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Tag: Care

  • How to Prevent and Overcome Prenatal Alcohol and Drug Exposure

    How to Prevent and Overcome Prenatal Alcohol and Drug Exposure

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    Drug and alcohol abuse is one among the major challenges of an expecting mother. This usually has a lot of negative effects on the fetus during birth and can lead to other bigger problems in life.

    To light up the issue associated with the use of drug and alcohol during pregnancy, a week has been launched to create awareness about this growing problem. Alcohol, drug, and pregnancy should not go together are the main scope of this event. Every year the Alcohol & Drug-Related Birth Defects awareness week starts on the 13th of May and will continue until the 19th. This awareness week targets mainly on the childbearing women whose age ranges from 15 years to 45 years.

    It is not fair for an innocent soul to be punished because of its mother's poor decision. More babies could be prevented if their mothers are not indulged in drug and alcohol abuse. When mothers take proper care during their pregnancy, some problems, namely: low birth weight, the improper diameter of the head, age-related developments, epilepsy can be avoided.

    Only some women will intake alcohol even after knowing about their pregnancy, whereas many are unaware that they are pregnant until their 4th to 6th week and consumption of these during that time might have already done enough damage to the fetus. Since all the women want to have a baby at some point in life, it is advice for mothers to quit using them if they are trying to get pregnant. Using any amount of drugs and alcohol is considered unsafe during pregnancy.

    How to overcome prenatal alcohol and drug exposure

    It is a must for everyone to attend the events related to this week to educate yourself and your family members know about the seriousness of it. Listed below are some ways to overcome the prenatal and drug exposure:

    Join hands with your community members, nearby hospitals to create an awareness event. Seek attention from the wide range of audience by choosing the most attractive giveaway items. Some of them include caps, pocket pins, finger rings, wristbands. The interesting thing about choosing them is, they can be customized with personalized messages about the event.

    Design posters, banners, templates related to the event and distribute it for free. Make use of the social media websites and popularize the events. Ideas include creating chat groups on Facebook, hashtags in Twitter and posting pictures related to the event on Instagram.

    To be precise avoid drugs if you are wanting to get pregnant, that's the only way you can protect your child from the havoc caused by the usage of drugs. Since, it is easier for others to comment about the use of alcohol, for the sufferer, it is not really easy to come out of it. Speak with your healthcare professional and look after the ways to refrain yourself from using it. Also, you can find many counseling centers in and around your community to help people deal with such problems. Ideas discussed here are not based on the opinions or suggestions from a medical practitioner. Please check with your healthcare provider to get more information about this serious issue.

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    Source by Billie Jean Bateson

    Views: 0

  • Try These Tips If You Want To Succeed In Affiliate Marketing

    Try These Tips If You Want To Succeed In Affiliate Marketing

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    Affiliate marketing can be a great way to establish a good income with little or no overhead at all. Just a whole lot of honest hard work, dedication and of course, good information. This article is designed to provide you with some excellent advice on the business of affiliate marketing and help you find your way in and around it to a nice, consistent profit!

    Trying to market popular products online will not produce good results in your affiliate status. You want to have a good quality product but it does not have to be uber popular. Choosing very popular products means you will be in fierce competition ahead. You may be unable to make a profit.

    When selecting an affiliate marketing program, check out their resources in terms of sale-boosting items for you. A good affiliate program will offer you banner images, content for text ads, and letter templates, in order to help you boost sales. A sale for you is a sale for them, and you want to work for a company that understands your value as an affiliate.

    Try looking into secret links. There are plenty of including affiliate links into your text without them being completely obvious. Be transparent about them if you use links and take advantage of their use. Make sure your readers understand the reason for the link so there are no surprises.

    If someone visits a site about sports, they expect to see sports-themed news, ads, and merchandise. Only a sports-related link would benefit your affiliate site. If the site has relevant links, people will be more likely to access them.

    It is better to affiliate partners that put out products if possible. You are more affiliate revenue by working with businesses that have a larger variety of products which are interesting to your consumers. Avoid one-trick pony and fads.

    Anything you write during a marketing campaign or for your business, in general, should be written in plain, easy-to-understand language. Do not open the thesaurus and look for rarely-used words that make you seem a bit too snobbish. This is your Internet business, not a Newspaper. Readers want it simple.

    It is advisable for affiliate partners to use text services in order to gain greater commissions.

    A great affiliate marketing tip is to provide your real name and a working email address to your visitors and customers. Providing your name and email address will make you look credible, and you want to look as credible as possible in order to gain the trust of your visitors.

    If your site has a sports-related theme, your viewers are there for sports. Only a sports-related link would benefit your affiliate sites that are related to the products you market. Your visitors will follow a link that is relevant to the information on your site.

    Remember to always provide great, timely, valuable content that really gives your readers helpful and useful information. When you do this, your readers will have more faith in you and will be much more likely to want to do business with you. A great deal of affiliate marketing depends upon building a good relationship with your clients and proving yourself trustworthy and knowledgeable.

    Consider using paid advertising to get a jump start on your affiliate marketing program. Ads that are targeted towards keywords related to your site.

    One good way to evaluate a potential affiliate marketing partner is to examine the material they give to potential customers, such as their sales letter. You can learn a lot about an affiliate by seeing how they treat their customers. Think of yourself as a customer and ask yourself if the affiliate is someone you would buy from.

