Tag: Planning

  • My Separated Husband Says I’m Smothering Him And I’m Not Sure How To Stop

    My Separated Husband Says I’m Smothering Him And I’m Not Sure How To Stop

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    As a wife who has been very reluctantly separated, I would argue that there is a natural and undeniable inclination to cling tightly to what you are afraid of losing. And when you are a wife who does not want to lose your marriage or your husband, then it’s very natural to cling a little more tightly. In some instances and with some husbands, this doesn’t matter. Some husbands do not mind the clinging.

    But when you are dealing with a husband who was demanding space and who seems to be distancing himself from his wife, it can matter – quite a bit, in fact. Many husbands push back against this type of clinging and distance themselves even more. They may use phrases like: “smothering,” “holding on too tight,” or “coming on too strong.”

    The wives hear what the husband is saying, but they also point out that their husband is expecting something that just isn’t natural. She might say: “last night, my husband told me something that I never ever expected him to say. He told me that I was smothering him. We have been separated for about three weeks – at his insistence. If I had my way, he would still be living at home. But as it is, he is staying with a male friend. He has been restless and unhappy for months. He finally told me that he needed some time away from our marriage. I immediately panicked and assumed that he wanted a divorce. He swore that he didn’t. But I am still not sure that I believe him. I just don’t understand why a middle aged man should need space from his marriage unless he is planning to end the marriage or break his vows. And that is why I feel that I need to be in touch with him every day and know what he is doing. But when I try to do this, he tells me that I am “smothering” him. I believe his exact words were something like: ‘I felt like I was being smothered at home and now I feel like I can’t escape even now that I am here. You have got to stop smothering me. I have got to be my own person.’ It’s almost like he is accusing me of acting like his parent – and I absolutely am not. I just care about him and I think that I have the right to know what is going on with him and with my marriage. I don’t think that our talking a couple of times per day is too much to ask. I don’t call that ‘smothering.’ Do you?”

    I am going to be honest because I honestly want to help you. And I want to help you because I have been in your shoes and, because I made so many similar mistakes that almost costs me my marriage, I learned a hard truth. And it is this: It really doesn’t matter if you or I wouldn’t call checking in “smothering.” Because if he perceives it as such, then he is going to react to that perception. And his reaction may be detrimental to what you really want. And isn’t that all that matters?

    Understand That Ideal End Game: I suspect that you what you really want is both for him to come back and for him to come back willingly – and not with his tail between his legs because you have worn him down. Believe me, I understand the strategy. I never consciously thought about it. But looking back now, I think I figured that if I could bug my husband enough or remind him of our marriage enough, he’d eventually get sick of the back and forth and come back home.

    Instead, he distanced himself from me even more. We’ve reconciled now. But he’s confided in me that there were times when he considered divorce because he felt that might be necessary to “escape” my constant contact.

    I’m not here to debate whether or not my husband legitimately needed space from me. He and I will probably never agree on that. But what does matter is that he thought that he did. And frankly, that is all that matters. Because these thoughts formed his actions. Whether his thinking was faulty or not, he was going to act on it. And this thought process made a huge difference in what happened in our marriage.

    I know that we wives like to think that if we just do or say the right thing, he will change his mind and not want space from us anymore. But frankly, this isn’t as likely as him just getting frustrated that you are not listening.

    If What You’ve Done Isn’t Working, Consider Trying Something New: For me, the better call was backing away. I tried initially just telling my husband that I was going to let him call me next time. This did work – some, at least. But there were times when he would not call and I would panic and then come on too strong. So I took some time off by putting literal miles between us by returning to my hometown for a while. This forced me to back away – because I didn’t have much of a choice.

    This didn’t feel ideal at the time. Honestly, it felt like giving up at that particular moment in time. But it did eventually make a positive difference. Eventually, my husband started reaching out to me. And as this started to work, I didn’t have to force myself quite as much anymore. I literally saw that it was working, so the struggle became much less because finally I was starting to see the tide turn. For this reason, I was more than willing to go along because I knew it was the better alternative.

    I am not suggesting that you need to do the same thing. That may not work for you. But I am suggesting that you ask yourself if backing away – even for just a little while – might be worth a try. You can always reverse course if it doesn’t work for you. But once you know for sure that what you’re doing isn’t working – and once your husband has literally told you in harsh words that he’s getting frustrated – then these are both good indications that you may want to change course, even if only for a little while. At the very least, maybe try a form of communication that he doesn’t find “smothering.” You may not technically be smothering, but if he thinks you are, then that is what matters.

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    Source by Leslie Cane

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  • BSE (Bombay Stock Exchange) – Online Trading System

    BSE (Bombay Stock Exchange) – Online Trading System

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    Gone are the days when you needed a broker to help you buy and sell stocks, shares and make stock market investments. Through online investment you can buy and sell shares with just a few clicks of the mouse. The economic and capital market in India cannot exist without a stock exchange; there are two main stock exchanges where transactions take place; the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE). While all the major transactions take place here, there are over 20 different stock exchanges located across the country.

