Tag: money

  • A Look at the Difference Between Prosperity and Success

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    Is there actually any difference between a prosperous man and a successful or rich man? Or are they mere synonyms? If they are different which group should a Christian belong to? Which should reflect in a Christian? I would like to make an analysis with the Bible and on that base we could differentiate and draw a conclusion.

    “This book of the law shall not depart out of thy mouth; but thou shalt meditate therein day and night, that thou mayest observe to do according to all that is written therein: for then thou shall make thy way prosperous and then thou shall have good success.”

    Joshua 1:8(KJV)

    We could see it is God’s will that we be both prosperous and successful as we abide by his word daily. We could also say that prosperity is different from success or riches but they are related as the bible also made us to understand. What is then the difference between this two? Is it possible to be rich and not be prosperous or is it also possible for one to be prosperous and not rich? Who is a prosperous man? These questions would be answered from the Bible.

    “With God you will be both prosperous and you will have “good” success. But without God you can be only be successful”.

    In the book of Luke 16:19-31 Jesus gave us the parable of a rich (successful) man and a beggar called Lazarus. The man was successful, he had wealth but was not prosperous because his riches were not affecting the lives of the needy or the poor, his wealth was for him alone and for whom he dimmed fit. He was only a rich man.

    “And the Lord was with Joseph and he was a prosperous man; and he was in his master’s house. And his master saw that the Lord was with him and that the Lord made all that he did to prosper”.

    Genesis 39:2-3(KJV)

    Joseph was a prosperous man but he was not rich materially at that time and because he was prosperous his master’s house was blessed. If you see a prosperous man, the blessing of the Lord in his life will radiate and affect the lives of others positively. Prosperity and success (riches) is not limited to material (Money) and tangible things, you could be rich in talents and so many other useful things but the fact still remains that you should affect lives. A prosperous life blesses the lives of other with what God has given him/her.

    “When riches or success are used to bless lives to the Glory of God it becomes prosperity”.

    Point 1

    Riches or success could be gotten from God or by man but prosperity is only from the Lord. For a man to be prosperous he must abide by God’s word Joshua 1:8. The bible said and the Lord was with Joseph and he prospered. Prosperity here should not be confused for influence.

    Point 2

    As Christians we should use whatever God has deposited in us to bless others. This is when we will be recognized as prosperous.

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    Source by Hanson Chidi Otuneme

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  • The Front Door Money Modality

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    This is a very easy modality to implement. It’s a one time modality if you want it to be- you do it and forget about it. You can do it again every Spring, every equinox, or, every full moon, if you want to. Or you can do it once, and forget about it. It’s really about the intention you infuse into this modality while you do it.

    The art and practice of Feng Shui is something that seems confusing and elusive at first. There are many ways to approach the subject and there are many Practitioners who interpret Feng Shui and implement it in their own unique way. Basically, Feng Shui concerns itself with how Energy is directed, deflected, and capitalized on based on certain Baguas, or, areas of your home. The theory is, that by changing how Energy is channeled and flows throughout your home, you also begin to change your very own Energy.

    What flows into your home via your Front Door? What energy are you allowing into your place of residence? This particular modality will assist you in channeling the Energy of abundance and wealth into your home. Although many Feng Shui practitioners have advocated this modality, I suggest some preparation work before doing it.

    In essence, you place nine coins under your front door’s welcome mat. The coins can be a mix of loose change, silver dollars, or, antique coins. They will form a V pattern, with four on one side and four on the other, the ninth coin will be placed at the apex of this pyramid. The top of the pyramid faces your door, the widest part of the pyramid faces outward. This type of shape is conducive to channeling and redirecting the Energy of Abundance and Wealth to the person(s) receiving it, inside your Home.

    That’s it. If you’d like, you can do some preparatory work.

    a) Let the coins sit in a cup or bowl of sea salt or kosher salt overnight. This will release all the Energies built up on the coins from previous owners.

    b) Before placing the coins under your doormat, Bless them. Set an Intention that the Energy of Abundance and Wealth and Financial Freedom flow into you through those coins.

    That’s it! A simple modality to allow the Energy of Abundance and Wealth into your Home.

