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Ways to Make Cents at Home

Ways to Make Cents at Home

In the midst of all these skyrocketing prices, come the how’s, ways and means to save money and earn extra.

There are creative but practical ways you can engage in to help the family save and at the same time earn extra. The things that have been sitting in your attic for sometime and those that become all too familiar and useless might mean extra bucks. This way, it saves you space, cleaning materials and containers. This reduces maintenance expenses.

Garage sale at home is a save-and-earn endeavor for starters. Look at the success of flea markets where people can buy almost anything at a lower price but large amount of income for vendors.

How to maximize the potential of flea markets and bargain sales to help you save? Primarily, a flea market is a place where almost all who have something to sell can sell for tremendously lower costs but good quality items. If you have the right tools and enough preparation for a day’s trip to a flea market, then you are ready to go with some handy tips:

1.   Ready your tools, maps, measurements and cash:
•   easy-to-carry tool kit with screwdrivers, pliers, tape measure, pencil, ropes, set of swatches, paper and plastic bags and boxes;
•   floorplan measurements;
•   maps, directions and phone numbers;
•   bring enough cash and checks for high-priced items;
•   dress yourself appropriately for bargain hunting.
2.   Early birds usually get the best selections.
3.   Keep a critical eye during shopping.
•   Be ready to negotiate and haggle on the prices of items.
•   Items sold here have greater possibilities, either you can redecorate or repaint them to make it look unique and attractive.

How to make this activity an earning endeavor? After your hands-on training in an established flea market, hope you took note of your observations and ideas; it is time to try out on your own.

Bear in mind five things crucial to garage sale success: location, date and time, variety of goods, organization/presentation, advertisements and prices.

•   Spot a strategic location where people can access and drop by easily. Your house is the perfect venue for this. Weekends are the best to schedule your sale.
•   During your cleaning session, take note of candidate items for the sale, label them (keep, for repair, must go) and give them a brand new look.
•   Organize them well according to prices, use arrangement styles, decide on the tables, baskets and boxes for the items and decorate your venue with fabrics and other helpful materials.
•   Lower your prices. The idea here is to dispose of the things but earn from them reasonably.

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April 14, 2022
Public Service Advertising in WW2

The advertising techniques used to promote commercial goods and services can be used to inform, educate and motivate the public about non-commercial issues, such as HIV/AIDS, political ideology, energy conservation and deforestation.

Advertising, in its non-commercial guise, is a powerful educational tool capable of reaching and motivating large audiences. “Advertising justifies its existence when used in the public interest – it is much too powerful a tool to use solely for commercial purposes.” Attributed to Howard Gossage by David Ogilvy.

Public service advertising, non-commercial advertising, public interest advertising, cause marketing, and social marketing are different terms for (or aspects of) the use of sophisticated advertising and marketing communications techniques (generally associated with commercial enterprise) on behalf of non-commercial, public interest issues and initiatives.

In the United States, the granting of television and radio licenses by the FCC is contingent upon the station broadcasting a certain amount of public service advertising. To meet these requirements, many broadcast stations in America air the bulk of their required public service announcements during the late night or early morning when the smallest percentage of viewers are watching, leaving more day and prime time commercial slots available for high-paying advertisers.

Public service advertising reached its height during World War I and World War II under the direction of more than one government. During WWII President Roosevelt commissioned the creation of The War Advertising Council (now known as the Ad Council) which is the nation’s largest developer of PSA campaigns on behalf of government agencies and non-profit organizations, including the longest-running PSA campaign, Smokey Bear.

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April 14, 2022
Keep Them Handy: Budgeting Tools that Work

Keep Them Handy: Budgeting Tools that Work

Budgeting your monthly expenses in order to get the greatest return on your income (and perhaps, even put aside some for saving!) doesn’t have to be extremely hard.