    Online trading in India has changed the meaning of trading in the country. With no requirement for a broker, trading has become easier, faster and far more convenient than earlier days. Some of the major financial products and services offered through online trading are mutual funds, equities, general insurance, life insurance, share trading, portfolio management, commodities trading and financial planning. In online trading, the investor has to pay less brokerage as compare to offline trading. There is no need for any paperwork through online investing and the need for a middle man is eliminated. All the stock accounts are stored in a Demat account where they can be viewed.

    BSE online trading was established in 1995 and is the first exchange to be set up in Asia. It has the largest number of listed companies in the world and currently has 4937 companies listed on the Exchange with over 7,700 traded instruments.

    The only thing that an investor requires for online trading through BSE is an online trading account. The trading can then be done within the trading hours from any location in the world. In fact, BSE has replaced the open cry system with automated trading. Open cry system is a common method of communication between the investors at a stock exchange where they shout and use hand gestures to communicate and transfer information about buy and sell orders. It usually takes place on the ‘pit’ area of the trading floor and involves a lot of face to face interaction. However, with the use of electronic trading systems trading is easier, faster and cheaper; and is less prone to manipulation by market makers and brokers/dealers.

    The BSE provides an efficient and transparent market for trading in debt instruments, equity and derivatives. This is performed through a system known as BOLT – BSE’s Online Trading System.

    In the stock exchange, a key index is used to keep track of the important or the most traded stocks in the exchange. The indice used at the BSE while trading is the SENSEX and is displayed in all major portals, newspapers and magazines. It is India’s first stock market index that enjoys an iconic stature and is tracked worldwide. It is conducted on a free-float methodology and is sensitive to market sentiments and realities.

    There are also indices such as BSE small cap, BSE mid cap and BSE500 to take care of medium and small companies. Furthermore, India index services and Products Limited has indices such as CNX Nifty Junior, S&P CNX Nifty, CNX 100, S&P CNX 500 and CNX Mid cap. The BSE offers 22 indices to suit a multiplicity of needs, inclusive of 12 sectorial indices. For example, the BSE PSU Index tracks the performance of the listed PSY companies and also helps the Central Government to monitor its wealth on the bourses.

    The BSE has become a completely ‘corporatised and demutualized stock exchange’ through the use of online exchanges. With partners such as Deutsche Borse (DB) and Singapore Stock Exchange (SGX) it has a global competitive force. BSE has strategic relationships in almost every part of the world- Europe (DB)), Hong Kong (ETF) and Asia (SGX), prominent public sector undertakings such as State Bank of India, Bank of India, Life Insurance Corporation of India and Central Bank of India.

    Benefits of BSE trading system in India for share brokers or newbies

    There are a number of attractive services to empower investors and facilitate smooth transactions. Some of these include:

    1) Investor Services: A range of services are offered to investors. Being the first exchange in the country to provide an amount of INR 1 million towards the investor protection fund, the BSE had launched a nationwide investor awareness program; ‘Safe Investing in the Stock Market’ under which there were 264 programmes which were conducted in over 359 cities in India.

    2) BSE has an Online trading BOLT system: the online-Trading system (BOLT) facilitates on-line screen based trading in securities. Currently it operates 25,000 Trader Workstations which are located across 359 cities in the country.

    3) The BSE has the world’s first centralized exchange-based Internet trading system – BSEWEBX.com. This system helps the investors anywhere in the world to trade on the BSE platform.

    4) The BSE has an online Surveillance system (BOSS) which monitors on a REAL-TIME basis the price movements, the volume positions and members’ positions as well as real time measurement of default risk, generation of cross market alerts and market reconstruction.

    5) The BSE has a training institute – known as the Bombay Stock Exchange Training Institute (popularly known as the acronym BTI).The BTI imparts capital market training and certification; in collaboration with a number of reputed management institutes and universities. There are over 40 courses to choose from on different aspects of the capital market and the financial Bombay Stock Exchange market.

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    Source by Monish P Kumar

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  • Why Customer Concentration Impacts a Business Sale Transaction

    Why Customer Concentration Impacts a Business Sale Transaction

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    Few owners recognize the major impact that customer concentration has on the sale of their business. Customer concentration represents a significant obstacle and will affect the salability, valuation, and deal structure of a business-for-sale transaction. Not only will it create problems in qualifying buyers but it will impact the ability for any prospective purchaser to obtain third party financing to complete the acquisition. Determining if customer concentration is present in an enterprise is a critical element of the succession planning process.

    Customer concentration is a situation when one customer represents a significant portion of revenues or when the business has a very small customer base. Based upon the expert one consults, the exact percentage for a concentration to exist varies. In most cases it is recognized when one customer represents more than 10% of sales or when the top five customers comprise greater than 25% of a company’s revenue. In either situation, a huge risk is created from the lack of diversification and steps to mitigate it should be taken years in advance of a planned business exit.

    When evaluating a business sale it is important for an owner to recognize that their client base has a significant impact on the enterprise value of the company. A broad and diverse base of customers where there are a large number of clients contributing to the business’ revenue will achieve a higher transaction value as it reduces the risk that a sizable decrease in earnings will occur if any one customer is lost or a particular industry segment that the business serves encounters economic distress.