    Big Hugs,

    J.Henry

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    Source by J. Henry

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  • Rolling Deposits – Uncovering the Granddaddy of Cash Fraud

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    The Shift Manager of the fast food restaurant sat in his car, under a shade tree in a parking lot. On the floor board are unused disposable deposit bags and a destroyed deposit bag that had been sealed with last night’s closing deposit. The manager had sliced open the deposit bag and the passenger seat is littered with the contents – ones, fives, tens, twenties, and change. He will use one of the unused bags to make a new deposit. The manager counted the funds several times, his stress level mounting. The amount is not enough to match a deposit slip for a deposit dated two days ago. Two days ago? What is going on here? Why did he open a deposit bag today for funds to match a deposit ticket that is two days old? Do you know?

    This is a theft scheme called “rolling deposits” and unfortunately it is not uncommon when retail and restaurant managers prepare deposits and make deposit runs to the bank. The employee steals all or a portion of the day’s deposit and makes up for the stolen cash from the contents of future deposits to cover the thefts. The scheme continues as long as the manager has access to deposits.

    The tell tale sign of the “rolling deposit” theft scam is deposits taken to the bank by a particular manager are consistently validated by the bank several days after they should be. Deposits taken to the bank by the other managers are validated on time. The stress level of the manager who is scheming mounts as the need to match deposit funds with unvalidated deposit tickets becomes increasingly complicated. As in the example above, the deposit the manager opened is not enough to cover the past deposit ticket. The manager will now have to wait to add funds from tomorrow’s deposit to conceal his thefts.

    If the business is using disposable deposit bags and the deposit was prepared by another manager, our shift manager involved in the theft scheme makes the bank run with the deposit. As in the scenario above, the shift manager in order to continue his thefts, must cut open the sealed deposit bag and remove the cash and the accompanying deposit slip.

    With no intervention, these theft schemes can go undetected for a long time and the cash losses can be staggering. Experienced security and loss prevention professionals can easily reveal the fraud with a little investigation. In my experience, the manager conducting the rolling deposit fraud will readily confess when interviewed properly. They are so stressed trying to keep the scheme floating, they are generally relieved that it is over.

    There are tried and true protocols in establishing sound loss control practices to prevent this type of scheme and ways to easily uncover it. If you suspect one of your employees of rolling deposits:

    1. Develop a chart – across the top of the chart list these columns: Date, Shift (deposit), Amount of Deposit, Bag #, Depositor Name, Date of Bank Verification. Make a separate line for each deposit. Down the left side of the chart, list the sequential days of the month. Fill in the corresponding information starting with the first of the month.

    2. Analyze the chart – Look for patterns and discrepancies such as missing disposable bag numbers from the sequence, “leapfrogging” of bag numbers and deposit validations from the bank. Look for a pattern of the same manager taking the deposits to the bank when the discrepancies occur.

    3. Action – Prohibit suspect’s access to deposits. If rolling deposit scheme is occurring, a deposit will soon show excessive shortages or missing altogether. Track the deposit activity for past months to get a better indication when the discrepancies first appeared.

    4. Prevention

    * Require all deposits be sealed in disposable deposit bags

    * Eliminate the vinyl/canvas/zippered pouches

    * Record deposit bag number with corresponding deposit

    * Require depositors to sign for deposits they take to the bank

    * Check all deposit validation dates from the bank with the dates of business

    * Develop strong cash and deposit auditing programs looking for deposit bags and validations out of sequence

    * Have a bank representative notify you of “late” deposits (> 3 days late)

    * Consider SMART safes or armored car service

    Taking deposits to the bank is a common practice for Fast Food (QSR) restaurant and retail management. It is fraught with issues such as time away from management responsibilities in the restaurant or store, exposure to traffic accidents and crime, and this “rolling deposit” theft scheme. Although seemingly the cheapest way of getting funds to the bank, it may be most costly should the manager be seriously injured or killed in a car crash or armed robbery during the transport. Stealing tens of thousands of dollars from deposits may pale in comparison.As new technology is developed, armored cars service becomes more competitive, and ways of banking become more progressive it may be time to rethink how we get our money to the bank and eliminate the exposures to our people and our profits. So what is going here? Why are certain deposits getting to the bank several days late?

    Now you know, and now you can do something about it.