Various budgeting programs are available for use. Money management programs provide you with a usual package that allows you to enter your cash inflows and outflows, categorizes your expenditures, and at times, presents to you analysis of your spending behavior. Through these programs you can also input the various payments you have to make monthly, and subsequently track if you’ve paid your dues on time. Moreover, some programs also offer you a tax form draft that will help you make sure you’re not missing out on any dues or any deductibles, for that matter.

Another budgeting tool that you can utilize are coupons. Various stores and magazines contain coupons that you can use to get discounts on various products. Should there be a need to purchase a particular product for which you have a coupon for, you will end up saving a fraction of what you might have had to spend on a regular purchase.

Lists—whether on a piece of paper, on your cellular phone, or on your personal digital assistant (PDA) will help you keep focused on what you have to buy, and in effect, keep track of the purchases you make. A classic example is your regular grocery trip. Prior to making the trip, plan out the week’s entire menu and identify what food items and materials you need to purchase that are unavailable in your pantry. Then, make a list of other household items that you’ve run out of (or are eventually going to run out of before you can make the next trip to the grocery). Armed with these lists, you can go to the grocery and know exactly where to go and what you’re going to buy. Without these lists, you will walk idly along aisles, and will likely pick up various food items that you won’t likely need in the immediate future, or already have at home.

A filing system is perhaps one of the best budgeting tools you can have in your home. With simple, labeled file folders, you can put together your bills, your receipts, and whatever bank documents are issued to you when you save or pay. By putting together your bills, your credit card receipts, and the like, you are able to keep track of how much you owe and when your payments are due.

Effective budgeting tools are those that best address your needs as a consumer. Create your own budgeting tool or find a program to do it for you—just make sure it suits your lifestyle.

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September 2, 2021
Budget

What is a Budget?

A budget is a quantitative expression of a plan for a defined period of time. It may include planned sales volumes and revenues, resource quantities, costs and expenses, assets, liabilities and cash flows. It expresses strategic plans of business units, organizations, activities or events in measurable terms.

Etymology of Budget

A budget (derived from old French word bougette, purse) is a quantified financial plan for a forthcoming accounting period.

A budget is an important concept in microeconomics, which uses a budget line to illustrate the trade-offs between two or more goods. In other terms, a budget is an organizational plan stated in monetary terms.

Purpose of Budget

Budget helps to aid the planning of actual operations by forcing managers to consider how the conditions might change and what steps should be taken now and by encouraging managers to consider problems before they arise. It also helps co-ordinate the activities of the organization by compelling managers to examine relationships between their own operation and those of other departments. Other essentials of budget include:

    To control resources
    To communicate plans to various responsibility center managers.
    To motivate managers to strive to achieve budget goals.
    To evaluate the performance of managers
    To provide visibility into the company's performance
    For accountability

In summary, the purpose of budgeting is tools:

    Tools provide a forecast of revenues and expenditures, that is, construct a model of how a business might perform financially if certain strategies, events and plans are carried out.
    Tools enable the actual financial operation of the business to be measured against the forecast.
    Lastly, tools establish the cost constraint for a project, program, or operation.

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September 2, 2021
Can You Make Money as a Beauty Consultant?

Are you looking for a new job or a career change? If you are, do you regularly find yourself examining the latest fashion and beauty trends? Do you regularly find yourself giving beauty advice, even unasked advice, to those that you know? If you do, have you ever thought about working as beauty consultant? If you haven’t, you may want to do so, as a beauty consultant can be a nice, fun, and relatively easy way to make money.

Speaking of making money as a beauty consultant, there are many individuals out there who wonder if it is really possible to make money. If you work as beauty consultant, there is a good chance that you will likely end up starting your own business. While it is always risky and sometimes tricky getting your own business up and running, it is more than possible for you to make money as a beauty consultant. If you would like more information on how you can go about doing so, you may want to continue reading on.

Before examining how you can go about making money as a beauty consultant, you may be wondering exactly what one does. When it comes to beauty consultants and the tasks that they perform, you will find that it varies. Different beauty consultants often offer different services. In most cases, a beauty consultant will advise an individual on what type of makeup they should wear or how they should wear their hair, everyday or just for a special event. In some cases, you may also find beauty consultants who go as far as show a client how to properly apply their makeup or even doing so for their client’s special occasion.

