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  • 12 Benefits and 12 Challenges of Being an Entrepreneur

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    All over the world, people are breaking free from the traditional employment model and choosing to achieve business success as entrepreneurs. Will you be the next?

    Let’s start by covering 12 of the most commonly-mentioned benefits of being an entrepreneur to inspire you on your journey:

    1. You can choose your own schedule.

    2. You are free to travel.

    3. You can take sick days or vacation days whenever you need them.

    4. If there are necessary tasks you don’t enjoy or have time for, you can outsource them.

    5. You can select your own employees.

    6. Learning to be a better boss also teaches you to be a better employee.

    7. Your innovative ideas have a chance to shine unfettered.

    8. You do not have to wear a uniform or follow a company dress code.

    9. You enjoy better job security than most people.

    10. Entrepreneurship teaches you the benefits of hard work.

    11. You can always feed your curiosity by learning more about every aspect of your business.

    12. Your ambition can always drive you to greater heights and business success.

    As you can see, entrepreneurship is becoming popular because it comes with a whole new lifestyle for those who are willing to seize it.

    Of course, entrepreneurship isn’t all sunshine and freedom. According to the United States Small Business Association, a third of small businesses fail within the first two years, and more than half fail within the first five years.

    Not surprisingly, the challenges of entrepreneurship represent the flipside of the advantages we discussed above:

    1. Choosing your own schedule can result in wasted time without the proper time-management skills.

    2. Even while traveling, it may be necessary to handle work-related crises, because you are basically always “on call.”

    3. There are no paid sick days or vacation days, so you must decide how much each day off is worth to you.

    4. You are responsible for completing any tasks you can’t afford to outsource.

    5. Hiring employees means you must learn how to conduct interviews, uphold workers’ legal rights, and coordinate payroll.

    6. If you don’t yet have the leadership capabilities to direct others, you will be taking a crash course once you hire freelancers or employees.

    7. You must narrow all of your innovative ideas down to the ones that have the most potential to help you achieve business success.

    8. If you don’t maintain a professional appearance in person and online, it is sure to reflect poorly on your company.

    9. You are responsible for funding your business, even if you’re operating at a loss.

    10. Only results are profitable, not time clocked, so it’s possible you will work hard and still end up disappointed.

    11. You must be familiar with each aspect of how your business operates, including those which may not interest you, to ensure everything is running smoothly.

    12. Only you can motivate yourself to achieve business success.

    To sum it up, let’s say that with freedom comes responsibility. If you can’t handle one, you aren’t yet ready for the other.

    Of course, I don’t believe people should give up on their dreams. Just be sure to arm yourself with knowledge and understand what you are getting yourself into.

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    Source by Evelyn Gawlowska

    Views: 0

  • Wealthy Women Seeking Men? How To Find Wealthy Women Looking for Men!

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    The internet is a goldmine. And often a goldmine of wealthy women seeking men. You just need to know where to look and how to dig! This short article is aimed at men who want to find wealthy women looking for men. I will share with you all the tips I know.

    Where NOT to dig…

    Wealthy ladies tend to equate money with value. Therefore, you will not find them using free dating classifieds (like Craigslist.com) or free dating sites.

    X marks the spot…

    The two most high-population places online for you to find wealthy women looking for men are “millionaire dating” sites and any of the popular dating service (those that EVERYONE seems to join at one time or another).

    Saving your gold…

    Most of us cannot afford the millionaire dating sites. Their monthly membership fees in 2010 range from $49.95 to a ridiculous $99.99. Finding wealthy women seeking men need not, however, be an expensive occupation.

    Did you know most of the big name-brand dating sites offer new members a free membership? Yes. They tend to have sections for free members and ones for the free members. This is perfect for our purposes.

    Digging tips…

    Now, this is how you can easily find wealthy women looking for men on these sites. All you do is put in a search for local women. I would suggest women over 30, but it is entirely your decision. Once you have that list, some sites allow you to filter for income! Yes. So you can create a list of local ladies with high incomes.

    Now, sites that do not allow this are still great, perhaps even better (because other men like yourself are not competing with you for the rich ladies). In the case of these sites what you can do is merely view profiles of the local ladies. Look at their photo albums. If they live in big houses then send them a friend request. In this way you will, again, end up with a list of wealthy female friends who are on the site looking for men.

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    Source by Davina Anderson

    Views: 0

  • Five Distinct Mindsets of an Entrepreneur

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    I have written in this column before about whether entrepreneurs are made or born (January 18). As I noted in that column, the issue is no longer the subject of debate. Entrepreneurs can be made, that much is clear. Unfortunately, the culmination of that debate begs a new question: What do aspiring entrepreneurs need to learn?