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    Source by Libby Libhart

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  • 4 Reasons to Become Money Minded

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    Being money minded is the key to creating wealth and abundance, yet it can be overlooked when a person is trying to increase their wealth and achieve more in their lives. In fact the thought of being monetarily minded makes a lot of people feel repulsed, they associate this with being greedy and single minded – two traits which are not seen as attractive in society. However being prosperous minded is not about greedy, it is about having the right kind of mindset to make and attract money and here are 4 reasons to change your mindset to attract wealth:

    1. Individuals with wealthy mindsets will seize opportunities that come their way – this is something that people with limited money beliefs will not do for fear of failing at a task or venture.

    2. Prosperous minded individuals learn to live their lives free from the control of money. This is not the same as living without money, it just means they do not fixate on how much money they have or don’t have all day long.

    3. Wealth minded individuals recognise limiting beliefs about money and block them out of their minds. Doing this will enable them to create a more positive outlook about money which in turn will help an individual to be more wealth minded.

    4. Financially minded individuals are not ashamed of being this way because they know that this kind of attitude is what enables them to succeed and move forward in life and achieve more.

    These are just 4 of the reasons to become money minded and there are so many more that you can learn about.

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    Source by Christine M Jenkins

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  • The Advantages and Disadvantages of Being Wealthy and Successful

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    As far as I know, almost everyone wants to become wealthy and successful. Being wealthy and successful allows you to lead a comfortable life, buy anything you want to buy, do whatever you want to do and many others. However, it also brings you some disadvantages. Below I will explain them in detail.

    Advantages

    There are countless advantages and I will introduce three major ones.

    1. Wealth and success can guarantee you a high quality life. Many people are pursuing wealth and success because of this reason. Being wealthy means having a lot of money. So you will not worry about matters which are related to money. You can receive the best education, afford the best healthcare and buy anything you want. Besides, you will never worry about your work because you have enough money to feed yourself. In a word, you will be fully satisfied with your life and love your life.
    2. Being wealthy and successful can make you more confident. If you are a successful man, you will find that many people respect you and then you will have a feeling of victory. This will make you much more confident and your confidence and aura will be embodied in your life and work. Moreover, your accomplishments can also give you confidence and satisfaction. Some accomplishments can not be easily achieved but you are able to achieve them. Then, you will receive appreciations from other people.
    3. If you are wealthy and successful you may consider doing some charity work. There are many poor and helpless people around the world. Maybe you want to help them out before but do not have enough money, so when you are rich, you can achieve your desire. Doing some charity work can make you happy, contented and delighted.

    Disadvantages

    Being wealthy and successful does have some disadvantages.

    1. It is hard to know whether your friends or partners are interested in your money or not. When you have gained wealth and success, many people are willing to make friends with you. So you will not know who your genuine friends are.
    2. Perhaps you will be an open target for kidnap or blackmail. If you have much money, some lawless person may plan to kidnap you or your relatives to earn some money.

    Although there are some disadvantages, being wealthy and successful is still an attractive thing. Everyone can gain wealth and success as long as he tries his best to work hard.

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    Source by Sharon R Chen

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  • Health is Wealth – Do You Agree?

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    I agree whole-heartedly with the saying “Health Is Wealth”. If a person is not healthy then he or she will find it very difficult or even impossible to enjoy life, even though he or she may be very rich.

    If I am asked to choose one from two of the following things, which will I prefer: health without wealth, or, wealth without health? Without hesitation I will choose the former. There is no doubt.

    Wealth is generally associated with how much money a person has, that is, how rich he is. An uncle of mine is very rich. He has just about everything anyone can hope for, and some things no one dares to hope for. That is how rich he is. He lives in a huge mansion guarded by huge dobermans and sophisticated burglar alarms. He has expensive cars, furniture, paintings and other rich man’s toys. Well, he has everything except good health.

    Everywhere he goes he carries with him a bag of medicine. He has to take pills everyday for his weak heart, diabetes and hypertension. He is about sixty years old and has spent his life accumulating wealth. Without doubt he has succeeded in becoming very rich. However he has also succeeded in becoming very unhealthy too. He laments about his lack of health and says that how he wished that he was young and healthy again. Unfortunately, he cannot regain his health again.

    This example of wealth without health is not what I want to follow. It is ridiculous to have so much material wealth but being unable to enjoy it. What is the use of money when one has to take so much medicine everyday just to stay alive? How can one enjoy life when one’s body is weakened by disease and pain? No wonder my uncle laments so.