    It is so important that your readers trust you and your content. Readers support authors who provide them with quality contact by purchasing through your links.

    You don’t want to spend much time working on a company’s affiliate program only to never get paid or to discover that they mistreat referrals. Check the company’s reputation by visiting the appropriate blogs and user forums. Test communications through email and telephone. Do they promptly answer emails? Are they rude? Are phone calls put on eternal hold? They way they treat you is how they will likely treat the customers you refer to them.

    Create a hard deadline for consumers to buy certain affiliate products. When visitors feel time pressure, they are more likely to jump on the deal. This approach is likely to render a good strategy that may help improve your sales.

    A great affiliate marketing tip is to disguise your affiliate link. Sometimes marketers will try to scam you by simply changing your link around so that they’ll receive your commission. You can avoid this by disguising your link. An easy way to disguise your link is by making it redirect to a domain or page.

    You need to be quite aware of who is visiting your target audience is in affiliate marketing. You need to work to meet the needs of your message to resonate with your readers. Try to figure out what makes them visit your website and then expand on that knowledge. What specific things are they interested in?

    Do not make the mistake of focusing on just one sales technique. You might have the best blog in the world, but you are still losing out on customers who need a little more push or don’t like reading a blog. Advertise on other sites. Send out emails with value-added sales techniques to take people from prospects to customers.

    You should reveal your affiliate position to your readers. Being honest like this helps readers feel that they are sure to appreciate that.

    There may seem to be a million and one things to remember about affiliate marketing, so many different things to think of and take care of to cultivate your online earnings from it. Hopefully, this article has enlightened you somewhat, to the complexity and confusion and you are now ready to embark on a career change to affiliate marketing that could very well, change your life!

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    Source by Cameron Nyack

    Views: 0

  • Why Treating Symptoms Alone Won't Heal Discomfort, Pain or Illness

    Why Treating Symptoms Alone Won't Heal Discomfort, Pain or Illness

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    The human body is simply the vessel for emotional and spiritual beings that we are. And you cannot possibly heal your physical body alone from symptoms of pain, illness or disease, without also healing your mind and spirit. Balance; it's always about balance. Our well-being or dis-ease is a direct result of the flow of energy of each of these parts equally. This is why treating your symptoms of discomfort or pain doesn't work. You need to heal the part of you that created the symptom of discomfort in the first place.

    Our physical bodies were designed to be self-correcting with numerous healing systems of checks and balances. The autonomic nervous system is just one of the systems in our body that shows us this. This is the system in our bodies that is responsible for control of the bodily functions not consciously directed, such as breathing, the heartbeat, and digestive processes. This system includes the parasympathetic and sympathetic nervous system.

    The parasympathetic nervous system, also known as the rest and digest system, is what conserves energy as it slows the heart rate and increases intestinal and gland activity when necessary. The sympathetic nervous system's primary function is to stimulate the body's fight-or-flight response. Fight-or-flight is a physiological response to a perceived harmful even, attack or a threat to survival. This entire autonomic system's design helps prepare the body to cope with stress and threats, as well as returning the body to a resting state afterwards.

    Bear in mind that times of the past generations were much simpler. Most families back then consisted of two parents, one of which was usually taking care of the children. Times of today are very different and the challenges of two working parents or in many cases, single parent families are many. Oftentimes, most of us run around scattered most of the time trying to get all of the necessary things accomplished in a day with no time for rest.

    Due to this consistent stresses of life during these times, we are generally living most of our days within the sympathetic nervous system. Understand that our bodies were not meant to be in a constant state of fight-or-flight response system. When our bodies don't regularly return to a period of rest afterwards, it wreaks havoc on our organs and systems with all of the hormones being released on a constant basis. Hence, creating aches and pains, illness or even disease. This is our bodies way of telling us to stop, listen and slow down, of which, most of us rarely do.

    This is only one of the physical systems of checks and balances our bodies were designed with. Now let's think about our emotions. When you live in a constant state of fight-or-flight, your emotions tend to get scattered and less than positive. The negative emotions of ongoing stress, depression, anxiety, constant excitement and even possible emotional pains of our past are all traumatic emotional energy.

    The negative emotional energy also gets channeled into the physical body, showing too, as the aches and pains in our daily lives. This is our bodies way of trying to dispel this energy and in most cases, if you stop and listen to your body, these symptoms ease and your body recovers naturally. It's when you continue to ignore your body, that it creates longer lasting effects such as illness and disease.

    So stop treating your symptoms of pain and listen to your body. Take the time to rest. We all need a reset button for ourselves every day to stay healthy. I'm not saying that you can't be Superman / woman and get it all done in a day, because you probably can and most likely do. Most of us have grown accustomed to this daily way of life, but at what cost? Is it worth your health? This is such a difficult lesson for most but think of your loved ones around you. Don't you want to be there for them in a healthy and balanced state for years to come? Because I'm pretty positive that they want that for both of you.

    When your feeling imbalanced, not well, or have aches and pains, remember your body is trying to tell you something. And oftentimes, physical issues manifested from a less than positive emotional place. So treat your entire being with balance and rest to help you to determine the root cause, which you can then deal with and heal fully. Throwing medication at a symptom will simply mask it, while the core issue is still very much alive. Core issues grow and fester, and at a certain point, they make you stop and listen.