    The most fruitful research into this question has identified a number of cognitive skills that “expert entrepreneurs” possess. Cognitive skills are, in short, unique ways of thinking. Entrepreneurs who have been examined to reveal the cognitive skills they possess are usually NOT able to articulate them. They are aware that they’ve developed capabilities to convert disparate resources into profitable opportunities, but they can’t exactly say how they do it.

    Research has identified distinct patterns in the thought processes in an exceedingly diverse set of entrepreneurs. Scholars have translated these patterns into terms that can be used by people who teach entrepreneurship and, more importantly, those who practice it.

    In another field of study, Harvard psychologist Howard Gardner wrote a book titled “Five Minds for the Future”. The rationale for Gardner’s work is that: “One cannot even begin to develop an educational system unless one has in mind the knowledge and skills that one values, and the kinds of individuals one hopes will emerge at the end”. His book focuses on the five “mindsets” that he believes essential to general education: the disciplined mind, the synthesizing mind, the creative mind, the ethical mind, and the responsible mind.

    While Gardner’s minds are debatable, his perspective that the way people think largely defines who they become is instructive. In light of his work, it seems natural to wonder whether it is possible to identify five specific “mindsets” that are important to entrepreneurial success. My own research has identified five such mindsets: the opportunity recognizing mind, the designing mind, the risk managing mind, the resilient mind, and the effectuating mind.

    The opportunity recognizing mind is cultivated by identifying “pain points” in industry-specific value chains. Expert entrepreneurs rapidly go from spotting a pain point to analyzing the size of the market opportunity. Aspiring entrepreneurs, in contrast, are more likely to extrapolate from limited experience, and they tend to neglect analyzing the SIZE of the opportunity.

    The designing mind has learned how to create repeatable production processes that consistently create valuable output for an identified market. In fact, one of the main differentiators between entrepreneurship and small business is the entrepreneur designs and develops of production processes that do not require his or her constant attention. Small business owners generally enjoy working in their business. Entrepreneurs prefer the design approach of working on their business.

    Risk management is a too-often overlooked element of entrepreneurial expertise. A common belief is that entrepreneurs are risk takers. In reality, entrepreneurs have learned to be highly effective risk minimizers. Where others see intolerable risk, the expert entrepreneur has learned to reduce the risk to an acceptable level. For example, expert entrepreneurs operate according to the “principle of affordable loss” when launching a new venture. They don’t risk more than they can afford to lose.

    The resilient mind is simply the ability to bounce back from the inevitable failures and setbacks that all entrepreneurs encounter. Expert entrepreneurs have learned to distinguish their business failures from personal failure. Without question they still experience disappointment and frustration, but they don’t turn their negative emotions inward. They view their business experiences objectively, and they strive to learn as much or more from their failures than they do from their successes.

    Finally, the effectuating mind is simply the ability realistically to assess one’s talents, situation, and prospects. Any particular entrepreneurial opportunity could be pursued by anyone, but not everyone can pursue each opportunity. Some people simply will be better prepared to capitalize on an opportunity than others. This may be due to their life history, family circumstances, genetic gifts, or other factors. Expert entrepreneurs have learned honestly to assess their own unique talents and to leverage them in pursuit of opportunity. They do not care that others may be better suited to pursue other, potentially more lucrative, opportunities.

    The five mindsets entrepreneurial expertise are targets for lifelong learning and development. No matter your current level of expertise in any of these mindsets it is likely that you have room for improvement. If you deliberately practice and develop skills in these specific mindsets over time, the chances for your entrepreneurial success inexorably will improve.

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    Source by Dr. Thomas Duening

    Views: 0

  • What Is Wealthy Affiliate?

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    Wealthy Affiliate is an online community membership site founded in 2005 by two online marketers Carson and Kyle. It has become the number one community for creating and growing a successful online business.

    Wealthy Affiliate is a training website with a massive online community who engage with one another and offer help and support.

    Who Can Profit From Wealthy Affiliate University?

    Wealthy Affiliate (WA) makes the program available for everyone, including those who don’t have enough money to pay high prices for training or have a limited budget. WA offers instruction for people with different skill levels, from newbie’s up to experienced marketers.

    People Who Can Benefit From WA:

    Internet Marketers

    Local businesses and companies

    Online merchants

    Local marketers

    People that want to build their own website(s)

    People that want to sell their products online

    Retired people, looking for an extra income

    Individuals looking for a trusted hosting platform

    Students

    People who want to turn their hobby into an additional income

    Bloggers and website owners that want to improve their web sites

    Artist/Bands/Musicians Churches and Non-Profits.

    What Wealthy Affiliate Is Not?