    In addition to a lower sales price, businesses with customer concentration issues are more difficult to market for sale. For main street business transactions (those with adjusted earnings of less than $2mm) third party financing is used in the majority of cases. Businesses with high levels of customer concentration are very difficult to get financed. Lenders may provide only partial financing, offer sub-optimal terms, or decline the loan altogether. In situations where third party financing is not available, the pool of available buyers is significantly restricted and the terms of a deal could be heavily weighted on a contingent earn-out based on retaining the revenues derived by the largest customers. “Typically we want no customer concentration over a 10% level when considering financing an acquisition. Higher levels are possible with much more explanation and supporting documentation but remain a major concern” states Steve Mariani, President of Diamond Financial Services.

    Lastly, customer concentration will have a direct impact on the deal structure for the business sale transaction. Buyers will strive to bridge the customer concentration risk through a variety of delayed ‘performance based’ financing methods. For example: Assume both parties agree on a transaction price of $900,000 based upon $300,000 of adjusted earnings (a 3x multiple). If the key account in question represents $75,000 of the $300,000 this would represent $225,000 of the transaction price. A buyer will strive to isolate the $225,000 component to ensure that revenue is maintained post sale. After a period of 12 months, if the customer and income are still in place the seller would receive the funds. If the identified client and corresponding revenue was lost during this period, a pricing adjustment would be made.

    In situations where the buyer is unable to obtain transaction financing due to customer concentration issues, the seller might have to accept a “contingent earn-out” for the revenues derived from the largest customers, or worse, they may also have to finance a major portion of the “non-contingent purchase price” negotiated with buyers.

    Contingent payouts could be structured in a variety of methods:

    Earn-Out:

    Earmark part of the purchase price with payments made over a period of time contingent upon the retention of specific customers or achieving specific revenue targets.

    Escrow:

    A percentage of the acquisition price will be held in an escrow account for a specified time.

    Seller-Financing:

    The seller would be responsible for financing a major portion of the purchase price through a seller note. The seller note could be structured with contingencies for revenues derived from the largest customers.

    With any of these deal structuring techniques, the seller cannot be expected to guarantee the revenue in perpetuity and if the transaction price is based upon retaining one or more key customers, the seller may require more active involvement in maintaining the client relationship during the term of the agreement. Obviously, this brings an additional complexity to the transaction.

    In most cases, buyers will look to discount the amount they are willing to pay for a business (with high customer concentration) unless they receive assurances that the risk is low. While the obvious strategy to reduce customer concentration risk is to diversify and increase the business customer base, there are a number of situations where customer concentration either does not pose a significant risk or could be mitigated.

    Customer Contracts:

    Having a contract in place will not eliminate all of the risk of losing a key customer, but it will provide the buyer with security that the revenue and profits will continue after a change in ownership takes place. When customer contracts are involved, the ability to assign or transfer will be important to understand. In many cases, a stock sale vs. asset sale is elected to preserve these contracts.

    Barriers to Entry or Exit:

    Businesses could have intellectual property, product expertise, or patents that create competitive advantages barring competition. Others are located in geographically remote areas where the supply benefits discourage customers from changing the relationship. Lastly, there could be significant capital requirements for manufacturing and tooling or agency approvals (pharmaceutical or government contracting industry) that creates a barrier to entry from potential competitors.

    Providing a Variety of Products and/or Services:

    Having a broad relationship with a key customer where the relationship is not based solely on one product, one location, and one individual decreases the risk that a singular change will fundamentally impact the future revenue stream and continuity of the account.

    Economies of Scale or Synergies:

    The acquisition may be pursued by a strategic buyer where they are bringing new products/services to the enterprise, a broader geographic distribution footprint, or economies of scale in production. Any of these elements would assist in reducing the concentration of revenue risk that an identified key client would represent to the future organization.

    Summary

    Businesses which have high levels of customer concentration are inherently risky and it is important for the owner to appreciate this concern from the perspective of a potential acquirer. Ultimately, the buyer seeks only to retain the customers which have contributed to the success of the business and are factored in the valuation and transaction price. From the position of a buyer a few logical questions and concerns would be:

    1. How does the value of the company change if a customer representing 10% or more of revenue and/or profits is lost in the first year?
    2. How easy would it be for the client representing the customer concentration concern to leave the business?
    3. What unique situations exist within the business to preserve the customer relationship in the years ahead?
    4. What are the logical steps and corresponding costs to mitigate the customer concentration risk?
    5. How do I achieve a win-win transaction? Protecting me, the buyer, against the risk of a near term revenue loss while providing the seller with the proper remuneration for the fair market value of their business?

    While the risk may not be able to be totally eliminated, there are a number of situations where customer concentration is more palatable and a proper explanation should be provided to the buyer at the earliest opportunity. Getting out in front of this potential challenge is critical to achieve a win-win deal. When good communication exists, and two fair and reasonable parties are at the table, there are a number of structuring options available, when necessary, to mitigate the risk and negotiate a fair and reasonable transaction price. Obviously, the best approach for a prospective business seller would be to develop and implement plans to reduce any customer concentration elements years in advance of a business exit. Eliminating this type of risk is just sound advice for any small business owner regardless of whether a sale is contemplated.