When it comes to working as a beauty consultant, many hopeful beauty consultants wonder if any experience is required. As previously mentioned, many beauty consultants start their own businesses, but beauty salons or even beauty supply stores hire others. If you are interested in starting your own business and working for yourself, you do not necessarily need to have any prior beauty training or experience, although it will likely help. However, if you were interested in working for an existing beauty salon or supply store there is a good chance that there may be some education requirements or work experience requirements.

One of the next commonly asked questions is how money is made. As it was previously mentioned, beauty consultants often advised their clients on how they should dress, wear makeup, or wear their hair, often for a special occasion. If you are interested in working as a beauty consultant, you will charge your clients for using your services. Different beauty consultants charge their own fees, so you can do the same, but you may want to see what your competition is charging. This will give you the opportunity to make sure that your rates stay fair and competitive.

Of course, to make money as a beauty consultant, you need to have clients or customers. What is nice about working as a beauty consultant is that you can target all individuals in general, but there are also groups of specific individuals that you may want to think about targeting. These individuals are often referred to as your targeted market. As previously stated, many individuals hire fashion consultants for special occasions or special events. These special occasions and events may include starting a new job, a job interview, a wedding, an elegant dinner, an important business meeting and so forth. These are the individuals that you may want to spend most of your advertising dollars on.

The above covered points are just a few of the many that you should first familiarize yourself with before you jump right in and open up your own beauty consultation business. You may want to do additional research and to do that you can use the internet or visit your local bookstore for guides on how to start your beauty consultation business.

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September 2, 2021
Bandits Attack Katsina Communities, Kill One, Injure Several Others

Gunmen have killed at least one person and injured several others in an attack on six villages in Batsari Local Government Area of Katsina State.

A witnesses told SaharaReporters that the armed bandits numbering about 200 invaded the towns on motorcycles on Friday.

He listed the affected villages as Yandaka, Salihawar Duba, Garin Goje, Watangadiya and Dutse Maizane.

He further said the bandits blocked roads linking to those areas and shot sporadically to pave way for their operation.

“The bandits killed one Alaramma Kabiru Kano at Garin Goje Village, injured several others, rustled our cows, and carted away undisclosed sums of money from the residents,” the source said.

Police Public Relations Officer in the state, SP Gambo Isa, confirmed the incident.

He said the bandits laid ambush for the joint forces of military and police, which led to heavy exchange of fire.

The attack is coming less than 24 hours after Governor Aminu Masari said many people in the state do not see Coronavirus as a problem but banditry.

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http://saharareporters.com/2020/05/08/bandits-attack-katsina-communities-kill-one-injure-several-others

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May 9, 2020
Medical Product Alert N°5/2020 – 7 May 2020
Falsified and contaminated Defibrotide identified in WHO regions of Western Pacific, Europe and Eastern Mediterranean

This alert relates to falsified DEFIBROTIDE 200MG VIALS OF 2.5ML (80MG/ML) CONCENTRATE FOR SOLUTION FOR INFUSION identified in Australia, Latvia and Saudi Arabia. This product is sold under the brand name Defitelio.

On 13 March 2020, the WHO Global Surveillance and Monitoring System on Substandard and Falsified (SF) Medical Products was informed that falsified DEFIBROTIDE 200MG vials were identified at patient level in Australia, displaying batch number 0286 (see Table 1 below for full details).

Following enquiries with stakeholders, on 8 April 2020, WHO was informed that falsified DEFIBROTIDE 200MG vials had also been supplied to Saudi Arabia, displaying batch number 0286 and 0126 (see Table 1 below for full details).

Following enquiries with stakeholders, on 9 April 2020, WHO was informed that falsified DEFIBROTIDE 200MG vials, displaying batch number 0126, had also been identified in Australia and Latvia.