    WA is not a “get rich quick” scheme. WA IS NOT AN MLM program and you do not need to build a massive down line to make money from the program. There isn’t a prerequisite to sell WA itself. You will not get rich overnight, unless you are a skilled marketer. The platform will teach you how to make money online.

    It will help you to build a solid online business that will endure for a long time, along with live support that you will need to soften the notion of doing it alone.

    How much does it cost to join Wealthy Affiliate?

    Wealthy Affiliate Starter Membership – Free.

    Premium Membership – $47 month or $359 yearly.

    If you upgrade to the premium membership within 7 days your first month access will only be $19.00

    Wealthy Affiliate General Overview

    There are several types of training that are available to members and it has everything from email marketing, list building, SEO, PPC marketing, article marketing, website development and technical training. The database has more than 300 teaching lessons and each month more resources are added.

    The training is attuned to suit every ones needs and includes:

    Video training

    Tutorial Training

    Classrooms on specific topics

    Question and Answers

    Live weekly training classes

    Task based Courses

    Participate in interactive discussions

    Why Do You Need WA?

    Affordability – Usually when people see all the upgrades or up-sells for different products or services, they automatically enter a negative mindset because they know that if they do not earn quickly, they will lose a huge sum of money. Most people start on a small budget and simply cannot afford to pay for expensive advertising or constant upgrades.

    Wealthy Affiliate has a free option and members can experiment with the program without any obligations, especially if they are not sure about the direction they want to take in the online marketplace. The premium membership is at a fixed rate and that gives members the freedom to work on a budget without having to be concerned about working harder just to upgrade to another level.

    All in one platform – To become successful online, we all need more services like hosting, a blog or website, content and various tools to run our businesses successfully. These services and tools can add up to a costly amount when you put it all together, and new as well as existing online entrepreneurs struggle immeasurably to keep up when they don’t earn from the internet quickly. Wealthy Affiliate has done a great job at adding the essential tools and services into one platform to get new marketers to get that critical head start.

    Website Builder and Hosting – WA allows you to use WordPress (WP) Express to build your own WP optimized blog and SiteRubix powers it. WordPress had become the most popular blogging platform with dozens of templates to choose from. You can choose to run the blog on a free siterubix.com domain or link it to your own. SiteRubix has a remarkable reputation and websites that are hosted on the service tend to do exceptionally well compared to other hosting companies.

    Coaching and Support – New online entrepreneurs are not able to get successful by themselves. If you have questions, they will get answered! The customer support is quick to respond and aids members with any issues that they might run into. Carson and Kyle are actively partaking along with members to answer questions personally. That alone shows the great amount of dedication they have when it comes to helping members.

    People who have absolutely no clue about earning an income online enter this marketplace on a daily basis and the World Wide Web has tons of “money-making” programs, products and tutorials that confuse new marketers badly enough and even cause a massive amount of people to fall into scams or empty promises.

    It has been proven that most successful online marketers had a mentor or support program that guided them into becoming successful. This is the best active community online and many methods to communicate are available like; a live chat box, questionnaire option, forum, active dashboard and micro blog communication.

    There is no negativity or judgmental behavior like we see in the public forums, only quality conversations. You will be able to network with like-minded marketers and meet countless people who will share ideas or support one another.

    Inspiration – Without motivation, it is hard to complete anything in life, not to mention starting up an online business. Wealthy Affiliate keep their learners motivated by setting up goals and then reward those who had met the goals by giving away something of value. For most people it is much easier to reach success when they have something to work towards that is worth the effort.

    Wealthy Affiliate will most certainly not make you rich and it will not make you successful. In the end the decision to take action will all be in your hands and no amount of training or support can replace free will. The law of sowing and reaping is how you will receive your harvest.

    What Is Wealthy Affiliate?

    Wealthy Affiliate is someone who unites with others of like-mindedness, on the terms of having and obtaining legitimate unlimited wealth.

    WA gives you all the building materials, but the rest will be up to you. Getting started is always the hardest part, but with the right motivation and positive attitude there is absolutely no reason to fail.

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    Source by Jamie Clay

    Views: 0

  • The Making of a Multi-Million Dollar Insurance Salesperson

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    Every sales person or sales agent fantasizes about becoming a millionaire. This is how one individual became a Multi Million Dollar Insurance Salesperson.

    Over half the insurance agents recruited earn less than $50,000 before making a quick exist. So how do you make a million dollars, an then more? Especially when your career involves selling insurance? For me it was not by working 70 hours a week. No “get rich quick” insurance trade magazine article or ad inspired me. I don’t ever recall working with millionaire clients. In fact, in my case it would take a ton of policies to equal a million dollars premium collected, let alone commission earned. I never even received one of the over 90 insurance designations currently available.

