Category: Finance

  • 4 Steps to Bring Riches Closer to You

    In case your need is to benefit from riches and wealth, then you definately would possibly need to create an environment for that to develop and prosper. These 4 steps are key to bringing you nearer to having enjoyable with riches.

    #1 Set Your Money Targets
    It’s time to get your pen and paper out and make some decisions. What’s your goal for earnings for the next 6 months? 12 months? 5 years? 25 years? Write it down and in addition to create a dream board that could be a imaginative and prescient of what wealth goes to look like for you. What are you going to do collectively along with your wealth? What are a number of of the problems you are going to buy collectively along with your wealth? Suppose big – don’t keep once more.

    #2 It’s Time to Monitor Your Spending Habits
    It is time to create a journal of the way you could be spending your money. There could also be software program program which will present assist to try this monitoring merely the place your money goes not just by the place you spend it nevertheless by class as successfully. For example, leisure, utilities, housing, and plenty of others.

    #three You Must Create an Earnings Stream
    All through you could be enterprise alternate options and in addition you don’t always require a substantial quantity of capital to get started; nonetheless, you might need to imagine ‘exterior the sector,’ change the best way through which you could be occupied with getting your start. You moreover must set a minimum of one goal and further is more healthy. Listed below are some examples of goals:

    * My goal is to non-public my very personal enterprise
    * My goal is to be my very personal boss
    * My goal is to have financial freedom
    * My goal is to be in control of my life
    * My goal is to create residual earnings

    When you begin to focus on the goals that you just simply set, you will actually reprogram your unconscious abruptly alternate options will begin to pop up all over. It’s thrilling!

    #4 Don’t Be Afraid to be Generous
    Be generous collectively along with your money. If in case you haven’t had money you might are inclined to want to cling on to your new found money – your rising wealth. Nonetheless you would possibly need to begin to assume and act such as you’ve gotten abundance and share it freely. This does not indicate that you just’re being careless. It implies that fairly than giving the important 10 p.c tip you give 20 p.c. It means serving to anyone that’s down on their luck, or it means sending flowers to anyone that’s essential to you. Make a pact along with your self to be generous as quickly as each week.

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  • The Science of Getting Rich, by Wallace Delois Wattles – Chapter 4

    The First Principle in The Science of Getting Rich.

    THOUGHT is the only power which can produce tangible riches from the Formless Substance. The stuff from which all things are made is a substance which thinks, and a thought of form in this substance produces the form.

    Original Substance moves according to its thoughts; every form and process you see in nature is the visible expression of a thought in Original Substance. As the Formless Stuff thinks of a form, it takes that form; as it thinks of a motion, it makes that motion. That is the way all things were created. We live in a thought world, which is part of a thought universe. The thought of a moving universe extended throughout Formless Substance, and the Thinking Stuff moving according to that thought, took the form of systems of planets, and maintains that form. Thinking Substance takes the form of its thought, and moves according to the thought. Holding the idea of a circling system of suns and worlds, it takes the form of these bodies, and moves them as it thinks. Thinking the form of a slow-growing oak tree, it moves accordingly, and produces the tree, though centuries may be required to do the work. In creating, the Formless seems to move according to the lines of motion it has established; the thought of an oak tree does not cause the instant formation of a full-grown tree, but it does start in motion the forces which will produce the tree, along established lines of growth.

    Every thought of form, held in thinking Substance, causes the creation of the form, but always, or at least generally, along lines of growth and action already established.

    The thought of a house of a certain construction, if it were impressed upon Formless Substance, might not cause the instant formation, of the house; but it would cause the turning of creative energies already working in trade and commerce into such channels as to result in the speedy building of the house. And if there were no existing channels through which the creative energy could work, then the house would be formed directly from primal substance, without waiting for the slow processes of the organic and inorganic world.

    No thought of form can be impressed upon Original Substance without causing the creation of the form.

    Man is a thinking center, and can originate thought. All the forms that man fashions with his hands must first exist in his thought; he cannot shape a thing until he has thought that thing.

    And so far man has confined his efforts wholly to the work of his hands; he has applied manual labor to the world of forms, seeking to change or modify those already existing. He has never thought of trying to cause the creation of new forms by impressing his thoughts upon Formless Substance.

    When man has a thought-form, he takes material from the forms of nature, and makes an image of the form which is in his mind. He has, so far, made little or no effort to co-operate with Formless Intelligence; to work “with the Father.” He has not dreamed that he can “do what he seeth the Father doing.” Man reshapes and modifies existing forms by manual labor; he has given no attention to the question whether he may not produce things from Formless Substance by communicating his thoughts to it. We propose to prove that he may do so; to prove that any man or woman may do so, and to show how. As our first step, we must lay down three fundamental propositions.

    First, we assert that there is one original formless stuff, or substance, from which all things are made. All the seemingly many elements are but different presentations of one element; all the many forms found in organic and inorganic nature are but different shapes, made from the same stuff. And this stuff is thinking stuff; a thought held in it produces the form of the thought. Thought, in thinking substance, produces shapes. Man is a thinking center, capable of original thought; if man can communicate his thought to original thinking substance, he can cause the creation, or formation, of the thing he thinks about. To summarize this:-

    There is a thinking stuff from which all things are made, and which, in its original state, permeates, penetrates, and fills the interspaces of the universe.

    A thought, in this substance, Produces the thing that is imaged by the thought.

    Man can form things in his thought, and, by impressing his thought upon formless substance, can cause the thing he thinks about to be created.

    It may be asked if I can prove these statements; and without going into details, I answer that I can do so, both by logic and experience.

    Reasoning back from the phenomena of form and thought, I come to one original thinking substance; and reasoning forward from this thinking substance, I come to man’s power to cause the formation of the thing he thinks about.

    And by experiment, I find the reasoning true; and this is my strongest proof.

    If one man who reads this book gets rich by doing what it tells him to do, that is evidence in support of my claim; but if every man who does what it tells him to do gets rich, that is positive proof until some one goes through the process and fails. The theory is true until the process fails; and this process will not fail, for every man who does exactly what this book tells him to do will get rich.

    I have said that men get rich by doing things in a Certain Way; and in order to do so, men must become able to think in a certain way.

    A man’s way of doing things is the direct result of the way he thinks about things.

    To do things in a way you want to do them, you will have to acquire the ability to think the way you want to think; this is the first step toward getting rich.

