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  • Categories of Ethical Dilemmas in Business

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    First published in Exchange, the magazine of the Brigham Young University School of Business, the following twelve categories were developed to cover the root or cause of most ethical business dilemmas that one might encounter in their jobs. I have summarized them to keep them short and simple.

    1. Taking Things That Don’t Belong To You

    Everything from taking highlighters from the storage room, to sending personal mail through the mailroom, to downloading unauthorized games to play on your work computer fall into this category. A CFO of a major corporation took a cab from the airport to his home in the city. When he asked the cabbie for receipt, he was handed a full book of blank receipts. Apparently this dilemma of accurately reporting business expenses involves more than just one employee.

    2. Saying Things That You Know Are Not True

    When a car salesperson insists to a customer that a used car has not been in a previous accident, when it has, an ethical breach has occurred. When a clerk in a store assures a customer that a product has a money-back guarantee, when only trade-ins are allowed, another ethical violation occurred (and perhaps a violation of the law).

    3. Giving Or Allowing False Impressions

    There is an urban legend in which 2 CD’s were being sold on a TV infomercial that claimed that that all the hits of the 1980’s were on the CDs. The infomercial emphasized over and over again that all songs were performed by the original artists. When they received the CDs, upon closer inspection, they found that all songs had been covered by a band called The Original Artists. While technically true, the impression given by the infomercial was false.

    4. Buying Influence or Engaging in Conflict of Interest

    When a company awards a construction contract to an organization owned by the brother of the attorney general, or when a county committee who is charged with choosing a new road construction company is traveling around the state looking at roads at the expense of one of the bidders, a conflict of interest arises which might affect the results of that choice.

    5. Hiding or Divulging Information

    Failing to divulge information from the results of a study on the safety of a new product, or choosing to take your companies proprietary product information to a new job are examples that fall into this category.

    6. Taking Unfair Advantage

    Have you ever wondered why there seem to be so many product safety rules and procedures? It is primarily the result of laws passed by government institutions to protect the consumer from companies that previously took unfair advantage of them because of their lack of knowledge or through complex contractual obligations.

    7. Committing Acts of Personal Decadence

    Over time, it has become increasing clear that the acts of employees outside of work can have a negative effect on a businesses image. This is one of the primary reasons companies are minimizing social interactions or events, outside of the office, so that drug or alcohol related events can not be tracked back to the company.

    8. Perpetuating Interpersonal Abuse

    At the heart of this category of ethical misbehavior is the abuse of employees through sexual harassment, verbal lashing, or public humiliation by a company leader.

    9. Permitting Organizational Abuse

    When an organization chooses to operate in another country, it sometimes butts up against social culture in which child labor, demeaning work environments or excessive hours are required. It is at this point that the leaders of the company have a choice…whether to perpetuate that abuse or alleviate it.

    10. Violating Rules

    In some cases, people or organizations violate rules to expedite a process or decision. In many of these cases, the results would have been the same regardless, but by violating the rules or required procedures for that outcome, they can potentially scar the reputation of the organization they work for.

    11. Condoning Unethical Actions

    Suppose you are at work one day and you notice that a colleague of yours is using petty cash for personal purchases and fail to report it. Perhaps you know that a new product in development has safety issues, but you don’t speak out. In these examples, failing to do right creates a wrong.

    12. Balancing Ethical Dilemmas

    What about a situation that would be considered neither right, nor wrong? What should be done here? Should Google or Microsoft do business in China when human rights violations are committed daily? Sometimes an organization must balance the need to do business with any ethical dilemmas that might arise from doing business.

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    Source by John Bascom

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  • My Husband Says He’s Miserable With Me and Isn’t Sure He Wants to Be Married – Insights to Help

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    Over the weekend, I received some correspondence from a wife who had noticed her husband acting cold and distant all weekend. He seemed to be picking fights, was clearly on edge and was showing body language and postures which indicated that something was very wrong. Of course, the wife asked him what was bothering him and he proceeded to answer with phrases like “nothing,” or “it’s just a bad day.”

    The wife was not happy with these responses and continued to press. The husband proceeded to withdrawal and act defensive. Finally, after the wife continued to follow him around and nag him, he angrily blurted out “can’t you see I’m miserable with you? If it weren’t for the kids, I’m not sure if I’d even want to be married to you.” The wife later regretted her response (which was to tell the husband that being married to him was no picnic either.)