    My case involved putting together a formula, that you could easily (with effort) mix to achieve similar or superior results. For me the ingredients were composed of four components.

    WILLPOWER I need to convince myself that I could achieve the insurance production goals I was setting. To begin, I purchased a collection of books on positive thinking. In them they emphasize phrases like “I Can” and “I Will”. I repeated these key word phrases over and over in my conscious mind, and saw some definite steady improvement in my sales achievements. Good but not good enough.

    Suddenly I was introduced to self-hypnosis and my insurance career instantly changed. This was not some occult form of hocus-pocus but sheer enrichment that builds and builds. It start with a client from England who was a professional hypnotist. I was intrigued, and he agreed to teach me how the subconscious mind automatically overrides the conscious mind. He then graciously taught how to easily hypnotize myself anytime I wanting. I programmed myself for success, and success followed.

    SALES SKILLS The so called selling skills insurance companies showed me, never really improved. I quickly saw that repetition of a bad habit is dangerous to your career. Now that my income was rising, I added another piece of dynamite to reaching sales goals faster. If I could double my closing ratio, it was simple to see my income doubling.

    I invested in the Dale Carnegie course for sales people. During this course I learned the steps that must be covered properly if you are going to expect a sale. What I did not expect was the announcement that passing the course required covering all the points in a two minute or less presentation. This is when I re-emerged a trait, I was not using enough.

    DETERMINATION I set myself a goal that surpassed just passing the course. Although there were around 25 people taking the course, I was determined. Not only was I going to pass, but my presentation would be voted the best of my fellow 2 dozen professional sales people. Needless to say, it took willpower, sales skill, and determination galore. Winning, gave me a feeling of floating sky high. After this I felt I could sell snow to an Eskimo.

    NO FEAR I have to admit, when I started selling insurance I was full of fears. It took the first 3 ingredients and one more step to prove to myself that I now had no fear. I had to do what few before me financially succeeding in trying. That was to make sales, by breaking the established rules, and doing what “experts” considered would only be done by fools. I would exchange my briefcase for a folder and yellow pad. My suit and tie would be reserved for funerals, and my dress code would be neat, yet informal. Now I was prepped for my no fear test.

    Without setting a single appointment, I opted to just knock on a prospects door, and do a simple presentation. I also programmed myself to act casual, using a “well, maybe you can’t afford it” approach if I had a closing objection. I knew most prospects have their conscious minds ready to be told they can certainly afford it. Using the opposite effect would alter their conscious thinking process.

    Starting on a Monday morning and working no evenings I wanted to test my abilities to the max. I started out well self-hypnotized and with about 50 prospect cards, some of them “leads”. Remember now, we are talking over 30 years ago. Without appointments I saw 25 prospects and made 30 straight sales of all sizes. Not a single strikeout. With over $20,000 premium and much of it in annual cash payments, I decided to stop with $12,000 in commissions. I had accomplished and achieved my goals in just four days. Yes, with a rounded effective formula you can put on the brakes.

    MY FIRST MILLION was then made very easily. For me, I proved I could become a millionaire, by breaking all the rules. My average policy size was not gigantic but my closing ratio was incredible. I did not wear a suit or tie or carry a briefcase. My cars were snazzy new Camaros and Mustangs, and I quit wasting time struggling to make appointments.

    There is one danger in programming yourself to achieve a certain goal. Since you are bound to achieve it, before applying self-hypnosis, ask yourself if it is good for your mind and body to do whatever it takes.

    To become a multi million dollar insurance salesman, do the opposite of most salespeople are doing. Develop your own prospecting methods, presentation sills, and closing tricks. It becomes much easier making an insurance sale when in your mind you have already done it, and have the acquired sales skills to back it up.

    I did it my way. You can too.

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    Source by Donald Yerke

    Views: 0

  • The Advantages and Disadvantages of Being Wealthy and Successful

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    As far as I know, almost everyone wants to become wealthy and successful. Being wealthy and successful allows you to lead a comfortable life, buy anything you want to buy, do whatever you want to do and many others. However, it also brings you some disadvantages. Below I will explain them in detail.

    Advantages

    There are countless advantages and I will introduce three major ones.

    1. Wealth and success can guarantee you a high quality life. Many people are pursuing wealth and success because of this reason. Being wealthy means having a lot of money. So you will not worry about matters which are related to money. You can receive the best education, afford the best healthcare and buy anything you want. Besides, you will never worry about your work because you have enough money to feed yourself. In a word, you will be fully satisfied with your life and love your life.

    2. Being wealthy and successful can make you more confident. If you are a successful man, you will find that many people respect you and then you will have a feeling of victory. This will make you much more confident and your confidence and aura will be embodied in your life and work. Moreover, your accomplishments can also give you confidence and satisfaction. Some accomplishments can not be easily achieved but you are able to achieve them. Then, you will receive appreciations from other people.

