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Effective Working Capital Management and Optimal Synchronization of Cash Flows

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How do firms choose their operating cycle? How do firms choose their cash conversion cycle? What is the impact of firm’s operating cycle on the size and periodicity of investments in receivables and inventories? How do seasonal and cyclical trends affect firm’s operating cycle, cash conversion cycle and investments in current assets? These strategic policy questions relate to optimal cash flows synchronization and effective working capital management designed to maximize the wealth producing capacity of the enterprise.

In this review, we will examine some pertinent and extant academic literature on effective working capital management and provide some operational guidance to small business enterprises. The shorter the cash conversion cycle, the smaller the size of the firm’s investment in inventories and receivables and consequently the less the firm’s financing needs. Although setting ending cash balances is, to a large extent, judgmental, some analytical rules can be applied to assist effective formulation of better judgments and optimize cash flow management.

As you know, a correlate to cash is net working capital. Net working capital is not cash but the difference between current assets (what a firm currently owns) and current liabilities (what a firm currently owes). Current assets and current liabilities are firm’s immediate sources and uses of cash, respectively. Clearly, a firm’s ability to meet its current financial obligations (bills due within a year) depends on its ability to manage its current assets and liabilities, efficiently and effectively.

Effective working capital management requires the formulation of optimal working capital policy and the periodic management of cash flows, inventories, account receivables, accruals and account payables. And because poor working capital management can severely damage a firm’s credit worthiness and limit its access to money and capital markets, every effort must be made to minimize business default risk.

The significance of liquidity cannot be overemphasized. In addition, anything that adversely impacts a firm’s financial flexibility degrades its ability to borrow and cope with unexpected financial hardship. A firm must preserve its ability to react to unexpected expenses and investment opportunities. Financial flexibility derives from a firm’s use of leverage as well as cash holdings.

In practice, optimal working capital management includes effective cash conversion cycle, effective operating cycle, the determination of appropriate level of accruals, inventories, and account payables and the attendant funding options. Working capital policy impacts a firm’s balance sheet, financial ratios (current and quick assets) and possibly credit rating. Critical to efficient firm’s working capital management is a good understanding of its cash conversion cycle, or how long it takes for a firm to convert cash invested in operations into cash received.

The cash conversion cycle captures the time passed from the beginning of the production process to collection of cash from the sale of the finished products. Typically, a firm purchases raw materials and creates products. These products go into inventory and then are sold on account. Once the products are sold often on credit then the firm waits to receive payment, at which point the process begins again. Understanding the cash conversion cycle and the age of account receivables is critical to successful working capital management.

As you know, the cash conversion cycle is divided into three parts: the average payment period, the average collection period and the average age of inventory. The firm’s operating cycle is length of time from the receipt of raw materials to the collection of payment for the products sold on account. The operating cycle is therefore the sum of the inventory conversion period (the average time between when raw materials are received into inventory and product is sold) and the receivables conversion period (the average time between a sale and collection of the receipt). Note that the operations of a merchandising enterprise involves purchasing (the purchase of merchandise), sales (the sales of products to customers, and collection (the receipt of cash from customers).

Some Operational Guidance:

There is gathering empirical evidence suggesting that effective working capital management begins with assessment of operating cycle and optimizing cash flows from firm’s operations. Management must know, understand and anticipate the impact of cash flows on firm’s operations and its ability to maximize the profit producing capacity of the enterprise. Effective cash management is critical to the success of a business enterprise. It is all about cash flows.

One of the best ways to increase cash availability is to accelerate the receipt of incoming payments by reducing the age of account receivables using appropriate mix of incentives and penalties. A firm must evaluate current payment processes and identify effective options to expedite collection of account receivables.

There is strong evidence suggesting improving payment processes and moving to electronic alternatives will maximize liquidity and better manage costs of receivables. Liquidity is critical to the success of every business enterprise and effective cash management is the core of liquidity. In practice, a careful analysis of cash flows and assessment of investment strategies and policies is required to ensure that a firm has appropriate tools needed to maximize firm’s liquidity, and optimize cash flow management.

A firm optimizes cash flow management in its operating cycle by rationalizing-streamlining and improving the ways it manages the inflow of cash receipts, makes outflow cash payments and minimizes the age of account receivables. A firm needs digital records, electronic banking, robust internal controls and agile accounting systems for quick reconciliation of bank statements through timely access to bank accounts, customer records; and synchronizing cash flows, accounts payables, and accounting systems for increased efficiency.