    Later when they both calmed down, she asked him if he really meant what he said. The husband took a deep breath and said “I really don’t want to hurt you, but yes, I’m just not happy. I don’t know if it’s healthy for either of us to remain married.” The wife wanted my advice as to how she should proceed or act around him as he was clearly determined to sulk and complain. I will tell you what I told her in the following article.

    Determining What Responsibility A Wife Has In Her Husband’s Misery: The wife admitted that things weren’t perfect in her marriage. In fact, she had felt a distance growing in her marriage for some time. However, she would have never guessed that her husband was as miserable as he said he was. She suspected that he was projecting some disappointment and misery in other areas of his life and from his work onto their marriage.

    She may well have been right. This is actually quite a common occurrence. Much of the misery that he was feeling may not have initiated with her, but what was more important than it’s origin was the fact that he was equating his negative feelings with her and with the marriage. This may well be very unfair and even quite inaccurate. But, like it or not, this was her reality today and even she admitted that the marriage could use some improvement.

    So, while much of this may not have been her fault, there were certainly areas that she could address and improve. In a marriage that is working well, the spouse who is having issues with his job, his life, or his family will typically find solace and comfort in his spouse – rather than blaming her for the problem. The fact that he was doing just that indicated that there was a lot of room for improvement.

    So while the responsibility for the husband’s misery very likely did not lie totally with the wife, there was some opportunity to provide support and to let him know that she was there for him, willing to listen, and willing to help him in any way that she could – which is probably exactly what she would want for him to do if the roles were reversed.

    Beginning To Make Improvements In Your Marriage When You Husband Wants To Remain Alone In Being Miserable: When I explained some of these things with the wife, she was a bit resistant. She said that he was moping around so much that he might trip on his bottom lip. Granted, it can be hard to approach someone like this. But, she had pretty much been either ignoring him or trying to convince him either that he wasn’t as miserable as he thought, or that, if he was, this was his fault and not hers.

    Although this strategy is understandable, it’s not usually the most effective. The first step would be to calmly bring this out into the open and say your peace in a positive way that doesn’t continue to encourage or elicit his negative emotions. She might start by saying something like “I’m very sorry that you’re so unhappy right now. I love you and want for you to be happy. If there’s anything that I can do to help with this, I’m more than willing to do that. I can listen. I can offer support. I can make some shifts and changes if that’s what you need, but I can’t read your mind. Are you willing to talk about this so that we can come up with a plan to make this better?”

    I had no way to predict how the husband was going to react. I can tell you from previous experiences that some husbands will continue on with the negative act and say things like “it’s too late,” or “there’s nothing that you can do now.” Some men, though will begin to meet you half way even in the beginning. No matter what reaction you get, it’s very important that you respond in a positive manner. If they lash out, reply that you’re sorry to hear that and again offer your support. Eventually as you remain calm, supportive, and positive, it will become harder and harder to remain negative when you refuse to engage them.

    If they do tell you some things that might help, by all means meet them half way and do what you can to make things better. Although not all of this is your fault, it will only benefit both you and your marriage if you can lighten the tension, begin to identify and work on the issues, and to be the spouse that you would want your husband to be to you if the roles were reversed. If you can do this, it’s highly likely that all of the “ending the marriage” talk will begin to eventually lessen also.

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    Source by Leslie Cane

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  • A Healthy Dose of Medicine for the Soul

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    A large segment of the human population takes things way too seriously for their own good. The strange anomaly is that most people laugh at the wrong thing and fail to laugh at the right thing. This serious incongruity has robbed people of a healthy attitude towards life in general.

    Those who take life too seriously are in danger of missing the great joys of living in a crazy world like ours. I am not sure about the scientific research but I would guess that for every sad moment it takes one hundred laughs to balance the books. Some people are about ninety-nine laughs short of a real sane moment.

    I like the old English proverb that says, “Laugh and the whole world laughs with you, cry and you cry alone.”

    From my perspective, if you cannot laugh with someone you will not be able to cry with him or her and have it mean anything.

    According to some medical advice, it takes more facial muscles and energy to frown than it does to smile. Of course, the only exercise some people have is frowning and who am I to take that away from them.

    I am determined, no matter what, to exercise my right to smile and laugh and enjoy the world around me. I must confess that I get this attitude quite honestly.

    My paternal grandfather was a Past Master in the area of practical jokes. No amount of time was too much to spend preparing for one of his famous practical jokes. His favorite holiday was April 1 and began preparing for this holiday right after Christmas.

    The fact that his practical jokes at times got him into trouble did not seem to affect him at all.

