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House Call Doctor: A Leap Forward by Looking Backward

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We can look back at many things with a smile. There's playing Johnny-on-the-Pony at the corner park, stoop ball, summer nights at Coney Island with your significant other, a great meal at a special cheap restaurant in Chinatown-but one of the most important has to do with the doctor . Remember the house call?

Back in the day receiving a house call was the norm. No one had to trudge to the hospital emergency room or their doctor's office when they were sick. This was unheard of! All you did was make a phone call and the doctor would arrive at an agreed upon time with his or her magical black bag of medical tricks and the healing would commence. How would you like to travel back to those days, the days of the house call?

Just think about the ease of a house call. When a person is ill the last thing they want to do is to schlep across town to see a doctor. No, we much rather be in our warm comfy bed with a cup of tea, a few slices of dry toast, and the television on. So many things have changed over the years it's time we look to the past for some modern conveniences. What type of doctor would travel to you these days?

Well, there are some operations out there. A board-certified doctor will arrive at your home, your hotel (or your job) laden with that big black bag of medical magic to dispense medical advice and / or write a prescription. In other words they will do what it takes to nurse you back to health. And all from the comfort of your own home (hotel or job)!

Is it easy? Sure it is. A personal visit from a board-certified doctor is awaiting you if you want one. In three easy steps you can receive a house call. Number one is to simply dial the doctor's office to explain your medical issues, needs and to arrange a convenient time for the visit. During this time your credit card number will be recorded but it will not be charged until your home visit is completed. Number two is waiting for a quick call back when you will decide if a doctor is needed or if an accredited physician's assistant will do. Number three is simply to sit back and wait for the doorbell to ring!

It's just that easy. A house call doctor can diagnose and treat so many of the same medical problems that he does in his office. So why travel all the way to him when you can receive your own personal house call today? Some things are a no-brainer, this is one of them. If a home visit is in your budget than a home visit makes the most sense of all your options. Say goodbye to the days of spending hours in a waiting room.

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Source by Slava Fuzayloff

Views: 0

November 12, 2022
What is the Ultimate Lifestyle?

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Since the mission of this newsletter is to help you define,

carve out, and live your own Ultimate Lifestyle, I figured I

should devote some space to laying a proper foundation for

doing that.

Before you can hit a target, you need to know where it is!

So, to begin, let’s answer the question:

What is The Ultimate Lifestyle?

First of all, it’s different for different people. There are

no rules or formulas. For some people, it means a lot of

money, lots of “stuff,” a fast-paced and “jet-set” sort of

lifestyle. For others, it means a very simple, slow-paced

life that focuses on service to others. And for others, it’s

every possible scenario in between these two “extremes.”

There’s no right or wrong lifestyle, or good or bad

lifestyle.

There’s just what works for you — and it will likely change

over time. I know it has for me.

No matter how you end up defining Ultimate Lifestyle for

yourself, now and in the future, there are 8 components that

must be considered:

1) Income Streams

To live your Ultimate Lifestyle, you must have income

streams flowing that allow you to pay your bills and finance

all the “extras” you prefer. To me, the ultimate target to

shoot for in this arena is to have income streams flowing

whether you “show up” for “work” or not, so you can choose

what you want to show up for (even if it continues to be

what you call “work” or a “job.”).

That’s what I’ve been able to achieve by applying my

Invisible Path/11th Element strategies combined with direct

marketing on and off the Internet.

Having income streams flowing whether you show up or now

seems like “pie in the sky” to many people, but it’s

actually very attainable in today’s world. You’ll learn more

about how to do it in future issues.

2) Emotions and Beliefs

Many people fail to create their Ultimate Lifestyle because

they have emotional blocks, issues, or beliefs (what I call

“p.s’s.” or “master biography files”) that hold them back.

Other people have produced extraordinary results and could

live their Ultimate Lifestyle, but their blocks, issues or

beliefs prevent them from doing it — or fully enjoying it.

Therefore, living The Ultimate Lifestyle must include having

access to resources and inner skills that allow you to

uncover and remove, heal, or release any blocks, issues or

beliefs that hold you back. You’ll learn more about how to

do that in future issues.

3) Fulfillment and Satisfaction

Whether you have a 9-5 job and career, you’re a full-time

mom, or whatever you do with your time, a big part of living

The Ultimate Lifestyle means getting as much fulfillment and

satisfaction from what you spend your time on as possible.

