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The Advantages and Disadvantages of Being Wealthy and Successful
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As far as I know, almost everyone wants to become wealthy and successful. Being wealthy and successful allows you to lead a comfortable life, buy anything you want to buy, do whatever you want to do and many others. However, it also brings you some disadvantages. Below I will explain them in detail.

Advantages

There are countless advantages and I will introduce three major ones.
1. Wealth and success can guarantee you a high quality life. Many people are pursuing wealth and success because of this reason. Being wealthy means having a lot of money. So you will not worry about matters which are related to money. You can receive the best education, afford the best healthcare and buy anything you want. Besides, you will never worry about your work because you have enough money to feed yourself. In a word, you will be fully satisfied with your life and love your life.
2. Being wealthy and successful can make you more confident. If you are a successful man, you will find that many people respect you and then you will have a feeling of victory. This will make you much more confident and your confidence and aura will be embodied in your life and work. Moreover, your accomplishments can also give you confidence and satisfaction. Some accomplishments can not be easily achieved but you are able to achieve them. Then, you will receive appreciations from other people.
3. If you are wealthy and successful you may consider doing some charity work. There are many poor and helpless people around the world. Maybe you want to help them out before but do not have enough money, so when you are rich, you can achieve your desire. Doing some charity work can make you happy, contented and delighted.
Disadvantages

Being wealthy and successful does have some disadvantages.
1. It is hard to know whether your friends or partners are interested in your money or not. When you have gained wealth and success, many people are willing to make friends with you. So you will not know who your genuine friends are.
2. Perhaps you will be an open target for kidnap or blackmail. If you have much money, some lawless person may plan to kidnap you or your relatives to earn some money.
Although there are some disadvantages, being wealthy and successful is still an attractive thing. Everyone can gain wealth and success as long as he tries his best to work hard.

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Source by Sharon R Chen

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January 6, 2020
Health is Wealth – Do You Agree?

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I agree whole-heartedly with the saying “Health Is Wealth”. If a person is not healthy then he or she will find it very difficult or even impossible to enjoy life, even though he or she may be very rich.

If I am asked to choose one from two of the following things, which will I prefer: health without wealth, or, wealth without health? Without hesitation I will choose the former. There is no doubt.

Wealth is generally associated with how much money a person has, that is, how rich he is. An uncle of mine is very rich. He has just about everything anyone can hope for, and some things no one dares to hope for. That is how rich he is. He lives in a huge mansion guarded by huge dobermans and sophisticated burglar alarms. He has expensive cars, furniture, paintings and other rich man’s toys. Well, he has everything except good health.

Everywhere he goes he carries with him a bag of medicine. He has to take pills everyday for his weak heart, diabetes and hypertension. He is about sixty years old and has spent his life accumulating wealth. Without doubt he has succeeded in becoming very rich. However he has also succeeded in becoming very unhealthy too. He laments about his lack of health and says that how he wished that he was young and healthy again. Unfortunately, he cannot regain his health again.

This example of wealth without health is not what I want to follow. It is ridiculous to have so much material wealth but being unable to enjoy it. What is the use of money when one has to take so much medicine everyday just to stay alive? How can one enjoy life when one’s body is weakened by disease and pain? No wonder my uncle laments so.

Health without wealth is far better. That is what I have now. I do not have to worry even a bit about what I can eat or do. I eat and do what I like because my body is healthy. Of course I do not abuse it by taking drugs or overexerting myself. I take good care of my body. In that way I stay healthy.

With health I can go about my work with joy. If I become rich, then that is fine. Then again, I may lose my riches, but that is all right too. I can always do the things I enjoy whether I am rich or not. I can play games, swim in the sea, climb hills, eat delicious fruits and appreciate the things of this beautiful Earth. This is indeed wealth – to be healthy and joyous.

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Source by Ashley Wong

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January 6, 2020
Mindset = Being Organized

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I think we can all agree that we hate clutter. We hate it so much we pretend it doesn’t exist. Sometimes we even hide ourselves from the world because we’re afraid of what others may think about us because of it. Being unorganized or having a home full of clutter, which we hate to admit, is thankfully something we can overcome. From experience, all it takes is patience, vulnerability and an open mind to achieve what we want in our homes and in our lives.

Today I’m going to give you 5 simple and modern-day tips on how to change your mindset so you can become more organized.

TIP #1: Start small

For some reason our brains are wired to believe that we MUST complete an entire project at once. Have you ever wondered why none of your tasks or projects ever gets done on time? I bet one of the reasons may be because the project you took on was way to BIG to complete and because you were so overwhelmed, you failed to finish. Not anymore! By starting small, whether it is organizing your pen cup to completing a major project, you will avoid the stress of fulfilling that task and find yourself finishing quickly and punctually.

TIP #2: Listen to organizing podcasts

One of the best things you can do in the morning or as you’re driving is to stimulate your mind by listening to things that arouse your mental and physical growth. I’ve noticed in my own life and others around me that doing so has made a world of positive change in our lives. Organizing podcasts like Organize 365 or A Slob Comes Clean are 2 podcasts that have kept me motivated in times when I was lacking. One of the secrets to truly changing your lifestyle is to change our mentality and by incorporating these simple methods in your life, you will get there in no time.