    Once while in the hospital for an extended period he had somebody smuggle in to him a can of snuff. For some reason he liked chewing snuff. It is the most disgusting habit I know of on earth.

    He no sooner received his smuggled goods then he began chewing it. If you know anything about chewing snuff, you know it is accompanied by a lot of spitting. As usual, his timing was impeccable. Just as the head nurse passed his door and looked in, he leaned over and spit in to the garbage can he had next to his bed. The nurse, not knowing about the chewing snuff, thought he was spitting blood and immediately went into emergency mode. Immediately my grandfather was rushed into the operating room and the surgeon and medical team were assembled.

    My grandfather was very sick at the time. Some did not think he would get out of the hospital.

    Just as they got him situated in the operating room he pulled from under his sheet his can of chewing snuff and smiled at them. The only person in the room that thought this was in any way amusing was my grandfather. The doctors were so angry with him that they refused to see him for three days and confiscated his can of chewing snuff.

    My aunt and uncle lived right next to my grandfather. My aunt was hyper clean when it came to her house. Dirt in any form was not welcome under her roof. She had a broom that was always within reach because she never knew when a piece of dirt would try to invade her domicile.

    That year my grandfather found something new. I am not sure where he found it but he probably spent a lot of time looking for something like this. It was a rubber facsimile of a very nasty looking piece of vomit. To him it was a prized possession.

    Most of his practical jokes were executed on April 1. Whenever we saw grandfather coming on this particular day we usually ran for cover.

    He went over to visit my aunt and was sitting on the couch in the living room. They chatted for a little while and then my grandfather began to cough a little bit. He said to my aunt, “I haven’t been feeling good lately. I really don’t know what it is.” Then he started to cough a little more seriously, to which, my aunt got up and went to the kitchen to get him a glass of water thinking that might help him.

    When she got back, she was shocked to see on her new coffee table a very horrible sight. My grandfather was bent over the coffee table hacking and coughing as though he was in the process of dying. On the coffee table was a very nasty looking piece of vomit.

    My aunt went into hysterics. She whirled around and within a moment had grabbed her broom and started towards my grandfather. My grandfather was laughing but not for long.

    Suddenly he realized that the flailing broom in my aunt’s hand was aimed at him. She chased him out of the house, down the driveway and for at least three blocks yelling obscenities at him that I dare not repeat in public society.

    Laughter is the fresh air of the soul. Even the Bible thinks so.

    “A merry heart maketh a cheerful countenance: but by sorrow of the heart the spirit is broken” (Proverbs 15:13). And, my favorite, “A merry heart doeth good like a medicine: but a broken spirit drieth the bones” (Proverbs 17:22).

    I recommend a healthy dose of medicine for your soul.

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    Source by James Snyder

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  • Finding Your Wealthy Place – Five Steps of Entering Your Wealthy Place

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    You can enter into your wealthy place. It is important however to indicate that such is not an overnight thing. It is a process. Never try to take shortcuts. The good news is that there are sure steps you can follow to reach your wealth place. They are described as follows:

    1. Know and Understand That There Is a Wealthy Place in God

    Not every believer knows that he or she has a wealthy place. That is the reason some believers do not bother working on becoming wealthy. They think having a job is enough. But having only a job cannot make you wealthy. You need to also do something apart from your job. Do business and or invest where you can make money. A paycheck normally meets life’s necessities. But you also have wants. What about them. You need abundance. If only your needs are met, how are you going to be a blessing to the nations (to others).

    “I will bless you and make your descendants into a great nation. You will become famous and be a blessing to others.

    I will bless anyone who blesses you, but I will put a curse on anyone who puts a curse on you. Everyone on earth will be blessed because of you.” (Genesis 12:2-4).

    Abraham was promised a blessing and becoming great if he obeyed. Guess what? He obeyed and was blessed to be a blessing. So shall you be blessed if only you will obey. Someone might say, “Ah! This was said to Abraham and his descendents i.e. his seed.” Just look at the following scripture:

    “So if you belong to Christ, you are now part of Abraham’s family, and you will be given what God has promised.” (Galatians 3:29 – Contemporary English Version). Other versions say we are Abraham’s seed. I hope you know the song, “Abraham’s blessings are mine.” We used to sing that song but I don’t hear much of it today. So we are saying you are blessed.