Many people don’t ask for this, don’t focus on this, and

therefore don’t get it. You must make it part of your

intention and focus!

4) Living Environment

How and where do you want to live? In the mountains? In the

big city? On the water? Multiple homes? Do you want to live

in a big home or a small home? Is privacy or seeing

beautiful scenery out your windows important to you? Do you

like modern furnishings, antiques, or an eclectic mix?

Living the Ultimate Lifestyle means asking these questions

and having a home base that nourishes you at a very deep

level. My family recently moved to Charlottesville, Virginia

in pursuit of the nourishing living environment we craved —

and we got it, even better than we expected!

5) Relationships

What good is having income streams, a healthy emotional

life, empowering belief systems, a great living environment,

and a sense of fulfillment and satisfaction from how you

spend you time if you’re alone (and don’t want to be) or

your relationships with significant others (parents,

siblings, kids, associates, etc.) are a mess? Believe me, I

know about this one from long personal experience (before

meeting my wife, Cecily).

Therefore, living The Ultimate Lifestyle must include having

access to resources and inner skills that allow you to

attract, build, and maintain healthy relationships.

6) Health

Again, what good is having income streams, a healthy

emotional life, empowering belief systems, a great living

environment, fulfillment and satisfaction, and great

relationships if you have health problems that drag your

quality of life into the gutter?

Dr. Robert Lindberg says, “We spend most of our life gaining

wealth and we then spend most of our wealth on gaining back

our health.”

Living The Ultimate Lifestyle means having access to

knowledge, resources, and skills that allow you to get

healthy, stay healthy, and quickly resolve difficulties if

and when they arise. I discussed some of the resources I use

for this in previous issues, and will continue to share them

in future issues,

7) Time

You can have income streams, a healthy emotional life,

empowering belief systems, a great living environment,

fulfillment and satisfaction, great relationships and health

and if you don’t have any time to do what you love, to

follow your non-work passions, or to truly enjoy anything,

what’s the point? I know many people who could absolutely be

living their Ultimate Lifestyle, but they choose to work too

much, to the detriment of their quality of life. That’s too

bad — to have the choice and ability and not do it.

8) Wealth Building, Management, and Responsibility

The final component to living The Ultimate Lifestyle is

having systems in place that allow you to use your income

streams to create wealth (as you define it), manage it, grow

it, protect it, structure your financial and business

affairs for maximum efficiency and personal benefit, and

find ways of contributing and giving back (if that’s

important to you, which it is to me and my wife).

I’ll be writing a follow up article, called “The fuel that drives the Ultimate Lifestyle” shortly.

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Source by Bob Scheinfeld

Views: 0

November 11, 2022
Sex Toys: Good or Evil? (2)

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Consequences

There are dire consequences for using sex toys. First, it will attract legions of sex demons (incumbi and succumbi) spirits to you. Second, it will make you permanently spiritually unfit and cause leakages of spiritual powers, gifts, confidence and abilities. Third, it is immoral and thus, a sin against God. Four, it will attract curses from God and from demonic spirits. Five, the curses may turn generational. Six, it can lead to psychological and mental hang-ups that can make you hate or withdraw from the opposite sex, and thereby not fulfilling the original plans of God to have a healthy sexual relationship and union.

Incumbus and Succumbus (sex demons)

You cannot use or keep sex toys, objects, dolls, pornographic materials or masturbate without opening doors for very sex hungry marauding demon spirits. There are satanic spirits that specialize in attacking humans through sex. Like the bible has given us a little window into the dark world, these demons like their fellows go to and fro, day and night searching for victims. In fact, Jesus said they roam about looking for where to enter and occupy. True. And worse, they are in millions and that was why Jesus could cast out thousands of them from just one person! And seven terrible ones from the woman prostitute – Mary Magdalene:

“Not long afterwards Jesus began a tour of the nearby cities and villages to announce the Good news concerning the kingdom of God. He took his twelve disciples with him, along with some women he had healed and from whom he had cast out evil spirits. Among them were Mary Magdalene, from whom he had cast out seven demons. Joanna, the wife of Chuza, Herod’s business manager, Susanna, and many others.

– Luke 8:1-3.

