Tag: bad habit

  • The Making of a Multi-Million Dollar Insurance Salesperson

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    Every sales person or sales agent fantasizes about becoming a millionaire. This is how one individual became a Multi Million Dollar Insurance Salesperson.

    Over half the insurance agents recruited earn less than $50,000 before making a quick exist. So how do you make a million dollars, an then more? Especially when your career involves selling insurance? For me it was not by working 70 hours a week. No “get rich quick” insurance trade magazine article or ad inspired me. I don’t ever recall working with millionaire clients. In fact, in my case it would take a ton of policies to equal a million dollars premium collected, let alone commission earned. I never even received one of the over 90 insurance designations currently available.

    My case involved putting together a formula, that you could easily (with effort) mix to achieve similar or superior results. For me the ingredients were composed of four components.

    WILLPOWER I need to convince myself that I could achieve the insurance production goals I was setting. To begin, I purchased a collection of books on positive thinking. In them they emphasize phrases like “I Can” and “I Will”. I repeated these key word phrases over and over in my conscious mind, and saw some definite steady improvement in my sales achievements. Good but not good enough.

    Suddenly I was introduced to self-hypnosis and my insurance career instantly changed. This was not some occult form of hocus-pocus but sheer enrichment that builds and builds. It start with a client from England who was a professional hypnotist. I was intrigued, and he agreed to teach me how the subconscious mind automatically overrides the conscious mind. He then graciously taught how to easily hypnotize myself anytime I wanting. I programmed myself for success, and success followed.

    SALES SKILLS The so called selling skills insurance companies showed me, never really improved. I quickly saw that repetition of a bad habit is dangerous to your career. Now that my income was rising, I added another piece of dynamite to reaching sales goals faster. If I could double my closing ratio, it was simple to see my income doubling.

    I invested in the Dale Carnegie course for sales people. During this course I learned the steps that must be covered properly if you are going to expect a sale. What I did not expect was the announcement that passing the course required covering all the points in a two minute or less presentation. This is when I re-emerged a trait, I was not using enough.

    DETERMINATION I set myself a goal that surpassed just passing the course. Although there were around 25 people taking the course, I was determined. Not only was I going to pass, but my presentation would be voted the best of my fellow 2 dozen professional sales people. Needless to say, it took willpower, sales skill, and determination galore. Winning, gave me a feeling of floating sky high. After this I felt I could sell snow to an Eskimo.

    NO FEAR I have to admit, when I started selling insurance I was full of fears. It took the first 3 ingredients and one more step to prove to myself that I now had no fear. I had to do what few before me financially succeeding in trying. That was to make sales, by breaking the established rules, and doing what “experts” considered would only be done by fools. I would exchange my briefcase for a folder and yellow pad. My suit and tie would be reserved for funerals, and my dress code would be neat, yet informal. Now I was prepped for my no fear test.

    Without setting a single appointment, I opted to just knock on a prospects door, and do a simple presentation. I also programmed myself to act casual, using a “well, maybe you can’t afford it” approach if I had a closing objection. I knew most prospects have their conscious minds ready to be told they can certainly afford it. Using the opposite effect would alter their conscious thinking process.

    Starting on a Monday morning and working no evenings I wanted to test my abilities to the max. I started out well self-hypnotized and with about 50 prospect cards, some of them “leads”. Remember now, we are talking over 30 years ago. Without appointments I saw 25 prospects and made 30 straight sales of all sizes. Not a single strikeout. With over $20,000 premium and much of it in annual cash payments, I decided to stop with $12,000 in commissions. I had accomplished and achieved my goals in just four days. Yes, with a rounded effective formula you can put on the brakes.

    MY FIRST MILLION was then made very easily. For me, I proved I could become a millionaire, by breaking all the rules. My average policy size was not gigantic but my closing ratio was incredible. I did not wear a suit or tie or carry a briefcase. My cars were snazzy new Camaros and Mustangs, and I quit wasting time struggling to make appointments.

    There is one danger in programming yourself to achieve a certain goal. Since you are bound to achieve it, before applying self-hypnosis, ask yourself if it is good for your mind and body to do whatever it takes.

    To become a multi million dollar insurance salesman, do the opposite of most salespeople are doing. Develop your own prospecting methods, presentation sills, and closing tricks. It becomes much easier making an insurance sale when in your mind you have already done it, and have the acquired sales skills to back it up.

    I did it my way. You can too.

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    Source by Donald Yerke

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  • Breaking Bad Habits – 5 Simple Steps for Changing a Habit

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    “Good habits are hard to develop but easy to live with” and “Bad habits are easy to develop but hard to live with”, according to Brian Tracey, a well-known motivational teacher. You may recognize that to successfully manage habit changes, breaking bad habits may be required in order to develop new ones.

    Breaking bad habits takes at least 21 days. Of course, in difficult cases, it can take as long as a year. Here’s an example of the process of how to change an unhealthy habit to a healthy habit. Suppose you’ve decided that coffee is not good for you and right now, you drink coffee with sugar daily. The new habit you would like to institute is to drink herbal tea without sugar.

    At first, it may be challenging to break the bad habit of drinking coffee. You will have to use self-discipline for the first few weeks but gradually it will get easier. Once you are able to change the old habit to a new healthier one, it will serve you very well. Habits are remarkable because they don’t require thinking. You just “do it” for years until you find yourself changing the habit again.

    Here are 5 easy steps for changing habits:

    1. Awareness: You must become aware of your habits. What is this habit exactly? How is this bad habit or group of bad habits affecting you? How is this habit affecting others? For example, smoking often has negative effects on others as well as on you.

    2. Wanting to Change: As someone with a health problem, you must decide that breaking bad habits through a conscious effort is a worthy goal. You must convince yourself that the change in the habit is worth the effort involved.

    3. Commitment: You must be determined to do whatever it takes for breaking bad habits so that you can better control your life. You make a decision that “no matter what” you will change the habit. You do the work required to stop. Here are some examples of habits you might want to change: Smoking, eating too much, eating processed foods, not exercising, drinking coffee or other beverages with caffeine in them, eating too much sugar or fat, drinking alcohol, procrastinating, etc.

    4. Consistent Action: It is important to focus on changing just one habit at a time. Then, take consistent daily actions for breaking the bad habit that has been causing problems and take the actions to develop a new one. We suggest doing this process one step at a time rather than trying to do it all at once. Sometimes changing a habit can be done “cold turkey” like smoking and sometimes it works better to make a gradual change.

    Be sure to give yourself positive rewards often for taking small actions toward changing a bad habit. Continual day-by-day actions are what are critical. This is NOT about an occasional action or step. It is about being consistent every day.

    5. Perseverance: There will be times when you question whether it is all worth it. You’ll say to yourself that breaking these bad habits is too difficult; that you are too “weak” to change. Your old self, often so comfortable living with the bad habits, is trying to hold on. Breaking your old patterns may require meditation and prayer.

    Visualize regularly the rewards for following through and the costs of not following through on breaking the bad habits and especially the value to your future of building new better habits.

    Get support from others, especially other people who want to make changes in their lives and read about people who have been successful in breaking bad habits. Affirm that, no matter what, you will not backslide into your old bad habit patterns.

    Now, you are armed with a 5-step process for breaking any bad habit or other condition that requires changing. If you have an addiction to something such as alcohol, these steps alone may not be enough. You may require additional professional help or a support group, but for most cases this 5-step process will do the trick!

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    Source by T Mcdonald

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