Understanding your Medicare options is an important part of planning for health care costs in retirement.
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Category: Lifestyle
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Medicare questions? Here’s what you need to know from A to D.
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Why do ETFs pay capital gains?
Basic primer outlining how and why ETFs may pay capital gains. Article discusses how often ETFs may pay capital gains, where those gains are generated from, and how ETFs are structured.
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Your Investing Life™: Step 1—Understanding risk and return
Investing—and taking some risk—gives your money an opportunity to grow so it can maintain purchasing power over time.
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Your Investing Life™: Step 2—Choosing the right asset mix
Your target asset mix is like a bull’s-eye. Zero in on it, stay focused, and tune out the distractions around you so you can reach your goal.
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Your Investing Life™: Step 3—Saving for retirement
Choosing the right type of retirement account is an essential part of preparing to invest.
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Your Investing Life™: Step 4—Opening a nonretirement account
Different accounts can help you reach different goals. Here’s a breakdown of the most common options for saving for college, a minor, and everything else.
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Sultan Nazrin consents to setting up of Special Zakat Distribution Fund
IPOH: The Sultan of Perak Sultan Nazrin Shah (pix) has consented to the Special Zakat Distribution Fund, involving RM11.95 million, to ease the burden of the people affected by the Covid-19 outbreak and assist efforts by various quarters in addressing the crisis.
Perak Islamic Religious and Malay Customs Council (MAIPk) chief executive oficer Shahrul Azam Shaari said the special fund was set up by the council, with the cooperation of several of its strategic partners.
This special fund, involved RM11.11 million from the zakat allocation, RM30,000 from SP Setia Foundation chairman and RM800,000 in tithe from the corporate sector,“ he said in a statement here today.
He said Sultan Nazrin consented to the setting up of the fund so that it could be used to help those who are affected by the enforcement of the Movement Control Order (MCO) which has been extended until April 14.
“Sultan Nazrin is concerned and aware that the Covid-19 pandemic has a direct impact on the lives of the people, especially among those with unstable income and those in the low-income group,“ he added.
Shahrul said the special fund would cover the cost of the Food Box Aid, involving RM240,000, which would be channeled through the Covid-19 Operations Room under the respective District and Land Offices tin the state.
He said RM5.8 million would be for the Emergency Survival Assistance, which is targeted for households earning RM2,000 and below whose income were affected due to either termination of employment, unpaid leave or other reasons.
A total of RM2 million is allocated for Special Capital Assistance to assist MAIPk traders, hawkers and entrepreneurs whose business were affected by the MCO; RM100,000 for management and welfare assistance to Perak students studying abroad and RM100, 000 to provide food supply to students at public and private institutions of higher learning in Perak who are still at their respective colleges, he added.
Shahrul said a special contribution of RM500,000 would be made to the Perak Health Department, the Royal Malaysia Police, the Malaysian Armed Forces and other agencies for the welfare of their Covid-19 frontline personnel.
RM1 million is for health and medical equipment to be donated to hospitals in Perak, RM1.5 million for purchase of medical equipment to combat Covid-19, like face masks, gloves and disinfectant to be distributed to mosques, suraus and the general public, and RM710,000 for contingency plan, he added. – Bernama
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Zulkifli proposes suspension of mosque, surau activities be extended
KUALA LUMPUR: Minister in the Prime Minister’s Department (Religious Affairs) senator Datuk Dr Zulkifli Mohamad Al-Bakri (pix) has proposed for an extension to the suspension of all activities including Friday prayer, at mosques and surau until the Movement Control Order (MCO) period is over.
Zulkifli in a statement today said this was following a decree by the Yang di-Pertuan Agong Al-Sultan Abdullah Ri’ayatuddin Al-Mustafa Billah Shah for Muslims to perform the prayer in their homes to break the chain of Covid-19 infections.
