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As the last year wound down, Breaking Defense set out to do two things at once: summarize the biggest trends and stories from 2021 and lay out the key trends and stories to watch for in 2022. The result of that was our 2021 Year in Review/2022 Year Preview package, which we are now happy to present as a single, downloadable eBook.
Download free eBook here, no registration required.
2021 was, potentially, a pivotal year in defense, with the start of the new Biden administration opening up new areas of focus for the Pentagon and its partners. But the word “potentially” is important, as many of the ideas and goals stated by the Biden national security team ran up against real-world challenges: the continued pandemic, the disaster in Afghanistan, Russian threats of invasion of Ukraine, and the still-as-of-writing unresolved inability to pass a budget.
While looking back, we tried to highlight stories or trends that may have fallen through the cracks as major world events took place. What struck is just how much news there was last year. There is so much that happens on a day-to-day basis that stories can simply get lost or forgotten about days after they publish, no matter how impactful they may have been in the moment. Our 2022 predictions, meanwhile, focused on core issues for our readership, providing a roadmap of sorts for what to look for in the coming months.
This past year was one of astounding change for the Breaking Defense team, with our number of reporters doubling in size and an enhanced push towards international reporting. But one thing that this collection should highlight is that this team has always done exemplary work — a standard we expect to continue into 2022.

Topics: Air Force, Army, cyber, eBook, General Atomics Aeronautical Systems Inc., Navy, Year in Review 2021
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Upcycling businesses have taken off in the last few years, especially as people become more aware of sustainability and the potential of upcycling. If you’re looking for a small business idea that could really resonate with potential customers, selling upcycled products is one of the best business ideas to consider.
Before we dive into upcycling businesses, let’s first establish a definition. Upcycling is when you take an older product and modify it into a new one. This could range from cosmetic changes such as a coat of paint and making minor repairs to more extensive changes to turn something old into something brand new.

Can You Make a Business from Upcycling?

There are many people running successful businesses based on upcycling products. Such a business is definitely possible, and it can be a great way to take something old and give it a new life by using discarded materials to create something new. There are a variety of products that can be upcycled and sold, including furniture and clothing. And the key to ensuring your success is knowing where to sell handmade items locally or online.

Why You Should Consider Starting an Upcycling Business

There are many reasons to consider starting an upcycling business, such as:

1. Sustainability: Upcycling is better for the environment since you’re taking old items and turning them into something new rather than creating something from scratch.
2. Save money: Small business owners are saving money by finding low-priced discarded items at local shops and thrift shops to upcycle and sell.
3. Uniqueness: For many small businesses, upcycling is a great way to be creative and make truly unique products that customers love and keep coming back to.
4. Easy to get started: Upcycling businesses have lower start up costs and ongoing expenses since there is no wait for products to get made or sampled. You can start looking for items to upcycle pretty much right away, so it’s easier to control business growth.

How to Start an Upcycling Business | 17 Simple Steps

If you’re thinking about upcycling as a side business, here are some steps to get you started. There are many types of upcycling businesses, so it’s really about what resonates with you. For example, you could start a furniture upcycling business, clothing upcycling business, textiles, and art upcycling business depending on your interests.

1. Research Your Competition

Before you get started purchasing scrap pieces and old furniture, it’s crucial to look at other businesses offering similar products. Look at their price points and any information you can find on online sales, shipping, and more. This will help you price products more accurately.

2. Choose a Niche

With any new business, having a niche is instrumental in differentiating you from others and staying unique compared to the rest. Some niches can include creating textured artwork from fibers and waste materials, restoring wooden furniture with a shabby chic look, embroidering on clothing, and more.

3. Create an Upcycling Business Plan

A business plan is a great way to solidify your business idea and make it more tangible. It helps you understand costs and profits better and how you plan on selling items.
Some items to include in your business plan include:

• Upfront costs
• Ongoing business expenses
• Unique selling point
• Where you’ll find products to upcycle
• How you’ll reach customers

4. Pick a Name and Brand Your Upcycling Business

Upcycling success is based not just on your product but also with branding and marketing. Come up with a catchy name for your business to start with. Creating branding materials such as a logo, tagline, and more can help your business stand out.

5. Know Your Target Market

Before you start selling upcycled products, do some research on your target market. What are the prices they can afford, what do they value, and how can your products meet their needs? This will help you sell furniture and other products more effectively.