Best industry practices include analyzing cash flows monthly to determine ending cash balance (the difference between total cash inflows and total cash outflows). The goal is a rising or positive periodic ending cash balance; Monitoring customer balances to manage account receivables (money owed to the firm from customers); and appropriate pre-qualifying processes before extending credit to customers is essential to minimizing incidence of bad debts.

A tracking system that monitors outstanding receivables and sends automatic reminders, invoices and statements is a useful tool. Some firms use factors by selling their receivables to factoring companies to ensure steady cash flows; Slowing down cash disbursements: Prudent cash flow management dictates that a firm retains cash as long as possible. Optimize cash flow management by paying on time while utilizing all accommodations consistent with the calculus of financial advantage. Finally, borrow long and lend short and time large expenses by setting aside small amounts to fund large expected expenditures. Always remember that long term liabilities become current liabilities in the accounting period in which they mature.

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Source by James Gaius Ibe

Views: 0

January 29, 2020
Improve Dental Health by Eating the Right Foods
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How are Tooth Cavities Caused?

Eating right can help prevent the two most common dental problems that people typically struggle with: Cavities and gum disease. Tooth decay (that eventually leads to cavities) is caused by accumulation of bacteria in the mouth. This bacteria comes from the food you eat and acts on the sugars contained in food (this is why sugary foods are not good for teeth).

The acid produced slowly eats away at your tooth enamel and then the internal part of the tooth called the dentine. Finally, over a time, the tooth gets ‘eaten away’ by acid and chips off, leaving behind a hole or cavity. Cavities are often hotbeds for bacterial infection and can lead to severe tooth ache.

Moreover, bacteria from the mouth may enter your body through the saliva or the bloodstream leading to other health problems.

What is the Relationship between Food and Dental Health?

A balanced diet gives the body the right amount of nutrients. Nutrients help the body revitalize its immune system and this in turn boosts resistance to dental diseases.

Calcium helps build teeth and the jaw. A person who eats a diet poor in calcium is more likely to develop dental problems. To help the body absorb the calcium, the diet should contain adequate amounts of vitamin D. Lack of vitamin D in the diet can lead to dry mouth, burning sensations and a bitter taste in the mouth.

Iron is also necessary for nourishment of blood vessels in the mouth. Deficiency in iron may lead to ulcerated sores and inflammation of the tongue. Vitamin C also helps in absorption of iron.

Adequate amounts of Vitamin B2, B12 (riboflavin)and B3 (niacin) can prevent bad breath and ulcers. So your diet should ideally contain all these nutrients. eating the right foods can stave off dental problems and reverse tooth decay.

Which Foods are Good for Dental Health?

The following foods are good for improving dental health:
- Milk, yoghurt, cheese, oysters, beans – These contain calcium and phosphates that help re-mineralize teeth and also strengthen gums
- Nuts, bran, red meat, liver – These foods contain high levels of iron
- Pasta, spinach, chicken, fish, almonds – These are concentrated sources of vitamin B2, B12 and B3
- Pears, sweet potatoes, red peppers, Kiwi fruit and oranges are great sources of vitamin C
- Celery stimulates the salivary glands leading to production of saliva. Saliva dilutes concentration of bacteria. Celery also acts as a natural floss and cleans between teeth
- Raisins are excellent sources of oleanolic acid that discourages the growth of oral bacteria
- Onions have a strong antibacterial action due to the sulphurous compounds they produce. They are best when eaten fresh and raw.
Which Foods are bad for Dental Health?

It’s advisable to curb intake of the following foods:

Carbonated Soft Drinks: Soft drinks, canned iced teas and diet colas all contain flavor enhancers. Although diet sodas contain much less sugar than their conventional counterparts, they contain tooth-enamel eroding acids, namely phosphoric acid and citric acid.

Alcohol: Feeling dry-mouthed after last night’s party? That’s the alcohol working to dry up salivary secretions. Ensure that your mouth is protected from excessive dryness by using rehydrating rinses or simply by drinking a lot of water.

Candy bars, lollipops and toffee bars: Any sweet that involves prolonged sucking and chewing is bad for teeth. This is not just related to the sugar content (although that’s bad too). The longer the sugar stays in the mouth, the worse it is for your teeth – the bacteria get to metabolize the sugars for a longer time.