    If you have been praying and confessing but still broke, revisit the Word and see what God is saying about issues of money. There is a wealthy place. We read in Psalm 105:37, “He [the Lord] brought them forth also with silver and gold: and there was not one feeble person among their tribes.” Do you see the GREAT God we serve? He does not want us to go empty handed. He is a God of abundance. I hope you remember the Father who had two sons (parable of the prodigal son). In Luke 15:11-12, it is recorded, “And the younger of them said to his father, Father, give me the portion of goods that falleth to me. And he divided unto them his living.” A good Father has a portion for everyone of his sons. As sons of God, our Father has a portion for everyone of us. Find your wealthy place. It is your portion.

    2. Locate Wealth

    Maybe you are asking yourself, “What is the wealthy place?” This is a place of more than enough. Here are other lands:

    Land of “not enough”

    We have our excuses for dwelling in this land. Excuses like, “Brother, not everyone is supposed to be rich. So I am OK the way I am. I am fine.” Others say, “I don’t want much my sister. I love the Lord. I pray and read the Bible. I am satisfied with what I have.” But you see, these are all religious excuses. There is abundance. Most of us know this land. Many passed through it. It is a land of struggling in life.

    Then thine heart be lifted up, and thou forget the Lord thy God, which brought thee forth out of THELAND OF EGYPT, from THE HOUSE OF BONDAGE. (Deuteronomy 8:14).

    It is time to come out of this land in Jesus Name. It does not glorify God in any way.

    The Land of ‘Just Enough’

    Most people in life park in the land of “just enough.”They are not trying to justify why they are here. They are satisfied with being here. They have just enough and are barely getting by. But they are satisfied. When you are satisfied you don’t fight for anything. You will not fight for your rights or try to have more. But this is not good enough child of God. It is true that God brings us to one land at a time. Why?

    “And thou shalt remember all the way which the Lord thy God led thee these forty years in the wilderness, to humble thee, and to prove thee, to know what was in thine heart, whether thou wouldest keep his commandment, or no.

    And he humbled thee, and suffered thee to hunger, and fed thee with manna, which thou knewest not, neither did thy fathers know; that he might make thee know that man doth not live by bread only, but by every word that proceedeth out of the mouth of the Lord doth man live.” (Deuteronomy 8:2, 3).

    During the wilderness experience, the Israelites were allowed to have “just enough”. God fed them with manna for each day. They were not allowed to gather more. Some tried and the manna got rotten and infested with worms. They were still on their way to their “wealthy place”.

    Through the stages of our walk to the wealthy place there is a learning process. In the land of “not enough” you learn to depend on God for your needs (deliverance). Then in the land of “just enough” you learn that God can move you from one level to another. You need to demonstrate more trust on God. Furthermore, you learn to be trustworthy. God should trust you to be the guardian of His wealth. Some testing takes place. You must be seen to be faithful on the little so that much can be given to you.

    The Land of ‘More Than Enough’

    As children of God, we should all be headed to this land. The question is, “Why is it important to get into this land i.e. the wealthy place? This is because once you are in this land; you can help your neighbor. This is part of knowing and fulfilling your covenant. God said to Abraham, “… I will bless thee… and thou shalt be a blessing” (Gen. 12:2). In other words, God told Abraham, “I will bless you and your family so much that you will have to give some of your blessings away.”

    3. Be Willing to encounter obstacles and giants

    As you are willing to encounter obstacles and giants, withstand them using the Word of God. Many believers are not even willing to go into their wealthy place. They are not even thinking about it. Do you know why? It is because there are giants. Have you noted how difficult and challenging to get more money? The reason is that there are giants in the wealthy place. There has to be some fighting and perseverance to enter there.

    “And they [the twelve spies] told him [Moses], and said, We came unto the land whither thou sentest us, and surely it floweth with milk and honey; and this is the fruit of it.

    NEVERTHELESS the people be strong that dwell in the land, and the cities are walled, and very great: and moreover we saw the children of Anak there.” (Number 13:27, 28).

    Not child of God that this was their wealthy place. God had given it to them. They were supposed to go and take it with God’s support. That is how some of us believers react to the promises of God. We have heard the promises given. But because of the obstacles and challenges, we end up not willing to go forward. We decide to settle for less. There will indeed be resistance. God wants to see us moving forward and then He will support us. Believe the Word and do it in Jesus Name.

    Have a good attitude towards the Word of God. Be willing to obey. Look at the attitude of a believer who trusts God:

    In Numbers 13:30, Caleb said, “… Let us go up at once, and possess it; for we are well able to overcome it.” Does it mean this believer didn’t see the giants? He saw them. But he saw God bigger than the giants. Now, who is magnified in your life? Is it God (His Word) or the giants? There is a wealthy place to be possessed. The other spies saw themselves as grasshoppers in the eyes of the giants except Joshua and Caleb. Guess what happened? Out of the generation that came out of Egypt, only Joshua and Caleb entered the “wealthy place”. Why? The believed and acted on the Word of God. Do you believe the Word? Are you going to act on it?

