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Valentines Are Healing In So Many Ways

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As a child it was loads of fun to make Valentines for each member of my class. Valentines are healing in so many ways. I felt the good feeling of making something for someone else.

Looking back on the time, I realize now, Mom was probably just finding projects to keep me and my three sisters busy for a couple of afternoons. We cut and pasted, trimmed and folded. I loved the color pink, so it didn't surprise anyone when all my valentines had more pink on them and that I kinda 'dominated the pink crayon out of the set of crayons us sisters shared.

Mom was careful to have us take a break with hot chocolate and marshmallows out on the porch so we didn't muss up our Valentines and, so we wouldn't get too weary before our mission was accomplished. It was an exciting time of the school year.

Being the youngest of the four, Mom helped my valentines "just a little" so they would be presentable. We lived on a simple budget, so the one package of store bought Valentines purchased had to be shared out between us. Also bought was a box of Valentine candies and we carefully put one candy in each Valentine. I had four store Valentines and twenty-two homemade Valentines when I set out for school the morning of Valentine's Day.

Of course, my teacher would get a store bought Valentine and I had made the biggest homemade one for her too. Then there was my two best friends, Elaine and Joanna. I had made them a homemade Valentine plus a store Valentine. I had one store Valentine left and I couldn't think of one more person to give it to. It was so special.

My teacher had set aside the afternoon for exchanging Valentines. It was difficult for us all to think of school work when so much was going to happen that day. All morning I looked around the room to see someone who would get my last special store Valentine. I talked it over with my two friends and they made suggestions too, but the ones they suggested were more their friends and I was a "tag-along."

Then exchange time came and the energy level of the classroom escalated to a high roar. Notes flying around the room and everyone smiling. I got twenty-four Valentines. Most my Valentines had a candy in them too, so I thought I had a pretty good trade around. Valentines are healing in so many ways and I knew I had many friends.

Through all the excitement, I clear forgot about my last special store Valentine. As I walked from the bus to home, I remembered it. As I rounded the last corner, there was Daddy's car parked in the driveway. The love swelled inside me and I had such a good idea. I ran into the house, got the crayons and paper out.

I made one more Valentine. A big one with lots of pink on it because I knew Mom liked pink too. That was probably where I got the idea to have it be my color. I wrote "I Love You" on the back of both Valentines. Then I gave the one store Valentine to Daddy and the homemade Valentine to Mom.

They were so surprised and Daddy grabbed me up into his arms and told me he never had such a sweet little "Milly" in his life. I knew I was special. It was the first dawning on my little heart that I was born to my "Best Friends."

Now I am older, I still remember the good times we had around Valentine's Day. My friends from first grade I have lost track of, but the memories of the love I felt from my parents will last forever. Valentines are healing in so many ways. Valentine's Day is one more opportunity to heal a heart by saying the three words, "I Love You."

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Source by Milly Barlow

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July 28, 2022
Daddy Daughter Fun Ideas to Heal and Grow the Bond for Life

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Why it just has to be a one day for daughters to gel up with their fathers when it can be done almost on daily basis. It doesn't take much of time for daughters to sit with their fathers and create a great bonding for life. It takes tad bits or steps from the part of fathers and their daughters to create a bonding or connection that is eternal and hard to break. Even when the fathers are busy catching up with their day to day life deeds, their daughters shouldn't be left ignored even for a minute because the relationship between the two is very important to maintain since the beginning. Down below are the few daddy daughter fun ideas or activities that can help the duo to nurture and heal their relationship for life without stressing upon the factor like time.

Watching Any TV Show Together

The duo can enrich their bond by indulging in a habit of watching some kind of TV show together. This gala time will help the duo to interact with each other and reveal their areas of interests and likings. This activity doesn't require much of time and energy. Fathers even after a tiring day at work can just make a little time at the end of the day to widen that smile on the face of their daughters.

Long Strolls around Market or Park

Apart from watching TV, the duo can go for the walk around the park and can utilize the remaining day's time to interact with each other whilst going around the market to buy some grocery or home improvement item maybe. The deal here is to just go for it and make it happen. This small act will help in improving the relationship between the two.

Picnic at the Beach

Daughters are never too old to go for a picnic at the beach. If the schedule doesn't give much of time to interact with the daughters, then it is the best idea to plan for some picnic on weekend. The weekend time will give ample of time and opportunity for the pair to walk in each other's shoes. This quality time will help the bond between the two to improve and strengthen or deepen for life.