Summary

To put it in a nutshell, take care to avoid acidic and sweet foods. If you want to drink orange or grape juice, suck it through a straw and swallow it straight down the throat. Swishing it around the mouth is more likely to give your teeth an unwanted acid bath.

As a precaution, rinse your mouth with clean water after drinking or eating sugary or acidic foods. This helps get rid of the acid deposit on the teeth and prevents tooth decay.

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Source by Nirupama N Raghavan

Views: 0
January 17, 2020
Biotechnology and Social Entrepreneurship: The Perfect Symbiosis

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This is the era of globalization where modernization in every sector is essential due to societal changes and the continuous demand for a quality life. It’s the duty and a moral obligation of every industry to assist in providing a better way of life to those who are less fortunate and require your help. In such conditions, one needs to be resourceful, altruistic, have qualities pertaining to that of a businessman, and have a scientific view. Biotechnology as such is a field that can contribute to various individuals in terms of money as well as its inventions. This industry has grown monumentally over the years and has helped people find hope and restore their belief in humanity with its applications in the field of genetics, agriculture, food, medicine, and healthcare.

Biotechnology and social entrepreneurship can go hand in hand. For example, by providing better healthcare options at cheaper costs, consumers are motivated to opt for Biotech products. In this way, the Biotech organizations can help move low-income communities toward better health, and by purchasing their products, the consumers are indirectly promoting the company’s brand. Creating employment opportunities, intellectual wealth, and expanding industrial growth are a few of the absorbing factors that guarantee a focused approach for this sector, resulting in a general benefit to society.

Scientific entrepreneurs often lack managerial competencies, industrial experience, and contacts, even if they integrate members with an administrative background; so therein lies a critical area that requires some work. Solutions to certain social problems, such as improving the quality of health, economic, political, and cultural problems in reference to poverty, often require fundamental transformations in the political, economic, and social systems. A Social Entrepreneur brings change to the social system by utilizing their work and business to address that cause. Such ingenious creativities represent social entrepreneurship. Hence, it can be stated that the approaches for network building observed by biotech companies regarding social entrepreneurship will combine behavioral features that are archetypal of biotechnology entrepreneurs, and include other characteristics that are a response to the conditions found in their particular environment.

An excellent managerial team can provide the necessary skills for the management and coordination of scientific and commercial operations, and can also help maintain a good organization repute. One key area where social entrepreneurs play a vital role is in the commercialization of research results of the biotechnology industry thus, warranting sustainable growth. A working local innovation system with respect to the connections between companies and knowledge organizations can be the stimulus to this implementation.

For example, Juan David and Alicia Carpio launched Q’omer Bioactive Ingredients, a technology-based social enterprise. They witnessed the condition of people regarding their farms and unfair labor deals in Peru, so they designed a sustainable and socially responsible way of working with resources in Latin America. They offer raw materials and ingredients to produce organic products and improve the well-being of people while promoting the economic and social sustainability of producers from Latin America. This is only one example, but with each passing year, more and more Biotech companies are taking the initiative to promote social entrepreneurship and contribute to various societies by providing scholarships, funding, and research options in the field of Science.

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Source by Chris Bouchard

Views: 0

January 10, 2020
The Best Shingles Diet to Cure Shingles

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Shingles, medically known as herpes zoster, is a result of the reactivation of the dormant varicella-zoster virus in individuals who have previously had chickenpox. The dormant virus stays in the dorsal root ganglia of the sensory cranial and spinal nerves. When an individual becomes immunocompromised (weakened immune system), the virus is reactivated and comes out in the form of shingles. Shingle flare-ups can become very painful. One way to alleviate shingle flare-ups and to help the immune system fight off the infection is to follow a shingles diet.

One study about shingles diet suggests that consumption of foods that have a high proportion of lysine to arginine might help reduce the severity or extent of the disease. Arginine and lysine are amino acids; amino acids are what form the protein in the body. The two, however, have different functions. Lysine is gives the raw material needed in the production of collagen. Collagen is responsible for wound healing and plays a part in bone growth. Arginine, on the other hand, is one of the components of nitric oxide. Nitric oxide is important in keeping a healthy and normal blood pressure.