    I'm living proof of that, having had thyroid cancer at the age of 37. My symptoms started when I was 27 but I didn't stop to listen to my body. I send you these healing tips from a place of love in the hopes that you may not have to go through a life altering disease like I did. Again, it's so important to understand that you cannot heal the whole of you, without healing each of the parts.

    Take time to do things that are relaxing to you every day. Even if 15 minutes a day is all the time you can spare, aren't you worth it? The correct answer here is yes. Do something just for you, that you love, that makes you happy and whole. Balance and center with some quiet and calm time for you. You'll be amazed what a little you time can do for you. You will slowly but surly start to notice those aches and pains slowly fading away, or maybe you start sleeping better at night. Ah, the magic!

    If you would like help in easing the aches and pains of life that is possibly of a deeper emotional energy that needs released, please reach out for a 15 minute consultation. See if Reiki Healing Energy is right for you. Or if someone you know could benefit from this article, please share it so that everyone has the opportunity to heal their life.

    Love and light,
    Nicole

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    Source by Nicole Lawler

    Views: 0

  • Relationships: Is Your Emotional State Controlled By Other People's Moods?

    Relationships: Is Your Emotional State Controlled By Other People's Moods?

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    As to whether or not it is a good idea for someone to go along with another person's emotional state can all depend on what state they are in. If this person is happy, embracing the same state is likely to have a positive effect on ones wellbeing.

    On the other hand, if this person is angry or even miserable, embracing this state is unlikely to do them any good. There are then going to be times when it will be a good idea for one to allow their emotional state to mimic another person's emotional state and times when it won't.

    Emotional Contagion

    However, even though this is the case, one may find that there are times when they are unable to control how they feel. Ergo, irrespective of what is going on for another person, they will end up being drawn in.

    This is not going to be a problem if another person is in a good place, but it will be if they are not. When it comes to the latter, it might be necessary for one to get away from the other person.

    A Time and A Place

    This doesn't mean that one should get away from someone if they are going through a tough time. The reason for this is that there will be times when another person won't be in a good way and it will be a good idea for them to offer their support.

    Someone in this person's life may have passed on, putting them in a very low place. Ones mood can then drop during this time, but shortly after their time together has come to an end, it should return to how it was.

    Boundaries

    Undoubtedly, having the ability to connect to another person's mood is going to have a positive effect on their relationships. At the same time, being able to maintain their state will also allow them to act like an individual.

    If they didn't have this ability, they would end up acting as though they were simply an extension of other people. Instead of being able to assert themselves, they would be at the whim of other people's moods.

    The Truth

    Just because someone else is not in a good place or is very angry, for instance, it doesn't mean that one should join them. Ultimately, there is no need for them to feel responsible for what another person is going through; that is, of course, unless they have played a part in what is going on for them.

    And if the other person takes responsibility for what they are going through, they won't expect one to act like they have played a part. This can show that the other person also has well defined boundaries.

    A Different Reality

    Not everyone is going to be able to relate to this, which means that there will be people that find it hard to maintain their emotional state around others. Thus, instead of being able to act like an individual, they can act as though they are just an extension of others.

    If they are able to maintain their emotional state, it may only be due to the fact that another person's emotional state is the same. The other person will provide them with the permission that they need in order to experience the same feelings.

    Walking On Egg Shells

    It is likely to be a challenge for them to assert themselves around others; their primary concern will be to tune into what someone else is experiencing. Deep down, they could believe that it is not safe for them to express who they are.

    So like a waiter who does their best to make sure that everyone is happy; it will ones job to make sure that other people are happy. For some reason, they will believe that they are responsible for how other people feel.

    Dysfunctional Relationships

    Some of the people in their life may lack boundaries, causing them to blame one for how they feel. But as one also lacks boundaries, they are going to just put up with this kind of behavior.

    If they are in an intimate relationship, they may find it hard to relax around their partner. Being focused on what is taking place externally will be a way for them to try to predict when their partner is going to lose their temper, making it easier for them to handle what happens.

    A Closer Look

    Doing what they can to please others is going to be what feels comfortable, yet it is going to cause them to hide their true-self. If one was to take a step back and to reflect on how long their life has been this way for, they may come to the realization that what is taking place in their adult life is a continuation of what took place during their early years.

    At this stage of their life, they may have had at least one caregiver who was emotionally unpredictable. As a result of this, they wouldn't have been able to relax into their body and to listen to their own needs; they would have had to live on edge and to focus on what was taking place externally.

    Undeveloped

    This caregiver may have blamed other people for how they felt, too, and this would have set one up to believe that they were responsible for whether or not they were happy. The care that one needed wouldn't have been provided, with them acting more like a caregiver than a child.

    Consequently, one will have poor boundaries and have a weak connection with their inner world. Developing boundaries and getting in touch with their true-self will be an essential part of their healing process.

    Awareness
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    If one can relate to this, and they want to transform their life, they may need to reach out for external support. This is something that can be provided by the assistance of a therapist or a healer.

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    Source by Oliver JR Cooper

    Views: 0

  • The Benefits Of Multi-Level Marketing

    The Benefits Of Multi-Level Marketing

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    The best MLM companies are those who embrace the many benefits that multi-level marketing has to offer. Read on to learn more about the advantages that MLM marketing can provide and how MLM leads can change your financial prognosis.