“It is also in line with the Online Resolutions of the National Council of Islamic Religious Affairs’ Muzakarah (discussion) Committee members on March 20, 2020 which has agreed that the suspension be extended until March 31, 2020 or in accordance with any decision made by the Malaysian government from time to time,” he said in a statement today.
However, Zulkifli said it was up to the Islamic religious authorities in each state to decide on the matter adding that he hoped all Muslims would abide by the MCO directives.
Prime Minister Tan Sri Muhyiddin Yassin today announced that the MCO period would be extended until April 14.
Meanwhile, Federal Territories Islamic Religious Department director Mohd Ajib Ismail said Friday prayers as well as all mosque and surau activities in the Federal Territories have been suspended until the end of the MCO period. – Bernama
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Health Ministry mulls over use of ‘Favipiravir’ to treat patients
PUTRAJAYA: The Health Ministry is considering the use of antiviral drug ‘Favipiravir’ to treat Covid-19 positive patients, according to its director-general Datuk Dr Noor Hisham Abdullah (pix).
He said the drug, which is also known as ‘Avigan’ and ‘Fuhaikang’, was not yet registered in the country.
“We (MOH) can approve it. However, we need to test the drug as it has certain side effects. So we need to be careful when using it,” he said during the daily press conference on Covid-19 here today, explaining that the drug was known as Avigan in Japan, and Fuhaikang in China.
In the event that the drug is approved, patients will need to be closely monitored to ensure its effectiveness, he explained.
Meanwhile, Dr Noor Hisham said 800 ventilators were required in government hospitals, out of which 500 would be designated for the specific use of Covid-19 cases.
The ministry had purchased 229 units of ventilators, with 54 units already received. The remaining 175 units are expected to arrive by early April, he said.
The private sector had also agreed to lend 64 ventilators for use in government hospitals, he added.
Prime Minister Tan Sri Muhyiddin Yassin recently announced an allocation of RM500 million for the purchase of medical equipment such as ventilators and Intensive Care Unit equipment, additional personal protective equipment (PPE) for public medical personnel, and for laboratory requirements for Covid-19 tests. – Bernama
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Water bill exemption, electricity bill discount in Sabah beginning April
KOTA KINABALU: Sabah people will be exempted from paying their water bills and will be given a 30% discount on electricity bills for three months beginning April, according to Chief Minister Datuk Seri Mohd Shafie Apdal.
He said the exemption and discount were part of the initiatives introduced under the Sabah Covid-19 aid package in an effort to ease the burden and cost of living of affected people in the state following the virus outbreak.
“It will benefit 335,000 domestic water users. In addition, the state will give a 28% discount on electricity bills for three months starting April, on top of the 2% provided by the federal government.
“The discount will involve the state government allocation of RM11.5 million a month or RM35.65 million over the three-month period, and it is expected that 512,000 consumers will benefit from this or equivalent to about 98% of electricity users in Sabah and Labuan,“ he told a press conference, here today.
Earlier, Mohd Shafie announced the RM670 million Sabah Covid-19 aid package comprising three categories namely assistance to frontliners and affected people as well as efforts to strengthen businesses and improve the quality of rural basic infrastructure.
Mohd Shafie said residents of the People’s Housing Programme in Sabah will also be exempted from paying rent for six months starting April, which involved an allocation of about RM21.1 million.
A total of 20,080 households or 110,400 people will benefit from it, he said.
Also included in the package is a 30% discount on quit rent collections for this year, which will benefit 232,774 individuals and 9,184 companies, among others.
However, Mohd Shafie said those who had paid the tax this year would be given rebates next year.
Hawkers are exempted from paying a licence fee by all district councils for this year, which will benefit 26,227 hawkers statewide and rebates will be given for 2021 to those who have paid for the licences this year, he added.
Mohd Shafie said RM30 million would be allocated for allowance payments of 10 months to Village Community Management Councils (MPKK), which will benefit 2,315 MPKK in Sabah. – Bernama
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