Arginine is found to encourage the growth of herpes simplex. Lysine, meanwhile, offsets the effects of arginine. Because of these, the two amino acids compete with each other for the absorption of the affected cells. And since the virus which causes herpes simplex and herpes zoster are related, it is believed that a diet consisting of high lysine: low arginine foods can help individuals suffering from shingles as well.

A shingles diet which contains high lysine includes plenty of meat, fish, and poultry. s. Farm-raised poultry should be preferred than those found in the wild as they contain less arginine and more lysine. Dairy products such as milk, cheese, and yogurt should be included in a shingles diet as they are also rich in lysine. Legumes and soybeans are also great sources lysine.

Since arginine encourages shingle flare-ups, a shingles diet should comprise of low arginine foods. Some multi-vitamins contain arginine; these kinds of multi-vitamins must be avoided. A shingles diet should also minimize, if not avoid, foods including chocolate, white bread, brewers yeast, nuts, and oats.

And since shingles is mainly due to poor immune system functions, a good shingles diet must help the immune system fight off the infection. Zinc and Vitamin C are a must in keeping the immune system healthy. Vitamin C is found mainly in fruits and vegetables; oranges, green leafy vegetables, strawberries, potatoes, and peppers are great sources. Zinc, on the other hand, can be found in legumes, whole grains, poultry, red meats, and oysters.

Proper diet is always a part in the management of any disease. The best shingles diet, consisting of foods rich in lysine, zinc, and vitamin C, should be followed in order to cure shingles faster and to minimize the symptoms of the disease.

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Source by Bob Carlton

Views: 0

January 7, 2020
How to Quickly and Confidently Spot a Fake 1893-S Morgan Silver Dollar

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1893-S Morgan silver dollars are so renowned, that more exist today than were originally minted. Most Counterfeit 1893-S Morgans consist of altered versions of existing genuine Morgan dollars.

The majority of 1893-S Morgan silver dollars are certified, so why would I need to know how to tell a fake one when I see it? Hasn’t NGC and PCGS already done that for me?

I’ve seen fake 1893-S Morgans both graded and raw. I have to assume PCGS and NGC graders both know how to spot a fake 1893-S Morgan, so when I see an example of a counterfeit slabbed in a legitimate looking holder, I have to figure the holder is as fake as the coin.

I also run across fake coin denial. Owners of these coins don’t want to admit they were fooled into buying a counterfeit coin. That’s a hard pill to swallow, especially when the owner paid top dollar for a graded coin with the confidence of it being blessed from a major third party grader.

The 1893-S date/mintmark is the most valuable of the Morgan designed dollars. Because of this, most counterfeit versions have been made by altering either the date, or the mintmark.

Learning to tell a fake 1893-S Morgan is simple, because ALL 100,000 coins were made from the same obverse die and two reverse dies. That makes the diagnostic really easy.

They all have the same obverse characteristics and not terribly different reverse characteristics. Any coin that doesn’t possess the telltale diagnostic characteristics is a fake. Learn what to look for, and you can spot a fake raw coin AND a fake graded coin.

The date is probably the easiest thing to pick out. Unlike other dies from the S, O, or P mints, the date has a flaw and a certain characteristic the altered coins won’t possess.

First, look closely at the 1. Does it line up exactly with the dentil directly under it? Can you draw a line right through the center of both?

Next, study the last numeral. As the date progresses, it slopes upward to the right, in relation to the edge. The 3 is noticeably higher than the 1 at the beginning. This is the easiest way to quickly spot a fake.

There are things to check in the “T” and “R” on LIBERTY, but they would need a microscope to detect. There’s a tiny die scratch in the “T” and a detail that resembles “rabbit ears” in the base of the “R”. ALL genuine 1893-S Morgans have this detail, if you happen to have a microscope check out this diagnostic detail.

You don’t really need to turn the coin over to make any more diagnostics on it.

Further diagnostics will only tell you how the alteration was made. The genuine “S” mintmark is clear and rounded. It isn’t a mushy blob. The top serif on the “S” is a vertical line, while the bottom serif is more like a triangle.

The next mintmark giveaway is the alignment of the “S”. It should be perfectly aligned. I’ve seen the “S” mintmark noticeably slanted, and it shouldn’t be. Also, the “S” is slightly filled in between the upper curve and the slant of the “S” as well as the lower curve and the slant.