    1. Limited Risk Factor

    When we start traditional businesses, we are confronted with the possibility of losing money almost immediately. There are a number of expenses to consider and we are not always prepared to deal with them. As a result, people tend to avoid starting their own business and are scared to become entrepreneurs. Startup costs tend to serve as a strong deterrent in these instances.

    But with the best MLM companies, you are able to get started for just a few hundred dollars. MLM leads are also generated with relative ease, since MLM companies focus on selling products that are used by their prospective clients already. If you take the time to compare the level of financial investment involved in an MLM marketing plan with the investment needed to start a traditional business, you will find that the risk factor is significantly decreased.

    2. Passive Income

    MLM marketing offers people the opportunity to stop trading their time for money and allows them to begin earning a passive/residual income almost immediately. When you pay your Internet, cable, electric, gas or water bill each month, those companies are all able to enjoy a steady stream of passive income, without ever having to punch a clock. Thanks to MLM companies and MLM leads, you can also partake in this lifestyle.

    All you need to do is put in the initial effort to draw in the customers and the rest will simply take care of itself. A lot of us are too used to the level of certainty that is derived from trading a predetermined amount of time for a predetermined amount of money and we avoid the lure of MLM marketing as a result. But selling products for the best MLM companies allows us to snatch a far greater piece of the income pie.

    3. Low Overhead

    If you decide to start a traditional business, your overhead costs can be cumbersome. There are employees to pay, space to rent and inventory costs to be considered. With MLM marketing, you can harness the awesome power of the Internet to keep your costs low and ensure that you remain within your budget.

    MLM companies tend to get a bad rap, because people falsely believe that they will have to purchase a large amount of inventory during the early stages and recruit people to sell it on their behalf. Thanks to the Internet, this perception is no longer reality. When you do not have to keep up with a high monthly overhead, it is much easier to adapt to changing business climates.

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    Source by Roby Mason

    Views: 0

  • 5 Tips That Can Help You Choose A Good Family Doctor

    5 Tips That Can Help You Choose A Good Family Doctor

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    Choosing a good family doctor is not easy. You need to see a doctor who can perform the right diagnosis based on the symptoms of the patient. So, we suggest that you take your time while doing research before choosing a doctor. Given below are 5 tips that may help you make the best choice.

    1) Consider an In-Network Specialist

    If you have a health insurance policy, you may be able to avail the service of a doctor at discounted rates. Seeing these doctors won’t cost you an arm and a leg. These are in-network professionals. This type of pro can help you avoid any additional fees or surprise co-pays.

    If you don’t know any of these doctors, your insurance provider can give you a list of a few good names. Alternatively, you can check online or ask the doctor that can accept your insurance.

    2) Opt for Specialized Care

    While choosing a doctor, make sure you take into account the needs of your family. In other words, if a family member is in need of special care, your chosen doctor should be able to offer it.

    If your doctor can’t help you with this, your best bet is to look for a specialist. Typically, family care doctors can help you get in touch with a good specialist.

    3) Consider the Commute

    Often, distance is one of the most overlooked factors when opting for a doctor. Although 10 miles is not a long ride, you may not be able to spare that much time if you have a busy schedule. So, it may cause you a lot of inconveniences. Therefore, we suggest that you be practical as far as the distance is concerned.

    4) Schedule an Initial Visit

    You need to see the doctor in person before you choose them as the doctor may not have the bedside manners you want. Typically, most professionals offer a free of charge initial consultation. This discussion can help you find out if they have a good personality.

    5) Read reviews and Ask for Referrals

    Nowadays, you can read reviews on almost anything under the sun if you have access to the internet. The same goes for family medicine. It is not a factor that you have to consider, but it can help you get a deeper insight into the quality of service the doctor offers.

    For instance, talking to the referrals will help you find out if the staff is friendly. By reading reviews and talking to a few referrals, you can make a better decision.

    The Takeaway

    Looking for a good family doctor is really important. So, it’s better that you do your homework and consider all the options that your insurance provider gives you. Actually, what you need to do is look for a doctor that you can work with for a long-term. After all, your health, as well as the health of your family members, depends largely on good health care. So, make sure you consider these tips before choosing a family doctor.

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    Source by Shalini M

    Views: 0

  • Small Business Owners: Accounting Is for Profit Planning, Not Just Tax Preparation

    Small Business Owners: Accounting Is for Profit Planning, Not Just Tax Preparation

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    One might be led to believe that profit is the main objective in a business but in reality it is the cash flowing in and out of a business which keeps the doors open. The concept of profit is somewhat narrow and only looks at expenses and income at a certain point in time. Cash flow, on the other hand, is more dynamic in the sense that it is concerned with the movement of money in and out of a business. It is concerned with the time at which the movement of the money takes place. Profits do not necessarily coincide with their associated cash inflows and outflows. The net result is that cash receipts often lag cash payments and while profits may be reported, the business may experience a short-term cash shortage. For this reason, it is essential to forecast cash flows as well as project likely profits. In these terms, it is important to know how to convert your accrual profit to your cash flow profit. You need to be able to maintain enough cash on hand to run the business, but not so much as to forfeit possible earnings from other uses.