    3. If you are wealthy and successful you may consider doing some charity work. There are many poor and helpless people around the world. Maybe you want to help them out before but do not have enough money, so when you are rich, you can achieve your desire. Doing some charity work can make you happy, contented and delighted.

    Disadvantages

    Being wealthy and successful does have some disadvantages.

    1. It is hard to know whether your friends or partners are interested in your money or not. When you have gained wealth and success, many people are willing to make friends with you. So you will not know who your genuine friends are.

    2. Perhaps you will be an open target for kidnap or blackmail. If you have much money, some lawless person may plan to kidnap you or your relatives to earn some money.

    Although there are some disadvantages, being wealthy and successful is still an attractive thing. Everyone can gain wealth and success as long as he tries his best to work hard.

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    Source by Sharon R Chen

    Views: 0

  • Lobster – A Rags to Riches Story

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    When the first ships arrived at Plymouth, most shellfish was not considered fit for human consumption, due in no small part to its resemblance to an insect as it crawled along the ocean bottom. Most early passengers during the 1600s were from England and other U.K. countries and accustomed to eating beef, mutton and fowl. What they did consume from the ocean was usually fish, in the form of cod, haddock and sole. Abundant lobster was fed to servants and domestic animals (there must have been a lot of happy cats). Native Americans used it for fertilizer. Just picture thousands of these spiny creatures as they were washed up on the shores of the Cape, where anyone could fill a bucket for free. (Are you drooling yet?)

    Even though canneries began to pop up along the Eastern Seaboard two centuries later, lobster was not a desirable item on the dinner menu, but regarded as a cheap and nutritious protein for the poor and for prisoners, much like canned tuna was on the West Coast. You can be sure that foodie Thomas Jefferson never allowed the lowly lobster to darken the door of his kitchen. Keep in mind that Americans were still clinging to their native British diet, which was primarily meat-based. Shellfish were foreign to them and not widely eaten in any form.

    Slowly lobster became more accepted, especially with railroad travel during the 19th century, when passengers moving cross country were unfamiliar with the succulent white meat and could be fed for pennies in the dining cars. And as wealthy vacationers flocked to Cape Code each summer, lobster was discovered and embraced, creating a surge in popularity and in price.

    During the 1920s lobster prices really began to soar, only to plummet during the Great Depression when few could afford it. Due to no shortage, lobster was not rationed during WWII and thus became a delicacy among the more affluent. Shortly thereafter, fine restaurants featured it on their menus, and cookbooks praised its savory possibilities. By the 1950s, lobster had firmly positioned itself as a luxury food, just below caviar, and prices responded accordingly.There are many different species of lobster, from the prized Maine lobster, which commands the highest prices, to the smaller lobster of Mexico called langostino. Americans value the highly prized Maine lobster tail with drawn butter above all else.

    Currently, business is booming. Last year, New England fishermen unloaded more than 130 million pounds, which adds up to approximately 534 million dollars. (Think of the butter required.) And that’s just U.S. figures. Our Canadian neighbors to the north also enjoy a prosperous lobster business, with much of their bounty exported to Asia. Current prices for the Maine variety, which are considered more desirable than Canadian cousins, hover around 9 to 11 dollars per pound at wholesale. Langostino lobster, which is common in the Southwest and Mexico, is not really lobster at all but another species of crab. It is sold by some fast food restaurants, featured at food stands and eateries south of the border and costs considerably less than American lobster.

    So there you have it. A real rags to riches saga. Lobster thermidor, lobster mac and cheese, lobster rolls, lobster salad, New England clam bakes, bisque and just plain old outrageously delicious Maine lobster. Pity anyone allergic to shellfish, because lobster ranks right up there on the taste scale, and lobster fans pay dearly for their favorite food. Clearly, there is no end in sight.

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    Source by Dale Phillip

    Views: 0

  • My Husband Doesn’t Love Me As Much As I Love Him – Tips and Advice That Might Help

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    I often hear from wives who have some issues with whether their husbands are “in love” with them or not. And, if the husbands are, the wives often measure this love by degrees, as compared to how much the wife loves him. I often him comments like “my husband doesn’t love me nearly as much as I love him. I make all of the concessions and advances in the relationship. He never makes any effort or shows me any attention or affection. It’s as if he merely tolerates me. He doesn’t ask me about my day or make any effort to engage with me. It’s like I’m someone who just merely coexists. On a scale of one to ten, I love him on a level that’s an eleven. And he loves me on a level that’s about a one.”