Since most counterfeit 1893-S dollars are altered, continue to study the coin with a 10X glass. Rotate the coin and look for tooling marks around the 9 or 3 for signs of a date alteration on the obverse. Altered coins are usually the 1898-S, 1883-S, or 1893-P.

As collector values continue to increase with the 1893-S, the fakes will get even better. With emerging technologies, counterfeits will become almost perfect replicas of the original. My hope is that as technologies to accurately copy a coin advance, technologies to detect such copies will also keep up.

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Source by Paul St. Julien

Views: 0

January 4, 2020
How to Cure Blastomycosis in Dogs

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Is your dog suffering from blastomycosis disease? What if you could treat this horrible fungus by using natural home remedies? Well, don’t take my word for it… in this article you will discover some simple remedy you can start using right away to prevent the fungus to grow once you learn the symptoms.

You see, when a dog contracts blastomycosis, he develops sores on the skin that tend to ooze. It is a fungal disease that usually originates in the lungs then spreads to other parts of the body. This condition can easily be misdiagnosed because it causes symptoms similar to a viral infection or cancer.

What makes this fungal infection so dangerous is that it can be found at room temperatures, as well as yeast found in tissues. The most typical route of infection will be from inhaling of spores of the fungi from the soil, and once this occurs, it transforms to the yeast form found in the lungs, where it starts to grow.

The most important thing is to know the initial symptoms in your dog. Sometimes, dogs will have a gradual loss of appetite followed by weight loss, depression, and fevers. Your dog may also start to cough, develop eye problems usually accompanied by eye lesions, as well as a gradual lameness as the fungus spreads.

The most common treatment to cure blastomycosis in dogs will be an anti-fungal called Itraconazole. It’s a very expensive treatment and most vets will administer this drug for up to 90 days and will close monitor any progress. This drug has also been proven to be the safest of treatment that has fewer side effects.

Most pet owners who have dealt with this kind of fungus in their dogs will agree that blastomycosis treatment could easily cost over 1,000 dollars, and in the majority of cases, they may not survive.

However, more pet owners are now leaning toward natural remedy that can prevent this fungus from growing. Supplementing dogs with vitamins C, E, A and the B complexes will all be natural antioxidants against yeast and most fungus infections, but especially this one.

The other best home remedy for this is garlic, either raw or though supplements. It is known to be nature’s

best defense against fungus, bacteria, and yeast infections. It has often been called the wonder cure for fungus.

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Source by Allene Hayes

Views: 0

December 29, 2019
Type 2 Diabetes – Five Healthy Sugar Swaps That Help Fight Diabetes!

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Eating wisely is one of the most potent ways to fight against the effects of Type 2 diabetes. Both what you eat and how much you eat. Do you know saturated fats and refined sugar make up about a quarter of the average person’s caloric diet?

Sugar is found in everything, and unfortunately, if we are not careful about the foods we consume, we can wind up adding excessive amounts of refined sugar to our diet. Foods like yogurt and even salad dressing, usually deemed as “health foods,” are often notorious for containing added sugar. However, there are ways you can avoid adding these foods to your diet by making your recipes at home, and by using healthy sugar swaps to sweeten your recipes.

Let us take a look at five healthy sugar swaps you can use in healthy baking and to sweeten things like your morning cup of coffee or your morning bowl of oatmeal.

Five Healthy Sugar Swaps…

1. Raw Honey. Raw honey is an excellent natural sweetener, and unlike processed sugar, it contains added health benefits. Raw honey holds impressive antibacterial and antiviral properties making it a great food to support your immune health. You can use raw honey in place of refined sweeteners in your baking recipes, drizzled over oatmeal, or mixed into your morning tea.

2. Pure Maple Syrup. Pure maple syrup is another excellent sugar alternative as it contains vitamins and minerals and tastes great when used in healthy baking recipes. Try using pure maple syrup in place of refined table sugar when you make treats like muffins, or use to sweeten a bowl of unsweetened yogurt.

3. Stevia. Stevia is another natural sweetener option that comes with the benefit of having zero carbohydrates. A little goes a long way when it comes to using Stevia in your recipes, and is an ideal option for anyone who wants to stay away from sweeteners containing added sugar.

4. Bananas. Bananas are another healthy sweetening option as they are naturally sweet, complement many baking recipes and provides fiber to help slow the absorption of carbs.