    To think what you want to think is to think TRUTH, regardless of appearances.

    Every man has the natural and inherent power to think what he wants to think, but it requires far more effort to do so than it does to think the thoughts which are suggested by appearances. To think according to appearance is easy; to think truth regardless of appearances is laborious, and requires the expenditure of more power than any other work man is called upon to perform.

    There is no labor from which most people shrink as they do from that of sustained and consecutive thought; it is the hardest work in the world. This is especially true when truth is contrary to appearances. Every appearance in the visible world tends to produce a corresponding form in the mind which observes it; and this can only be prevented by holding the thought of the TRUTH.

    To look upon the appearance of disease will produce the form of disease in your own mind, and ultimately in your body, unless you hold the thought of the truth, which is that there is no disease; it is only an appearance, and the reality is health.

    To look upon the appearances of poverty will produce corresponding forms in your own mind, unless you hold to the truth that there is no poverty; there is only abundance.

    To think health when surrounded by the appearances of disease, or to think riches when in the midst of appearances of poverty, requires power; but he who acquires this power becomes a MASTER MIND. He can conquer fate; he can have what he wants.

    This power can only be acquired by getting hold of the basic fact which is behind all appearances; and that fact is that there is one Thinking Substance, from which and by which all things are made.

    Then we must grasp the truth that every thought held in this substance becomes a form, and that man can so impress his thoughts upon it as to cause them to take form and become visible things.

    When we realize this, we lose all doubt and fear, for we know that we can create what we want to create; we can get what we want to have, and can become what we want to be. As a first step toward getting rich, you must believe the three fundamental statements given previously in this chapter; and in order to emphasize them. I repeat them here:-

    There is a thinking stuff from which all things are made, and which, in its original state, permeates, penetrates, and fills the interspaces of the universe.

    A thought, in this substance, Produces the thing that is imaged by the thought.

    Man can form things in his thought, and, by impressing his thought upon formless substance, can cause the thing he thinks about to be created.

    You must lay aside all other concepts of the universe than this monistic one; and you must dwell upon this until it is fixed in your mind, and has become your habitual thought. Read these creed statements over and over again; fix every word upon your memory, and meditate upon them until you firmly believe what they say. If a doubt comes to you, cast it aside as a sin. Do not listen to arguments against this idea; do not go to churches or lectures where a contrary concept of things is taught or preached. Do not read magazines or books which teach a different idea; if you get mixed up in your faith, all your efforts will be in vain.

    Do not ask why these things are true, nor speculate as to how they can be true; simply take them on trust.

    The science of getting rich begins with the absolute acceptance of this faith.

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  • The Science of Getting Rich, by Wallace Delois Wattles – Preface

    THIS book is pragmatical, not philosophical; a practical manual, not a treatise upon theories. It is intended for the men and women whose most pressing need is for money; who wish to get rich first, and philosophize afterward. It is for those who have, so far, found neither the time, the means, nor the opportunity to go deeply into the study of metaphysics, but who want results and who are willing to take the conclusions of science as a basis for action, without going into all the processes by which those conclusions were reached.

    It is expected that the reader will take the fundamental statements upon faith, just as he would take statements concerning a law of electrical action if they were promulgated by a Marconi or an Edison; and, taking the statements upon faith, that he will prove their truth by acting upon them without fear or hesitation. Every man or woman who does this will certainly get rich; for the science herein applied is an exact science, and failure is impossible. For the benefit, however, of those who wish to investigate philosophical theories and so secure a logical basis for faith, I will here cite certain authorities.

    The monistic theory of the universe the theory that One is All, and that All is One; That one Substance manifests itself as the seeming many elements of the material world -is of Hindu origin, and has been gradually winning its way into the thought of the western world for two hundred years. It is the foundation of all the Oriental philosophies, and of those of Descartes, Spinoza, Leibnitz, Schopenhauer, Hegel, and Emerson.

    The reader who would dig to the philosophical foundations of this is advised to read Hegel and Emerson for himself.

    In writing this book I have sacrificed all other considerations to plainness and simplicity of style, so that all might understand. The plan of action laid down herein was deduced from the conclusions of philosophy; it has been thoroughly tested, and bears the supreme test of practical experiment; it works. If you wish to know how the conclusions were arrived at, read the writings of the authors mentioned above; and if you wish to reap the fruits of their philosophies in actual practice, read this book and do exactly as it tells you to do.

    –The Author

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  • The Science of Getting Rich, by Wallace Delois Wattles – Chapter 3

    Is Opportunity Monopolized?

    NO man is kept poor because opportunity has been taken away from him; because other people have monopolized the wealth, and have put a fence around it. You may be shut off from engaging in business in certain lines, but there are other channels open to you. Probably it would be hard for you to get control of any of the great railroad systems; that field is pretty well monopolized. But the electric railway business is still in its infancy, and offers plenty of scope for enterprise; and it will be but a very few years until traffic and transportation through the air will become a great industry, and in all its branches will give employment to hundreds of thousands, and perhaps to millions, of people. Why not turn your attention to the development of aerial transportation, instead of competing with J.J. Hill and others for a chance in the steam railway world?

    It is quite true that if you are a workman in the employ of the steel trust you have very little chance of becoming the owner of the plant in which you work; but it is also true that if you will commence to act in a Certain Way, you can soon leave the employ of the steel trust; you can buy a farm of from ten to forty acres, and engage in business as a producer of foodstuffs. There is great opportunity at this time for men who will live upon small tracts of land and cultivate the same intensively; such men will certainly get rich. You may say that it is impossible for you to get the land, but I am going to prove to you that it is not impossible, and that you can certainly get a farm if you will go to work in a Certain Way.

    At different periods the tide of opportunity sets in different directions, according to the needs of the whole, and the particular stage of social evolution which has been reached. At present, in America, it is setting toward agriculture and the allied industries and professions. To-day, opportunity is open before the factory worker in his line. It is open before the business man who supplies the farmer more than before the one who supplies the factory worker; and before the professional man who waits upon the farmer more than before the one who serves the working class.

    There is abundance of opportunity for the man who will go with the tide, instead of trying to swim against it.