All prostitutes, immoral sinners including sex toy users and other ‘masturbators’ are possessed with sex demonic spirits. You may not know all they battle with until they open up. They struggle with many seen and unseen things and beings – physically and spiritually; even in their dreams. Mary Magdalene; a prostitute and other women were having these issues until they came to Jesus who cast out those spirits upon their repentance. And they became free. Look at Mary, after that encounter with Jesus her real person, gift, love for God came out. She immediately became one of the most trusted followers of the Lord Jesus. She ministered to Jesus, stood by Him at the Cross, watched His burial, came early to observe his sepulchre and also was privileged to see the risen Lord. Wow!.You real personality, your love for God will only come out when you throw away or burn those instrument of immorality called sex dolls, toys and vibrators. True. Burn those toys now! We will continue next. God bless!

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Source by Gabriel Agbo

Views: 0

November 11, 2022
Relief for a Sore Penis – Healing After Aggressive Sex
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A good roll in the hay or an especially sensual round of solo action can lead men to unbelievable ecstasy, followed a glow of satisfaction and a sense of relaxation and well-being. However, it can also lead to soreness, aching and a lingering feeling of discomfort – not the takeaway most men are looking for from the experience. While a sore penis after sex is common, and in general nothing serious, knowing how to prevent the pain from happening, and how to relieve it when it does occur – can improve men’s overall penis health and even enhance the sensations they feel during the proceedings.

What causes penis pain?

Penis pain can occur for a number of reasons and can even be related to more than one of these factors:
- Chafing – while the sliding, gliding and thrusting of sex feels tremendous in the moment, there is actually a lot of heat being generated by the friction. Most men won’t notice this when it is happening, unless things are particularly dry, but when the heat of the moment is over, this chafing can lead to red, raw-looking skin, or even the appearance of a rash. Over time, friction from intercourse or masturbation can cause the skin to overcompensate during healing, and a thicker layer of keratinized dermal tissue may be the result. Since this callus-like tissue can actually block pleasurable sensation, preventing it from occurring through regular moisturizing and use of a lube is highly recommended.
- Irritation – the penis skin is fairly delicate, and exposure to a partner’s body fluids, as well as lubes, latex, or other substances which may come into play can cause the skin to become irritated. Redness, itching, burning and even swelling may ensue. Avoiding known irritants is important here, so if a reaction seems to occur any time a particular product is used, eliminating this from the process is a good idea.
- Blunt force trauma or torsion – in a heated moment, it is natural to get overly enthusiastic, but abrupt moves can lead to sudden impact with a partner’s pelvic bone or with a sudden twist or turn that can cause penis pain and even rupture the penile tissue. Taking care during play sessions and avoiding sudden, forceful moves may take some of the excitement out of the process, but it can also prevent a world of hurt later on.
How to relieve a sore penis

When soreness and injuries do occur, pain relief may be the first thing on a man’s mind. In some cases, all that is needed is a little time off, but in others, some TLC at home can do the trick. Applying cold compresses (not too cold, or frostbite can be a real danger) or using an over-the-counter oral pain reliever may help to take the edge off while things heal. It is always a good idea to check with a doctor before trying any self-care techniques, however, especially in the case of sudden injury or for men who are being treated for other medical conditions.

When professional help is needed

If a penile injury is accompanied by a popping sound and/or sharp pain; if bruising or bleeding occurs; or if a man experiences an erection that does not dissipate after several hours, prompt medical attention is necessary to treat potentially serious issues.

Extra support for a stressed, sore penis

Aside from pain relief and waiting out the healing process, men can take some proactive steps, not only to promote healing, but also to prevent a recurrence of the problem:
- First of all, using a lubricant – and a little bit of common sense – for future sessions can also help to prevent injuries from friction, accidental impact, or sudden bending or twisting.
- Second, in order to heal properly, the penile tissues need to work harder than normal. Repairing damaged tissue requires essential nutrients that men can obtain through a penis vitamin cream. (health professionals recommend Man 1 Man Oil) that is fortified with vitamins and amino acids, as well as natural emollients for extra relief. After the healing process is complete, continuing to apply a quality penis health cream can help to reduce the degree of cellular damage that can result from rough treatment.
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Source by John Dugan

Views: 0
November 11, 2022
What Your Doctor Knows About Varicose Vein Surgery Cost – And You Should, Too

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If you know someone who deals with frequent doctor's, you're probably taken back by the number of medical procedures you've never heard of before. Particular medical procedures you might not be familiar with are those that pertain to varicose veins, and while that's not necessarily news, what you might want a little light shown on is varicose vein surgery cost.