    Health without wealth is far better. That is what I have now. I do not have to worry even a bit about what I can eat or do. I eat and do what I like because my body is healthy. Of course I do not abuse it by taking drugs or overexerting myself. I take good care of my body. In that way I stay healthy.

    With health I can go about my work with joy. If I become rich, then that is fine. Then again, I may lose my riches, but that is all right too. I can always do the things I enjoy whether I am rich or not. I can play games, swim in the sea, climb hills, eat delicious fruits and appreciate the things of this beautiful Earth. This is indeed wealth – to be healthy and joyous.

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    Source by Ashley Wong

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  • The Writer As A Marketer

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    Should aspiring or professional writers see themselves as marketers? This is a personal question that you alone should answer, not me.

    I am sure you can mention a thousand and one reason people aspire to write. It could be for pleasure, fame, money, education, inform or entertain or whatever.

    So, while one writer may not be interested in making money, but educating the readers, another may want to make all the money on earth. No general rule here.

    I have said it over and over again; a good writer is a wordsmith. It is good to read anything and everything under the sun.

    But, the journey to becoming a good writer comes with practice, practice and more practice. I have said this in my earlier articles.

    Let us look at the writer as a marketer. The business side of writing, if you wish to call it so. Just like me, I am sure you too need extra income. Please, don’t laugh, only smile.

    Yes, you sell yourself, your script, your books, your articles to the entire world as a writer.

    In this modern age, people and nations are looking out for where individuals and nations are searching for specific information, solution, ideas, values, etc.

    So, writers must strive to fill the gap, provide solutions, add values and solve problems using the writing words for their target market or audience.

    I do not know about others, But, I do know as a writer, a journalist that making money comes with real hard work.

    I have abandoned my family for the computers and the internet, researching, reading, browsing and having sleepless nights these days.

    Truth is that my wife and daughter understand. Do they? God knows they do. Ho ho ho ho oh.

    But, am I making money? Good question, but I will answer it, ha ha ha ha ha. Seriously though, writers must begin to look at the business sides of writing, if they have not already done so. I am guilty of this.

    Write, tell the entire world and sell your product over time. Yes there could instance hit where you will make millions in local or foreign currencies selling your books, script, articles, novels, whatever.

    There is no fast rule about this. For some writers, it could take hours, days, weeks, months and years to make a breakthrough.

    The social media is a credible platform for both amateur and professional writers to tell the world about their products, themselves, their passions, knowledge and skills.

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    Source by Emmanuel Udom

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  • Rich Brother by Tobias Wolff

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    The Rich Brothers is a story of two brothers, their sibling rivalry and their contrast in everything including worldly success and failure. While Pete is rich and Donald is poor by the end of the story we are left wondering who among the two is actually rich in the real sense of the term.

    Pete, the older among the sibling is rich and successful. He exemplifies the American middle class dream – nice family life with a wife and two daughters, a house, a sailboat, and every other thing that money can buy you – of success that his hard work in real estate business could attain for him. Donald, the younger brother is just his opposite. He lives alone and survives out of painting houses. At times, he lives in a Berkeley ashram and lives in financial debt.

    Pete comes to rescue Donald out of his difficulties and donates him money right in the beginning of this story. The two are driving in a car when Pete gifts him $100. However, there is a subtle sub-text of sibling rivalry in the background during their childhood as also when they grow up. Donald for instance, reminds Pete how as a kid he wanted to kill him, to which Pete replies, “children always do such things”.

    Pete doesn’t bother to or perhaps doesn’t like to discuss his personal life with Donald, yet Donald asks him if he ever dreams of his younger brother. Pete, in fact has a recurring dream that he is blind and needs his brother’s assistance. Perhaps, the author has metaphorically hinted at the blindness inherent in material success and in need of genuine spiritual assistance from people like Donald.

    The story moves further even as we discover more contrasting characteristics of the two brothers. In comes a character Webster that tells them a mythic tale of his own dream experience involving goldmine and greed. Donald gives away $100 gifted to him by Pete. But Pete throws him out of the car on learning what he has done.