    4. Expand your capacity to receive Wealth

    In order to enter into your wealthy place, you need to cooperate with God. Have an excellent spirit like Joshua and Caleb. The reason why those who died in the wilderness without entering into the place of plenty is that they did not have the capacity to receive the wealthy land. Do not die in the wilderness. The place of “just enough” or place of “not enough”.

    Some way or another, if you are going to receive in life what God has for you, you are going to have to be willing to take a step forward in faith from the mess you are in, toward the promise of God. When you do, God will meet you there. If your faith is really in God and His Word, your faith will not be denied- not now, not ever!

    “If ye be willing and obedient, ye shall eat the good of the land” (Isaiah 1:19). Allow God to enlarge you by the power of His Word and Spirit.

    5. Step Five: Take the limits off God

    If there is something that can hinder God’s full manifestation in our lives, it is our unbelief. Otherwise God is more than willing to take us to our wealthy place. He works in our lives to the extent that we believe and allow Him. He cannot force His way.

    “Yea, they TURNED BACK and TEMPTED GOD,and LIMITED THE HOLY ONE OF ISRAEL.” (Psalm 78:41).

    You are the only one that can limit God. After you have removed the limits, adjust your vision. God once told Abraham that as far as his eyes would see, that land He was going to give to him. You can receive only what you can see. It is all in the Word. The question is, “Can you see it with your physical eyes closed?”

    You remember Elisha’s servant Gehazi? When attacked by the Syrians he was afraid but Elisha told him not to. Why? There were angels all around them. Look at the following:

    “And when the servant of the man of God was risen early, and gone forth, behold, an host compassed the city both with horses and chariots. And his servant said unto him, Alas, my master! how shall we do?

    And he answered, Fear not: for they that be with us are more than they that be with them.

    And Elisha prayed, and said, LORD, I pray thee, open his eyes, that he may see. And the LORD opened the eyes of the young man; and he saw: and, behold, the mountain was full of horses and chariots of fire round about Elisha. (2 Kings 6:15-17).

    In the Name of Jesus Christ, I pray that your eyes may be opened and that you may see all that the Lord has prepared for you.

    Blessings in Jesus Name!

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    Source by Elphas Sipho Mdluli

    Views: 0

  • What Not to Do to Cure Hemorrhoids

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    Are you causing your hemorrhoids to get worse? We always here what to do to take care of the problems associated with hemorrhoids, but do you know what not to do to Cure Hemorrhoids?

    Let’s face it, there’s not many things that are more embarrassing than hemorrhoids, and there’s probably not many things you wouldn’t try to get rid of them quickly.

    Lets look at some things that you could be doing that is causing your problem to get worse instead of better.

    Drinking coffee – It is agreed by a general medical census that caffeine intake during a problem with hemorrhoids doesn’t help. And the reason for this is caffeine stimulates the digestive tract. an increase in bowel movements during a flare up of hemorrhoids is not what we need.

    Smoking cigarettes – tobacco contains nicotine, and nicotine like caffeine stimulates the digestive tract. Smoking can also contribute to digestive issues that will slow the healing process of hemorrhoids.

    Sedimentary lifestyle – Our body’s need to be active. It is important that we get proper blood flow to all parts of our bodies, exercising at least twenty minutes per day is important for all ages.

    Stress – Being uptight and having tension in the body will contribute to the problems of hemorrhoids. Find ways to unwind and get involved in relaxing activities to reduce stress.

    Prevention is a lot easier than treatment, there are some simple things that you can do to keep yourself from ever suffering from hemorrhoids in the first place.

    – Eat a diet that is rich in fiber, this will keep your bowel movements regular and reduce constipation.

    – Drink the required amount of water for your body weight, this will keep our bodies well hydrated and less susceptible to the problems of hemorrhoids.

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    Source by Michael Varnado

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  • Book Summary: Tax-Free Wealth – How to Build Massive Wealth by Tom Wheelwright

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    I was lucky as a kid to have my father as a business mentor. When the time came and I entered the business world, I could not lean on him as he passed away young. The Rich Dad / Poor dad books were my saving grace when it came to financial education. Several of the concepts I knew about because of my father but the advanced strategies and the “how to” really came from the Rich Dad books. Tom is a Rich Dad advisor.