    I understand that this is a lonely and frustrating place to be. I experienced this in my own marriage and the way I handled this almost ended that same marriage. Through experience and research, it’s become pretty clear to me that there’s a right way and wrong way to handle this situation. I will discuss this more in the following article.

    Score keeping Is Not The Best Idea For A Marriage. The Question Isn’t Which Spouse Loves The Other The Most: The Question Is Do Both Spouse’s Feel Loved?: I understand how depressing it feels when you suspect that you’re the only one who’s really “in love” or trying to keep the marriage afloat. But sometimes, wives focus so much on measuring how much their husband loves them against some imaginary yard stick that has few (if any) implications on real life. This doesn’t really do anything to change or improve their situation.

    I often tell wives to give up comparisons and worry instead about whether they’re feeling loved, wanted and valued. Obviously, the answer is most likely to be negative, but at least you’ve shifted your focus from score keeping to something on which you can take concrete action.

    It can also be very important to understand that men aren’t as demonstrative as women. So, expecting your husband to be a spouse that compares to you in terms of demonstrating their feelings may not be totally realistic. Very few husbands express their love and affection in the way that wives typically do. This doesn’t mean that they don’t love you enough. It just means that you’ll need to teach him how to express himself and you’ll need to encourage the behaviors that make you feel noticed, understood, and loved.

    Some wives tell me that they resent having to do all the work and having to train their husband to do something that he should just automatically do. These points are certainly valid. But, in my experience, it’s better to give a little in exchange for getting what you truly want than to remain angry, frustrated and indignant while you’re not getting your needs met. It’s important to address and fix this before you yourself begin to withdraw. Because when you have to spouses who are on the edge of indifference, this can leave the marriage in real trouble.

    When You’re Worried That Your Husband’s Lack Of Affection For You Means He’s Not Invested In The Marriage Or May Eventually Want Out: I often find that the wives who tell me that their husband’s don’t love them enough fall into two camps. The first is a situation where the marriage is probably really OK, but the husband has either gotten into the habit of not showing his affection or needs to relearn that lesson. This scenario is easier to fix.

    The second scenario is that the husband’s lack of affection is due to issues within the marriage or with his no longer being invested in it. This is the scenario which you often can not afford to ignore. Because often, his withdrawing from you is a symptom of a much bigger problem. So, attempting to teach a husband to show you the feelings that just aren’t there isn’t likely to work.

    Instead, you’ll need to examine why the feelings have left, fix and address the issue, and then reevaluate. This is likely easier said than done. Because in the same way that husband’s aren’t demonstrative, they also often don’t have a firm grip on their feelings and perceptions. They may well know that something is wrong and act upon it. But, unlike us, they don’t lay awake at night exploring and turning over the issue. They’re more reactive. When something is wrong, they withdraw and reshuffle their efforts instead of thinking about their feelings.

    They may not even be aware that they are doing this or even understand why they are doing it. And that can be one reason that they insist that nothing is wrong or that you’re imagining things. Since they haven’t pondered what the issue is (or even that it exists) you look like a real nag or complainer when you address the symptom of it. That’s why you’re often much better off just working and acting on your own (especially at first.)

    One of the biggest mistakes that I see many wives make is that they harp on a sensitive subject with an already distant and detached husband. So, they’re already on shaky ground and it’s clear he’s resistant, but they think that if they can just get him to “work” on solving the problem, things will get better. The problem with this is that he’s already begun to withdraw. He likely doesn’t want to “work” on the marriage, at least right now. You’ll have to return him to a point of being invested before you can gain any real ground.

    Most wives understand this deep down, but they hesitate or rush because they don’t know how to get their husbands to be receptive to them again. The key is often to take inventory of the marriage and see where the husband might not be getting what he wants and then to provide that without needing to have any large or painful discussions about the same.

    And, that’s a common place where wives get stuck. I often hear comments like “But how am I supposed to do this? I’m already the one whose providing all of the attention and affection and that’s not working either.” Often the question really isn’t the demonstrative affection (at least on the husband’s end.) The real issue is often the real connection, and the feeling of being truly heard, valued and understood. It’s also important that both parties know that no one is going through the motions, score keeping, nagging, or trying to manipulate the other.

    I often tell wives to focus on what they can do very genuinely and convincingly. Husbands know when you’re just putting on a show or trying to overcompensate for what is really the underlying problem. They don’t want more of the same. They don’t want to be manipulated. They often want real change and improvements instead of worrying about how things look on the outside.

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    Source by Leslie Cane

    Views: 0

  • The Best Final Expense Sales Presentation Ever

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    Arriving At The Prospects Home

    When I arrive at the house, I like to park in the driveway because that is where family parks and they are more likely to greet me. I look for the door that they use the most and I go and knock on their door (usually the back or side door). While waiting for them to come to door, I look down at my clipboard and pretend to read. I try not to make any eye contact until they open the door.