The one thing that is no secret is the cost of healthcare in this country. The cost of trying to be a healthy person nowadays is astoundingly high, which can often make people shy away from seeing a doctor. When it comes to varicose veins, the last thing most people will do is see their doctor about getting rid of them because it seems like an expense that's not worth making. After all, getting rid of them is often a cosmetic procedure, and dropping serious money on what essentially feels like a vanity project seems frivolous.

Herein, however, lies the problem. Too many people are making a medical decision based on its cost-effectiveness. While this is a much bigger problem in terms of healthcare (way too big for the purposes of this article), it comes down to patients not taking the time to consult their physicians, which can be dangerous. It's time to be proactive patients and act as savvy consumers. Cost is often looked at as a taboo subject, but you deserve to know everything you can to make an informed decision. When it comes to your varicose veins, you need your doctor to be upfront about the cost of surgery to treat them.

Here are some things you may learn from your physician about varicose vein surgery cost:

Surgery Costs More Money Than Other Treatments – Because of the invasive nature of surgery, it costs more. It can also lead to longer periods of recovery and may not have the outpatient recovery other treatments do.

There Is More Than One Treatment Possibility – Surgery is one of the last treatments noted in dealing with varicose veins. Be sure to ask your doctor about these possibilities first.

Insurance May Not Pay – Varicose vein treatments tend to be seen as cosmetic, therefore they're labeled as elective procedures, which most insurance plans don't cover. You need to know this before any treatments.

Less Invasive Can Be Best – Many of the treatments can be done in the office and have relatively low recovery periods. This is becoming quite the norm for most medical procedures and might be the best course of action for your varicose veins.

Alternative Medicine – Though a little on the edge, ask you doctor about any alternative medicine options. While most medical professionals may scoff at alternative medicine (herbal and dietary supplements), others may be enlightened enough to note some possibilities, though they'll be quick to note that there isn't much information out there to consider them viable options.

Varicose vein surgery cost can keep individuals from going through with the procedure just because they don't know how to pay for it. If there are issues with their insurance or simply with income, paying for surgery is almost impossible. Discuss these issues with your doctor and have honest conversations about all facets of your varicose vein treatment. The last thing you want to do is leave your health mired in misinformation & matters of billing.

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Source by Morris Raymond

Views: 0

November 10, 2022
How Can I Increase My Husband’s Love For Me When He Wants To Leave?

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I sometimes hear from wives who are fairly certain that their husband is going to leave them. Some of them just have a strong feeling or suspicion that their husband is unhappy. Others have husbands who have been very honest about the fact that he is considering moving out. Many of the wives do not want to accept this. Some of them concede that the marriage does have problems, but most don’t believe that the problem is serious enough to end the marriage. Most of the wives just want to buckle down, focus on the love that is left in the marriage, and try to salvage their family. The wife usually figures that if the love is there, everything else can be fixed. Sometimes, the husband clues in on this, begins to pull away, and starts to make the wife worry that he no longer loves her in the way that he used to. So, she puts two and two together and starts to believe that if she can just make him “love her more,” then he won’t want to leave any longer.

She might say, “I can tell by the way that my husband acts that he doesn’t love me like he used to. And I know that it’s not just my imagination – because, in the past, he has talked about moving out. First, he was going to do it in the fall, but then Thanksgiving and Christmas rolled around, so he didn’t. Then he got really frustrated with me again in March and I am pretty sure that he was looking for another place to live, but his mother got ill, so he had to deal with that. At this point, I just want to make him love me more so that I don’t have to deal with this moving out threat every few months. I can’t keep waiting for issues to come up that are going to discourage him from moving out. How do I increase his love for me so that he won’t want to move out?”

Why You Don’t Want To Let Any Hint Of Manipulation Into This Mix: This situation is so tricky on so many levels. First of all, the second that you try to “make” someone feel or do something, then you introduce elements of both manipulation and desperation into the mix. Those things are never good. If a husband is already feeling somewhat annoyed, knowing that his wife is trying to “make” him do something is not going to bring about loving feelings. It is usually going to encourage him to do just the opposite – he might instead back away and retreat. Worse, he may then limit your access to him, which suddenly makes your job a lot harder.