    Why is this important to me?

    I am not doing this summary to waste your time. It is my vision to provide concise action steps that you can adopt right now to enhance your financial life and career. If you want to continuously improve, you have to be committed to continuous learning. Lever the continuous learning with the right associations and you will succeed in your career.

    The Cash flow quadrant really sums up the essence of financial success. If you focus on the left side of the quadrant then you can make an OK income but if you focus on the right side then you can become rich. Robert Kiyosaki points out in Rich Dad / Poor Dad that the left sides of the quadrant people make money, pay tax and then spend it. On the right side of the quadrant people make money, spend it and then pay their taxes. This is a huge difference and can be the biggest success lever in your financial arsenal.

    Tax-Free Wealth points out 24 Tax Strategies you can use on your way to Tax-Free Wealth. For the sake of time I will point out a few along with some commentary about each.

    1. Rule # 1 – It is your money, not the governments. People tend to run scared when it comes to taxes. Remember that you are the one creating the value and making the business work, be smart and utilize tax strategies to minimize tax and maximize your investment. The key here is tax avoidance NOT tax evasion. Every concept in this book is totally legal and encouraged by the IRS.

    2. Rule # 2 – The Tax Law is written to permanently lower your taxes. All financial plans need a solid foundation. This is why you simply can NOT focus on rate of return only. You can make a huge rate of return but if you can lose it because of a law suit or 50% gets eaten up in taxes then you will lose in the long run. 99% of the tax code is written as incentives to encourage people to start business. The reason the government does this is because businesses create jobs and that is the single biggest economic driver.

    3. Rule # 3 – The fastest way to put money in your pocket is to reduce your taxes. Businesses require investment. That investment is a business expense along with R&D, Travel and other business related expenses. You can combine vacation and work legitimately and write it off as a business expense. If you travel and sell items then go on sales calls in the vacation area. If you are a real-estate investor then travel where you may invest.

    4. 4. Rule # 24 – Build massive passive income through your tax savings. This is the strongest wealth builder in the book because you lever up compound interest, velocity of money and leverage. Utilizing these three vehicles along with investment stacking and you will be rich. The goal is to build your business and make the money there and turn it into passive income and then park the added money into cash flow investments like real estate. You want your money working harder than you do. You do not want to trade hours for dollars. Let me give you an example.

    In our software company there are two ways to build wealth and that is through intellectual property and maintenance agreements. These two things used together will build a company that can be sold for 2-4X revenues. Now to foster that investment with leverage, I use the “Infinite Banking Concept” to lend money to the business through “my own bank.” Now the money the business pays me comes back as investment income which means lower taxes. The new revenue the additional maintenance contracts bring foster new contracts. The next step is to use “good debt” to leverage our coverage and purchase more maintenance contract revenue with our software platform.

    In summary, you make money in your business and hold it in passive income generating assets using good leverage, velocity of money and compound interest.

    Tax-Free Wealth is a great resource that I encourage you to read. If you immerse yourself in these concepts, financial security and true wealth can be yours.

    I hope you have found this short summary useful. The key to any new idea is to work it into your daily routine until it becomes habit. Habits form in as little as 21 days. One thing you can take away from this book is lever your financial education. If you take control of your education and schedule 30 minutes per day dedicated to this then you will reap results. You cannot put your financial future in the hands of somebody else. Take on the responsibility and good things will happen.

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    Source by Joe Mosed

    Views: 0

  • Business Partners & Marital Partners Will The Marriage Survive – Part II

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    In the last article, we connected by saying that keeping your business and personal relationships separate is very important to the survival of both your business and your marriage. In this article we will talk about how to achieve this goal.

    One of the most important ways to accomplish this is to set up distinct business hours, and when they are over, don't discuss business, concentrate on your relationship. It is difficult, but make a concentrated effort at it. Confine your business discussions to business hours or set aside a specific time to discuss the business.

    For example, take the last half hour of the day, and discuss the business day; Any suggestions you have, what was accomplished, what needs to be done tomorrow, during the week, how are the monthly goals you set at the beginning of the month progressing. Remember to couch any criticisms or suggestions in a positive vein. Think of how you felt in the work situation and how supervisors dealt with you when making suggestions. Negatives only cause resentment. They do in the corporate arena, and even more so, when dealing with a spouse you must live with 24 hours a day. Be sure to set aside time for each other-go for walks, out to dinner, or just for a drive with your spouse. Do not discuss business.