6. Form a Legal Entity and Register Your Business

You can form a legal entity and register your upcycling business to make things official. Depending on your situation, there are many types of legal entities you can choose from. If you’re a sole proprietor, you can operate as one or a limited liability corporation (LLC). You can also register corporate entities as if you’re planning on scaling quickly.

7. Get Your Taxes in Order

Taxes on your upcycling business will vary based on what state you’re filing from. The general rule is that you’ll need to file taxes on any revenue you’ve earned if it exceeds $600 in the year.
You may also need to pay state and federal taxes based on the type of entity you file as. But, again, taxes can be challenging depending on the type of business, so if you’re unsure, it’s always best to work with a tax professional that can guide you accordingly.

8. Set Your Prices

Now that you’ve researched your competitors and target market, it’s time to start thinking about pricing. When pricing a product, you should consider the cost of the product, including its purchase price, raw materials needed to upcycle it, the time the entire process took, and any taxes and shipping fees.

9. Consider Startup Costs and Ongoing Business Expenses

Shipping costs and other business expenses can creep up if you’re not careful. Before diving in, think about how much money you are willing to spend in the beginning to create your products and how much you’re expecting to make. Consider ongoing purchases and expenses and shipping costs as well to project how long your business can operate before it makes a profit.

10. Set Up a Business Bank Account

A business bank account helps with separating expenses and ensuring you’re able to track expenses and costs. You can also get a business credit card to start purchasing raw materials and products to help you keep track of how much you’re spending for your business.

11. Get Permits and Licences

If you’re selling upcycled furniture products like farmhouse chairs, reclaimed wood, and other types of recycled products, you may need to obtain a resale permit. You may also need a business license for an upcycling furniture business as it may require a workshop.

12. Purchase Business Insurance

Business insurance can help protect your business by covering you for general liabilities and issues. For upcycling furniture businesses, in particular, business insurance could be helpful depending on the types of materials and work you’re doing.

13. Create a Website or Choose Where You’ll Sell

You can either choose to sell through your own website or use a third-party platform to sell products. Both have their pros and cons, so you’ll need to weigh up what works best for you. If you choose to create your website, you’ll be able to pocket more of the profits. You can use basic website builders like Wix, Squarespace, and Shopify.

You can also sell online via third-party platforms through your own shop on Etsy. But before you get going find out how to start a small business on Etsy so you can optimize your digital presence on there. Amazon also has its version so it is will pay off to know how to sell on Amazon Handmade to bring in profits. Other avenues to grow your own business and sell your products can include wholesale orders with other shops and selling at

14. Buy the Necessary Equipment

Buying products to upcycle will require scouting many different sources for raw materials to find furniture and more. Some places where you can find products could include:

• Facebook marketplace
• Nearby car boot sale
• Online auction sites
• Yard sales and garage sales
• Antique stores
• Thrift stores

15. Sort Out Your Production Line

As your business grows, it’s essential to consider how your business will grow and what you’ll need. This could be employing staff to help out on admin tasks and assisting with making products to expand your product line.

16. Market Your Business

Marketing your business will help you gain more customers and reach your ideal customer. You can market your business through the following channels:

• Social media platforms
• Working with local newspapers and brands
• Paid ads
• Blogs and content marketing
• Influencer marketing

17. Increase Your Profits

As you create more upcycled products and reach customers, increasing your profits should be a priority. In addition, you can expand your business by offering different types of products, bespoke services, and increasing advertising to grow your customer base.

Is an upcycling business profitable?

An upcycling furniture business or other kinds of upcycling business can definitely be profitable. However, profits will vary depending on the type of product being sold, the raw materials and cost of upcycling furniture, and where the products are being sold.

It’s challenging to establish an average profit because of the variations, but items can be sold from a small amount to upwards of hundreds of dollars and more with larger profit margins.

How does a furniture upcycling business make money?

A furniture upcycling business makes money by finding old furniture and making it into new furniture, by making it into shabby chic style, or creating unique furniture pieces with rust oleum paints, chalk paint, and more. An upcycling furniture business makes its money by selling these products directly to customers or through wholesale orders if possible.

What is the difference between upcycling and recycling?