TIP #3: Create a Checklist

This may sound cliché but to-do lists really do work – of course only if you use them. As I mentioned above, clutter is a bi%#* and in order to combat it, you will have to tackle it head on in small intervals. Here are 2 examples how checklists can be effective in helping you stay organized. 1) By using a checklist to plan out the tasks you need to accomplish at home after work, will prevent you from being overwhelmed after a stressful day 2) An effective checklist will only have your priority tasks therefore you will know exactly what needs to be done to maintain order. Checklist, lists, to-do list, plans, whatever you want to call them is a habit that needs to be implemented in your life so getting organized and staying organized can become second nature.

TIP #4: Keep things you Truly Love

Here are a few common responses I’ve heard when it comes to this topic:

I love everything in my home and there’s no way I can get rid of anything! All of my stuff has a meaning behind them! Here’s a better one. I’ve spent so much money and I haven’t even worn it yet! – But it’s been 2 years…

These are just a few examples of statements my clients have said to me when I’d suggest they should only keep things in their home they truly loved. Let me explain what this really means. Lets start with an example. We love our family (our immediate family) and though we may have favorites (wink) we love them so unconditionally that we couldn’t live a day without them. This is the type of feeling I believe you should have for the items in your home. You love your pen so much; the mere thought of it not being in your possession is utter mayhem. If you don’t have this feeling towards the items in your home then it’s probably time to part ways with it. I’d be happy to witness the department!

TIP #5: Make it a Habit

New studies show it takes 2-8 months to form a new habit. I know that seems like an abnormal amount of time – at least to getting organized but this is actually great news. Creating new habits shouldn’t be viewed as one and done rather as a process that will create a better outcome. Committing to an organizing system and practicing it thoroughly, though you may have hiccups, will create a positive mind and improve your organizing skills.

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Source by Judi Igwe

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January 5, 2020
Why Chargebacks Are A Good Thing In Multi Level Marketing

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Charge backs are a good thing in multi level marketing. In fact, I would go as far as to say that if you are not with a company that offers charge backs, there is a possibility that your company might not be around to pay that passive and residual income that you joined this industry to obtain.

Now, I'm sure I've probably confused a LOT of people by that statement so let me elaborate.
First off what is a charge back? A charge back is an event that occurs when you are involved in a situation where you are being paid advanced earnings. If the earnings that you are being advanced do not earn out according to the company earnings schedule, a charge back occurs and they take the unearned difference out of your next commission check.

How in the world is less money a good thing?

Understand something; I'm not saying that receiving a charge back is a good thing. What I'm saying is being involved in a company that offers charge backs is a good thing.

In order for a company to offer charge backs to begin with, you have to be in a situation where the company is paying you advanced earnings. This is a very common practice in the insurance world, but is relatively unknown in the multi level marketing realm. An advanced earning is when the company pays you upfront money based on the assumption that the customer you signed up is going to remain a customer for a set number of months.

That is a very powerful concept.

Imagine if you applied for a job and the employer told you that upon accepting you into this position, we are going to pay you 12 month's worth of salary upfront. This is because we know that the large majority of people that we hire stay with us for at least 12 months and we want to motivate our employees with as much income as possible. Now you can take as much of an advance as you want up to 12 months or you can not take an advance at all if you choose. The choice is up to you.

How many of you would call that a good situation?

Well, that's exactly what advanced commissions are. The company is paying you for signing up a customer a set number of months in advance because they know that their average customer is going to remain a customer for at least that amount of time. If your company is doing that, it is considered a very good thing. This is because your company trusts that most of your customers are going to remain customers for a very long time and are putting their money where their mouth is.

If the company is right, and chances are they are if they have been around for any length of time without running out of money, that means that you have a great opportunity to earn passive income as well as residual income for years and years to come .

Now, if your job paid you 12 months of salary upfront assuming that you were going to stay there for a year and you only stayed there for six months, shouldn't your job have the right to take back the other six months worth of salary that they advanced?

Of course they do.

It's the same with advanced commissions. If your customer does not remain a customer for the full advanced period, the company absolutely has the right to take back the money you did not earn.
So think about the product you currently offer right now in multi level marketing. How many months in advance does your company pay you every time you make a sale? If the answer is only one, then your company does not offer advanced commissions. What this means is that your product is not a product that the company can pay advanced commissions and not go out of business. If it was, your company would be paying advanced commissions because any smart company wants as much money as possible to go out to the people bringing in business.

Also keep in mind that in a company that pay advanced commissions, you can decline and go "as earned" if you want to. In that type of scenario there will be no chargebacks because you are being paid as the customer earns out by keeping your product or service. Also, when a chargeback occurs, they don't physically go into your bank account and take the money. They take the money out of your next commission check. This is a huge risk to the company because if you decide to write a bunch of bad business and then quit, the company is stuck and has no recourse to get that money back from you.

So if your goal is to make the most passive and residual income possible, does it make sense to align yourself with a company that has enough confidence in its product or service to pay you in advanced knowing that most customers remain customers for months and years to come?

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Source by Roosevelt Cooper

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January 4, 2020