Take Stock Of What Is Positive: I don’t know you and I know even less about your marriage. But it could be telling that your husband is still in your home. A man who was completely miserable or at the end of his rope would leave and would not let anything stop him – regardless of the holidays or his extended family. If the situation was truly intolerable, he would go first and worry about the timing or the details second. I’m not saying that he’s happy. I’m just saying that the situation may not be dire just yet. You may still have time.

I know that your inclination right now is to panic and to pressure your husband more. These are the last things that you should do. Think about what attracted your husband to you initially. It probably wasn’t a panicked woman who wanted to lay claim on him and to hold him in a tight grasp. No, it was probably a playful woman who listened intently when he talked and who expected the same from him.

Fixing What Is Fixable: One really good way to entice him to love you more is to take away the things that make him love the situation less. What I mean by that is that often, it is the circumstances surrounding the marriage that draws out the feelings within it. You can have a hard time feeling love when you are so stressed that you can’t even spend quality time with your spouse. It can be hard to feel love when you are fighting. The very best thing that you can do is to create an atmosphere that is conducive to loving feelings and then remove what pollutes that atmosphere. If you know that it drives your husband crazy when you are clingy, then stop. Control what you can – and this is normally your behavior, not his.

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Source by Leslie Cane

Views: 0

November 10, 2022
Family Medicine And Family Physicians

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To become a family physician, men and women go through a four-year degree program, they study in an accredited family medical medicine residency program, and an additional three years of training before becoming board certified. A family physician is your one-stop healthcare expert. They treat everyone in the family and they exam, research, and diagnose medical conditions from head to toe. This type of care is called integrated care where a family doctor devises individualized health plans to treat mom, dad, and children of all ages. Family doctors treat a wide range of health conditions and they can be your primary care physicians at any point in your life. Unlike other specialties, family medicine involves coordinating all types of healthcare issues, from a common cold, pregnancies, to treating an acute or chronic illness.

Family physicians must practice at the highest level of medical care throughout the world. They are required to become re-certified around every six years, through American institutions like The American Board of Family Medicine, The American Academy of Family Physicians or the Accreditation Council for Graduate Medical Education, all of which have reciprocity agreements throughout the globe for family medicine training. A few of the advantages in being seen by a primary care physician, includes the following:

• family doctors have all of your personal and family medical history because they have been treating you for years.

• physicians that have seen generations of family members can help in researching various genetic diseases, like cancer, if it appears more than once in a generation.

• doctors involved in family medicine environments can perform minor surgical procedures without the added cost of seeing a specialist.

• they improve the lives of the underserved in America and abroad.

Research and clinical studies have proven that US and worldwide primary care physicians have been responsible for lowering the world mortality rates in diseases, such as in cardiovascular diseases, cancer, diabetes, low birth weight issues, obesity, and many other illnesses and health conditions. The statistical results associated with the care provided by family physicians, have proven that they help to increase life spans and control diseases from spreading. Their participation in healthcare has reduced healthcare expenditures, they help to lower hospital admissions, emergency room admissions, and they help to reduce surgical costs.

A family doctor focuses on preventive care, community oriented care, global health, plus they diagnose and manage a wide range of health problems to improve the quality of care in local, rural, urban, and large city health. Even if people are generally healthy, patients benefit by keeping a relationship with their primary care physicians. The physicians support individuals to stay healthy through dietary programs, they encourage their patient's to exercise to stay physically and mentally healthy.

One of the main reasons that family medicine works, is the relationship that patients have with their doctors. This specialized and confidential relationship is great for individuals who feel comfortable in talking about their medical health with their physicians. Physicians around the world, are available to answer their patient's questions in a way that forms a trusting bond. This bond creates a trusting relationship, whereby patients will listen and follow their healthcare provider's advice and directions, thus decreasing chances of spreading contagions .

Family medicine is all about treating the whole person, not just their symptoms. A family physician has a profound effect on the physical, mental, environmental, emotional, and spiritual health of each of their patient's. Physicians with an intimate knowledge of their patients can help introduce the healing power of hope, love, faith, and trust, as life presents challenges that can evoke depression, fear, grief, and anger. Also, if a physician's patient requires the need to see a specialist, a family doctor will help coordinate your care. Patients can often feel frustrated and confused when they have to manage the healthcare system on their own. With a family healthcare provider on your side, the whole medical care journey is made easier and less frightening of the unknown.