    Why accounting is needed

    Help you to operate better as a business owner

    1. Make timely decisions

      • Know when to hire a team of employees
      • Know how to price your products
      • Know how to label your expense items
      • Helps you to determine whether to expand or not
      • Helps with operations projected costs
    2. Stop Fraud and Theft

      • Control the biggest problem is internal theft
      • Reconcile your books and inventory control of equipment
    3. Raising Capital (help you to explain financials to stakeholders)

      • Loans
      • Investors

    What are the Best Practices in Accounting for Small Businesses to address your common ‘pain points’?

    1. Hire or consult with CPA or accountant

      1. What is the best way and how often to contact
      2. What experience do you have in my industry?
      3. Identify what is my break-even point?
      4. Can the accountant assess the overall value of my business
      5. Can you help me grow my business with profit planning techniques
      6. How can you help me to prepare for tax season
      7. What are some special considerations for my particular industry?

    To succeed, your company must be profitable. All your business objectives boil down to this one simple fact. But turning a profit is easier said than done. In order to boost your bottom line, you need to know what’s going on financially at all times. You also need to be committed to tracking and understanding your KPIs.

    What are the common Profitability Metrics to Track in Business — key performance indicators (KPI)

    Whether you decide to hire an expert or do it yourself, there are some metrics that you should absolutely need to keep tabs on at all times:

    • Outstanding Accounts Payable: Outstanding accounts payable (A/P) shows the balance of cash you currently owe to your suppliers.
    • Average Cash Burn: Average cash burn is the rate at which your business’ cash balance is going down on average each month over a specified time period. A negative burn is a good sign because it indicates your business is generating cash and growing its cash reserves.
    • Cash Runaway: If your business is operating at a loss, cash runway helps you estimate how many months you can continue before your business exhausts its cash reserves. Similar to your cash burn, a negative runway is a good sign that your business is growing its cash reserves.
    • Gross Margin: Gross margin is a percentage that demonstrates the total revenue of your business after subtracting the costs associated with creating and selling your business’ products. It is a helpful metric to identify how your revenue compares to your costs, allowing you to make changes accordingly.
    • Customer Acquisition Cost: By knowing how much you spend on average to acquire a new customer, you can tell exactly how many customers you need to generate a profit.
    • Customer Lifetime Value: You need to know your LTV so that you can predict your future revenues and estimate the total number of customers you need to grow your profits.
    • Break-Even Point:How much do I need to generate in sales for my company to make a profit?Knowing this number will show you what you need to do to turn a profit (e.g., acquire more customers, increase prices, or lower operating expenses).
    • Net Profit: This is the single most important number you need to know for your business to be a financial success. If you aren’t making a profit, your company isn’t going to survive for long.
    • Total revenues comparison with last year/last month. By tracking and comparing your total revenues over time, you’ll be able to make sound business decisions and set better financial goals.
    • Average revenue per employee. It’s important to know this number so that you can set realistic productivity goals and recognize ways to streamline your business operations.

    The following checklist lays out a recommended timeline to take care of the accounting functions that will keep you attuned to the operations of your business and streamline your tax preparation. The accuracy and timeliness of the numbers entered will affect the key performance indicators that drive business decisions that need to be made, on a daily, monthly and annual basis towards profits.

    Daily Accounting Tasks

    1. Review your daily Cash flow position so you don’t ‘grow broke’.

    Since cash is the fuel for your business, you never want to be running near empty. Start your day by checking how much cash you have on hand.

    Weekly Accounting Tasks

    2. Record Transactions

    Record each transaction (billing customers, receiving cash from customers, paying vendors, etc.) in the proper account daily or weekly, depending on volume. Although recording transactions manually or in Excel sheets is acceptable, it is probably easier to use accounting software like QuickBooks. The benefits and control far outweigh the cost.

    3. Document and File Receipts

    Keep copies of all invoices sent, all cash receipts (cash, check and credit card deposits) and all cash payments (cash, check, credit card statements, etc.).

    Start a vendors file, sorted alphabetically, (Sears under “S”, CVS under “C,”etc.) for easy access. Create a payroll file sorted by payroll date and a bank statement file sorted by month. A common habit is to toss all paper receipts into a box and try to decipher them at tax time, but unless you have a small volume of transactions, it’s better to have separate files for assorted receipts kept organized as they come in. Many accounting software systems let you scan paper receipts and avoid physical files altogether

    4. Review Unpaid Bills from Vendors

    Every business should have an “unpaid vendors” folder. Keep a record of each of your vendors that includes billing dates, amounts due and payment due date. If vendors offer discounts for early payment, you may want to take advantage of that if you have the cash available.

    5. Pay Vendors, Sign Checks

    Track your accounts payable and have funds earmarked to pay your suppliers on time to avoid any late fees and maintain favorable relationships with them. If you are able to extend payment dates to net 60 or net 90, the better. Whether you make payments online or drop a check in the mail, keep copies of invoices sent and received using accounting software.

    6. Prepare and Send Invoices

    Be sure to include payment terms. Most invoices are due within 30 days, noted as “Net 30” at the bottom of your invoice. Without a due date, you will have more trouble forecasting revenue for the month. To make sure you get paid on time, always use an invoice form that contains the right details such as payment terms, itemized charges, and your payment address.