    So the factory workers, either as individuals or as a class, are not deprived of opportunity. The workers are not being “kept down” by their masters; they are not being “ground” by the trusts and combinations of capital. As a class, they are where they are because they do not do things in a Certain Way. If the workers of America chose to do so, they could follow the example of their brothers in Belgium and other countries, and establish great department stores and co-operative industries; they could elect men of their own class to office, and pass laws favoring the development of such co-operative industries; and in a few years they could take peaceable possession of the industrial field.

    The working class may become the master class whenever they will begin to do things in a Certain Way; the law of wealth is the same for them as it is for all others. This they must learn; and they will remain where they are as long as they continue to do as they do. The individual worker, however, is not held down by the ignorance or the mental slothfulness of his class; he can follow the tide of opportunity to riches, and this book will tell him how.

    No one is kept in poverty by a shortness in the supply of riches; there is more than enough for all. A palace as large as the capitol at Washington might be built for every family on earth from the building material in the United States alone; and under intensive cultivation, this country would produce wool, cotton, linen, and silk enough to cloth each person in the world finer than Solomon was arrayed in all his glory; together with food enough to feed them all luxuriously.

    The visible supply is practically inexhaustible; and the invisible supply really IS inexhaustible.

    Everything you see on earth is made from one original substance, out of which all things proceed.

    New Forms are constantly being made, and older ones are dissolving; but all are shapes assumed by One Thing.

    There is no limit to the supply of Formless Stuff, or Original Substance. The universe is made out of it; but it was not all used in making the universe. The spaces in, through, and between the forms of the visible universe are permeated and filled with the Original Substance; with the formless Stuff; with the raw material of all things. Ten thousand times as much as has been made might still be made, and even then we should not have exhausted the supply of universal raw material.

    No man, therefore, is poor because nature is poor, or because there is not enough to go around.

    Nature is an inexhaustible storehouse of riches; the supply will never run short. Original Substance is alive with creative energy, and is constantly producing more forms. When the supply of building material is exhausted, more will be produced; when the soil is exhausted so that food stuffs and materials for clothing will no longer grow upon it, it will be renewed or more soil will be made. When all the gold and silver has been dug from the earth, if man is still in such a stage of social development that he needs gold and silver, more will produced from the Formless. The Formless Stuff responds to the needs of man; it will not let him be without any good thing.

    This is true of man collectively; the race as a whole is always abundantly rich, and if individuals are poor, it is because they do not follow the Certain Way of doing things which makes the individual man rich.

    The Formless Stuff is intelligent; it is stuff which thinks. It is alive, and is always impelled toward more life.

    It is the natural and inherent impulse of life to seek to live more; it is the nature of intelligence to enlarge itself, and of consciousness to seek to extend its boundaries and find fuller expression. The universe of forms has been made by Formless Living Substance, throwing itself into form in order to express itself more fully.

    The universe is a great Living Presence, always moving inherently toward more life and fuller functioning.

    Nature is formed for the advancement of life; its impelling motive is the increase of life. For this cause, everything which can possibly minister to life is bountifully provided; there can be no lack unless God is to contradict himself and nullify his own works.

    You are not kept poor by lack in the supply of riches; it is a fact which I shall demonstrate a little farther on that even the resources of the Formless Supply are at the command of the man or woman will act and think in a Certain Way.

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  • The Science of Getting Rich, by Wallace Delois Wattles – Chapter 2

    There is A Science of Getting Rich

    THERE is a Science of getting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches; once these laws are learned and obeyed by any man, he will get rich with mathematical certainty.

    The ownership of money and property comes as a result of doing things in a certain way; those who do things in this Certain Way, whether on purpose or accidentally, get rich; while those who do not do things in this Certain Way, no matter how hard they work or how able they are, remain poor.

    It is a natural law that like causes always produce like effects; and, therefore, any man or woman who learns to do things in this certain way will infallibly get rich.

    That the above statement is true is shown by the following facts:

    Getting rich is not a matter of environment, for, if it were, all the people in certain neighborhoods would become wealthy; the people of one city would all be rich, while those of other towns would all be poor; or the inhabitants of one state would roll in wealth, while those of an adjoining state would be in poverty.

    But everywhere we see rich and poor living side by side, in the same environment, and often engaged in the same vocations. When two men are in the same locality, and in the same business, and one gets rich while the other remains poor, it shows that getting rich is not, primarily, a matter of environment. Some environments may be more favorable than others, but when two men in the same business are in the same neighborhood, and one gets rich while the other fails, it indicates that getting rich is the result of doing things in a Certain Way.

    And further, the ability to do things in this certain way is not due solely to the possession of talent, for many people who have great talent remain poor, while other who have very little talent get rich.

    Studying the people who have got rich, we find that they are an average lot in all respects, having no greater talents and abilities than other men. It is evident that they do not get rich because they possess talents and abilities that other men have not, but because they happen to do things in a Certain Way.

    Getting rich is not the result of saving, or “thrift”; many very penurious people are poor, while free spenders often get rich.

    Nor is getting rich due to doing things which others fail to do; for two men in the same business often do almost exactly the same things, and one gets rich while the other remains poor or becomes bankrupt.

    From all these things, we must come to the conclusion that getting rich is the result of doing things in a Certain Way.

    If getting rich is the result of doing things in a Certain Way, and if like causes always produce like effects, then any man or woman who can do things in that way can become rich, and the whole matter is brought within the domain of exact science.

    The question arises here, whether this Certain Way may not be so difficult that only a few may follow it. This cannot be true, as we have seen, so far as natural ability is concerned. Talented people get rich, and blockheads get rich; intellectually brilliant people get rich, and very stupid people get rich; physically strong people get rich, and weak and sickly people get rich.

    Some degree of ability to think and understand is, of course, essential; but in so far natural ability is concerned, any man or woman who has sense enough to read and understand these words can certainly get rich.

    Also, we have seen that it is not a matter of environment. Location counts for something; one would not go to the heart of the Sahara and expect to do successful business.

    Getting rich involves the necessity of dealing with men, and of being where there are people to deal with; and if these people are inclined to deal in the way you want to deal, so much the better. But that is about as far as environment goes.

    If anybody else in your town can get rich, so can you; and if anybody else in your state can get rich, so can you.

    Again, it is not a matter of choosing some particular business or profession. People get rich in every business, and in every profession; while their next door neighbors in the same vocation remain in poverty.

    It is true that you will do best in a business which you like, and which is congenial to you; and if you have certain talents which are well developed, you will do best in a business which calls for the exercise of those talents.