With recycling, products are taken as is and used without really modifying them. With upcycling, the product is taken and altered to create something new.
Image: Depositphotos

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The notorious cybercrime group known as FIN7 has diversified its initial access vectors to incorporate software supply chain compromise and the use of stolen credentials, new research has revealed.
“Data theft extortion or ransomware deployment following FIN7-attributed activity at multiple organizations, as well as technical overlaps, suggests that FIN7 actors have been associated with various ransomware operations over time,” incident response firm Mandiant said in a Monday analysis.
The cybercriminal group, since its emergence in the mid-2010s, has gained notoriety for large-scale malware campaigns targeting the point-of-sale (POS) systems aimed at restaurant, gambling, and hospitality industries with credit card-stealing malware.
FIN7’s shift in monetization strategy towards ransomware follows an October 2021 report from Recorded Future’s Gemini Advisory unit, which found the adversary setting up a fake front company named Bastion Secure to recruit unwitting penetration testers in a lead up to a ransomware attack.
Then earlier this January, the U.S. Federal Bureau of Investigation (FBI) issued a Flash Alert warning organizations that the financially motivated gang was sending malicious USB drives (aka BadUSB) to U.S. business targets in the transportation, insurance, and defense industries to infect systems with malware, including ransomware.
Recent intrusions staged by the actor since 2020 have involved the deployment of a vast PowerShell backdoor framework called POWERPLANT, continuing the group’s penchant for using PowerShell-based malware for its offensive operations.
“There is no doubt about it, PowerShell is FIN7’s love language,” Mandiant researchers said.
In one of the attacks, FIN7 was observed compromising a website that sells digital products in order to tweak multiple download links to make them point to an Amazon S3 bucket hosting trojanized versions that contained Atera Agent, a legitimate remote management tool, which then delivered POWERPLANT to the victim’s system.
The supply chain attack also marks the group’s evolving tradecraft for initial access and the deployment of first-stage malware payloads, which have typically centered around phishing schemes.
Other tools used by the group to facilitate its infiltrations include EASYLOOK, a reconnaissance utility; BOATLAUNCH, a helper module designed to bypass Windows AntiMalware Scan Interface (AMSI); and BIRDWATCH, a .NET-based downloader employed to fetch and execute next-stage binaries received over HTTP.
“Despite indictments of members of FIN7 in 2018 and a related sentencing in 2021 announced by the U.S. Department of Justice, at least some members of FIN7 have remained active and continue to evolve their criminal operations over time,” Mandiant researchers said.
“Throughout their evolution, FIN7 has increased the speed of their operational tempo, the scope of their targeting, and even possibly their relationships with other ransomware operations in the cybercriminal underground.”
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There was a time when making money as a professional artist was practically impossible. Times have changed and thanks to a growing demand, art business is no longer a low paying hobby. Artists all over the world are using digital and offline opportunities to boost their income with creative business ideas.

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How Much Money Can You Make as an Artist?

On average, artists make about $50,000 a year. Of course, the number differs based on artistic talent. Popular artists who have successfully built their social media presence make good money every month.

How to Make Money as an Artist Online

Social media channels have opened up a host of opportunities for upcoming artists, giving them a platform to reach their audience and make good money with a high average artist salary. In the pandemic period, in particular, demand for artistic skills and art prints has gone through the roof. Find out about these channels and learn how to use the platforms. And remember there are outlets for many different kinds of art. So, learning how to sell on Redbubble can come in handy if your talent covers multiple skillsets. Let’s look at the various options available online to earn money.

1. Sell Art Online via Social Media Channels

With so many outlets online, where to sell art online can be a bit daunting. Artists from different parts of the world are using social media as an online marketplace. Instagram, in particular, is a leading destination for buying and selling art. Not surprisingly, millions of artists have set up their Instagram account to connect with potential clients. To be a successful artist on social media, though you need to build your follower base, which takes time and effort.

2. Start an Art Blog

Artists who have been successful in leveraging the potential of digital media understand the importance of showcasing their art. One way to do so is through a blog. With an art blog, you can make passive income and demonstrate your work. If you think creatively and combine the potential of blogging with email marketing and newsletters, you can build a strong follower base that can improve your earning further.

3. Start an Art YouTube Channel

Most people follow other artists to learn from them. This is where YouTube has been extremely successful in bridging the gap between artists and followers. Simple tutorials and tips can come in handy when you are trying to grow your base. Once you’ve accumulated a good number of subscribers, you can boost your earning considerably on YouTube.

4. Host Online Workshops

Online courses have gained momentum in the last two years. And as the number of people signing up to join workshops have gone up, more artists have benefited from this new enthusiasm. Hosting online workshops is easy and with many platforms requiring minimal setup, artists are finding it easier to conduct online course.