    Meanwhile, Pete ponders what would he answer his wife when she would ask him about his brother? Perhaps, he is not worried. Material wealth has blind his conscience; his sensitivity: “And in this way, smiling, nodding to the music, he went another mile or so and pretended that he was not already slowing down, that he was not going to turn back, that he would be able to drive on like this alone, and have the right answer when his wife stood before him in the doorway of his home and asked, Where is he? Where is your brother?”(Wolff 269)

    Wolff’s story parallels the biblical story of Cain and Abel. One brother is spiritual, God-oriented, helping and reaching out to others, while the other is materialistic, has least concern with God and can even go to the extent of trying to kill or hurt his brother. The contrast in the character of the two brother compels us to ask who is the rich brother? The one that has money or the one who lacks material wealth, but is endowed with human virtues? Who really needs whom? Does Donald really need money? If he really needed money, why would he give it away to Webster without a second thought? Pete can only pretend that he doesn’t need Donald. He can only pretend that he can go alone and will answer his acts toward his brother.

    The author through contradictory characters of the two brothers has tried to dig the real meaning of wealth. A person can remain unfulfilled despite all his wealth as shown through the metaphor of dream where Pete is blind and in need for assistance. Donald is pious, happy and harbors no grudge against Pete, and therefore, is quite capable of helping Pete learn how to be a good person.

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    Source by Ajit Kumar Jha

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  • Mindset = Being Organized

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    I think we can all agree that we hate clutter. We hate it so much we pretend it doesn’t exist. Sometimes we even hide ourselves from the world because we’re afraid of what others may think about us because of it. Being unorganized or having a home full of clutter, which we hate to admit, is thankfully something we can overcome. From experience, all it takes is patience, vulnerability and an open mind to achieve what we want in our homes and in our lives.

    Today I’m going to give you 5 simple and modern-day tips on how to change your mindset so you can become more organized.

    TIP #1: Start small

    For some reason our brains are wired to believe that we MUST complete an entire project at once. Have you ever wondered why none of your tasks or projects ever gets done on time? I bet one of the reasons may be because the project you took on was way to BIG to complete and because you were so overwhelmed, you failed to finish. Not anymore! By starting small, whether it is organizing your pen cup to completing a major project, you will avoid the stress of fulfilling that task and find yourself finishing quickly and punctually.

    TIP #2: Listen to organizing podcasts

    One of the best things you can do in the morning or as you’re driving is to stimulate your mind by listening to things that arouse your mental and physical growth. I’ve noticed in my own life and others around me that doing so has made a world of positive change in our lives. Organizing podcasts like Organize 365 or A Slob Comes Clean are 2 podcasts that have kept me motivated in times when I was lacking. One of the secrets to truly changing your lifestyle is to change our mentality and by incorporating these simple methods in your life, you will get there in no time.

    TIP #3: Create a Checklist

    This may sound cliché but to-do lists really do work – of course only if you use them. As I mentioned above, clutter is a bi%#* and in order to combat it, you will have to tackle it head on in small intervals. Here are 2 examples how checklists can be effective in helping you stay organized. 1) By using a checklist to plan out the tasks you need to accomplish at home after work, will prevent you from being overwhelmed after a stressful day 2) An effective checklist will only have your priority tasks therefore you will know exactly what needs to be done to maintain order. Checklist, lists, to-do list, plans, whatever you want to call them is a habit that needs to be implemented in your life so getting organized and staying organized can become second nature.

    TIP #4: Keep things you Truly Love

    Here are a few common responses I’ve heard when it comes to this topic:

    I love everything in my home and there’s no way I can get rid of anything! All of my stuff has a meaning behind them! Here’s a better one. I’ve spent so much money and I haven’t even worn it yet! – But it’s been 2 years…

    These are just a few examples of statements my clients have said to me when I’d suggest they should only keep things in their home they truly loved. Let me explain what this really means. Lets start with an example. We love our family (our immediate family) and though we may have favorites (wink) we love them so unconditionally that we couldn’t live a day without them. This is the type of feeling I believe you should have for the items in your home. You love your pen so much; the mere thought of it not being in your possession is utter mayhem. If you don’t have this feeling towards the items in your home then it’s probably time to part ways with it. I’d be happy to witness the department!

    TIP #5: Make it a Habit

    New studies show it takes 2-8 months to form a new habit. I know that seems like an abnormal amount of time – at least to getting organized but this is actually great news. Creating new habits shouldn’t be viewed as one and done rather as a process that will create a better outcome. Committing to an organizing system and practicing it thoroughly, though you may have hiccups, will create a positive mind and improve your organizing skills.

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    Source by Judi Igwe

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