.”

    As this attitude of emotional and spiritual isolation continues serious problems arise because with relationships to others we cannot be ourselves. This lack of relationship and bonding brings about alienation and a sense of emptiness that leads to pain, depression and hatred. Often times we remain in this state not understanding that it is the lack of relationship that is causing the pain and we are not willing to renew relationships in order to alleviate that pain.

    This unwillingness leads to our tying to hold ourselves together not knowing that in order to do so we need the support of those whom we refuse to connect with. Therefore, we find that we remain alone and our world becomes increasingly chaotic. Truly, no man is an island for even an island must be in relationship even if it is with what is not like it (the ocean) otherwise it could not be what it is.

    Developing And Renewing Relationships

    We are born in a state of non-conformity. We move from a warm, safe environment to a harsh and cold one. Often the first thing we feel is pain as the doctor or nurse whacks us on the behind. We are now in a position where we have to depend on fallible people to care for us. Yet, as we grow, time and the relationship that develops with others, specially our mother, help us to begin the bonding process. Many people believe that as children, we automatically love our mother. They have not come to the understanding that the emotional bond between a mother and child is one that develops through the love, closeness and care that the mother provides for the child. As time passes, the child internalizes his mother’s care and comfort that gives him a greater sense of security. It fills his memory storehouse with thousands of loving memories from which to draw in times of loneliness and grief. These memories are also an encouragement to him during his passage through hard times in his life because they leave an indelible impression on him as to his worth. This impression is a means for him to have a sense of being emotionally secure in who he is even though he may be alone. It also helps him to connect with others.

    All sorts of emotional, psychological, and neurological processes begin in a child based on the child’s emotional bond with its mother. As the child develops and is nurtured he develops a sense of security and belonging. This is the mechanism that propels the child out into the world to establish other friendships and helps him to bond as he begins to feel as apart of the group.

    In time, this confidence that emerges from being a part of something bigger than themselves leads to a desire to separate from their home and enter into the adult world where emotional attachment can be formed to fuel and support them for the rest of their lives.

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    Source by Franklyn T. Johnson, Ph.D

    Views: 0

  • A Review of the Newlife Malaysia Multi Level Marketing Company

    A Review of the Newlife Malaysia Multi Level Marketing Company

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    Newlife Malaysia was was originally started by Dr. Lynn Tan and Mr. C.K. Tan. Dr. Lynn Tan got motivated to start this company because she was very good at sports when she was younger and very health conscious. She even participated in many State Wide Sports Tournaments in Malaysia. But at the young age of 19 her health started failing and no one knew why. She was at a loss for energy, and found herself irritated and lethargic most of the time. She saw many physicians but none of them could diagnose what was wrong with her.

    One day her and her husband met a Dr. Costa Deir while they were at church. By coincidence he was also a medical doctor and naturopath. Then things all of a sudden changed for the better. She was diagnosed as having Toxemia or poisons throughout her body. Dr. Lynn Tan then started using common sense, homeopathic simple principles to start detoxing her body, like eating the right types of foods. In a few short months, her health suddenly took a turn for the better. As some people get better using homeopathic remedies that traditional medicine couldn’t seem to help her with, is where her inspiration came to start Newlife Malaysia came from.

    The philosophy of Newlife Malaysia is Good Health and Good Wealth without compromise. The business which was founded in 1993 was mainly setup for the founders family consumption. When they realized they could help thousands of people, they opened the business to the public and started a Network Marketing Compensation Plan. Upon browsing their website, I noticed they carry a pretty nice array of products. The main categories are Health Food, Herbal & Detox, Vitamins & Minerals, Personal & Family Care, Annemarie Borland Products and Nutritional Books.

    As of this moment, with our current eating habits we are destroying our health and the health of our children by not eating the right foods. Small children are now getting diseases like diabetis that only adults use to get. Medical Facilities are filled with people with diseases and ailments and in too many cases medical doctors don’t have logical answers. With better eating habits, these diseases could easily be circumvented. It’s a childs right to be healthy and a responsibility of parents to keep them healthy. This is the main philosophy behind Newlife Malaysia. They want to not only supply you with the proper nutrients and foods but educate you on how to eat properly to live a higher quality of life.

    Just by a quick glance I estimate the company sells about 100 products in all. This information wasn’t on their main site, but another website that collects leads for this company said it was a Infinity Depth (Hybrid) Pay Plan. The products are all delivered right to the customers home. To my knowledge this MLM Opportunity is only open to the people in Malaysia.

    This isn’t the fanciest MLM Website I’ve seen by a long shot, but the owners have established credibility with me due to how long they have been in business and their personal experiences in health and searching for homeopathic remedies. I can personally relate to this myself and I’m sure many who read this can in one way or the other as well.

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    Source by Brian Garvin

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