    When they open the door, I greet them as if they have been waiting for me all day long. “Mrs. Jones? My name is Joseph and the reason I’m stopping by today is because you recently sent this card in and it’s my job to bring you that information you requested. I’d really like to go over this with you, can I come in?”

    If they say yes, GREAT!!! I’m in! If they say it’s not a good time, then I will schedule an appointment with them for the next day. Now you are off to your next one. Some people will let you in and some people will make appointments with you, some won’t be home. (Always make sure you go back or call if they’re not there.) Of course, some will slam the door in your face… ha (fortunately, not usually.)

    At the end of the day, you should have made 3-4 presentations and scheduled 4-5 appointments. The point is, you are out there working and making money. I’ve honestly made $8000 in commission in one day!!! No joke.

    Making Appointments

    Rather then drive around all day, some people prefer to make appointments or hire someone to make appointments for them. Personally, I hired someone to do this for me. I schedule my appointments an hour and half apart. Usually it starts at 10:30am and ends at 7:30pm. I try to get 7 appointments a day, 4 days a week. I always make my appointments the day before because they forget if it’s more than one day away.

    Script for Setting Appointments Yourself

    Here is an appointment script you can use:

    Good Afternoon ____________, This is ____________

    I have in my hand, a pink card that you filled out and sent in requesting information on the Social Security Death Benefit Program.

    Now, my job is to get this information out to you.

    The address I have here is ___________________.

    Is that correct?

    Okay… Great!

    On the card ________, you wrote down that you were 65 and that your wife was 63… is that correct?

    Awesome, awesome…

    Let me ask you a question: are you (you guys) working, retired or receiving disability?

    Oh yeah, that’s good, that’s good… What time… do you/she/he get off work…

    chit chat…

    anyway, like I said, my job is to this information out to you and I can either get it out to you tomorrow at ______ or ______…

    which is best for you?

    Great…

    Do you have a pen and paper handy or do you have your calendar in front of you?

    I just want you to write down my first name… It’s Joseph. Last name Haworth, H-A….

    Now put down there ______am/pm on ___________day… that’s tomorrow.

    Well, I really appreciate your time, I look forward to meeting you and __________, at ______________am/pm _____day________.

    Have a great day.

    When you arrive at your appointment, smile BIG and assume you are getting in. Say you are there for the appointment and ask to come in. It’s easy to get in… most of them remember that you are coming.

    Presentation

    To put you at ease, I want you to know that I’m not a sales person at all. I’m the most passive, non pushy person you can imagine. There really is no trick to it. So relax your shoulders and have fun.

    Once you are in the door, you compliment their home, their yard, their dog, the smell of the house… you know… whatever! Just compliment. My favorite one is to mention how clean the house is. If it is really clean, it means they work really hard at it and they appreciate someone noticing. As I’m walking in the house, I look at the pictures and I either ask who is in the pictures before I sit down or I ask later. In any case, seniors love to share their pictures so make sure you ask about them.

    I’m always very casual and I do my best to avoid the sales presentation for about a half hour. I like to have them talk to me and tell me about themselves and their family and their problems etc. I honestly get sucked in. I’m right there, feeling their joy and pain and I’m concerned and interested. I don’t care about the insurance at that point. Eventually, you move to the presentation and by this time you are friends and this helps them listen and helps you know how to communicate to them. Here are the steps:

    1. You tell them why they received the card and what it’s about.

    2. You bring up the cost of a burial and the fact their family is going to have to pay $10,000.

    3. You find out why they sent the card in.

    4. Ask who their beneficiary is and if they have ever paid for a funeral (both these questions bring out emotion because they don’t want their kids to pay for the funeral and by asking if they have ever paid for one, this helps them remember the pain of paying all that money for a funeral.)

    5. Ask them what medications they take and what they are for. Then you ask how their overall health is. “Have you had any heart problems, or kidney, or liver or lung problems? If so, when?” You need to know when because most applications only care about the past 2 years or so.

    6. Now you know what they are going to be approved for and you can show them some prices. I usually write down 3 or 4 prices on the back of their lead card. I try to match what I think they can afford. Once I write them down, I go over the prices and then hand them the sheet. I say, “Now, Mrs. Jones, I want you to look over these three prices and you tell me which one is best for you?

    7. Before I give them the prices, I tell them about an immediate benefit and a graded benefit. The immediate benefit means that their family will get the full face amount if they died even after only one payment. The graded policy, however, makes them wait two years before they have full coverage. To find out which one they qualify for, I have to ask the questions on the application. (However, if you asked enough questions earlier, you already know….)