Refugees have always fled to foreign countries, including the US for a chance of better opportunities for themselves and their family. The present global news events are following refugees today, who are fleeing from their native countries for various reasons. Before being accepted for resettlement, all refugees must pass medical screening examinations, which is often performed by primary care physicians. The physicians perform a thorough examination of a variety of health problems that involve the mental and social health of the refugees. The family doctor's check for infectious diseases, chronic illnesses, the refugee's overall musculoskeletal system, and parasites, thus providing immunizations. The information that they gather is shared with that country main health agency, which in the US Is the Centers for Disease Control and Prevention.

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Source by Ryan A Buffington

Views: 0

November 10, 2022
Health Anxiety and Solutions

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It's always important to take care of oneself using all the principles of good health. Regular check-ups, proper nutrition and healthful living all enable one to keep on top of their health in a careful yet reasonable way. Often one becomes overly concerned with health issues and caught up in a cycle of health worries. One health issue is reconciled when another immediately pops up to take its place. These worries become all encompassing and exhausting after a while.

Eventually, the individual realizes that this cycle of health anxieties has intruded upon the quality of their life. A dark cloud, always hovering over daily living, this intrusive form of anxiety has to be addressed. One begins by determining why this is occurring, what purpose does it serve and how to interrupt this behavior.

Reason for Health Anxiety

Health worries actually serve a purpose and this purpose is not difficult to detect if one looks deep enough into this pattern of behavior. Often this pattern involves the brain distracting from specific emotions which the individual finds difficult to address.

Many emotions are so overwhelming, such as anger, grief or fear, that the brain looks for ways to distract. Health worries fit the bill because when one worries intensely about their health, there is little room to address an upsetting emotion.

Health worries blanket every other thought and this WORKS. This is the perfect distraction from unsettling emotions. When one worry is reconciled, another takes it place to veil the unaddressed emotion. Each health worry has a strong purpose, as it masks the true upsetting emotion, which is much more difficult to face in the long run.

Solution

– Recognition and acknowledgment of the Health Anxiety habit, one worry quickly following another in a noticeable loop that never ends. Awareness of this cycle is always the first step to reconciliation of the issue.

– Determining if this health worry is a true physical problem by visiting one's primary physician and ruling out a definite physical cause for the difficulty. Always rule out a physical cause before assuming it is merely health anxiety.

– Noticing that these health worries settle down when you become intensely interested in another topic or swept into a new relationship, job or cause.

– Identify your patterns. Do you experience twinges of symptoms that often jump from one area of the body to another? Do you find yourself overestimating physical intrusions and instantly jump to the conclusion that they signify danger or warrant the attention of an alert?

– Find interests that involve your entire being. Lose yourself in things that allow you little time for inward thinking. True illness does not surface through boredom as do these behaviors. True health problems do not generally follow the same time table as health anxieties do. Health worries are stronger during times of boredom and when one lacks interests. An intelligent mind requires challenges and goals.

– Activity is an important therapeutic tool against health worries. Exercise and movement invigorate and stimulate the mind and body in a positive way. Endorphins are released and Serotonin levels are boosted naturally when activity is a part of a daily routine. Moderate walking, jogging, tennis, swimming and dancing are all helpful activities that bring forth positive results.

– Nutrition is also essential to good health which in itself helps eliminate the strong habit of negative thinking, often concerning health worries. When eating properly, Serotonin levels are naturally boosted and blood sugar levels remain stable. This helps settle down an over-reactive mind, leading to a lessening in health anxieties.

– Talk back to the brain by firmly telling it to stop when health worries enter the mind. Shift into a more positive mode of thinking because you always have a choice in what you think about.

The mind will respond by quieting down as negative thoughts subside. The brain, caught red handed in this behavior is instantly embarrassed causing it to suspend this cycle of negative thought. This is comparative to a child being caught with his hand in the cookie jar. Embarrassment at being caught, stops this intrusive behavior.

– Be aware of "what if" thinking. If the majority of sentences you think begin with "what if" then this is proof of a strong health anxiety habit. Change "what if" thinking to "so what" and watch the cycle break.

Most of all, understand that worry solves nothing. Health worries, in particular will only serve to exhaust and deplete both mind and body. Consciously make a concerted effort to change the way you think and you will succeed in changing your life. You will go from self victimization to freedom from the intrusive habit of fearful worry.