    You should have outside activities that are not business related. If not, join a group that interests you. It will allow you to meet with others who are not connected to your business. Running a home-based business can be very lonely; getting away from the home, and having outside interests is imperative.

    In addition to the problems inherent to couples running a business, starting a home-based business presents its own set of problems and questions. Before you start be sure to ask yourself the following:

    1. Are you self-motivated? Organized? Able to prioritize your work? You will no longer have a supervisor or a boss to tell you what to do. You will be the decision maker. You will have to motivate yourself. One way to accomplish this is to use a To Do List and stick to it. In addition, set definitive business hours, and stick to them.

    2. Will you be able to deal with the isolation? You will no longer meet people in the halls, congregate around the coffee pot, or take a break to talk with your co-workers. To combat the loneliness and isolation be sure to join groups that meet outside the home, or schedule luncheons with friends and associates.

    3. Write up a business plan. Be sure the business is something that interests you. You might want to start on a part-time basis, and grow from there. Research the business carefully, make sure there is a market, and the competition is not overwhelming.

    4. Be sure you have at least six months living expenses set aside. This will give you the time to work through the marketing strategy outlined in your business plan, and avoid bad marketing practices. In addition, if changes need to be made, you can do so, without monetary concerns becoming an issue.

    5. Be sure your office space is located in a separate room or area of ​​your home that offers the least distractions. A separate office is best, especially if you are meeting with clients. Remember to always present a professional appearance.

    6. When will you do your regular household chores? Make up a schedule of when you will deal with them. Some individuals find getting chores done before the start of the work day is best. At the end of the day, close your office door and then deal with the remaining household items that need to be handled. Time management will be a very important factor in running a home-based business.

    7. For husband and wife teams, it becomes imperative to have some form of disability insurance for each other. Remember, even though your partner may be your husband or wife, he or she is still your business partner. An accident or illness to one of you can severely impact the operation of the business.

    A business is only as good as you and your partner make it. It takes a lot of dedication, time and energy to run a business, whether it is home-based or not. It can be a very rewarding experience. Think carefully, and ask yourself a lot of self-searching questions before you begin.

    Copyright 2000, DeFiore Enterprises

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    Source by Sue And Chuck DeFiore

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  • A Review of the Nvaleo Multi Level Marketing Company

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    A Whois Search revealed that Nvaleo originally registered their company domain name in June 2009, so as of the time of this writing they are another new MLM Company on the block. The word Nvaleo is derived from the word En Valeo, which is the latin derivative and means and action or person of great strength that is right in front of you that has tremendows strength, power and influence. These dynamics ultimately lead to a higher quality of life and success.

    The heart of their system is the En Valeo HD Box. It is a very small, state of the art content delivery device. It fits right in the palm of your hand. There is supposedly no limit to the type of content that can be propagated and made live with this device. One example would be live, streaming events from anywhere in the world. You can access movies and Pay Per View Videos, connect to websites and use Internet TV channels. You can also access your personal media like your photos, videos and music.

    The company goes on to say that the En Valeo HD Box was designed to deliver Live Nvaleo Events. It also delivers exclusive On-Demand Training from some of the greatest marketing minds in the world. These highly trained professionals include Consultants, Instructors, Performers and Teachers that specialize in Personal & Business Development, Wealth Creation and Entertainment. This company provides you with high quality videos that are easily access through a never ending library.

    What this box can really do is deliver this media to your standard HDTV by way of the internet, and is what makes this product unique. So if you have an HDTV, a high speed internet connection and the En Valeo HD Box you can be in business with this company and be constantly privy to all the information they have to share. This is self-improvement type education delivered in a new way. The company calls this “lean back learning”.

    The Nvaleo Enrichment System also offers a wide variety of organizational tools in their online business and personal management system. This web based, custom desktop contains a day planner, contact manager and financial planner and even a real estate management system that you can use to track all your real estate transactions from start to finish.

    On the business opportunity side, they allow you to earn extra income by becoming a Distributor like all companies we review. The initial $98.00 enrollment fee gets you into the company where you can start building your sales team. One Pro Pack sale will earn you more than twice your original enrollment fee.

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    Source by Brian Garvin

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  • How Many Pots of Coffee Does 1 Pound of Coffee Yield?

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    Sometimes it can get perplexing to determine how much coffee you are going to get from a bag of freshly ground coffee beans. First of all, it is important to understand that all coffee must be freshly ground before brewing, otherwise it will go stale. When coffee beans are freshly ground, they begin to go stale within 30 seconds! The best course of action would be to purchase a simple kitchen grinder that you can use to freshly grind your coffee beans so that your pot of coffee will be as premium as possible.