DEFIBROTIDE is used to treat hepatic veno-occlusive disease, in which the blood vessels in the liver become damaged and obstructed by blood clots. This can be caused by treatments prior to a stem cell transplantation.

Laboratory analyses, conducted by national medicines regulatory authorities and the manufacturer of the genuine product, established that these falsified products do not contain any of the expected active ingredient. The solution in the vials is also contaminated with mould (Cladosporium sp. and Aspergillus niger).

Information available to WHO indicates that both batches of falsified DEFIBROTIDE 200MG vials were present within the regulated supply chain in Latvia as early as January 2020 and were also handled by medicine wholesalers in the United Kingdom in February 2020. It is important to note that widespread vigilance is required from all countries, regardless of where the product was originally identified.

Table 1: falsified defibrotide subject of WHO Alert n°5/2020, identified in Australia, Latvia and Saudi Arabia

The two products listed in Table 1 are confirmed falsified, on the basis that there is deliberate misrepresentation of their identity, composition and source.

The genuine manufacturer of Defibrotide, GENTIUM S.R.L has also confirmed to WHO that:
- They did not manufacture the above products.
- Authentic DEFIBROTIDE 200MG VIALS with batch number 0286 were supplied to Argentina, Hong Kong, Malaysia, Singapore and Turkey.
- Authentic DEFIBROTIDE 200MG VIALS with batch number 0126 were supplied to Australia, Jordan, Kuwait, Lebanon, New Zealand, Qatar, Singapore, Turkey and the United Arab Emirates.
  For guidance and photographs, please refer to page 2 of this Alert n°5/2020.
Photos of Falsified DEFIBROTIDE Batch number: 0286, with expiry date: 09/2021

Sample from Latvia Sample from Latvia

Photos of Falsified DEFIBROTIDE Batch number: 0126, with expiry date: 08/2021

Sample from Australia Sample from Australia

WHO requests increased vigilance within the supply chains of countries likely to be affected by these falsified products. Increased vigilance should include hospitals, clinics, health centres, wholesalers, distributors, pharmacies and any other suppliers of medical products.

If you are in possession of the above products, please do not use them. If you have used these falsified products, or if you suffer an adverse reaction/event having used these products, you are advised to seek immediate medical advice from a qualified healthcare professional, and to report the incident to the National Regulatory Authorities/National Pharmacovigilance Centre.

All medical products must be obtained from licensed, authorized and reliable sources. Their authenticity and condition should be carefully checked. Seek advice from a healthcare professional in case of doubt.

National regulatory/health authorities are advised to immediately notify WHO if these falsified products are identified in their country(ies). If you have any information concerning the manufacture, distribution, or supply of these products, please contact rapidalert@who.int.

WHO Global Surveillance and Monitoring System for Substandard and Falsified Medical Products

For further information, please visit our website: https://www.who.int/medicines/regulation/ssffc/en/

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https://www.who.int/news-room/detail/07-05-2020-medical-product-alert-n-5-2020

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May 9, 2020
Fairs, Expositions, Shopping Entertainment

Fairs, Expositions, Shopping Entertainment

Fairs and exhibitions have existed since ancient and medieval times, displaying wealth, innovations and objects for trade and offering specific entertainments as well as being places of entertainment in themselves. Whether in a medieval market or a small shop, "shopping always offered forms of exhilaration that took one away from the everyday". However, in the modern world, "merchandising has become entertainment: spinning signs, flashing signs, thumping music … video screens, interactive computer kiosks, day care .. cafés".

By the 19th century, "expos" which encourage arts, manufactures and commerce had become truly international and were not only hugely popular but were having an enormous impact on international ideas. For example, the 1878 Paris Exposition facilitated international cooperation about ideas, innovations and standards. From London 1851 to Paris 1900, "in excess of 200 million visitors had entered the turnstiles in London, Paris, Vienna, Philadelphia, Chicago and a myriad of smaller shows around the world." Since World War II "well over 500 million visits have been recorded through world expo turnstiles". As a form of spectacle and entertainment, expositions influenced "everything from architecture, to patterns of globalisation, to fundamental matters of human identity" and in the process established the close relationship between "fairs, the rise of department stores and art museums", the modern world of mass consumption and the entertainment industry.