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    Source by Michael Fekkes

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  • 5 Ways How Outdoor Adventure Relates To Entrepreneurship

    5 Ways How Outdoor Adventure Relates To Entrepreneurship

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    When I first braved myself to embark on the entrepreneurship journey, I was soon facing a daunting question: Do I have the qualities to be an entrepreneur?

    I am purely an outdoor educator. There were numerous instances when people told me that this passion of mine will not bring me far. But here I am, until today, staying stubborn passionate with this hobby of mine.

    So I did take a step back to analyse if I have what it takes to be an entrepreneur. And I found 5 key qualities. Here they are:

    1. Decision Making

    Being in the outdoors requires me to make decisions. This is especially so when I have a group of participants. There are countless decisions to make before, during and after a programme.

    For example, have I sorted out all the contingency plans? Have I brought sufficient food and equipment?

    As an entrepreneur, I have to make countless decisions. No one is there to tell you what to do.

    2. Risk Taking

    I have to be used to take risks in the outdoors. If I do not risk falling, I will not know how high I can climb. If I do not risk making a wrong decision at a junction, I will not know if that is even the correct path to take.

    I have started out a few businesses. Some worked while some failed. But still, I will not have known all these if I had not tried.

    3. Safety Mindedness

    However, people often misunderstand that being a risk taker means that we do not bother about safety. In the outdoors, the safety factor has actually been considered multiple times.

    A climbing rope, for example, could withstand about 12 times more than an average climber’s weight. Safety procedures are everywhere. Where there is none, we are taught to make conservative judgement calls.

    The very reason why I do not focus only on one single business is based on the wise saying: Do not place ALL your eggs in one basket. There has to be a safety net.

    4. Perseverance

    This is a classic nature of an outdoor adventurer. We are used to toughing it out. We know that words don’t count without actions. And the effort required is normally superhuman. We are trained to go the distance.

    No one ever said being an entrepreneur is easy. It took me 6 months before I made my first dollar. Thankfully I have been trained to persevere.

    5. Creativity

    Facing problems is a staple diet of an outdoor adventurer. No one day or one activity is the same. Hence, we have to always think outside the box. Speak about being a maverick. I myself am amazed at what I or my participants do to solve problems.

    I started out with minimal capital. Hence, I needed to be creative in planning my effort, energy and money. Be creative in using the many Softwares work for me instead of the other way round.

    These 5 qualities inherent in an outdoor adventurer definitely fits the bill of being an entrepreneur. Well, if you lucky, you could turn the passion into your profession. If not, you sure would have picked up enough tools to run a business!

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    Source by Ahmad Bahktiar Othman

    Views: 0

  • ChatBot Marketing With Aritificial Intelligence

    ChatBot Marketing With Aritificial Intelligence

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    ChatBot Digital Marketing which makes use of Artificial Intelligence technologies can be used a key component in any company’s marketing strategy in terms of guiding customers through a marketing sales funnel. The marketing funnel that would be programmed into the AI ChatBot would be defined in relation to the products and services being offered into the market place from the company in question. Implementation of the particular social media digital marketing strategy may well be devised by a full service digital marketing agency.

    When it comes to effective digital marketing strategy development and subsequent execution that requires marketing research, strategy formulation, content planning, linking strategy and the publication of the content in question. In addition to the above, careful posting on relevant content portals and blogs in necessary in order to expand the digital marketing footprint of the company as well as developing the equity of the brand.

    The point being made is that publishing content on its own is not enough; there has to be a key focus on that of promoting the company and that of building the business’s brand. If the company chooses to take care of the content marketing in house as opposed to making use of a digital marketing agency then all of the necessary software and keyword analysis tools will need to be purchased and subscribed to in order to be able to determine the correct direction that needs to be taken for maximum social media marketing effectiveness.

    So bearing in mind that the content itself is not the main issue per se, we can turn our attention to the strategic use of how companies are using chatbots for marketing – the content will be created and published strategically on portals, blogs, websites and via social media channels then in turn users make their way to the company website where they interact with the artificial intelligence chatbots in order to implement the business’ digital marketing strategies.

    From the various social media marketing channels that may be used to publish related company content; along with the [say] the company blog and other authority blogs. Remembering that there will be associated links within each piece of content – in turn users are directed to the company website which will lead to the strategic AI chatbot with all of the associated calls to action coming into play.

    The activation of the AI ChatBot and interaction with the customer and associated data that will be collected will in turn provide valuable marketing intelligence for the company in question. This could be in the form of questions asked by the ChatBot which carefully guides prospects through a defined marketing or customer support process.

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    Source by Stephen C Campbell

    Views: 0

  • ACN Multi Level Marketing Business: An Inside Look

    ACN Multi Level Marketing Business: An Inside Look

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    If you are thinking about beginning your personal ACN Multi Level Marketing business then take a few minutes to read this article as you are going to find it valuable.