5. Blackstrap Molasses. Blackstrap molasses is incredibly sweet, and it also contains some added health benefits. Molasses is rich in iron and can also help support digestive regularity. When it comes to using molasses, you only need a small amount, so start with a teaspoon or so.

You would be surprised at how all of these natural sweeteners complement your recipes and how easy it is to avoid processed sugar when you add these to your diet. However, keep in mind even though these are natural sweeteners; they are still sources of carbohydrates, minus the stevia. Just be mindful of using these in moderation, and you will be doing your health a tremendous favor by choosing natural sweeteners over the toxic and inflammatory refined sugar options.

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Source by Beverleigh H Piepers

Views: 0

December 26, 2019
3 Bacterial Vaginosis Natural Cures For Safe and Quick Relief

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Many women prefer to leave bv untreated rather than attempting to find bacteria vaginosis cure that works. In my opinion it is not very safe to adopt this approach. If you are lucky the infection may disappear on its own. If not, it can get aggravated. Considering that there are a number of bacterial vaginosis natural cures which you can easily use in bv cure, it is better to treat it rather than leaving it untreated. These cures are simple and devoid of any side effects. Ingredients for these cures are easily available and are inexpensive too.

For bacteria vaginosis cure you must follow a systemactic approach. These may include lifestyle and diet changes.

To begin with upon identifying your infection abstain from intercourse or sexual activity at least during the treatment period. If it is not possible for you to do so due to personal reasons, have protected sex and insist that you partner uses a condom. Bv is not a sexually transmitted disease but abstinence is recommended because intercourse could worsen the situation by further tipping the acid balance in favor of the invading bacteria.

This type of treatment for BV cure is based on natural antibiotics The most popular bacterial vaginosis natural cures tea tree oil, is really effective in providing relief from the infection.

You can also use other oral natural antibiotics like ginger, garlic, and turmeric. You can add these to the food and make them a part of your daily intake. Ginger tea is very healthy and an excellent way to include ginger in your diet. You can use raw fresh ginger or dried flakes for this purpose.

For reintroducing good bacteria into your system milk bath is very useful. Alternatively you can either apply milk to the vaginal area a few times a day or apply milk lavishly on a cloth and place it over the vagina for at least fifteen minutes.

Follow these simple bacterial vaginosis natural cures which provide quick and safe relief from the infection naturally.

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Source by Marie Paul

Views: 0

October 10, 2019
Should Marriage Coaching Or Family Therapy Be An Option For Your Marital Problems?

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In an article released by the Journal of Marital and Family Therapy, customers of marriage and family counselors from over a dozen states reported on their experience with family therapy.

The findings suggested that marriage and relationship counselors treated a large range of concerns in relatively short-term fashion. It said that couples therapy and marriage coaching are briefer than specific treatment, which customer satisfaction and practical improvement are rather high.

Particularly, of customers from over 500 marriage and relationship counselors in over a dozen states:

– Over 95% rated services outstanding or great

– Over 90% would recommend their therapist to a buddy

– Over 90% would go back to the very same therapist in the future

– Over 90% stated they were assisted in dealing more effectively with problems

– Over 90% were generally pleased with the service they got

– Over 95% got the kind of assistance they wanted

– Almost 75% indicated enhancement in children's behavior

– Just under 65% reported enhanced physical health

– Over 95% were pleased with the amount of assistance they got

– Just under 55% reported improvement in operating at work

– Almost 60% revealed enhancement in kid's school efficiency

[NOTE] Excerpted from "Clinical Practice Patterns of Marriage and Family Therapists: A National Survey of Therapists and Their Clients", Journal of Marital and Family Therapy.

While the above research study supplies raw information that supports the efficiency of marital relationship and household counseling, a very interesting conversation on the question, "Does Marriage Counseling Work" from a public forum devoted to this subject offers a less medical, but still positive view .

I found that what seems to be an extremely sincere and frank conversation among couples, "who've been there," the response to the question of whether marriage counseling works is a favorable one.

Will Marital Therapy Work for You?

Regardless of the studies and viewpoints which seem to support the question of, 'Does couples therapy work,' there are those who question its effectiveness.

Previously I had a discussion on 'what's going on today with males and how the men actually feel about close relationships and what turns the men on about women.'