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May 4, 2020
Circus Entertainment

Circus Entertainment

A circus, described as "one of the most brazen of entertainment forms", is a special type of theatrical performance, involving acrobatics and often performing animals, usually thought of as a travelling show, although permanent venues have also been used. Philip Astley is regarded as the founder of the modern circus in the second half of the 18th century and Jules Léotard is the French performer credited with developing the art of the trapeze, considered synonymous with circuses. Astley brought together performances that were generally familiar in traditional British fairs "at least since the beginning of the 17th century": "tumbling, rope-dancing, juggling, animal tricks and so on". It has been claimed that "there is no direct link between the Roman circus and the circus of modern times. … Between the demise of the Roman 'circus' and the foundation of Astley's Amphitheatre in London some 1300 years later, the nearest thing to a circus ring was the rough circle formed by the curious onlookers who gathered around the itinerant tumbler or juggler on a village green."

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May 4, 2020
Advertising in Yellow Pages

Advertising in Yellow Pages

Some people believe that yellow pages do not receive response like other advertising methods do and this is true to some extent but not in totality. When talking about traditional yellow pages, there sure is a decline in number of people opting for advertising in it. According to a recent report, even the most attractive advertisement in a particular section is not getting the response from callers like they used to get before. On the contrary, the prices of placing ads in directories are on a rise, which speaks a different, story altogether.

In reality different categories are witnessing different rates of decline. Like the lawyers category is seeing the maximum decline, where as emergency service provider’s section has the same call rate. And sections like mobile phones, real estate and furniture are seeing a rise due to the increasing customer demand. Altering the size of the advertisement or changing the look cannot do wonders any more.

Experts suggest that relying on yellow pages to get customers isn’t enough. Other options should be considered as well along with it. With the Internet reaching every home, nearly half of the Internet users use the net everyday. They prefer to buy stuff online, from the comfort of their homes. Research should be done on the Internet to get reviews about the product. People, who don’t usually shop online, also are also opting to shop online as information is provided at the click of a mouse. It is easier for people to trust as customers who used the product give their feedback about the product after using it.

A relatively newer concept is the yellow pages going online. The good thing about them is that they are updated frequently unlike the printed directories and can be viewed from any part of the world. According to researches conducted, the response increased by twenty five percent every year. So those who are interested to invest in yellow pages advertising can think of going online. Directories are submitted to search engines, which on typing a keyword or phrase bring the results. Small and local businesses, too, can land on the pages brought by the result. The cost of creating a website can be saved if all the relevant information about the company is included in the online yellow pages. Look out for the date to renew the directory listing, and if there is a need to change the advertisement, it is not a big problem on online yellow pages. Some starter websites offer to place advertisement in their yellow pages for free. Search out for such websites on the Internet.

Larger businesses can start their own websites and place links in the online yellow pages. Articles can be framed about the business and can be submitted to Ezines and websites related to the area of business. Some websites also allow posting articles for free. The purpose of the yellow pages is basically to get potential customers but that doesn’t mean that existing customers should be neglected. Steps should be taken to strengthen the relationship with them and to retain their trust by maintaining the standard of the products supplied to them. Once they are completely satisfied, the price-rise won’t bother them and they will talk about the company to people they know, which will fetch new customers.

The objective is to work smartly and select the right method of advertising. If a business isn’t using any other method for advertising apart from using yellow pages, it can cause problems and the products may not sell. Analyze how much money is spent on placing ads in directories and estimate whether the amount of customers the business gets is desirable. Whenever a call is received from a potential customer, ask them how they got to know about the enterprise. This will help to analyze which advertising method is ideal for the business. It is never late to correct the mistake and go for the right method.

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April 19, 2020