    Starting your own home business could possibly be just what you and your family need to finally take control of your time and finances. But if done incorrectly it could also be a full waste time, energy and cash.

    So what exactly are those things that tends to make such a difference? What do you need to know to guarantee you may make a considerable income using the ACN multilevel marketing model. Let's take a closer look.

    An Evaluation of the Company

    The ACN business model is not totally distinct from other network marketing systems. The company delivers a wide range of well-liked consumable products that the majority of ordinary people use each day.

    All you have to do earn commissions is promote these products to people you know and others you identify as wanting or are in need of them. To build a strong business you will want to go on and recruit a team of other people from whose sales you will also earn commissions.

    As a company the ACN multi level marketing business is doing very nicely. ACN (American Communication Network) sells internet services, telecommunications services, wireless, and utilities. It is also rated in the list of the top 20 direct marketing companies in the United states by the Direct Promoting Association.

    ACN was founded in 1992 by Robert Stevanovski, Greg Provenzano and two twin brothers Mike and Tony Cupisz. The network marketing side of the business was officially launched in 1993 with 20 founding front line distributors. It has because grown to serve 23 countries ranging from North America, Europe, Asia along with the Pacific.

    This doesn't necessarily mean that this business opportunity is appropriate for you.

    The Business Plan Revealed

    Even if you only realize the basic fundamentals of business you understand that in order to get a business to make money, they should sell products. In order for an independent distributor to earn income and make a living you will have to do exactly the same – sell products.

    Have you thought about how you will go about promoting ACN's particularly specialized menu of services? Keep in mind, in order to create an excellent living you are going to need to sell a lot of them!

    Behind each and every network marketing opportunity is the promise of earning a long-term residual income by creating a sizable team of distributors. From this team you, will earn a little commission off of their time and work.

    The concept is that each team member will do a bit of work which will altogether add up as a large volume of sales. This sounds excellent in theory, nevertheless, does this realistically happen?

    Promoting your Opportunity

    Most people who get involved in MLM do not make their initial investment back. The reason for this is not because the business, services or compensation plans are flawed.

    The main reason is not obtaining the sales or marketing training to effectively promote and convert to sales. This lack of training can hold you back because simply put MLM (multi level marketing) is really a direct marketing business.

    To combat this problem once you join MLM companies advise you to make a list of all the people you know – family, friends, co-workers, associates, colleagues, etc. You will then need to contact the people on your list to introduce the products, services and business opportunity.

    This tends to make sense. But what happens once you run out of the people on your list? Now what?

    Learning the best way to market properly and effectively may be the crucial to creating a lucrative ACN multi level marketing business. When burn through your list of family friends and colleagues you need to have a plan in place to consistently obtain new people to introduce your business to.

    Not planning to do this can cause failure in your business and shattering your dreams. Fail to plan and you plan to fail.

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    Source by Merv Stevens

    Views: 0

  • Learn How to Cultivate Self-Discipline As a Success Mindset

    Learn How to Cultivate Self-Discipline As a Success Mindset

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    Do you understand the connection between what you think and the success you experience, or do not experience, in your job or career? If you could learn to discipline your thoughts towards an attitude of success, do you believe it is possible you could in turn become successful?

    There is a well-known phrase that talks about the importance of working smarter and while there are many interpretations of what it can mean, overall it is meant to emphasize the benefits of being focused, disciplined, and working hard. Hard work is the backbone of any career but over time, and when routine work habits are established and set in, the effort that a person exerts may become conditionally based. It could be due to a person’s perception of a “bad” boss, poor working conditions, not receiving a pay increase or recognition for their effort, and the list continues. While there may certainly be merit to these feelings, it serves no real purpose to make working hard a conditional characteristic of your job performance.

    If you care about your career development then working hard needs to be a top priority every day. However, hard work may seem unjustified if a person’s expectations are not being met and that is where self-discipline comes into play. It is a matter of always being in control of your performance and responsible for the quality of your work. It also involves making a commitment to yourself and your career, one that is not dependent upon circumstances or influenced by circumstance no matter how challenging it may seem at the time. This will allow you to become disciplined and know that your best performance depends upon consistent effort, which establishes a mindset of career success.

    Why Self-Discipline Matters

    The development of a disciplined mindset allows you and your job performance to shine; whereas, the lack of intentional discipline sets you up for failure. Self-discipline is based upon a logical and rational perspective, is focused on being in control, and prompts the use of productive work habits. It is proactive with regards to job duties and career development, and it requires concentrated effort rather than striving to achieve absolute perfection.

    Without self-discipline a person is more likely to be impulsive and unfocused, act based upon emotional responses, and be reactive to circumstances. It is easy to begin to work on becoming self-disciplined, whether or not it is a habit now, if you start by establishing an intention and make it a goal to perform your best at all times. It does not require prolonged struggle, only career goals. You can make choices based upon what is best for your job and/or career. Self-discipline involves maintaining control over your attitude, mindset, emotions, and thoughts at all times.