    When ordering or purchasing freshly roasted coffee beans, it is important to purchase the right amount. Coffee is a perishable item, so if you purchase too much, the beans will go stale within up to two weeks after being freshly roasted. On the flipside, if you purchase too little, you may run out and not get your daily fix to make it through your workday!

    When it comes to brewing, 40 ounces of water within your coffee machine will brew seven 6 ounce cups for 40 ounces of water. With this ratio, 1 pound of fresh coffee beans should brew 30 pots of coffee at 40 ounces per pot. This is also something that needs to be taken into consideration depending on how you like your coffee. Many people add more coffee grounds to their coffee before brewing to make a stronger cup of Joe. The best rule of thumb to use is to always go stronger in your brew process because you can dilute a strong cup of coffee, but you can’t change a weak cup of Joe after it has been brewed.

    When it comes to purchasing coffee, it is always best to purchase beans that are freshly roasted. The important thing to keep in mind is that these beans will begin to go stale within up to two weeks, so it is ideal to purchase from an online retailer that sells beans that are freshly roasted the day that they ship. The other alternative would be if you have a local roaster in your area that you can conveniently purchase coffee beans from whenever you need them.

    One other thing to take into consideration when you are calculating how much coffee you will get from a pound of coffee beans is that you probably will not always be brewing a full 12 cup amount to fill up your coffee pot. It is much better to brew a smaller amount so that coffee is not left sitting on the burner to become bitter if you are not going to drink it all at once. The best recommendation is to use up to 3 tablespoons of fresh coffee grounds for every 8 ounces of water, which again, is a little stronger than the average coffee drinker makes their daily Java. This is the proper strength and consistency used for coffee brewing, and it will allow you to have continual freshness and flavor in every cup that you drink.

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    Source by Mark Ramos

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  • Can Your Migraines Disappear With Orthomolecular Medicine?

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    Quantum Brain Healing addresses the root of the migraine problem before recommending the treatment protocol. The root causes of migraine headaches include stress, poor diets, neurotransmitter imbalances, endocrine hormone imbalances, vitamin and mineral deficiencies, mineral level imbalances between calcium and magnesium, pineal gland malfunction, electromagnetic field imbalance, and emotional trauma. It is possible for a migraine to be a secondary illness where the primary disease is a brain tumor. Migraine headaches are an important symptom of a brain tumor. A brain aneurysm may feel like a migraine. Migraines may accompany ADHD, epilepsy, diabetes, Crohn’s, heart disease, irritable bowel, depression, and bipolar disease. A comprehensive look at your medical history and diagnostic testing must occur to rule out more serious problems prior to treatment.

    Migraine headaches can be caused by food and environmental allergens. Avoid nitrates, MSG, artificial sweeteners, and foods high in tyramines including red wine, cheeses, and chocolate. Stay away from carbonated beverages, soy, peanuts, pickled foods, non-organic coffee, chocolate, food dyes, food additives, or refined foods. It is very important include protein in your breakfast each day. Avoid all genetically modified foods and eat local or organic fruits and vegetables. Include fresh salmon, avocado, walnuts, almonds, and omega 3 and 6 essential acids in your diet.

    Identify allergens in your diet and avoid them with dietary changes including the G.A.R.D. Diet or the Elimination Diet. The Rotation Diet follows a different theory that allows exposure to each food once each four days. The immune system calms down when there is not frequent exposure to the allergen. Gluten may be a trigger for many people with migraines. Try to keep a food diary for at least one month to identify the foods that may be your triggers.

    Many people with migraines may experience problems with pollution and environmental triggers. These may be avoided or eliminated with hard work. Otherwise, this can be dealt with by reducing stress and improving overall diet and health. Stress may be improved by changing jobs, a divorce from an abusive one, a new job, a new hobby that you enjoy, volunteer work, and watching comedy on TV or at the movies. Stress can be reduced with Yoga, tai chi, and Qi Gong. There are several alternative therapies that can help migraines such as neurobiofeedback, hypnosis, homeopathy, and Bach Flower Remedies.

    Chinese Traditional Medicine (TCM) is great at improving migraines with patent herb formulas and liquid herbal extracts which can be used along with auricular laser therapy, auricular acupuncture, scalp acupuncture, and traditional body acupuncture. These therapies usually require two weeks to see improvement. The acupuncturist may recommend several months of treatments depending on how long you have experienced the migraines.

    © Dr R Stone, MD-India

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    Source by R Stone

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