    7. Review Projected Cash Flow

    Managing your cash flow is critical, especially in the first year of your business. Forecasting how much cash you will need in the coming weeks/months will help you reserve enough money to pay bills, including your employees and suppliers. Plus, you can make more informed business decisions about how to spend it.

    All you need is a simple statement showing your current cash position, expected cash receipts during the next week/month and expected cash payments during the next week/month.

    8. Executive Dashboard (weekly review)

    This dashboard gives you a ‘snapshot’ of your operations on a weekly basis.

    It consist of Cash on Hand, Cash burn rate, Account Receivables, Accounts Payable, Items sold, Inventory on Hand, inventory turns, outstanding issues in the business, and gross profit margin, new sales wins, customer losses, customer service performance, on time delivery rate and product quality performance.

    Monthly Accounting Tasks

    9. Balance Your Business Checkbook

    Just as you reconcile your personal checking account, you need to know that your cash business transaction entries are accurate each month and that you are working with the correct cash position. Reconciling your cash makes it easier to discover and correct any errors or omissions-by you or by the bank-in time to correct them.

    10. Review Past-Due (“Aged”) Receivables

    Be sure to include an “aging” column to separate “open invoices” with the number of days a bill is past due. This gives you a quick view of outstanding customer payments. The beginning of the month is a good time to send out overdue reminder statements to customers, clients and anyone else who owes you money.

    At the end of your fiscal year, you will be looking at this account again to determine what receivables you will need to send to collections or write off for a deduction

    11. Analyze Inventory Status

    If you have inventory, set aside time to reorder products that sell quickly and identify others that are moving slowly and may have to be marked down or, ultimately, written off. By checking regularly (and comparing to prior months’ numbers), it’s easier to make adjustments so you are neither short nor overloaded.

    12. Process or Review Payroll and Approve Tax Payments

    While you have an established schedule to pay your employees (usually semi-monthly), you need to meet payroll tax requirements based on federal, state and local laws at different times, so be sure to withhold, report and deposit the applicable income tax, social security, Medicare and disability taxes to the appropriate agencies on the required dates.

    Review the payroll summary before payments are disbursed to avoid having to make corrections during the next payroll period. A payroll service provider can do all this to save you time and ensure accuracy at a reasonable cost.

    13. Review Actual Profit and Loss vs. Budget and vs. Prior Years

    Each month, take the time to review your budgeted expenses and compare them to what you have actually spent. Are you spending above or below budget? Discuss the variances and take action as needed

    Your profit and loss statement (also known as an income statement), both for the current month and year to date, tells you how much you earned and how much you spent. Measure it against your budget every month (or quarter). Comparing your actual numbers to your planned numbers highlights where you may be spending too much or not enough, so that you can make changes.

    If you have not prepared a budget, compare your current year-to-date P&L with the same prior-period year-to-date P&L to identify variances and make adjustments.

    14. Review Month-End Balance Sheet vs. Prior Period

    By comparing your balance sheet at one date-June 30, 2015, for example-to a balance sheet from an earlier date (December 31, 2014), you get a picture of how you are managing assets and liabilities. The key is to look for what is significantly up and/or down and understand why. For example, if your accounts receivable are up, is it due to increased recent sales or because of slower payments from customers?

    Quarterly Accounting Tasks

    15. Prepare/Review Revised Annual P&L Estimate

    It’s time to evaluate how much money you are actually making, whether your net assets are going up or down, the difference between revenues and expenses, what caused those changes, how you are spending profits, as well as identifying trouble spots, and making adjustments to improve sales and margins.

    16. Review Quarterly Payroll Reports and Make Payments

    You have been reviewing your semi-monthly payroll reports. However, the IRS and most states require quarterly payroll reports and any remaining quarterly payments. Again, it’s best if your payroll service provider completes these reports and files them. Your job is to review to make sure they appear reasonable.

    17. Review Sales Tax and Make Quarterly Payments

    If your company operates in a state that requires sales tax, make sure you comply to avoid serious penalties. The U.S. Small Business Administration (SBA) can help you determine your state tax obligations.

    18. Compute Estimated Income Tax and Make Payment

    The IRS and states that have income taxes require you to pay estimated income taxes. Review your year-to-date P&L to see if you owe any estimated taxes for that quarter. Your tax accountant can assist if necessary.

    Annual Accounting Tasks

    19. Review Past-Due Receivables

    Now it’s time to check significant past due receivables and decide whether you think customers will eventually pay, whether to send past due bills to a collection agency or whether to write them off for a deduction.

    20. Review Your Inventory

    Review your current inventory to determine the value of items not sold. Any write-down of inventory translates to a deduction on your year-end taxes. If you do not write down unsellable inventory, you are overstating your inventory balance and paying additional taxes that you don’t owe.

    21. Fill out IRS Forms W-2 and 1099-MISC

    The IRS has a January 31 deadline that requires you to report the annual earnings of your full-time employees (W-2s) and most independent contractors (1099s). This deadline includes mailing copies of the tax forms to the people who worked for you. Note: A 1099 form is not required for any contractors who earned less than $600. Consider saving time and avoiding errors with an e-filing service.