    Also, you will do best in a business which is suited to your locality; an ice-cream parlor would do better in a warm climate than in Greenland, and a salmon fishery will succeed better in the Northwest than in Florida, where there are no salmon.

    But, aside from these general limitations, getting rich is not dependent upon your engaging in some particular business, but upon your learning to do things in a Certain Way. If you are now in business, and anybody else in your locality is getting rich in the same business, while you are not getting rich, it is because you are not doing things in the same Way that the other person is doing them.

    No one is prevented from getting rich by lack of capital. True, as you get capital the increase becomes more easy and rapid; but one who has capital is already rich, and does not need to consider how to become so. No matter how poor you may be, if you begin to do things in the Certain Way you will begin to get rich; and you will begin to have capital. The getting of capital is a part of the process of getting rich; and it is a part of the result which invariably follows the doing of things in the Certain Way. You may be the poorest man on the continent, and be deeply in debt; you may have neither friends, influence, nor resources; but if you begin to do things in this way, you must infallibly begin to get rich, for like causes must produce like effects. If you have no capital, you can get capital; if you are in the wrong business, you can get into the right business; if you are in the wrong location, you can go to the right location; and you can do so by beginning in your present business and in your present location to do things in the Certain Way which causes success.

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  • The Science of Getting Rich, by Wallace Delois Wattles – Chapter 1

    The Right To Be Rich.

    WHATEVER may be said in praise of poverty, the fact remains that it is not possible to live a really complete or successful life unless one is rich. No man can rise to his greatest possible height in talent or soul development unless he has plenty of money; for to unfold the soul and to develop talent he must have many things to use, and he cannot have these things unless he has money to buy them with.

    A man develops in mind, soul, and body by making use of things, and society is so organized that man must have money in order to become the possessor of things; therefore, the basis of all advancement for man must be the science of getting rich.

    The object of all life is development; and everything that lives has an inalienable right to all the development it is capable of attaining.

    Man’s right to life means his right to have the free and unrestricted use of all the things which may be necessary to his fullest mental, spiritual, and physical unfoldment; or, in other words, his right to be rich.

    In this book, I shall not speak of riches in a figurative way; to be really rich does not mean to be satisfied or contented with a little. No man ought to be satisfied with a little if he is capable of using and enjoying more. The purpose of Nature is the advancement and unfoldment of life; and every man should have all that can contribute to the power; elegance, beauty, and richness of life; to be content with less is sinful.

    The man who owns all he wants for the living of all the life he is capable of living is rich; and no man who has not plenty of money can have all he wants. Life has advanced so far, and become so complex, that even the most ordinary man or woman requires a great amount of wealth in order to live in a manner that even approaches completeness. Every person naturally wants to become all that they are capable of becoming; this desire to realize innate possibilities is inherent in human nature; we cannot help wanting to be all that we can be. Success in life is becoming what you want to be; you can become what you want to be only by making use of things, and you can have the free use of things only as you become rich enough to buy them. To understand the science of getting rich is therefore the most essential of all knowledge.

    There is nothing wrong in wanting to get rich. The desire for riches is really the desire for a richer, fuller, and more abundant life; and that desire is praise worthy. The man who does not desire to live more abundantly is abnormal, and so the man who does not desire to have money enough to buy all he wants is abnormal.

    There are three motives for which we live; we live for the body, we live for the mind, we live for the soul. No one of these is better or holier than the other; all are alike desirable, and no one of the three–body, mind, or soul–can live fully if either of the others is cut short of full life and expression. It is not right or noble to live only for the soul and deny mind or body; and it is wrong to live for the intellect and deny body or soul.

    We are all acquainted with the loathsome consequences of living for the body and denying both mind and soul; and we see that real life means the complete expression of all that man can give forth through body, mind, and soul. Whatever he can say, no man can be really happy or satisfied unless his body is living fully in every function, and unless the same is true of his mind and his soul. Wherever there is unexpressed possibility, or function not performed, there is unsatisfied desire. Desire is possibility seeking expression, or function seeking performance.

    Man cannot live fully in body without good food, comfortable clothing, and warm shelter; and without freedom from excessive toil. Rest and recreation are also necessary to his physical life .

    He cannot live fully in mind without books and time to study them, without opportunity for travel and observation, or without intellectual companionship.

    To live fully in mind he must have intellectual recreations, and must surround himself with all the objects of art and beauty he is capable of using and appreciating.

    To live fully in soul, man must have love; and love is denied expression by poverty.

    A man’s highest happiness is found in the bestowal of benefits on those he loves; love finds its most natural and spontaneous expression in giving. The man who has nothing to give cannot fill his place as a husband or father, as a citizen, or as a man. It is in the use of material things that a man finds full life for his body, develops his mind, and unfolds his soul. It is therefore of supreme importance to him that he should be rich.

    It is perfectly right that you should desire to be rich; if you are a normal man or woman you cannot help doing so. It is perfectly right that you should give your best attention to the Science of Getting Rich, for it is the noblest and most necessary of all studies. If you neglect this study, you are derelict in your duty to yourself, to God and humanity; for you can render to God and humanity no greater service than to make the most of yourself.

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  • The Science of Getting Rich, by Wallace Delois Wattles Chapter6

    How Riches Come to You

    WHEN I say that you do not have to drive sharp bargains, I do not mean that you do not have to drive any bargains at all, or that you are above the necessity for having any dealings with your fellow men. I mean that you will not need to deal with them unfairly; you do not have to get something for nothing, but can give to every man more than you take from him.

    You cannot give every man more in cash market value than you take from him, but you can give him more in use value than the cash value of the thing you take from him. The paper, ink, and other material in this book may not be worth the money you pay for it; but if the ideas suggested by it bring you thousands of dollars, you have not been wronged by those who sold it to you; they have given you a great use value for a small cash value.

    Let us suppose that I own a picture by one of the great artists, which, in any civilized community, is worth thousands of dollars. I take it to Baffin Ray, and by “salesmanship” induce an Eskimo to give a bundle of furs worth $500 for it. I have really wronged him, for he has no use for the picture; it has no use value to him; it will not add to his life.

    But suppose I give him a gun worth $50 for his furs; then he has made a good bargain. He has use for the gun; it will get him many more furs and much food; it will add to his life in every way; it will make him rich.