    Discipline and Doing Your Best

    Your job has a specific description, or at least an expectation of what it is you are supposed to accomplish. Over time, and as you become familiar with the daily tasks, you can determine what the minimum amount of effort is needed to complete the required duties and that may be enough for you to feel good when the workday ends. Then there are circumstances that influence the amount of effort you put in. There may be too much work, an upcoming deadline, or person in authority who is pressuring you to take on more work. You may willingly or grudgingly do more as requested; however, when you stop to consider this job do you realize it is your career at stake?

    The attitude you develop about your job will also influence the attitude you have about your career development and progress. If your job performance involves putting in the minimal effort it is usually accompanied by feelings of job dissatisfaction and that may create a negative mindset about your career. It means you view your effort from the perspective of what you get from the job rather than what you can gain from it in the long term. When you are disciplined you maintain behaviors and an attitude that bolsters your daily productivity, which also provides you with the confidence needed to excel even when circumstances are less than perfect.

    Learn to Develop Purposeful Intent

    How do you feel good about a job and maintain that attitude, even when circumstances cause you to dislike it? You cannot force yourself to feel positive emotions when there are events or people who prompt negativity or feelings of frustration. What you can do is to change your perspective and that is where self-discipline matters. You can decide that you are going to feel good about yourself as a professional or as an employee despite the current conditions and anchor it to a position statement that is focused on your career goals. This allows you to create a disciplined mindset with purposeful intent and focus.

    Your career is a series of steps and progress will occur over time and for some it will be accomplished through more than one position or job. At the heart of this is you as a person, and it is you who has an ability to learn and grow. With purposeful intent you can view each job as a stepping stone, which provides skills, knowledge, and direction. If one job does not meet your expectations or provides difficult conditions to work in, itemize what you have gained from it, list this information on your resume, and decide upon your next step. But no matter what, always make certain you have a disciplined focus or you will venture off course in your job and career plans.

    Consider How an Employer Views Your Disposition

    Consider for a moment that you are a hiring manager. What is the type of candidate you would consider hiring, if you were looking at more than the job description? Is it someone whose tone displays obvious frustration and does not seem to have much to say that is positive about their current employer or existing job? That is not a likely candidate for an employer based upon their attitude alone.

    Now consider a candidate who comes along and has a professional presence, demonstrates a clear understanding of their career path or goals, and can articulate what they have gained from each of the jobs they’ve held throughout their career. That is a candidate who will likely gain your interest, even if they are not considered for the position, because they have demonstrated a disciplined mindset.

    The point of reviewing these scenarios is to show the contrast between someone who possesses an underlying feeling of career helplessness or career control, which also demonstrates the difference between a disciplined and undisciplined mindset. If would like to be the candidate who is likely to get hired, establish a goal to be highly disciplined and productive.

    Your disposition will carry over into the tone you convey when you speak with potential employers, along with your overall attitude about career development. As a professional resume writer I can spot a person’s disposition through their choice of words and how they describe their jobs when I talk to them. Someone who is disciplined and views all jobs as a learning experience has self-confidence about who they are and the talents they possess, regardless of job conditions or circumstances.

    How to Develop Self-Discipline and Focus

    Career Planning: You can begin to develop a hard-working, self-disciplined mindset right now by first examining your career plans. If you cannot articulate the specifics of your career, now is the time to get started. At the very least, decide upon a short-term and a long-term career goal. This will give you a sense of direction, one that can help you find what can be learned instead of focusing on existing working conditions.

    The purpose of developing a career plan is to provide you with an ability to create purposeful intent. When you walk into the workplace each day you can remind yourself you are able to learn from any situation, even if what you learn is that you are no longer growing or moving forward in your career.

    Learning and Growth: An important component of a disciplined mindset is maximizing your learning and growth potential. If you have developed a productive working relationship with your supervisor or manager, ask them if there is more that you can do. For example, perhaps you can take on an extra project that is based upon a departmental or business need. To some people this may seem to be counter-intuitive and an attempt to become the “teacher’s pet” – or some other type of negative phrasing.

    If you are asking from a perspective of having a genuine interest and seeking professional development, and the need is recognized, this will create a feeling of accomplishment within you. As you continue to work hard you may even extend the timeline that you work for this particular employer. You will also likely be viewed as valuable employee, although the ability to remain disciplined will matter most in the long term for your career.

    Self-Discipline as a Success Mindset

    Becoming disciplined can have a variety of descriptions, including working hard, attaining maximum productivity, or maintaining a focus on what must be accomplished every day. The most meaningful correlation between a focused mindset and effort is the development of peak performance. This working definition speaks to the heart of what working to the very best of your abilities should mean. It is striving to maximize your performance with your current skills and abilities while being open to learning and development, and putting in more than the minimum effort required.

    There are going to be times when you aren’t at the top of your game and that is certainly understandable. There will be some days that you find yourself working to the very best of your abilities and other days that find you putting in the best effort possible. The importance of being disciplined means that you do not allow job conditions be the reason why you are not functioning at peak productivity; whether there are new policies to adapt to, additional demands made of your job, or other circumstances.