    22. Review full-year financial reports for tax reporting

    • Get organized

      • Collect and store important documents (use apps and calendars for help)

        • Create email folders to store bank statement and receipts
        • Store contracts and agreements
        • Track miles and vehicle expenses
        • Store all required documents for your business type.


      • Tax Preparation

        • Tax preparation is a historical view and not a profit planning event
        • Capture all relevant events
        • Identify all deduction categories
        • Capture all meals

          • Meetings —-whatever was discussed/calendar

            • Try not to go over industry average industry cost for meals.

    At tax time, carefully review your company’s full-year financial reports before giving them to your accountant. Before you sign your return, be sure to review it for accuracy based on your full-year financial reports. Remember if IRS audits due to underpayment, they will deal with you not your accountant for any additional taxes, penalty and interest.

    If you don’t have the bandwidth to do all this yourself, a great strategy is to partner with a monthly accounting service. Outsourcing your accounting to an expert will simplify your life and give you more time to focus on running your business operations.

    A monthly accountant will provide you with a profit and loss sheet, balance statement, and accurate account reconciliation every month, ensuring that you have the financial information you need to make the best choices for your company.

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    Source by Vinson Primas

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  • Important Details Regarding Healing Affirmations For Those Who Are In Pain

    Important Details Regarding Healing Affirmations For Those Who Are In Pain

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    Professionals in the field of medicine have been able to improve health care by coming up with new and effective drugs to curb the impact of even the most dreaded diseases. Nonetheless, pharmacists and researchers have been unable to come up with a globally recognized medical procedure to cure the mind. For one to Heal with Affirmations, it is fundamental to first ensure that the mind is free from any distress.

    When experiencing pain, recovery seems to be out of reach. This is natural. Therefore, the affirmations you make should be credible and true for the mind to harness its healing power. Nonetheless, the pain you go through may at times challenge these affirmations especially when in a bad health state. But by developing a positive attitude, one starts on the journey to full recovery.

    From the time one is born, the natural healing power of the body has at one time been put to task. For instance, in some way which you do not comprehend, bruises and painful injuries that you sustained have healed. It is an indication that the body has capabilities to heal. For this reason, convince yourself that, for sure, physical wellness is achievable through this power and this energy is working at the very moment.

    It is critical to have trust in the subconscious wisdom rather than relying on what you think. At times, you receive signs and signals from our inner selves that tend to disagree with our interests. If you decide to fight it, then the healing capabilities are greatly undermined. On the flip side, if you give credence to the information sent by the mind, this shows that you trust in this wisdom.

    Affirmations for pain are meant to build confidence in the curative abilities you have to bring the required state of health. Therefore, persuade your mind to accept that all your organs are working effectively and correctly. Within you there is a strong energy that thrives on the intelligence of the mind so as to stabilize your physical and mental health. It is energy that empowers every organ to work efficiently to restore good health.

    The human mind is linked to the natural forces of the universe. Just as the stars move in a synchronized manner in the universe, you have the mental capability to ensure each component of your frame works together. Besides, they are designed to function in the same way. They are capable to perform their duties simultaneously to regenerate the energy within you. Hence, take the body as a miniature universe capable of alleviating pain.

    Your health depends a lot on a joyous mental state and that vitality is its song. The mind does not know any stress. Rather, this warm feeling of mental peacefulness is usually disturbed by turbulence caused by consequences poor decision making, malnutrition and lack of physical fitness exercise. On the other hand, if you cater for these needs, you heal faster.

    For you to take away pain brought about by ill health take care of mind first. If you feed it with positive thoughts, the body can regain its lost fitness. Even the most qualified doctors cannot assure recovery if the body is functioning contrary to the mental instructions. The body becomes unresponsive to medical attention.

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    Source by Felicia Ransome-Stoute

    Views: 0

  • Make Time to Heal

    Make Time to Heal

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    The course of life can lead to many roads. As a child we don’t have much say about anything. As a young adult we can begin to make choices; some lead to pleasure, while others lead to pain. We may not realize that some of those choices determine the direction of much of our adult lives.

    If we grew up in a dysfunctional home we may repeat some of the same mistakes that caused us pain while growing up. When we make similar mistakes that our parents made they can lead to a cyclical pattern of emotional pain. If you were abused, neglected or abandoned you suffered some degree of emotional trauma. Recognizing emotional deficiencies is the first step.

    Not everyone processes emotional pain the same

    Getting help for emotional issues requires humility and courage. The fact that emotional pain isn’t outwardly visible; often results in denial; which leads to not pursuing any form of help. Not everyone processes emotional pain the same.

    Imagine – two people lose their job. One person goes home and is sad, yet not over taken by emotions. The other person is also terminated; he leaves the work-site and returns in a fit of rage. Why? No one can pinpoint all of the reasons two persons experience identical circumstances yet respond differently.

    Whenever someone experiences unexpected tragedy in life: there is a process or method that intuitively begins to take place. The Kubler-Ross model states there are 5 stages to grief and loss. They are denial, anger, bargaining, depression and acceptance. Each person is unique therefore there is no specific order or amount of time that dictates how brief or lengthy this process takes. The Kubler-Ross model identifies the emotional occurrences that one might experience due to sudden loss or grief.

    Inner healing takes time

    Inner healing takes time. Whenever an individual is stuck and seems unable to move past any specific emotion professional help may be the best out. All too often hurting people don’t identify themselves as needing help until things have gotten way out of hand.