The above are the few minimalistic approaches and ideas that are huge enough to create a big impact on the lives of the father daughter pair. If the duo wants to go for more methods and ideas, then there are various father daughter event planners that provide weekend activities ideas to make the relationship between the duo to be stronger and healthy.

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Source by Karanveer Rawat

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July 20, 2022
Writing a Financial Plan on Your Own

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Like anything in life, you need a plan to succeed. That applies to your personal finance too. No one is completely secure financially unless you have accumulated millions of dollars and decide to live off the nest egg for the rest of your life.

Unfortunately, for most people, they are unprepared for retirement. Financial planning is crucial in reaching your goals of retiring comfortably. But having say that, how does one go about writing a financial plan without any formal education?

Below is a quick step-by-step guide to writing your own financial plan. Of course, a professional financial planner may be able to give you a more comprehensive financial plan but this will be a good step forward in understanding your needs and clearing some stumbling blocks.

1. What Are Your Objectives?

Don’t be afraid to dream – you only live once. Think about the size of the home, the education, your family, etc. Just pen these thoughts down of how you want the future to look like. Once you list down your ideals, remember to factor in mundane issues like kids education, insurance, etc.

Your goals should include:

* Education. Regardless of your age, extra education and training are needed either for a career switch or self-improvement. A lot of people are taking college courses (even with teenagers) or upgrading to an MBA to climb the corporate ladder. Even if college education is out for you, you still have to plan for your children’s college degree, unless you intend to leave them to their own devices.

* Career. What field do you desire to work in? Is it a creative job or a typical 9-5? Or do you want to be your own boss? Do you want to create multiple source of passive income?

* Lifestyle. Is work or family more important? Are you contended with “simpler living?” Do you desire a Porsche or BMW? Do you want to live in a mansion, a seafront house, etc? Do you have expensive hobbies life golf? These all cost money so tabulating the expenses and matching it to your income is necessary to achieve your lifestyle goals.

* Retirement. Don’t forget about retirement. It is a moment when you lose your income. So how do you want to live while retired? Will you downgrade your house, live with your children, or move to a retirement community?

* Insurance. Nothing is certain in life. You need to be insured for worst case scenarios. Every financial plan must have provisions for insurance.

These objectives may seem daunting but they need not be wishful thinking. The actual money set aside could be much less than you think, if effective financial planning is involved.

2. Plan Your Income

Of course, your financial plan isn’t just about your dreams. How are you going to pay for it? I assume you don’t have a sugar daddy, so you should be following a life of employment. Most people have their career path charted in this format – go to college, get a job, work hard up the ladder and retire.

There is nothing wrong race except there is high uncertainty in today’s globalized environment. People change jobs all the time due to layoffs or to seek fresh challenges.

Instead of a day job, you can consider starting a businesses or becoming a freelancer to sell your skills. Business isn’t just for those with money, MBAs or connections. You can start a home business to mange lawn care, making money online with a website or a vending machine business.

Besides becoming your own boss, you can find other income through network marketing or investing.

Investing is efficient in building side income as it is simply growing the money you already have. You can buy gold, stocks, bonds, real estate, etc.

Regardless if you are a business owner or an employee, you should not let your money sit idly under your mattress. Even putting your money into an online savings account is more profitable.

3. Writing Your Financial Plan

At its core, a financial plan is a lifelong budget. You’ll be budgeting not just your next paycheck, but for your entire life. Planning involves knowing how you’ll get there and when you’ll get there. There are no hard and fast rules.

You have to be rational enough to assess your current situation, creative enough to see what is possible, and have the integrity to follow through with the plan. Remember, just because it’s on paper doesn’t mean it will happen – you have to decide to follow through and live up to your goals.

Get started by doing the following:

* Timeline. Establish where you want to be in five years? Ten? Thirty? Fifty?

* Research necessary costs. Your current “bills” plus 5% inflation per year. Don’t forget to factor in life insurance, health insurance, car insurance, etc.

* Research luxury costs. What you “want” to do. Cruises, nice cars, nice house, etc.

* Plan income strategy. For most people, they start with salaries. But don’t forget that your job isn’t your only means of income. Starting a side business, a money making hobby, or even making money online are viable options for extra income.

* Plan Investments. Investing is simply a must to counteract against inflation. You can invest in anything. Just make sure you know what you’re doing, and don’t put all of your eggs in one basket. As you age, financial security should become more and more important.

Try to factor in every cost and possible incomes. Whenever you aren’t sure about the numbers, be conservative. Also, bear in mind that a financial plan is ALWAYS about your goals. It’s not just about the money – it’s about getting what you want out of life. Money is just the tool.

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Source by Barry Ritz

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February 10, 2020