    You can always be in control of your actions and strive for peak performance as a matter of your career development. Learn to develop self-discipline as a mindset and attitude about how you work every day and watch your career continue to evolve as this sense of self is reflected in the outcomes you experience, both personally and professionally. The most effective way to be in control of your career and establish a pattern of success is to control how you think and how you work. Self-discipline is a productive state of mind and focused attitude that you can implement starting now. When your attitude is honed on performing your best, you will find yourself mentally resistant to adverse conditions and ready for new career opportunities. You are mentally disciplined and both you and your career are transformed.

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    Source by Dr. Bruce A. Johnson

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  • Starting a Woodworking Business With Little or No Related Experience Will Require a Proven Plan

    Starting a Woodworking Business With Little or No Related Experience Will Require a Proven Plan

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    If you have little or no woodworking experience it is possible to start a profitable business in this trade. There are guides available on the internet that will give you step-by-step instructions on how to start-up such a business.

    To start your woodworking business you will need a materials list that help you access wood and tools from local sources. These materials and tools will have to be affordable and of good quality. Having a resource to guide you with this challenge will help you save time and money. Materials that you will need, do not have to be from the local hardware store. Some of these materials can be found at a garage sale. I know a person who found a pile of two-by-fours that a home owner left on his curb. This wood was pine. He made this pile of discarded pine into a picnic table and sold it for $250.

    There are a number of steps to consider when starting a woodworking business. The key to starting such a business requires a proven plan. You need to know what types of products to build and will give you consistent sales. The types of woodworking project you get involved in will be determined by the area you live in. Oe course knowing what your potential customers needs are will go along way with regards to making sales.

    How to build these woodworking projects, in a timely and cost-effective way, will while require that you master certain woodworking skills. Of course you will need to learn which types of tools to purchase that will make constructing these various woodworking project in the most efficient manner

    This knowledge of how to use these various tools can be found on the internet. These various tools need to be used with safety in mind, Various tools you will to learn how to use complete you woodworking projects can cause serious hard to your body if used in a safe manner. A proven woodworking resource will teach how to use these tools in a safe manner

    These tools will be critical in completing these various projects in a timely and cost-effective manner. Such tools will include a circular saw, chisel, hammer, drill, various drill bits, impact driver and even a miter saw. Of course you will need a place to work such a backyard shed.

    Of course you will have to consider what types of wood you will be using to construct your woodworking project. Certain types of wood are more to certain projects than others. Good woodworking plan will help you to make the best choices with regards to this.

    Whatever woodworking project you decide to start your business with, will require some planning. Having a proven woodworking plan to start this endeavour would be a good step.

    Best Regards

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    Source by Paul Luciw

    Views: 0

  • An Insight Into the Different Sectors of the Healthcare Industry

    An Insight Into the Different Sectors of the Healthcare Industry

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    Health has always been one of the major factors determining the growth magnitudes of the economy of any country. The margin between a developing and a developed country is often drawn based on the progress in the fields of healthcare. A strong healthcare sector refers to a lower death rate and a higher level of life expectancy, which largely influences the growth and development of any economy. Hence, it is critical that a country takes good care of its healthcare sector to cater to its populace in an effective manner and to contribute to the country’s growth index in a positive way.

    As far as India is concerned, it has one of the largest and most diverse population frame comprising of individuals belonging to different social and economic conditions. To cater to the multiple needs arising out of the diverse living conditions in India, we have a healthcare sector that upholds a bunch of services ensuring good health and effective prevention. Though if we segregate the sector based on its functioning, you will find a lot of distinct sectors attached to the main industry. However, if we take a brief insight into the broad categories that serve as the backbone to the industry, we would have four major domains as described in the article below.

    Hospital Services and Facilities

    Hospitals are the primary lifeline of the health sector and the core of the health industry. Comprising of general medical hospitals, surgical hospitals, substance abuse and psychiatric hospitals, specialty hospitals, hospices and palliative care centers, family planning and abortion clinics, emergency and other outpatient care centers, dental laboratories, blood and organ banks, sleep disorder clinics, and more, hospitals form a long chain that binds the entire landscape together in terms of serving health to the people. There are residential and nursing care facilities available as well. Nursing, supervisory, residential care are some of the services that are available through this vertical. The other facilities extended through the hospital services are Urgent Care Centers, In-Home Senior Care, Mental Health and Residential Developmental Handicap Facilities, Community Care for the elderly, and so on. Besides, since it is critical that patients receive ambulance services in time, there are direct and indirect services available for ambulatory patients as well. The outpatient care centers, diagnostic centers, hospitals, and some private players in the field also provide this facility to guarantee uninterrupted health service.

    Healthcare Equipment and Diagnostic Tools

    The present-day advancement in science and technology has rendered the healthcare industry with some of the most innovative and effective equipment and processes to diagnose and treat the ailments as critical as cellular malignancy. There are multiple companies who cater to the rising demand of this equipment. In-Vitro diagnostic substances, ophthalmic goods, surgical appliances and supplies, Mammography Machine, Robotic Surgery Equipment, Venous Access Device, and Glucose Meter are some of the examples that help the healthcare professionals in treating and detecting the diseases in a streamlined manner. To manufacture and supply these, there is a huge industry involved that ensures smooth operations and timely delivery of the equipment and tools.