    8. Before I ask the immediate benefit questions, I ask them to pick out a price first. (This is called asking for the sale. You have to ask for the sale or you will not sell!!! Plain and simple). Knowing the price they will pay helps with the next step. When you know they qualify for immediate benefits, after you ask the appropriate questions (that you already know the answers to), you stand up and congratulate them.

    9. At that point, all you have to do is ask for their personal information. “Mrs. Jones, can I see your SSN and Drivers License”… the point is that you start writing the application.

    We hope you will join us to see the full presentation in print, audio and on video.

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    Source by Jody Haworth

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  • Relationship Anxiety – Why Doesn’t My Boyfriend Want to Marry Me?

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    Relationships aren’t always viewed as investments, but in many ways that’s exactly what they are. This is especially the case for a woman who is dating a man who is somewhat resistant to the idea of marriage. If you’re that woman, you know that you’ve invested a great deal of time and emotional energy into the connection. It’s understandable that you’d want and expect a diamond ring and a romantic wedding at some point, but what do you do if that end goal is nowhere in sight? If your boyfriend has made it clear to you that he’s not interested in marriage, you’re left flabbergasted. Before you throw in the towel and walk away from everything you two have built, you need some answers. Understanding why he isn’t feeling drawn towards marriage can help you overcome the problem and get things moving in a more positive relationship direction.

    Think About His Reasons for Not Wanting to Marry

    Obviously, by this point you and your boyfriend have discussed the issue of marriage and how you both feel about it. In all likelihood you’ve pushed your boyfriend to share with you where his reservations are coming from. Each man is unique which means that his reasoning for not wanting to take the plunge is going to be specific to him. Generally there are several common threads that seem to run through relationships in which the man isn’t in any rush to get married.

    One of the most common reasons why men refuse to make such a strong commitment is they sense that they’ll lose their own identity when they become a “husband.” Instead of being a self sufficient, single guy they suddenly become one half of a couple who are joined together forever. To most women this sounds like a dream come true but for a man who doesn’t feel emotionally mature, this can be a very frightening proposition. Not only does he see his own identity being pulled away but he senses that his role, from the wedding day forward, is simply to please his wife.

    Other men won’t get down on bended knee to make that all-important proposal because the financial aspect of it weighs heavily on their mind. Men want to be viewed as providers and if your man doesn’t have the means to support himself, let alone you and any potential children in the future, he isn’t going to want to take any steps towards commitment. He also likely won’t reveal his true motivations for not getting engaged. He doesn’t want you to think poorly of him. To a man the most important thing is that the woman he loves sees him as a hero in every sense.

    Devote Your Energy to Helping Him Overcome His Resistance

    There’s something to be said for not pushing a man to commit, but there are obvious exceptions every woman should be aware of. If you believe your boyfriend would love to be married, but he does have some lingering reservations that you’ve been able to identify, you can then start work on helping him move past those.

    It’s not advisable for you to sit down with a man who you believe is struggling with finances so you two can have an honest discussion about how he can’t afford a wedding, let alone an engagement ring. It is helpful if you share with him how you see marriage as an equal partnership and how important it is to you to contribute equally, always. If your boyfriend feels that some of the financial burden has been taken off his shoulders, in a very subtle way by you, that may steer him closer towards a proposal.

    You can also persuade your man to see the gains he’ll make in being married to you, as opposed to the losses he may believe he’ll suffer. If your guy is surrounded by single male friends, this may prove a bit more challenging, but don’t ever view it as impossible.

    Simply start mentioning how important you believe it is that couples always have their own interests. You could even bring up the example of a married friend of yours. Talk about how you think it’s great that her and her husband still have their own independent friends and that they each spend time apart from one another visiting with those friends.

    If your boyfriend senses that your attitude after you marry is going to be that of a woman who doesn’t want her husband spending all his time with her, he’ll be more inclined to see marriage in a much more positive light.

    Be Realistic About the Future of Your Relationship

    Even if you’ve determined why you believe your boyfriend is being hesitant about committing, and you’ve been working at getting him to move past his reservations, there is still a chance that he’ll refuse to marry you.

    If this is the case, it’s important that you look within yourself to decide if waiting endlessly is the right thing for you. Some people just don’t see marriage as something they want in their lives. If this depth of connection is important to you and your boyfriend has continued to resist, even after you’ve helped him understand the benefits of it, it may be time to rethink your future.

    You, and only you, can decide if marriage is a deal breaker within your relationship. If it’s vitally important to you that you two marry, share that with him and leave the ball in his court. If he continues to ignore your needs, you really have to consider whether a partner like that is truly the best choice after all.

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    Source by Gillian Reynolds

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