    When you rise from the competitive to the creative plane, you can scan your business transactions very strictly, and if you are selling any man anything which does not add more to his life than the thing he give you in exchange, you can afford to stop it. You do not have to beat anybody in business. And if you are in a business which does beat people, get out of it at once.

    Give every man more in use value than you take from him in cash value; then you are adding to the life of the world by every business transaction.

    If you have people working for you, you must take from them more in cash value than you pay them in wages; but you can so organize your business that it will be filled with the principle of advancement, and so that each employee who wishes to do so may advance a little every day.

    You can make your business do for your employees what this book is doing for you. You can so conduct your business that it will be a sort of ladder, by which every employee who will take the trouble may climb to riches himself; and given the opportunity, if he will not do so it is not your fault.

    And finally, because you are to cause the creation of your riches from Formless Substance which permeates all your environment, it does not follow that they are to take shape from the atmosphere and come into being before your eyes.

    If you want a sewing machine, for instance, I do not mean to tell you that you are to impress the thought of a sewing machine on Thinking Substance until the machine is formed without hands, in the room where you sit, or elsewhere. But if you want a sewing machine, hold the mental image of it with the most positive certainty that it is being made, or is on its way to you. After once forming the thought, have the most absolute and unquestioning faith that the sewing machine is coming; never think of it, or speak, of it, in any other way than as being sure to arrive. Claim it as already yours.

    It will be brought to you by the power of the Supreme Intelligence, acting upon the minds of men. If you live in Maine, it may be that a man will be brought from Texas or Japan to engage in some transaction which will result in your getting what you want.

    If so, the whole matter will be as much to that man’s advantage as it is to yours.

    Do not forget for a moment that the Thinking Substance is through all, in all, communicating with all, and can influence all. The desire of Thinking Substance for fuller life and better living has caused the creation of all the sewing machines already made; and it can cause the creation of millions more, and will, whenever men set it in motion by desire and faith, and by acting in a Certain Way.

    You can certainly have a sewing machine in your house; and it is just as certain that you can have any other thing or things which you want, and which you will use for the advancement of your own life and the lives of others.

    You need not hesitate about asking largely; “it is your Father’s pleasure to give you the kingdom, ” said Jesus.

    Original Substance wants to live all that is possible in you, and wants you to have all that you can or will use for the living of the most abundant life.

    If you fix upon your consciousness the fact that the desire you feel for the possession of riches is one with the desire of Omnipotence for more complete expression, your faith becomes invincible.

    Once I saw a little boy sitting at a piano, and vainly trying to bring harmony out of the keys; and I saw that he was grieved and provoked by his inability to play real music. I asked him the cause of his vexation, and he answered, “I can feel the music in me, but I can’t make my hands go right.” The music in him was the URGE of Original Substance, containing all the possibilities of all life; all that there is of music was seeking expression through the child.

    God, the One Substance, is trying to live and do and enjoy things through humanity. He is saying “I want hands to build wonderful structures, to play divine harmonies, to paint glorious pictures; I want feet to run my errands, eyes to see my beauties, tongues to tell mighty truths and to sing marvelous songs,” and so on.

    All that there is of possibility is seeking expression through men. God wants those who can play music to have pianos and every other instrument, and to have the means to cultivate their talents to the fullest extent; He wants those who can appreciate beauty to be able to surround themselves with beautiful things; He wants those who can discern truth to have every opportunity to travel and observe; He wants those who can appreciate dress to be beautifully clothed, and those who can appreciate good food to be luxuriously fed.

    He wants all these things because it is Himself that enjoys and appreciates them; it is God who wants to play, and sing, and enjoy beauty, and proclaim truth and wear fine clothes, and eat good foods. “it is God that worketh in you to will and to do,” said Paul.

    The desire you feel for riches is the infinite, seeking to express Himself in you as He sought to find expression in the little boy at the piano.

    So you need not hesitate to ask largely.

    Your part is to focalize and express the desire to God.

    This is a difficult point with most people; they retain something of the old idea that poverty and self-sacrifice are pleasing to God. They look upon poverty as a part of the plan, a necessity of nature. They have the idea that God has finished His work, and made all that He can make, and that the majority of men must stay poor because there is not enough to go around. They hold to so much of this erroneous thought that they feel ashamed to ask for wealth; they try not to want more than a very modest competence, just enough to make them fairly comfortable.

    I recall now the case of one student who was told that he must get in mind a clear picture of the things he desired, so that the creative thought of them might be impressed on Formless Substance. He was a very poor man, living in a rented house, and having only what he earned from day to day; and he could not grasp the fact that all wealth was his. So, after thinking the matter over, he decided that he might reasonably ask for a new rug for the floor of his best room, and an anthracite coal stove to heat the house during the cold weather. Following the instructions given in this book, he obtained these things in a few months; and then it dawned upon him that he had not asked enough. He went through the house in which he lived, and planned all the improvements he would like to make in it; he mentally added a bay window here and a room there, until it was complete in his mind as his ideal home; and then he planned its furnishings.

    Holding the whole picture in his mind, he began living in the Certain Way, and moving toward what he wanted; and he owns the house now, and is rebuilding it after the form of his mental image. And now, with still larger faith, he is going on to get greater things. It has been unto him according to his faith, and it is so with you and with all of us.

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  • COUNTERFEIT MONEY. – Facts About the Green Goods Business

    COUNTERFEIT MONEY.

    Facts About the Green Goods Business

    The “Green Goods” Business
    Exposed for the Benefit of
    All who have Dishonest
    Inclinations.

    Smallest Magazine in the world. Subscription price
    50 cts. per year. Single Copies 5 cts. each.