You always have a choice. Life can be wonderful and fulfilling when you learn to alter your perspective and chose a more positive point of view. You always have a choice. Never define yourself by your habit of worried thinking. Do not be victimized by health anxiety and fear. With a few simple corrections, especially in thinking, you will find your life changes from being difficult and upsetting to becoming easier and much more fulfilling on a daily basis.

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Source by Dr.

Views: 0

November 10, 2022
People Are Not Very Supportive Of My Marital Separation. They Aren’t Happy For Me If Things Improve

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I sometimes hear from people who are getting some hurtful feedback from those who are supposed to be “supporting” them during their marital separation. Sometimes, this so-called support comes from friends or family members. It can even come from the “support group” that you specifically joined in order to feel lifted up during your separation, which can be incredibly disappointing. Someone might say, “I did not really want to burden my family, friends, or coworkers with details about my separation. They know that I am separated, but I just don’t want to hear people’s personal opinions about my husband or my marriage. I am hoping to reconcile and so I don’t want to influence their opinions about my husband or about our relationship. However, I wanted a place to talk things through and to feel supported so I joined a support group for people going through a separation / divorce. The first week felt pretty good, but maybe that is because everyone was on their best behavior. I have to admit that the last few weeks, it really hasn’t gone well. I want to reconcile with my husband. I was looking for people who could identify with what I was going through to keep my spirits up while I was waiting to see what happened with my marriage. However, many of these people are getting ready to divorce and are quite bitter and angry. If I try to relay good news that happened between my husband and myself during the week, I sometimes get sarcastic comments. Someone might say ‘well, just wait. He’s just trying to be nice to you so that you’ll accept the divorce later.’ These type of comments are obviously not what I want to hear. I don’t mind expressing my fears, but I want people to try to talk me down or to help me look on the bright side. I don’t want people to tell me that the worst case scenario is going to happen or that all separations end in divorce. This is why I didn’t tell some friends and family, but now I am getting this with the support group. And yet, I know that I need support, so I am not sure what to do.”

I can really identify with what you are saying. I told some people about my own separation and I really came to regret it. Some of my friends became really angry with my husband and never really got over it – even after we reconciled. By then, I’d long forgiven my husband, and I just wanted to move on. But some people wouldn’t let it go. The thing is, with some people, if you tell them your most personal issues, then you’d better be ready to talk about those same issues every single time that you talk with them because they want to keep bringing it up and picking the scab. That is why you have to be really careful about who you confide in. Some people will project their own experiences and fears onto your experience and obviously, this doesn’t help you. Just because there are people in the support group who may be headed for divorce, this does not mean that you will be. At some point, I just had to tell people who weren’t supportive that I valued their friendship, but that I needed to talk about something else. Then I sought support elsewhere.

If you have not tried counseling, that is probably the very best option for support. They are trained professionals whose only job is to help you. They don’t know you outside of this and therefore are not going to let other things bleed into the reason for your being there. That is really the ideal scenario, but if you are resistant to counseling, then you have to pick your “trusted support person” carefully. If you truly feel that the support group isn’t going to improve, then you want to make sure that if you decide to end this support system, then you have already replaced it with a new and better one. Honestly, my ideal support person was not who I thought that it would be. It was someone from work who I did not know very well and perhaps that helped. She didn’t have all of the history with me that some of my other friends did. And she had separated and reconciled previously so she understood my thought process. Our interactions always left me feeling better, and not worse.

I often journaled my feelings on weekends because I knew that I needed to get them out and didn’t have access to my best support person. I came to decide that I’d rather journal to release my feelings than to have unsupportive people make me feel worse.

It’s important to remember that you can control who you allow to influence you. It’s possible to politely retreat when people aren’t understanding or supportive. It can be really important to surround yourself with positivity because it’s easy to get discouraged. And it’s very important to remember that people’s unsupportive reactions usually have more to do with their situation than with yours. They are projecting their own life and their own problems onto you, which just isn’t fair. If the support group isn’t providing the support that you need and is just making you feel worse, there’s nothing wrong with politely seeking support elsewhere. Because support is very important, but it can be tricky and difficult to find the right, objective person or group of people. At the same time, you don’t want to alienate family and friends, which is why it’s fine to just change the subject and ask to discuss something else.

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Source by Leslie Cane

Views: 0

November 10, 2022
Successful Entrepreneurship – Cracking the Code

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We've heard stories of penniless immigrants who came to Canada with nothing but a dream, but within a single generation accumulate a lot of wealth. How do they do it?