This got the subject going on the science of marital therapy is being studied in excellent detail these days. Research is showing that it is not as reliable as individuals believe that ladies seem to get more from it than men.

Surely there are times when it may not have a long-lasting result on the couple's marital relationship.

What type of couple gets the most from couples therapy? The response is young, non-sexist, still in love, open couples.

Which couples get the least after finding what seems to the best marriage advice?

Some factors that can make couples therapy not successful consist of couples who wait too long before seeking assistance. I mean that typically one or the other is set on getting a divorce and is closed to any suggestions that may save the marriage.

It appears that couples who seek relationship healing or marriage coaching due to the fact that they want their relationship to work are more likely to prosper with marriage therapy.

Many Do Benefit

Yes, they will benefit more than those who enter into couples counseling with the (maybe hidden) reality that they really more deeply want out of the relationship.

Again as the Course in Miracles further states, "It is still up to you to choose with truth or with illusion. Remember that to choose one is to let the other go."

When thinking about best marriage advice, it's hard not to wonder whether seeing a marital relationship counselor will actually work.

An honest marriage psychologist would agree that the inspiration of a couple might be the single most crucial aspect in identifying the success of marital therapy.

It's not likely that even a fantastic counselor would be able to conserve a marital relationship where one spouse really doesn't want to put in the effort for relationship healing.

The best marriage advice you find from a marriage therapist can most likely help a couple who are utterly devoted to making their marital relationship work.

(I like to often suggest seeking out the web for more helpful material on things like should you separate or divorce now instead of trying to fix a broken a marriage or love relationship?)

To success in healing and finding happiness!

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Source by James Nussbaumer

Views: 0

October 10, 2019
Digital Marketing Course Opening New Horizons of Success in Marketing
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Why go for a digital marketing course?

Money is rapidly being drained away from conventional marketing towards digital platforms, and, with that, the need for marketing professionals to get well-versed with digital techniques and analytical fundamentals has also increased.

What one will learn in Digital marketing course?

Search Engine Optimization (SEO): SEO is becoming a critical channel for marketing and helps in boosting your websites rank by fetching more traffic with keyword management, on- and off-page optimization, URL building, link building and many more of such facet. Students will be given a chance to do so on the WordPress site by using Yoast SEO plug-in.

Social media marketing: A social media campaigning strategy for a product or service is crafted and implemented on different platforms like Facebook and YouTube. Further, the success of the strategy amongst targeted audience is analyzed for conversion rate and amplification. It also gives an insight into how social media can play a critical role in brand building and if likes on social media really help in improving sales.

Web analytics: This part provides a chance to deal with real data in order to authenticate or confirm the hypotheses is real for any e-commerce store. Google analytics tool is quite handy and proved its value over time and, therefore, is the most used tool. Students can download the mobile application of Google Analytics for getting well- versed with the same.

Online advertisements: This gives an opportunity to get glibness in paid platforms on internet such as Google AdWords, Facebook Ads and YouTube Ads to target the potential buyers, figure out the acquisition cost and campaigning costs. A spreadsheet is prepared to evaluate the profit margins and thoroughly compare the cost-per-click with average order price and customer lifetime value.

Data visualization: This segment deals with converting raw data into useful information for crafting dashboards to help the stakeholders remain updated with important figures and changes in them over time.

Opportunity to work with real e-commerce companies: Institutes invite designers, campaign strategists, and expert marketers to deliver special lectures on various topics like pros and cons of different marketing tools, email marketing, online network building, search engine optimization, user experience designing and mobile marketing etc. Students also get an opportunity to deal with these tools first hand by doing group as well as solo projects and building their personal website in WordPress. They are also made to work with e-commerce companies in real-time once they are well equipped with the knowledge of various facets of digital marketing.

Career prospects after the course

Students after clearing various exams conducted from time to time get a firm grasp on all tactics of digital marketing, various tools and resources that are available. They are also provided with quality placement assistance. It is one of the highest paid departments in any company. You have an option to work as a freelancer or get associated with companies and work in a more organized environment. Following are the posts available for marketing graduates with specialization in digital marketing:
- Digital marketing manager
- Content marketing manager
- Social media marketing specialist
- SEO executives
- Copywriters
- Content writers
- Conversion rate optimizers
- Search engine marketers
- Inbound marketing experts
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Source by Shalini M

Views: 0
October 8, 2019