    PUBLISHED BY

    A. B. COURTNEY,
    Room 74, 45 Milk Street,
    BOSTON, MASS.

     

    Every good thing has its imitation, and this includes money. Counterfeiting dates back to the old Greek and Roman times, and the despicable business has been kept up ever since, and probably always will be. In some countries the laws are so severe that the conviction of a maker or passer of spurious coin or bills means death. In America the punishment is usually a long term of imprisonment. Nevertheless people of dishonest tendencies seem to have a mania for wanting to “shove the queer,” and are desirous of going into the business extensively if they can only find a manufacturer of bad money who will supply them. This demand has been the cause of establishing the trade popularly known as “green goods” business. The operators are usually in gangs, and they work scientifically. Perhaps you, respected reader, have received ere this a very confidential letter from one Johnson, or Bechtoldt, or Carruthers, or somebody else, (usually located in New York, Jersey City or Chicago) telling you about the “green articles” that they have to sell in denominations of “tens, twenties,” etc., and assuring you that they are “perfect in every respect.” Enclosed with the letter you probably found a[3] clipping alleged to have been cut out of a newspaper, telling how a crack counterfeit dealer had been caught red handed but had passed the ordeal of a trial and had been acquitted, because the counterfeits were so good that neither prosecutors, judge nor jury would dare to say that the money in evidence was spurious. Yet, the clipping goes on to say, that it is well known that the money really was counterfeit, but had been printed from some plates that had been stolen from the treasury department, and were, to a certain extent, genuine.

    As a matter of fact, no plates of money were ever stolen from the U. S. treasury department, and the so called newspaper clipping is a concoction of some ingenious rascal intended to convince you, if dishonestly inclined, that you can handle the “green articles” with perfect safety.

    The letter doesn’t contain the address of the dealer; oh, no, he doesn’t do business that way. You can only reach him by telegraph to an address given by him, which is no address at all in reality except perhaps the location of a graveyard or aqueduct. It has been alleged that the Western Union Telegraph Company simply holds such telegrams and they are called for by the men who expect them and whose swindling game is understood by the telegraph people. The swindler[4] sends back an answer by letter, telling the countryman to come on at once, and saying that he will meet him upon his arrival at the depot, or at some hotel, and one is to know the other by means of a colored handkerchief, a peculiar way of carrying the cane, or some other signal.

    Well, the countryman goes to the city, meets the knave who shows him in some quiet room, a package of crisp bills. The countryman opens his eyes wide and visions of sudden wealth flit through his brain. Mr. Counterfeiter suggests that they try some of the bills and see whether or not they will pass without detection. They drop into a saloon, and courteous Mr. Counterfeiter insists that the other have a drink. Perhaps Mr. Wayback may be a prohibitionist, but that doesn’t matter as he will certainly be willing to drink a little pop beer or ginger ale, just to be social. The city rascal doesn’t even need to wink at the bartender to cause the latter to drug the drink, as he is well paid by the gang, and before the countryman and the city rascal have got far Mr. Wayback begins to feel stupid, and can be easily induced to go anywhere his leader suggests while they are “trying the counterfeit money.” However, the bills are just as good as gold, being absolutely genuine, and the “dealer in bad money” can safely lead his confiding friend into any bank, and have[5] one or two bills changed, just to convince the jay. Perhaps Mr. Wayback is so thoroughly drugged that he falls asleep when landed in one of the out-of-the-way rooms of the gang. In that case it is an easy matter to drug him more and rob him of all the good money he possesses, then take him out after nightfall and leave him to sleep off the effects of his potion in some alleyway.

    On the other hand, if the would be rascal of a countryman keeps awake he will be introduced to one or two other jolly good fellows, and a transaction will be made in the aforementioned room. The two or three thousand dollars in real money (which the countryman supposes to be excellent counterfeits) will be wrapped in a package and sealed. Then the jay will be asked to produce the $300 or $500 that he is to pay for the pile. While he is doing this, one of the confederates adroitly substitutes another package for the one on the table, being exactly similar in outward appearance and weight, but filled with sawdust. Mr. Wayback doesn’t see all this, and the crooks are very clever withal. About the time that he has his good money counted to pay over, one of the gang looks out the window, whispers that two detectives are approaching, and they suddenly skip, one of them, of course, grabbing the countryman’s payment, and hastily suggesting that he take his package[6] and get out of the city as soon as possible. This he will do, and ultimately find out how he has been swindled.

    But what can he do?

    He intended to be dishonest, and if he complains to the police he will be liable to arrest. The swindlers have got his money, he has obtained the experience and goes home a sadder but wiser man.

    This game is worked all the year around and it is astonishing how new “suckers” are obtained so readily. Police and post office officials use all sorts of methods to kill the business but their success is limited. The “green goods” men make large sums of money and live high.

    To all who are looking for counterfeit money let us say, “Don’t.” You cannot get it anyhow, but even if you could, the chances are nine in ten that you would soon occupy a felon’s cell. Seldom a counterfeiter goes free for long, no matter how clever he may be. Frequently the styles of “green goods” invitations are altered, and to one who is bound to be dishonest, it might appear that, after all, the special scheme offered him may be all right—that is, dishonestly all right—and that the counterfeit money can be obtained after negotiations. But it can’t. We do not deny but that spurious money is passed, but only in the inner[7] circle of crookdom are such things arranged, and it would be as easy for a camel to walk through a key-hole as for any but a “cut and dried” old time crook to get an “inside” on the counterfeit money business.

    Be honest; it pays. The writer sincerely hopes that this little volume may be the means of saving the money of many a man, and of diverting his ideas in a more legitimate direction. Let such as are tempted by the “green goods” monster, and who have money that they could invest, put such money in the savings bank at a small per cent. The result will be a fair income, but better still, a clear conscience.


    Extensive Mailing.

    Here is a statement about the extensive mailing of “green goods” circulars. The story was told by Van Buren before the Lexow committee in 1894.

    Benjamin D. Van Buren, a discharged chief clerk of the Jersey City post office, told a startling story.

    “I was chief mailing clerk,” said Mr. Van Buren. “My attention was first called to the green goods business about eight years ago. The first thing that I noticed was the hiring of boxes by green goods men. I knew them by sight only. This lasted two or three months. Then my attention[8] was attracted to some stories in the newspapers about the stopping of circulars at the New York post office. Large amounts of mail were stopped there. Then came some men with big bundles of circulars without the “return” stamp on them. I suspected they were green goods circulars stopped at the New York post office. I went to Postmaster Dickerson with my suspicions, and he told me to keep a strict watch and see if I could find an envelope open. I did in a few days, and found one of the regular circulars in it. I gave it to the assistant postmaster, who took it to Inspector James in New York. Then Postmaster Dickerson ordered me to send the matter out. Later on it was discussed with Inspector Egerton of Philadelphia, who has charge of the postal district in which Jersey City is located; and the rule went forth to forward at once, regardless of character. Immense quantities of green goods circulars were then handled from that office. After a time the circulars came in such quantities that they were not put through the windows, but taken around to the back door, the same as other big users of the mails. Postage stamps were sold in big lots by the assistant postmaster to the green goods men. I should say they must have bought $500 or $600 worth a day.”