This is a mystery to the typical person who graduates with a post-secondary education and goes on to work in the labor force as an employee (ie, most people!). This is because our educational system specifically trains its students to become employees rather than entrepreneurs.

So when we hear about these rags to riches stories, we ask ourselves – "how did they do it?" As someone who grew up in an entrepreneurial household, here is my take on Cracking the Code to Successful Entrepreneurship:

1. In most cases, one will never become truly financially independent working as an employee. Whether you are an entry-level bookkeeper or the CEO of a large organization, you can be unexpectedly fired at a whim by whoever you report to. You are therefore susceptible to financial catastrophe.

2. Therefore, the only way to achieve financial independence is to build and maintain a successful business.

3. There is a "magic formula" that will allow to evaluate a businesses' odds of success:

[( Sale price of product – Variable cost of product) x Units sold] – Fixed Overhead Costs = Profit

This formula will be very familiar to accountants – it's called the Contribution Margin Ratio.

Let's demonstrate this formula using a Bubble Tea business. Wonder why there are so many Bubble Tea shops in Toronto? Because they make a heck of a lot of money with little risk:

Price per bubble tea drink – $ 4.00

Cost to make per drink (water, powder, sugar) – $ 0.50

Drink sales per month assuming 100 sold per day – 3,000

Monthly rent for shop – $ 3,000

· Assume no labor costs – in the early years, the owners will work the shop themselves

· [($ 4.00 – $ 0.50) x 3,000] = $ 10,500 in sales

· Profit after paying rent: $ 10,500 – $ 3,000 = $ 7,500

Once you apply this formula to the multinational soft drink companies to analyze their beverage businesses, you can begin to understand why soft-drinks companies have grown from humble beginnings to global companies they are today.

You can also use this formula to evaluate almost any small business you might be thinking of getting into: restaurant, nail salon, hair salon. You should quickly realize that it's best to choose businesses with a high profit margin (ie, high selling price for produce / service and low cost of supplying the product / service) and high customer traffic (ie, units sold, people serviced).

Seeing the Future – Cash Flow Projection

You want to know if you'll be making a profit before going any further. If you skip this step, your chances of failing increase significantly.

Investigate your costs to start up and run your business. The most common are:

· Rent – how much will it cost to rent at the location where you want to set up?

· Wages and payroll tax – will you need employees or can your run the business yourself? How much do you need to pay yourself to meet your personal living costs?

· Advertising costs – what types of advertising will you use – TV, radio, internet – and what is their cost versus their potential return on investment?

· Cost of inventory or raw materials – will these be imported? If yes, you'll need to factor in the impact of exchange rates on your profitability.

· Purchase of equipment – general office equipment like a phone system, computers and IT network, and furniture, as well as specialized equipment for your specific line of business like restaurant equipment (if you're opening up a restaurant).

· Business liability insurance – to protect yourself from liability if someone is inadvertently harmed by your product or service, or if someone is injured on your premises.

· Pricing – how much will you be able to sell your product or service so that's it's competitive with others in your line of business

Once you've figured out your monthly costs (ie, your overhead) and pricing, you're now in the position to determine how many unit sales you need to make to breakeven – remember the Contribution Margin Ratio that we looked at. Use a spreadsheet to build a cash-flow projection model.

Protecting Yourself – Creditor Proofing

If things don't work out for your business you could be financially ruined. Therefore, consider the following techniques to protect your personal assets from your business creditors.

1. Incorporate the business. This will provide you with a level of creditor protection – most of a corporation's obligations are limited to its assets so this structure can provide protection for personal assets. This structure also has income tax benefits, which will not be discussed here.

2. Always pay statutory debt on time, specifically:

· Payroll source deductions;

· Federal and provincial sales tax collected; and

· Employee wages and vacation payable.

Corporate directors can be personally responsible for these debts, notwithstanding that the business is incorporated. In many incorporated small businesses, the shareholder (ie, the business owner) and director are the same person.

3. If you can, avoid giving personal guarantees of your corporation's business obligations (eg, landlord, suppliers) unless it is absolutely necessary.

You will need a financial expert on your team to deal with the issues raised in this article. Therefore, I would strongly advise that you contact a CPA who can help you further.

For all you aspiring entrepreneurs out there, I hope that I've helped take out some of the "mystery" behind successful entrepreneurship. Use this tool wisely and never stop dreaming!

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Source by Victor Fong

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July 29, 2022