5. Freelance Graphic Design

Artists specializing in digital art are in high demand these days. From small businesses to large enterprises, everyone is looking for skilled graphic designers who can help with branding and digital projects. As a freelance graphic designer, you can make good money in very little time.

6. Print on Demand

With the world slowly starting to open up, businesses are again looking for promotional assets to get the word out. Print-on-demand services are gaining traction again. Building print-on-demand websites or joining forces with these service providers can help improve your earning.

7. License Your Artwork

Many artists use stock websites as a means to earn passive income. Stock websites pay decent amount of money for images and clips. Your ability to make more money on these websites depends on the popularity of your artwork. In other words, the more people buy your art the more you’ll be able to make.

8. Create an eBook

One simple way to build an online audience for your art is to share insights that your prospects value. eBooks come in handy for art marketing because they help the audience gain a deeper understanding of the art. You can use eBooks to promote your art pieces and drive the audience to your art classes.

Ways Make Money as an Artist Offline

There are of course many offline ways of making money as well. Art fairs, private events and competitions are some of the traditional options available to earn money. Let’s take a look at some of these opportunities.

9. Sell Art at Art Fairs

Art fairs have traditionally been the best places to connect with art enthusiasts and buyers. Art fairs are especially useful for artists trying to sell paintings. Given their popularity, you may have to prepare yourself for competition from fellow artists trying to sell traditional art.

10. Sell Fine Art Drawings

Fine art drawings are popular with home owners trying to elevate their decor. By catering to this growing demand, you can find an opportunity to make some extra money.

11. Sell at Art Galleries

Another option is to tie up with art galleries to sell your art. Art galleries are particularly useful when you are a new artist looking for prospective buyers. By selling your artwork at the galleries, you will be able to access prospective clients you may struggle to reach yourself.

12. Become an Illustrator

A number of businesses engage freelance illustrators on an ongoing basis. As a freelance illustrator, you get to work on a host of creative art projects. This may include spatial branding, website and stationery.

Start Making Money as an Artist Today

With the right amount of preparation, you don’t have to spend a lot of time to start earning money as an artist. Wondering how? Let’s take a look at what you need to get started.

• Invest in the right equipment: To entice your target audience through your YouTube channel or online classes, you must ensure you have the right equipment to create videos. Lighting, microphone and a good camera are some of the equipment that can help you create top-notch videos.
• Post often and frequently: You cannot build followers with infrequent content. To keep them engaged, you need to post often and frequently so they keep coming back for more.
• Create a portfolio: As an artist, you cannot completely depend on just one avenue to make money. You need to keep your options open and start thinking about building your credibility. To do so, focus on creating a strong portfolio that can help you bag commissioned assignments that pay pretty well.

Image: Depositphotos

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November 5th, 2020
Do you want to download ebooks from online libraries to your desktop? Well, then we have come up with the simplest way for you. Read on to know the guidelines to download Ebooks from online libraries to your desktop.
Ebooks saved on the desktop are the savior when you are stuck in an area without an internet connection. You might have a list of books on different e-reader devices such as Kindle, Nook, etc. Let us have a look at steps you need to go through to download central ebooks:
You must have a personal account in EBSCO and CII/ PFS membership. This membership allows the reader to go through online libraries.
Go on with further steps to download an ebook on your desktop. In the play store—type Adobe Digital Edition in the search bar. Check for the recent version when it pops up and download Adobe digital edition on your desktop. It is free to download.

Note: some ebooks are on loan so that the ebook might be placed in the holds. Screen mentions’ sorry, this ebook is in use,’ and you will be held queued. Below that, it also mentions how many members are in hold-queue by now.
This will let you know by when you can avail of the selected book. When the boom is available, you will be notified by the team through your email address.
Some of you might have been using google playbook libraries. Let us know how to download your ebook on desktop:
If you are a Kindle user, you can go to your Kindle collection and right-click on the desired book. You will see two options, one for open book other for download and pin books. Select Download and Pin Books, and your book will be available for offline read. Do not forget to enable the offline reading feature on your kindle account.
Here, we have brought a solution for you to download ebooks from online libraries. You could access another such online library, called Scribd, through this scribd downloader. It provides the same service, if not as good as this one. Offline read offers a flexible routine where you can access whenever wherever you want. We hope the article gave you apt guidelines.
 