    [9]

    New Dodges.

    The following interesting story appeared in the New York Herald of February 10, 1895, and indicates that there has been but little cessation in the “green goods” business:

    Mr. Hace Ead, of Texas, who comes on to New York every spring to buy “green goods,” and who each time takes home a valise full of bricks, but who, nevertheless, returns to the business again, hoping against hope, will have no more difficulty in making his purchases this year than he had last. The “green goods” men are still at their games, flooding the country with circulars and disposing of bags of rubbish at fabulous prices.

    The revelations before the Lexow committee did not have the effect of driving the “sharps” into legitimate occupations. While the testimony was being given against them they kept in retreat in Jersey City, but even during the hearing of the “green goods” witnesses, “come-ons” were arriving in shoals at all the Jersey City depots, and the brick maker who supplies the swindlers at wholesale prices made his usual daily deliveries at their offices. The bricks, carefully wrapped up in paper, were distributed to the four corners of the United States.

    John Sheffield, of Manchester, N. Y., who came to Jersey City recently to rob the “green goods”[10] men, and who did steal $1,600 from two of them, says that a large part of the savings of residents in his town has gone to the operators in this city. It was to get revenge and to obtain some of these savings back that Sheffield came along. The place where the operators said they would meet him at No. 87 West street, New York, but he preferred to do business with them in his room at Taylor’s Hotel, in Jersey City, where he kept his black jack, and where he succeeded in disabling one of the men who wanted to jabe him in the eye with an umbrella and recover the money.

    The “green goods” men live in New York still. They always did a good deal of their business in Jersey City, and they do it there now. Some of the odd looking farmers who come from the central part of New York State, and who have never seen a piece of water so large that it could not be crossed by a bridge, are afraid to trust themselves to the ferryboats. As soon as they see the river they rebel, and positively refuse to leave dry ground. This necessitates a good deal of the business being done in Jersey City. Another reason for the selection of that town originally was the cheapness of police “protection” as compared with its cost in this city.


    DISLIKE TO BE FOUND OUT.

    There are still other reasons. A “come-on” is[11] frequently a wild looking being, with lengthy hair and an embarrassed manner, who continually falls over himself and gets buncoed or robbed before he reaches the swindlers to whom he morally belongs. “If he is a queer sight,” said an operator, “he won’t attract so much attention in Jersey City as he would in New York.”

    Chief of Police Murphy told me the other day that there were many “green goods” men quartered in his bailiwick in temporary exile. They received visits from men who might be customers and who might be clergymen trying to convert them. It was hard to get evidence against these criminals, as their victims are as interested in not being found out as are the operators themselves. They continue to take many of the “come-ons” to Bound Brook and there perform the final act in financial juggle.

    There “green goods” men who used to be very active in catching and despoiling “come-ons,” but who now say that they have reformed and are leading simple Christian lives, are John Morgan, James Wilson and Michael Ryan. If they have really become converts to religion the business they have gone into is probably that of guides, for they are seen meeting strange looking men with chin whiskers, wide hats, carpet bags and agricultural boots at the trains. In a short time,[12] sometimes only two or three hours, these same men reappear at the ferry or railroad station carrying a valise that they did not have with them when they arrived.

    So easily identified are the “come-ons” that the ferry employes recognized them half a block away. Sometimes they call out to each other so that the “come-ons” can hear:—“I’ll bet that fellow has $10,000 in that bag,” or “Looks like a counterfeiter.” Then they enjoy the alarm of the “come-on,” who turns pale and escapes as quickly as he possibly can.

    At the Pennsylvania Railroad ferry in Jersey City there is a youth representing the “green goods” men continually on the watch. He scans the faces of all passers by and looks out carefully for detectives. Knowing all the employes of the police department by sight he can get an idea if there is anything unusual going on, or if the department is on the watch for some criminal. This youth was pointed out to me yesterday by a private detective once in the employ of the Law and Order Society, and who told me that the “green goods” men were still doing business on a large scale, though they were not so bold as before the sessions of the Lexow committee.

    Some of the operators have been robbed lately by “come-ons.” So great has been the publicity[13] of the exposure of the business that it is hard to realize that there can be a single man in the country who could be gulled by it, but still hundreds of New Yorkers make a fat living off “green goods.” During the Lexow investigation a few of the Jersey City operators who did not know human nature very well thought that the end of the “green goods” trade had been reached, and that they would have to think up some new scheme for making a dishonest living.


    NEW SWINDLING GAME.

    One of the tricks that has superceded “green goods” is the “country postmaster,” or “red goods” game. A circular is sent to postmasters in out-of-the-way towns where the level of intelligence is supposed to be very low, informing them that the writers have become possessed of a large quantity of postage stamps, and are waiting for a chance to sell them at from thirty-five cents to fifty cents on the dollar, according to the quantity taken.

    After this the modus operandi is precisely similar to that employed in the “green goods” game. The victim is shown a lot of postage stamps, which are then packed in a valise, and at the last moment the valise is changed for one containing mud or stones or a brick.

    This has not the same field as the “green goods” game, as the number of postmasters is limited, and in little towns their opportunities are smaller for disposing of any great quantities of stamps. It was invented by operators who had been clubbed or beaten by “come-ons” familiar with their game, and who decided that a change of ground was necessary. But it can hardly be said to have scored a hit.

    [14]

    The police have made a statement to the effect that Harlem is now free from “green goods” men, but it must be remembered that at all times, even when Harlem was overrun with the swindlers, the police have issued similar proclamations. It has been said that Captain Thompson, of the West 125th street station, has made an arrangement with the Western Union Telegraph Company by which all “green goods” messages shall be shown to him. This statement is made in order to show the vigilance of the police and the change of heart of the telegraph company, which has derived a large income from the swindlers, it being alleged that the company had a regular “green goods” department to look after that branch of the trade and to see that the operators got what they wanted.

    It is denied, however, that the Western Union people could show telegrams to the police. It is against the law, for one thing, and any company that did not guarantee the secrecy of its messages would soon begin to lose its business.


    About Detectives.