    Medical/Health Insurance

    Apart from the direct health care industry, there are services attached to it that render value to its being. Medical insurance and other organizations that back up the entire process of operations for the healthcare industry have a major impact on the existence and growth of this industry. With active participation and spontaneous service, medical insurance has become primary support for the majority of the treatments that involve considerable expenses. With facilities like TPA and cashless treatments, the patients can now enjoy a hassle-free treatment at best-facilitated hospitals.

    Pharmaceuticals Sector

    The pharmaceutical industry manufactures, markets, and innovates licensed drugs that are effective and integral for better healthcare facilities. This is a huge sector employing a large percentage of population to cater to the market requirements. From drug wholesalers to over the counter stores, the pharmaceutical industry is a major player in this domain. With the rise in the health consciousness in the general public, nutritional supplements have also taken a major share of the healthcare industry, which are again the products of the pharmaceutical sector only.

    As the days have walked into modern times, the increasing level of dependency on technology along with the rising pollution levels have worked to make the diseases even more complicated and varied. Hence, it is imperative that there exists an equally strong healthcare sector guiding the mass to cure. With government interventions and private sector initiatives, the number of hospitals has increased over the years catering to a larger crowd. The other sectors like pharma, insurance, and medical equipment have also grown in parallel to support this emerging sector in every possible way. Covering a large landscape encompassing villages as well as the urban corners of the country, the healthcare sector promises high to keep up with the upcoming challenges and demands of the time.

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    Source by Alok Mishra

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  • Youth Leadership and Entrepreneurship Development Mentorship – The Perspective

    Youth Leadership and Entrepreneurship Development Mentorship – The Perspective

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    The youth are the leaders of the future and deserve to be treated like we would treat any candidate of a succession planning in any organization, institution, and company. Such candidates are often enrolled in some sort of development programme in preparing them for the future challenges they would face. Such programme could and should include mentorship development programme.

    The Mentorship Development Programme could include projects that expose the youth to the opportunity to practice leadership as early as possible in their lives. The most effective programmes are those that are designed by the youth, for the youth, under the mentorship of the elderly and/or experienced members of the society, the institution, the organisation or the company.

    The progressive members of the society see the mentorship of the youth as their responsibility and they take the ownership. They would contribute to the formulation of the youth leadership development mentorship. They go all out to also oversee the successful implementation of such a programme. The programme should create the opportunity for the contribution by the parents and guardians where practical.

    The effectiveness of the youth leadership development mentorship programmes is seen in the evolving leadership qualities of the youth. Hence, the need to create the space in the NGOs, Community Organizations, and Clubs for the youth to practice their leadership. Countries are encouraged to introduce national youth development organizations, projects and programmes to absorb those youth that are truly committed to taking their leadership development to the higher level.

    The mentorship guidelines for the youth leadership development programmes are the basis on which to package the programmes. These guidelines are based on experience over many years, but also the lessons from benchmarking local and international programmes. They evolve over time. They are genuinely supporting the youth initiative.

    The youth leadership development programmes that requires mentorship intervention could cover diverse areas as education, community development, art, culture, sport, entrepreneurship, business, etc. They therefore genuinely form part of the country’s real sectors and areas of development need. It is therefore expected that the mentorship programmes be informed by the needs of the society under these sectors and areas. Making resources available for such programmes, including the mentorship programme, should be viewed as investment in the future.

    The youth leadership programme could take a specialist dimension, for example entrepreneurship development. Developing the youth in entrepreneurship early in their lives caters for the supply of future businessmen and women. The majority of the youth respond positively to the mentorship programmes dedicated to the entrepreneurship development. The entrepreneurship opportunities for the youth are mostly in the technology sector. The 4th Industrial Revolution is the main reason why this is the case. The start-ups in technology by the youth is becoming a norm. This, however, provides a challenge to a number of mentors, as they require the understanding of the context from which these youth are functioning.

    Entrepreneurship will always be the most direct option to employment for the youth. As more companies are shedding jobs, more people would see entrepreneurship as the direction to follow. This makes demand for youth entrepreneurship mentorship to grow. The mentors assist the youth entrepreneurs in accessing the markets through their network. Most governments have entrepreneurship support programmes and incubators. These incubators are making mentors available to the youth entrepreneurs.

    It is important for the youth to make a shift and consider entrepreneurship not as a survival means but an opportunity to innovate solutions that mitigate the challenges in the society. Since they are the youth, they are expected to continue paying attention to their holistic development. Involvement in the youth entrepreneurship development initiatives must not become replacement of their education and development. The mentors must continue to challenge the youth to explore many options about their future. We do not expect them to jump certain stages of their development and become adults too soon. They must enjoy their life journey.

    The business case for early youth leadership and entrepreneurship development is very strong. They are laying strong foundation for future responsibilities as entrepreneurs and leaders in the society. They could become serious value chain additions in the various economic sectors of their countries and international. They are the future ambassadors of their countries.

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    Source by Sam Tsima

    Views: 0