    Self-Love is a good starting point for healing. Love and forgiveness are equally important for emotional well-being. Struggles can build character if we process our emotions in a healthy way. Feeling alone, forgotten and misunderstood is common to man: being stuck in these emotions isn’t. It takes strength, courage, perseverance and support to overcome tragedy. Not everyone will overcome; some will remain stuck in grief. No matter what we say or do for them some will not move forward. It’s at this point that we should maintain a loving heart towards them; and set boundaries when necessary.

    God will often use people to help other people navigate through difficult times. Those that overcome obstacles in their personal lives can be strength to those who are struggling

    Your past is your reality, not your destiny

    If you have been unable to move forward from grief after an extended amount of time, don’t blame yourself. If you have unresolved emotional pain, grief, or bitterness don’t lose hope. I’d like to encourage you to make it a point to seek professional and spiritual help to heal. Don’t settle for pain being your lot in life. Instead take courage; press past your wounds until you experience wholeness. Make peace with your pain. Your past is your reality, not your destiny.

    God wants to heal you and restore peace to your life. There are many dedicated professionals such as; social workers, psychologist, psychiatrist and therapist who are available to help you.

    In addition there are qualified pastors and ministers who can help guide you to inner peace. Finding the right help might not be as hard as you imagine. Getting started is the first step. Make getting help a priority and be consistent. Recognize when it’s time to stop dealing with your troubles on your own. If your efforts have failed to yield notable results it’s time to reach out for help. If you’ve gotten results that only provide temporary relief this indicates the need for a new method. Get professional help.

    Don’t let excuses keep you from becoming emotionally sound. Be humble; bold and courageous by taking the necessary steps to acquire victory. Be willing to do the work to get results.

    There are many reasons you shouldn’t give up on being restored. Do it for yourself, and those who love you. Expect healing to take place. Expect relief to come and grief to be gone. You are worth the fight. Everything in your life won’t be summoned up in a day; reach for healing anyway. It takes time to heal; Healing is a process.

    Give your pain over to God; He is able to take on the caresof the world without being overburdened.

    Instead of suppressing old emotional wounds, confront them, make peace with them, and then let them go. Turn your pain over to God; He is able to take on the care-of the whole world without being overburdened.

    Make a decision to be the best you, that you’ve ever been; starting right now! Get a grip on yourself so you can take charge of your future. Step out of your place of barely getting by. Put away all the things you’ve used to self-medicate. Trust someone to help you move past your pain. Healing is available!

    Come out of your place of hiding; there is no healing there! There is no resolution in a private box! Mankind was not created to become an island. People were created to relate to other humans. Help is waiting, Are you ready? Your healing is waiting for you!

    Give all your worries and cares to God, for he cares about you.

    1Peter 5:7 NLT

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    Source by Elaine P Jones

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  • Tin-Cure and Platinum-Cure Silicones

    Tin-Cure and Platinum-Cure Silicones

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    Silicone rubber is a material of choice for many mold makers and casting artists. The excellent flexibility, superior strength, enhanced resistance and long life work in its favor apart from the versatile usage for almost any application.

    Silicone rubber comes as a two-part formula that can be poured, sprayed or brushed on the model/mold. In fact, it is safe and can be used for both mold making and casting as long as it suits your application. Another benefit is that silicone does not stick to anything, so a release agent is mostly not required.

    Silicone rubber is often used for general mold making applications as the molds manage to capture fine details and can be made very quickly as well. Most materials – all types of resins, foams, wax and some low-melt metals – can easily be cast in silicone molds. It is also suitable for making soaps and candles, sculpture reproduction, cold casting. Special rubber variants can be used for making food molds, realistic masks, doll reborning, special effects and even life casting.

    Types of silicone

    Silicone rubber polymers come in two variations – platinum-cured and tin-cured. Both these types are very different from each other and are not even compatible with one another. Let’s find out how:

    • Tin cured silicone rubber uses tin salts (usually 5%) as a catalyst to initiate the cure from liquid state to solid. This is also known as condensation cure. Platinum cured rubber has a platinum catalyst (usually 10%) for curing and is also known as addition cure.
    • Tin cured silicones require moisture for proper curing and excess humidity can accelerate the cure time whereas humidity does not have any effect on the curing of platinum variants at all.
    • Tin cured variants are less expensive and also prove to be easier to use while platinum based ones turn out to be quite expensive.
    • Tin cured silicone molds and casts may tend to shrink a bit at times while the platinum cured counterparts enjoy virtually nil shrinkage.
    • Tin based silicone is tear resistant and even considered biodegradable. Its counterpart is considered very pliable and tough.
    • Platinum cure silicones offer exceptional heat resistance and work better in high temperatures than tin cure ones. The former can even be heat accelerated for faster curing.
    • Platinum cured silicones require very accurate and careful mixing, but this is not the case with tin cure ones.
    • Tin cured silicones are primarily suited for general silicone mold making, prototype applications and prosthetic works. Platinum cured silicones provide good dimensional stability and work well for precision molding, special effects applications, encapsulations and paints. The latter comes in food safe, skin safe and transparent versions also.

    So, go ahead and make your silicone mold by all means, but do choose the type of silicone rubber with care.

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    Source by Ed McCormick

    Views: 0