 
 
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Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all available deposit, investment, loan or credit products.
Most financial advisors agree that slow growth works just fine when it comes to improving your net worth. There’s wisdom in playing the long game, allowing compound interest and reinvested dividends to gradually grow your balance over time. Famed investor and world’s sixth-richest person Warren Buffett swears by this strategy as well.
At the same time, most of us know what it’s like to wish our pockets were more flush with cash. If that’s you, then here are five tips on how to get rich quick.
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Today, it’s more possible than ever to create a lucrative side hustle. You can rent your home and stay with a friend, create an online course, write an ebook, offer freelance and consulting services in your area of expertise and much more.
Make sure that you won’t need the money you’re earning from that bustling side hustle to pay your bills, and then invest the portion that you won’t need for income taxes. Set the dividends to reinvest and buy new investments every month — this is called dollar-cost averaging and it is known to be very effective.
Many businesses struggle to grow, which is exactly why you should make it your mission to scale quickly. Hit the ground running with your business idea and grow it as quickly as you can. That might involve getting your brand strategy right, automating as much of your workload as you can, offering a consistently great product so your customers turn into brand evangelists in the process and making long-term plans even while you’re running the race.
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When you think of building wealth, do you also think of accumulating debt to do so? Some of the world’s wealthiest entrepreneurs are likely to tell you that they go hand-in-hand. Entrepreneur Grant Cardone, who filmed a TV show about turning $100 into $1 million in 90 days, believes in using debt as leverage and as a way to generate more cash flow.
Cardone invests in real estate, as does another financial influencer, Robert Kiyosaki of Rich Dad Poor Dad. Although staying out of debt is just good sense, the lived experiences of both Cardone and Kiyosaki would seem to indicate that, in certain cases, debt can be used wisely.
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Every day, get fresh ideas on how to save and make money and achieve your financial goals.
As some day traders might tell you, placing a big bet on one stock can seriously pay off. Although it’s a high-risk move and one that goes against the general guidance to diversify, there are plenty of examples of people who earned money quickly by doing this. Investors who put $10,000 in AMC stock earlier this year, for example, saw a 1,789% return or so, making the investment worth more than $188,000 today.
Although cryptocurrency is known for big swings and those could cost you, it offers the kind of rapid-fire momentum that could make you rich quickly. For example, $1,000 invested in Ethereum could have become nearly $5,000 by springtime, when the currency was trading at $730.97 per coin. That’s about a 471% return and the more that happens, the greater ability you will have to grow wealth quickly.
As you increase your earning power, don’t forget about Uncle Sam. You’ll have to pay up to half of what you earn toward state and federal taxes, so know upfront that you won’t be able to spend or even invest everything you earn without a big tax bill later. Set it aside upfront and be ready.
Also, remember that if you decide to make investments to pursue wealth, you’ll want to think about how taxes could impact your strategy. For example, you’re likely to pay higher taxes, called capital gains, on stocks you sell if you haven’t held them for at least a year. Ask questions and do your research to keep cost burdens at a minimum if you’re playing a short game with wealth.
Many people who have achieved notable wealth have cautioned against overestimating what money can bring into your life. Media mogul Oprah Winfrey has shared her belief that money is simply an energy exchange. As she puts it: “I am not my income. I am not the lifestyle my income can afford me. I let money serve its purpose. But I don’t live to serve money.”
Actor Jim Carrey has been even blunter about it, saying, “I think everybody should get rich and famous and do everything they ever dreamed of so they can see that it’s not the answer.”
There’s no inherent shame in the game of setting out to pursue wealth. In fact, there are leaders within marginalized communities who are encouraging people to do just that, like Rachel Rodgers at Hello Seven.
“My form of activism is money,” she says. For Rodgers and many others, the point of pursuing wealth is to expand opportunities for all people, especially those who have struggled to break barriers and create opportunities in their lives. Rodgers’ company aims to empower women in particular. “We live in a world that is extremely unbalanced when it comes to women and money,” the company’s website says. “Our mission is to help you make more money. Period.”
As you pursue wealth and opportunity in your life, take the time to ask yourself what you want that to look like, exactly. Personal finance expert Ramit Sethi, for example, encourages his readers to know their why. For Sethi, the why looked like providing his parents with choices in their retirement years, living a comfortable lifestyle, being in charge of his career options and being able to see his friends and family often. What will yours be?
Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.

Every day, get fresh ideas on how to save and make money and achieve your financial goals.
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