    We now offer a volume of the celebrated Sherlock Holmes’ Detective Stories, including “Sign of the Four,” “Haunted Man,” “Study in Scarlet,” “Battle of Life” and “Reminiscences.” These are the greatest detective stories ever written. Don’t fail to read them. You can get the volume, postpaid, by sending only six cents, stamps, to Keystone Book Co., Box 1634, Philadelphia, Pa., or to the firm from whom you received this little “Counterfeit Money” book.


    Genuine Government Money.

    Here is a new wrinkle in the line of green goods business. Ordinarily the country brother, when[15] he speculates in this class of stock, goes in without regard for the proprieties, for the purpose of making whatever he can out of the scheme, and, if he gets the supply as promised, feels satisfied with the arrangement.

    This new idea is something of a variation on the old plan, however, in that it swindles the man who is himself contemplating a swindle on his neighbors and on the government. Instead of sending the customer “green” goods, the swindlers send him a lot of confederate money.

    Here is the way the new circular reads:

    “Esteemed Sir—You have been recommended to me as being a person in whom I can place implicit faith; who will deal with me honestly and work for mutual interests. I therefore write you this confidential letter, trusting to your honor to use me fairly.

    “My business is peculiar. I deal in money of several kinds. I want a shrewd, careful and energetic person in your locality to handle a branch of my business. Probably you are not wealthy, but you can recall some others who have quite suddenly achieved wealth, and the public has never known just how. Mine is a money making method, and will enable you to acquire good cash by exchanging bank bills for coins, etc.

    “I will not go into details in this letter, but if you will send me $2, I will send you samples of money representing $50, also complete confidential instructions, lists of prices of various denominations of money.

    “The above will enable you to get a proper start, and if you go into the business on a large scale, I will arrange to pay your expenses to Boston, where we can have a personal private conference and make negotiations.

    [16]

    “I enclose a strong envelope, addressed, in which you can place your $2, and it will reach me safely. Rest assured I shall deal with you fairly, Mr. ——, and I expect the same treatment in return.

    “P. S.—The samples of money that I will send you are printed from original government plates, therefore, are not counterfeit (or imitation) money.”

    It is necessary to read the letter twice in order to appreciate the fine points of composition, the seductive tone of the epistle, and yet, the clever way in which the writer avoids making any damaging admissions.

    The opening and the general style is that of the regular “green goods” letter, but it differs in two important points—its tone is not so secret as those epistles generally are, and the address of the sender is given. Furthermore the customer is not required to answer by a secret telegraphic message.

    The postscript is particularly inviting, as the writer guaranteed to send money from original government plates, and not counterfeits.


    This is Literally True,

    but the writer forgets to state that the government which is represented on the money went out of existence about 30 years ago.

    Confederate money is what will be sent, and the agreement will be literally carried out so far as the amount specified goes. If the customer “kicks,” he is bound hand and foot, so to speak, for he has made himself a party to the fraud by sending for the article advertised, and which is really much worse than what he receives.

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  • $1000 Provable Income Cash Advances: Should You Take The Opportunity?

    Many finance firms are wiling to offer a sum of $1000 to those in need, provided the beneficiary has a provable source of income and agrees to repay the amount as per the firm’s outlined repayment schedule. However, needless to say that you would end up repaying more than you acquire from the cash advance firm. This is because the cash advance firm is likely to charge an interest on such credit lending.

    Getting hold of a $1000 cash advance won’t be a cinch by any means. You would have to carry out a preliminary research of reputable cash advance firms willing to lend $1000. Though it’s easy to find cash advance of around $250 to $500, you might have to shop around a bit in order to bag $1000. It is recommended to keep several options open during your quest for a cash advance. This way, if one cash advance firm leaves you high and dry, you could easily switch to another.

    Sums of $1000 and below are considered trifling amounts by bigger loan firms’ standards. Therefore, it is highly unlikely to acquire a $1000 loan from a loan firm. However, cash advance firms are a viable option for people in urgent need of around $1000. Cash advance firms would gladly approve your application, provided you have a provable income source. But, cash advance companies normally charge a higher rate of interest relative to bigger loan firms.

    All in all, cash advance is a nice and quick way to acquire that much needed cash in a jiffy. But since the rate of interest is on the higher side, it’s best to take up a loan from a loan firm, if possible. In general, you should turn to a cash advance firm only when you have no other means of acquiring cash.

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  • How to Make Money Fast by Retrieving and Returning Shopping Carts

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    Are you looking for a way to make money fast? If you have a large utility vehicle, like a pick-up truck, you can retrieve and return shopping carts for a cash reward.

    Most every mid to large retail grocery, variety and department store has a stock of shopping carts on hand. They are purchased by the store, of course, so that customers can use them when shopping in their store.

    Shopping buggies are expensive. The average cost to the retailer for just one is between 75 and 100 dollars. Large ones like the kind you find at wholesale and club stores can run upwards of 200 dollars or more.

    Most retail stores have dozens of them; busy big-box stores may even have hundreds of them. Purchasing enough of them to meet a store’s demand and traffic levels requires a significant expenditure of cash.

    It is, therefore, in the best interest of the retailer to protect that investment. Most retailers do their best to make sure that carts remain on store property. However, shopping buggy theft is all too common. The average store loses about $8,000 $10,000 to per year to this problem.

    Because they are so expensive to buy, many store owners and retail companies pay cash rewards for the return of their carts which have been stolen (or “borrowed”) and not returned. Cash rewards typically range from 25 to 50 dollars per cart.

    Here’s how you can retrieve and return those buggies for cash: contact retailers in your area which have shopping carts. Find out if they pay for returned carts. Many do, but won’t give cash rewards to just anyone. (Store owners don’t want the public to abuse the reward system by stealing carts themselves in order to get the reward.) Usually you have to sign a cash-for-retrieval contract.

    You’ll have to provide some forms of identification, usually a driver’s license plus one other item (like a Social Security or credit card). You may have to sign a waiver absolving the store of liability in the event of something unforeseen.

    You can make arrangements with any or all of the retailers in your area. The more contracts you have, the more money you can make.

    If you’ve lived in your city for any length of time, you’ve probably seen common dump sites for stolen shopping buggies. Visit these areas regularly. Additionally, get in the habit of keeping your eyes open every time you’re out and about town. You’ll probably spot discarded shopping carts regularly. You can pick these up and return them as you come across them, or store them at home until you have several of them.

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    Source by Scott Lindsay

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